NYSE: EQBK

Equity Bancshares (EQBK) Stock Analysis & Forecast

Oct 12 close

$47.23+0.53 (+1.1%)

Gekko Brief

AI summaryOct 12 close

Equity Bancshares enters its Q3 report, scheduled for 14 October 2026, against a backdrop of merger activity on its Lincoln Bancorp deal, for which the company filed merger registration paperwork and submitted Frontier Holdings' Q4 2025 financials as part of the Form S-4 process. Analysts anticipate earnings of $1.29 per share on revenue of $84.91 million for the quarter, following a prior report in which core EPS of $1.41 beat the $1.24 estimate, with net interest income of $73.9 million and NIM expansion to 4.36%. Coverage this week also flagged EQBK alongside peer HOMB as a bank stock worth watching into earnings, while one algorithmic read described weak near and mid-term sentiment paired with a stronger long-term outlook.

The stock closed at $47.23, up 1.1%, sitting between its 50-day average of $49.48 and 200-day average of $47.15, with 1-month returns of -5.6% and a 1-year return of 15.5%. The GekkoIndex reads 69, placing the stock in the Accumulation zone, and price stands 8.9% below Gekko Fair Value of $51.85.

Earnings land just 2 days away, inside the next 20-trading-day window, with the average absolute reaction to past reports at 2.9%. Over the last 90 days there have been 3 open-market insider purchases totaling $250,929. Seasonality over the next 20 trading days has averaged +8.5% across 5 years, rising in 4 of them. Consensus among 4 analysts includes 1 buy and 3 hold ratings, with a consensus target of $55.29.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Equity Bancshares price vs fair value

$51.85$47.23Oct ’25Apr ’26Oct ’26
Close $47.23200-day averageGekko Fair Value $51.85

Equity Bancshares quick facts

Market cap
$971.4M
P/E ratio
27.9
Forward P/E
10.4
EPS, TTM
$1.70
Revenue, TTM
$243.9M
Profit margin
14.7%
Dividend yield
1.53%
Beta
0.81
Volume
226,606 avg 107,000
1-year return
+15.5%
Typical daily move
±2.1%
Typical 20-day move
±4.8%
50-day average
$49.48
200-day average
$47.15
Next earnings
Oct 14
Shares outstanding
20.59M
52-week range
$38.60$52.27

Equity Bancshares swing-trade checklist

Equity Bancshares scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $47.23 sits between the 50-day ($49.48) and 200-day ($47.15) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    69, Accumulation

    Reading 69 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    8.9% below

    Price is 8.9% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: 3 open-market insider purchases.

    See smart money
  • Earnings riskheadwind

    Reports in 2 days

    Reports on Oct 14, 2026, 2 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +8.5% on average

    From this point in the calendar, the next 20 trading days averaged +8.5% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Equity Bancshares stock chart and price history

Equity Bancshares closed at $47.23 on Oct 12, 2026, +15.5% over the past year, inside a 52-week range of $38.60 to $52.27.

Close50-day average200-day averageVolume
Equity Bancshares share price, past year, with 50-day and 200-day moving averages and volume$40$45$50NovDecJan 2026FebMarAprMayJunJulAugSepOct47.23

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−5.6%
3 months
−3.6%
6 months
+2.4%
1 year
+15.5%
The full EQBK chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open EQBK in Gekko

Follow Equity Bancshares through every session

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About Equity Bancshares

Equity Bancshares is the holding company behind Equity Bank, serving both individual and business customers with a broad slate of banking and financial offerings. It takes in deposits across savings, checking, money market, and time accounts, and is known for its wide range of commercial and consumer lending, covering everything from working capital and equipment financing to residential mortgages and agricultural loans.

Beyond lending and deposits, the company rounds out its business with cards, insurance brokerage, trust and wealth management, and treasury services such as wire transfers and account reconciliation. Customers can bank online or through mobile tools, including remote check deposit, or rely on more traditional channels like phone, mail, or in-person visits. Its operations extend across Arkansas, Kansas, Missouri, and Oklahoma, reflecting a customer base that spans both everyday consumers and corporate clients needing cash management support.

Founded in 1985, Equity Bancshares is headquartered in Wichita, Kansas. Its shares are listed on the NYSE under the ticker EQBK.

