Insider buying last 90 days
No open-market insider purchases were filed for EBC in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every EBC insider filing, plotted on the chart in Gekko.Open EBC in Gekko
NASDAQ: EBC
Eastern Bankshares (EBC) Stock Analysis & Forecast
Sep 28 close
$21.13−0.29 (−1.4%)
Gekko Brief
AI summaryThe only headline this week is a filing showing State Street Corp increased its stake in Eastern Bankshares (EBC) by 42.3% during the second quarter, disclosed with the Securities and Exchange Commission.
EBC closed at $21.13, down 1.4%, sitting between its 50-day average of $22.44 and 200-day average of $20.77. Shares are down 5.7% over one month and 4.3% over three months, though still up 11.2% over six months and 16.1% over one year, with a 52-week range of $16.61 to $23.78. The GekkoIndex reads 65.4, placing EBC in the Accumulation zone, though this has slipped 4 points over five days. Price sits 10.1% below Gekko Fair Value of $23.51.
Earnings are due 22 October 2026 before the open, 23 days out and within a typical 20-day holding window; the last report on 23 July showed EPS of $0.49 against a $0.46 estimate, with a 1.5% reaction, part of a record of 5 beats in 8 quarters. Seasonality over the past 5 years has averaged a -2.7% move across the next 20 trading days, rising in only 1 of those years. Analyst coverage from 8 firms includes 6 buy and 2 hold ratings, with a consensus target of $25.12. No insider, Congress or unusual options activity appears in the current windows.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Eastern Bankshares price vs fair value
Close $21.13200-day averageGekko Fair Value $23.51
Eastern Bankshares quick facts
- Market cap
- $4.88B
- P/E ratio
- 12
- Forward P/E
- 9.7
- EPS, TTM
- $1.79
- Revenue, TTM
- $1.10B
- Profit margin
- 34.3%
- Dividend yield
- 2.53%
- Beta
- 0.67
- Volume
- 2.35M avg 2.49M
- 1-year return
- +16.1%
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±5.4%
- 50-day average
- $22.44
- 200-day average
- $20.77
- Next earnings
- Oct 22 before open
- Shares outstanding
- 228.5M
Eastern Bankshares swing-trade checklist
Eastern Bankshares scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $21.13 sits between the 50-day ($22.44) and 200-day ($20.77) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
65.4, Accumulation
Reading 65.4 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
10.1% below
Price is 10.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−2.7% on average
From this point in the calendar, the next 20 trading days averaged −2.7% over 5 years, rising in 1 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Eastern Bankshares stock chart and price history
Eastern Bankshares closed at $21.13 on Sep 28, 2026, +16.1% over the past year, inside a 52-week range of $16.61 to $23.78.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.7%
- 3 months
- −4.3%
- 6 months
- +11.2%
- 1 year
- +16.1%
The full EBC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open EBC in Gekko
Follow Eastern Bankshares through every session
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About Eastern Bankshares
Eastern Bankshares is the holding company for Eastern Bank, which serves retail customers, businesses, and small business owners across the United States with banking, trust, and investment services. Its account offerings include checking, savings, money market, and time deposit products, and it is recognized for combining everyday banking with wealth management support.
On the lending side, Eastern Bank extends commercial and industrial financing such as asset-based lending, and commercial real estate and construction loans, alongside small business, residential mortgage, and home equity products. It also offers lines of credit and various consumer loans, including personal credit lines, overdraft coverage, and financing for automobiles, home improvements, and airplanes. Beyond lending, the company provides wealth management, trust, and financial planning services, along with cash management tools like lock box collection and account reconciliation for business clients.
Founded in 1818, Eastern Bankshares is headquartered in Boston, Massachusetts. Its shares are listed on the NASDAQ under the ticker EBC.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- easternbank.com
Eastern Bankshares GekkoIndex: the smart money zone
Eastern Bankshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.4, in the Accumulation zone, down 4 points over five sessions.
