Insider buying last 90 days
No open-market insider purchases were filed for SBSI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SBSI insider filing, plotted on the chart in Gekko.Open SBSI in Gekko
NYSE: SBSI
Southside Bancshares (SBSI) Stock Analysis & Forecast
Oct 12 close
$30.30+0.10 (+0.3%)
Gekko Brief
AI summaryOct 12 closeThis week's coverage centers on Southside Bancshares' recent results and analyst views. A comparison piece set SBSI alongside BNP Paribas on valuation, profitability and dividends, while Argus maintained a "Buy" rating with a reference price of $30.20. Separately, second-quarter earnings showed net income rising 23.03% year-over-year to $26.837 million, with diluted EPS up 25% to $0.90, as revenue fell short of estimates and assets grew to $8.764 billion.
SBSI closed at $30.30, up 0.3%, remaining below both its 50-day average of $31.69 and 200-day average of $32.39, with the 50-day under the 200-day. The stock sits 11.8% lower over three months and 5.5% lower over one month, though up 8.1% over the past year, trading between its 52-week range of $26.32 and $36.20. The GekkoIndex reads 65.2, placing SBSI in the Accumulation zone, down 1.6 over five days. Price stands 7.2% below Gekko Fair Value of $32.64.
Earnings are scheduled for 23 October 2026, 11 days away, falling inside a typical 20-trading-day holding window; the prior quarter's report produced a -3.7% reaction after EPS of $0.51 missed the $0.77 estimate. No insider, Congress or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over the next 20 trading days has averaged 6.5% across 5 years, with gains in 3 of them. Consensus among 3 covering firms stands at hold, with a $34 price target implying 12.2% upside.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Southside Bancshares price vs fair value
Close $30.30200-day averageGekko Fair Value $32.64
Southside Bancshares quick facts
- Market cap
- $901.5M
- P/E ratio
- 12
- Forward P/E
- 10.7
- EPS, TTM
- $2.52
- Revenue, TTM
- $245.0M
- Profit margin
- 31%
- Dividend yield
- 4.73%
- Beta
- 0.60
- Volume
- 136,324 avg 153,685
- 1-year return
- +8.1%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±4.6%
- 50-day average
- $31.69
- 200-day average
- $32.39
- Next earnings
- Oct 23
- Shares outstanding
- 29.81M
Southside Bancshares swing-trade checklist
Southside Bancshares scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendheadwind
Below 50 and 200-day
Close $30.30 is below the 50-day ($31.69) and 200-day ($32.39) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
65.2, Accumulation
Reading 65.2 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
7.2% below
Price is 7.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 11 days
Reports on Oct 23, 2026, 11 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+6.5% on average
From this point in the calendar, the next 20 trading days averaged +6.5% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Southside Bancshares stock chart and price history
Southside Bancshares closed at $30.30 on Oct 12, 2026, +8.1% over the past year, inside a 52-week range of $26.32 to $36.20.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.5%
- 3 months
- −11.8%
- 6 months
- −8.3%
- 1 year
- +8.1%
The full SBSI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SBSI in Gekko
Follow Southside Bancshares through every session
Put SBSI on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track SBSI in GekkoFree for 7 days. No credit card required.
About Southside Bancshares
Southside Bancshares operates through its banking subsidiary, Southside Bank, offering a broad range of financial services to individuals, businesses, government entities, and non-profit organizations. Customers can access savings accounts, money market accounts, checking accounts, and certificates of deposit, along with personal loans for homes, home improvements, and vehicles. The company is known for combining everyday banking with more specialized lending and wealth services under one roof.
On the business side, Southside Bancshares extends credit to commercial clients for working capital, equipment purchases, expansion projects, and commercial real estate, as well as financing to municipalities. It also supports construction lending for both residential and commercial properties. Beyond lending and deposits, the company offers wealth management and trust services, covering investment advice, estate handling, trust administration, and custodial work for individuals, partnerships, and corporations, along with brokerage services and safe deposit box rentals. As of the end of 2021, it operated 56 banking locations and 73 ATMs and ITMs for customer use.
Founded in 1960, Southside Bancshares is headquartered in Tyler, Texas. Its shares are listed on the NYSE under the ticker SBSI.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- southside.com
Southside Bancshares GekkoIndex: the smart money zone
Southside Bancshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.2, in the Accumulation zone, down 1.6 points over five sessions.
65.2Accumulation
Down 1.6 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 33 | +0.8% | +3.6% | ||
| Accumulation (current zone) | 247 | +0.3% | +1.3% | ||
| Neutral | 368 | −0.2% | −0.4% | ||
| Distribution | 29 | −0.1% | −3.1% | ||
| Selling | 5 | Too few readings yet | |||
Average SBSI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the SBSI price, zone by zone.Track SBSI in Gekko
Is Southside Bancshares stock overvalued? Gekko Fair Value
Southside Bancshares trades 7.2% below Gekko Fair Value of $32.64, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Southside Bancshares shares are worth, recalculated every trading day.
$32.64
Gekko Fair Value, Oct 10, 2026
7.2% Undervalued
At the end of Aug 2026 the price was 8.4% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open SBSI in Gekko
Southside Bancshares insider and Congress trading
No open-market insider purchases were filed for Southside Bancshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SBSI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SBSI, plotted on the chart in Gekko.Open SBSI in Gekko
Buybacks
Southside Bancshares has been buying back its own shares.
- Bought back, quarter ended Dec 31, 2025
- $10.56M
- As a share of market cap
- 1.17%
From company filings.