Listed
NYSE
Sector
Finance
Industry
Regional banks
Website
equitybank.com

Equity Bancshares GekkoIndex: the smart money zone

Equity Bancshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 69, in the Accumulation zone, down 0.1 points over five sessions.

010069Accumulation

Down 0.1 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying31+0.8%+2.6%+4.4%+5.2%
Accumulation (current zone)172+0.6%+1.0%+2.5%+5.2%
Neutral430+0.4%+0.6%+1.0%+3.7%
Distribution36−1.0%−1.0%+0.1%−1.3%
Selling13+0.1%−1.4%−3.8%+0.7%

Average EQBK share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the EQBK price, zone by zone.Track EQBK in Gekko

Is Equity Bancshares stock overvalued? Gekko Fair Value

Equity Bancshares trades 8.9% below Gekko Fair Value of $51.85, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Equity Bancshares shares are worth, recalculated every trading day.

$51.85

Gekko Fair Value, Oct 10, 2026

8.9% Undervalued

At the end of Aug 2026 the price was 7.1% below the estimate.

Gekko Fair ValueShare price, month end
$52$47Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open EQBK in Gekko

Equity Bancshares insider and Congress trading

Insiders filed 3 open-market purchases in Equity Bancshares worth $251K, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

$251Kin 3 open-market purchases

FiledInsiderTypeSharesValue
Aug 26Rogerson Donald Scott
director
Purchase2,000$100K
Aug 3Donald Scott Rogerson
Director
Purchase2,000$101K
Jul 29Lisa Ann Schlehuber
Director
Purchase989$50K

From Form 4 filings, dated to when each was filed.

Congress trades last 90 days

No trades in EQBK were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for EQBK, plotted on the chart in Gekko.Open EQBK in Gekko

Buybacks

Equity Bancshares has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$9.89M
As a share of market cap
1.02%
Trailing four quarters
$46.21M

From company filings.

Equity Bancshares earnings: next date and track record

Equity Bancshares reports on Oct 14, 2026 (2 days away), and beat the EPS estimate in 8 of its last 8 reports.

8 of 8reports beat the EPS estimate
±2.9%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+5.3%Oct ’24−0.9%Jan ’25+2.4%Apr ’25−4.2%Jul ’25+2.5%Oct ’25+5.2%Jan ’26−1.7%Apr ’26+0.7%Jul ’26

Last earnings call, Jul 14, 2026 AI summary

What they said
Equity Bancshares reported a strong quarter driven by the recent NBC and Frontier acquisitions and operational improvements. GAAP EPS was $1.27 (core EPS $1.41) and ROTCE was 16.6% (core ROTCE 17.2%). Net interest income was $73.9 million, NIM expanded 3 bps to 4.36% (with purchase accounting accretion contributing ~17 bps). Loan production reached a company record of $315 million at an average rate of 6.56%. Efficiency improved substantially (efficiency ratio 53.4%), with noninterest expense guidance lowered for the back half. Management emphasized organic growth, integration progress, disciplined M&A, and investments in AI/automation to drive future efficiency and scale. Capital ratios remained strong (TCE 9.07%, CET1 11.84%).
Guidance
Noninterest income guidance for H2 2026: $18 million to $22 million. Noninterest expense guidance for H2 2026: $94 million to $98 million. Management expects average earning assets to expand to $6.85 to $6.95 billion in H2 2026 and noted margin may compress as accretion burns down and mix shifts. Management expects loan growth of low single digits to mid single digits for the second half of 2026. Board-approved buyback increase is pending regulatory approval (company intends to maintain buyback authorization).
Risks flagged
Risks noted include accretion burn down reducing margin, liability/ deposit pricing pressure, continued pruning/runoff of acquired portfolios (Frontier), migration to nonaccruals as acquired credits are re-underwritten, potential mortgage/headwinds from interest rate environment, and general macro and execution risks associated with integration and M&A.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 14, 2026$1.41
est $1.24
+13.7%$81.93M
est $85.10M
−3.7%+0.7%
Apr 14, 2026$1.24
est $1.16
+6.9%$83.15M
est $82.67M
+0.6%−1.7%
Jan 21, 2026$1.26
est $1.22
+3.3%$73.03M
est $73.65M
−0.8%+5.2%
Oct 14, 2025$1.21
est $0.99
+22.2%$47.54M
est $76.89M
−38.2%+2.5%
Jul 14, 2025$0.99
est $0.90
+10.0%$57.56M
est $60.46M
−4.8%−4.2%
Apr 15, 2025$0.90
est $0.82
+9.8%$59.98M
est $56.69M
+5.8%+2.4%
Jan 22, 2025$1.03
est $0.92
+12.0%$57.58M
est $56.12M
+2.6%−0.9%
Oct 15, 2024$1.31
est $0.99
+32.3%$53.83M
est $55.77M
−3.5%+5.3%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Equity Bancshares stock forecast and analyst price targets