65.4Accumulation
Down 4 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 12 | +2.3% | −2.4% | ||
| Accumulation (current zone) | 208 | +0.7% | +4.8% | ||
| Neutral | 412 | +0.3% | +0.9% | ||
| Distribution | 36 | −0.8% | −4.3% | ||
| Selling | 4 | Too few readings yet | |||
Average EBC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the EBC price, zone by zone.Track EBC in Gekko
Is Eastern Bankshares stock overvalued? Gekko Fair Value
Eastern Bankshares trades 10.1% below Gekko Fair Value of $23.51, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Eastern Bankshares shares are worth, recalculated every trading day.
$23.51
Gekko Fair Value, Sep 29, 2026
10.1% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open EBC in Gekko
Eastern Bankshares insider and Congress trading
No open-market insider purchases were filed for Eastern Bankshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in EBC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for EBC, plotted on the chart in Gekko.Open EBC in Gekko
Buybacks
Eastern Bankshares has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $73.70M
- As a share of market cap
- 1.51%
From company filings.
Eastern Bankshares earnings: next date and track record
Eastern Bankshares reports on Oct 22, 2026, before the open (23 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Oct 22, 2026
Expected before the open, 23 days away
- EPS estimate
- $0.49
- Revenue estimate
- $310.5M
5 of 8reports beat the EPS estimate
±2.6%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 23, 2026 AI summary
- What they said
- Management presented a strong Q2 with record operating net income (operating net income $106.5M, $0.49 diluted EPS) driven by net interest income growth, margin expansion, diverse fee revenue growth, expense control and deposit and loan growth. The company reported improved operating metrics (operating efficiency ratio ~49%, operating ROA 1.38%, operating ROTCE 15.3%) and highlighted progress in wealth management (record assets), commercial lending growth (C&I strength) and positive credit trends. Management emphasized disciplined expense management, completion of most HarborOne merger cost saves, and significant capital return activity (share repurchases). During Q&A management reinforced that deposit competition remains active, deposit costs are expected to tick higher modestly, asset repricing will continue to drive yields over multiple years, and CRE payoffs were elevated in Q2 but expected to moderate in H2. Overall tone was confident but measured—celebrating strong results while acknowledging interest-rate, deposit-cost, CRE payoff and funding-cost uncertainties.
- Guidance
- Forward-looking items discussed: - Net interest income / NIM outlook: company signaled a modestly lower NII guide (bias to lower end); expects ongoing asset repricing but deposit costs likely to increase ~2-3 bps per quarter (possibly a bit higher) which could offset some margin benefit. Management noted sensitivity of ~1-2 bps in margin per 25 bps of steepening/flattening. - Accretion: ~$80M full-year accretion expected (~$40M in second half; recent quarters at ~19.5-19.7). - Expenses: lowered the top end of expense guidance; HarborOne cost saves (~$55M run-rate) largely realized. - Capital/Buybacks: new 5% repurchase authorization; CET1 target ~12% (current ~13%); buybacks to be executed core + opportunistic based on valuation. - Loan growth: management expects continued loan pipeline strength and loan growth (commercial pipeline at record quarter-end).
- Risks flagged
- Main risks mentioned: intense deposit competition and upward pressure on deposit costs; unpredictability of deposit pricing and funding cost (borrowings); elevated CRE payoffs affecting CRE balances (some expected to moderate); sensitivity to interest-rate moves (funding vs asset repricing uncertainty); reliance on continued loan and deposit growth to manage borrowings; general forward-looking risks referenced in the company’s investor presentation and SEC filings.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 23, 2026 | $0.49 est $0.46 | $316.0M est $308.2M | +1.5% |
| Apr 23, 2026 | $0.40 est $0.44 | $295.9M est $302.0M | −1.7% |
| Jan 22, 2026 | $0.44 est $0.41 | $290.1M est $286.8M | −1.1% |
| Oct 23, 2025 | $0.37 est $0.40 | $240.0M est $245.9M | −4.0% |
| Jul 24, 2025 | $0.41 est $0.38 | $243.8M est $247.3M | −1.5% |
| Apr 24, 2025 | $0.34 est $0.33 | $29.59M est $227.0M | −4.6% |
| Jan 23, 2025 | $0.34 est $0.30 | $216.5M est $211.9M | +1.8% |
| Oct 24, 2024 | $0.25 est $0.33 | $203.4M est $222.8M | −4.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Eastern Bankshares stock forecast and analyst price targets
Analysts’ average 12-month price target for Eastern Bankshares is $25.12, +18.9% from the last close, from 8 firms rating the stock in the last 90 days.