Southside Bancshares earnings: next date and track record
Southside Bancshares reports on Oct 23, 2026 (11 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Oct 23, 2026
11 days away
- EPS estimate
- $0.79
- Revenue estimate
- $72.67M
5 of 8reports beat the EPS estimate
±3.1%average move across the report
1 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 23, 2026 AI summary
- What they said
- SBSI reported Q4 2025 net income of $21 million ($0.70 EPS), up 327% quarter-over-quarter, despite a $7.3 million loss from selling $82 million of securities. Full-year 2025 net income was $69.2 million ($2.29 EPS), down 21.8% from 2024. Loans grew 1.1% to $4.82 billion with net interest margin expanding to 2.98%. Credit quality remains strong with nonperforming assets at 0.45% of total assets.
- Guidance
- Management expects additional net interest margin expansion from $93 million subordinated debt redemption in February 2026. Current loan pipeline stands at $2 billion, with unfunded production expected to fund over next 6-9 quarters.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 23, 2026 | $0.51 est $0.77 | $71.99M est $71.74M | −3.7% |
| Oct 23, 2025 | −$0.62 est $0.72 | $72.32M est $71.70M | −1.4% |
| Jul 25, 2025 | $0.72 est $0.69 | $66.01M est $69.49M | −0.2% |
| Apr 29, 2025 | $0.71 est $0.67 | $63.70M est $68.31M | −1.2% |
| Jan 29, 2025 | $0.74 est $0.72 | $67.09M est $67.23M | −3.9% |
| Oct 24, 2024 | $0.61 est $0.73 | $63.22M est $68.40M | −3.2% |
| Jul 25, 2024 | $0.81 est $0.64 | $64.80M est $64.84M | +7.6% |
| Apr 25, 2024 | $0.71 est $0.68 | $62.75M est $67.72M | −3.9% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Southside Bancshares stock forecast and analyst price targets
Analysts’ average 12-month price target for Southside Bancshares is $34.00, +12.2% from the last close, from 3 firms rating the stock in the last 90 days.
$34.00consensus 12-month target, +12.2% from the last close
Now $30.30Avg $34.00
Low $33High $37
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 3 | KBW | $35 | +15.5% |
| Jul 27 | Stephens | $37 | +22.1% |
| Jul 27 | Piper Sandler | $33 | +8.9% |
+1.3%average 20-day move after past Accumulation readings
+6.5%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Southside Bancshares seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Southside Bancshares averaged +6.5% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.0% | 4 of 5 |
| Next 10 trading days | +0.8% | 4 of 5 |
| Next 15 trading days | +0.9% | 3 of 5 |
| Next 20 trading days | +6.5% | 3 of 5 |
| Next 30 trading days | +5.9% | 4 of 5 |
For scale, SBSI’s typical 20-trading-day move in either direction is about 4.6%.
Southside Bancshares market cap and key statistics
Southside Bancshares’s market cap is $901.5M, with a P/E ratio of 12 and revenue of $245.0M over the last twelve months.
Valuation
- Market cap
- $901.5M
- P/E ratio
- 12
- Forward P/E
- 10.7
- EPS, TTM
- $2.52
- Gekko Fair Value
- $32.64
Trading
- Volume
- 136,324
- Avg volume, 20 days
- 153,685
- 52-week high
- $36.20
- 52-week low
- $26.32
- Shares outstanding
- 29.81M
Financials
- Revenue, TTM
- $245.0M
- Profit margin
- 31%
- Return on equity
- 9%
- Quarterly earnings growth, YoY
- +25.0%
Risk and income
- Beta
- 0.60
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±4.6%
- Dividend yield
- 4.73%
Southside Bancshares stock news this week
3 headlines about Southside Bancshares from the past week, newest first, each linking to the publisher.
- Critical Comparison: Southside Bancshares (NYSE:SBSI) versus BNP Paribas (OTCMKTS:BNPQY)Defense World, Oct 11
- Southside Bancshares, Inc. (SBSI) Stock ForecastsYahoo! Finance Canada, Oct 9
- Southside Bancshares stock reports higher second-quarter earningsAD HOC NEWS, Oct 5
Southside Bancshares peers
Southside Bancshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Southside Bancshares stock FAQ
What is Southside Bancshares’s market cap?
Southside Bancshares’s market cap is $901.5M at the Oct 12, 2026 close of $30.30, with 29.81M shares outstanding. The shares trade on a P/E ratio of 12.
What is the Southside Bancshares stock forecast?
The consensus analyst 12-month price target for Southside Bancshares is $34.00, +12.2% from the last close. Of the 3 firms that rated the stock in the last 90 days, 0 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Southside Bancshares stock overvalued or undervalued?
On Gekko’s estimate Southside Bancshares is undervalued: the Oct 12, 2026 close of $30.30 is 7.2% below Gekko Fair Value of $32.64. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Southside Bancshares report earnings next?
Southside Bancshares is expected to report on Oct 23, 2026 (11 days away). Analysts expect earnings of $0.79 per share on revenue of $72.67M. Southside Bancshares beat the earnings estimate in 5 of its last 8 reports, moving 3.1% on average across the report.
What is Southside Bancshares’s 52-week high and low?
Southside Bancshares’s 52-week high is $36.20 and its 52-week low is $26.32; it closed at $30.30 on Oct 12, 2026, +8.1% over the past year. Over the last five years the shares peaked at $45.36 on Nov 22, 2021.
Is Southside Bancshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Southside Bancshares the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,408 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.