Analysts’ average 12-month price target for Equity Bancshares is $55.29, +17.1% from the last close, from 4 firms rating the stock in the last 90 days.

$55.29consensus 12-month target, +17.1% from the last close
Low $52High $59
Buy1
Hold3
Sell0

Each firm’s latest rating in the last 90 days: 4 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 2Piper SandlerHold, downgraded$52+10.1%
Sep 8Piper SandlerBuy, maintained$60+27.0%
Sep 4KBWHold, maintained$55+16.5%
Sep 3D.A. DavidsonHold, maintained$54+14.3%
Jul 16D.A. DavidsonHold, maintained$51+8.0%
+2.5%average 20-day move after past Accumulation readings
+8.5%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Equity Bancshares seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Equity Bancshares averaged +8.5% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

−0.2%2021+16.8%2022+6.0%2023+15.6%2024+1.8%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+4.5%4 of 5
Next 10 trading days+4.0%3 of 5
Next 15 trading days+4.5%3 of 5
Next 20 trading days+8.5%4 of 5
Next 30 trading days+9.8%5 of 5

For scale, EQBK’s typical 20-trading-day move in either direction is about 4.8%.

Equity Bancshares market cap and key statistics

Equity Bancshares’s market cap is $971.4M, with a P/E ratio of 27.9 and revenue of $243.9M over the last twelve months.

Valuation

Market cap
$971.4M
P/E ratio
27.9
Forward P/E
10.4
EPS, TTM
$1.70
Gekko Fair Value
$51.85

Trading

Volume
226,606
Avg volume, 20 days
107,000
52-week high
$52.27
52-week low
$38.60
Shares outstanding
20.59M

Financials

Revenue, TTM
$243.9M
Profit margin
14.7%
Return on equity
4.9%
Quarterly earnings growth, YoY
+47.7%

Risk and income

Beta
0.81
Typical daily move
±2.1%
Typical 20-day move
±4.8%
Dividend yield
1.53%

Equity Bancshares stock news this week

Coverage of Equity Bancshares this week reads positive: 2 positive, 1 neutral and 1 negative headlines.

News sentiment positive

Equity Bancshares peers

Equity Bancshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Equity Bancshares stock FAQ

What is Equity Bancshares’s market cap?

Equity Bancshares’s market cap is $971.4M at the Oct 12, 2026 close of $47.23, with 20.59M shares outstanding. The shares trade on a P/E ratio of 27.9.

What is the Equity Bancshares stock forecast?

The consensus analyst 12-month price target for Equity Bancshares is $55.29, +17.1% from the last close. Of the 4 firms that rated the stock in the last 90 days, 1 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Equity Bancshares stock overvalued or undervalued?

On Gekko’s estimate Equity Bancshares is undervalued: the Oct 12, 2026 close of $47.23 is 8.9% below Gekko Fair Value of $51.85. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Equity Bancshares report earnings next?

Equity Bancshares is expected to report on Oct 14, 2026 (2 days away). Analysts expect earnings of $1.29 per share on revenue of $84.91M. Equity Bancshares beat the earnings estimate in 8 of its last 8 reports, moving 2.9% on average across the report.

What is Equity Bancshares’s 52-week high and low?

Equity Bancshares’s 52-week high is $52.27 and its 52-week low is $38.60; it closed at $47.23 on Oct 12, 2026, +15.5% over the past year.

Is Equity Bancshares stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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