$25.12consensus 12-month target, +18.9% from the last close
Now $21.13Avg $25.12
Low $22High $27
Each firm’s latest rating in the last 90 days: 8 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 16 | Barclays | $22 | +4.1% |
| Aug 19 | Piper Sandler | $26 | +23.0% |
| Jul 28 | Stephens | $24 | +13.6% |
| Jul 27 | Seaport Global | $27 | +27.8% |
| Jul 27 | D.A. Davidson | $25 | +18.3% |
+4.8%average 20-day move after past Accumulation readings
−2.7%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Eastern Bankshares seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Eastern Bankshares averaged −2.7% across the last 5 years, rising in 1 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.2% | 4 of 5 |
| Next 10 trading days | +0.8% | 4 of 5 |
| Next 15 trading days | +1.2% | 4 of 5 |
| Next 20 trading days | −2.7% | 1 of 5 |
| Next 30 trading days | −0.1% | 2 of 5 |
For scale, EBC’s typical 20-trading-day move in either direction is about 5.4%.
Eastern Bankshares market cap and key statistics
Eastern Bankshares’s market cap is $4.88B, with a P/E ratio of 12 and revenue of $1.10B over the last twelve months.
Valuation
- Market cap
- $4.88B
- P/E ratio
- 12
- Forward P/E
- 9.7
- EPS, TTM
- $1.79
- Gekko Fair Value
- $23.51
Trading
- Volume
- 2.35M
- Avg volume, 20 days
- 2.49M
- 52-week high
- $23.78
- 52-week low
- $16.61
- Shares outstanding
- 228.5M
Financials
- Revenue, TTM
- $1.10B
- Profit margin
- 34.3%
- Return on equity
- 9.4%
- Quarterly earnings growth, YoY
- −4.0%
Risk and income
- Beta
- 0.67
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±5.4%
- Dividend yield
- 2.53%
Eastern Bankshares stock news this week
1 headline about Eastern Bankshares from the past week, newest first, each linking to the publisher.
- State Street Corp Boosts Stake in Eastern Bankshares, Inc. $EBCDefense World, Sep 24
Eastern Bankshares peers
Eastern Bankshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 4.8% below |
| USBU.S. Bancorp | Accumulation | 10.6% below |
| NUNu | Buying | 24.1% below |
| TFCTruist Financial | Buying | 10.3% below |
| FITBFifth Third Bancorp | Accumulation | 11.5% below |
| MTBM&T Bank | Accumulation | 11.2% below |
A peer links to its own page where one exists.
Eastern Bankshares stock FAQ
What is Eastern Bankshares’s market cap?
Eastern Bankshares’s market cap is $4.88B at the Sep 28, 2026 close of $21.13, with 228.5M shares outstanding. The shares trade on a P/E ratio of 12.
What is the Eastern Bankshares stock forecast?
The consensus analyst 12-month price target for Eastern Bankshares is $25.12, +18.9% from the last close. Of the 8 firms that rated the stock in the last 90 days, 6 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Eastern Bankshares stock overvalued or undervalued?
On Gekko’s estimate Eastern Bankshares is undervalued: the Sep 28, 2026 close of $21.13 is 10.1% below Gekko Fair Value of $23.51. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Eastern Bankshares report earnings next?
Eastern Bankshares is expected to report on Oct 22, 2026, before the market opens (23 days away). Analysts expect earnings of $0.49 per share on revenue of $310.5M. Eastern Bankshares beat the earnings estimate in 5 of its last 8 reports, moving 2.6% on average across the report.
What is Eastern Bankshares’s 52-week high and low?
Eastern Bankshares’s 52-week high is $23.78 and its 52-week low is $16.61; it closed at $21.13 on Sep 28, 2026, +16.1% over the past year.
Is Eastern Bankshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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