NASDAQ: CCNE

CNB Financial (CCNE) Stock Analysis & Forecast

Oct 12 close

$33.72+0.44 (+1.3%)

Gekko Brief

AI summaryOct 12 close

CNB Financial closes at $33.72, up 1.3%, with the close sitting between its 50-day average of $34.20 and 200-day average of $31.14. Over the past year the shares have returned 38.3%, though the one-month return stands at -2.2% and the three-month at 0.9%, with a six-month gain of 9%. The stock trades within a 52-week range of $22.80 to $36.17.

The GekkoIndex reads 59.7, placing CCNE in the Neutral zone, up slightly by 1 over the past five sessions. Gekko Fair Value stands at $35.69, putting the current price 5.5% below that level. Analyst coverage from 4 firms shows 2 buy and 2 hold ratings, with no sell ratings, and a consensus target of $37.83, implying 12.2% upside.

CNB Financial's next earnings report arrives on 29 October 2026, 17 days away and inside a typical 20-trading-day holding period, which is worth noting given the company's history of 7 beats in the last 8 quarters and an average absolute reaction of 1.9% following results; the last report on 23 July 2026 produced a 2.8% move on an EPS beat of $0.91 versus $0.87 expected. Seasonality over this stretch of the calendar has averaged a 11.7% gain across 5 years, with gains in 5 of those years. No insider, Congress, or unusual options activity appears in the current windows.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

CNB Financial price vs fair value

$35.69$33.72Oct ’25Apr ’26Oct ’26
Close $33.72200-day averageGekko Fair Value $35.69

CNB Financial quick facts

Market cap
$998.9M
P/E ratio
10.5
Forward P/E
10.1
EPS, TTM
$3.19
Revenue, TTM
$329.3M
Profit margin
29.2%
Dividend yield
2.19%
Beta
0.62
Volume
111,953 avg 138,454
1-year return
+38.3%
Typical daily move
±1.9%
Typical 20-day move
±4.6%
50-day average
$34.20
200-day average
$31.14
Next earnings
Oct 29
Shares outstanding
29.62M
52-week range
$22.80$36.17

CNB Financial swing-trade checklist

CNB Financial scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $33.72 sits between the 50-day ($34.20) and 200-day ($31.14) averages, or the averages disagree.

    See the chart
  • GekkoIndexmixed

    59.7, Neutral

    Reading 59.7 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuesupportive

    5.5% below

    Price is 5.5% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 17 days

    Reports on Oct 29, 2026, 17 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +11.7% on average

    From this point in the calendar, the next 20 trading days averaged +11.7% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

CNB Financial stock chart and price history

CNB Financial closed at $33.72 on Oct 12, 2026, +38.3% over the past year, inside a 52-week range of $22.80 to $36.17.

Close50-day average200-day averageVolume
CNB Financial share price, past year, with 50-day and 200-day moving averages and volume$25$30$35NovDecJan 2026FebMarAprMayJunJulAugSepOct33.72

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−2.2%
3 months
+0.9%
6 months
+9.0%
1 year
+38.3%
The full CCNE chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CCNE in Gekko

Follow CNB Financial through every session

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About CNB Financial

CNB Financial is the holding company behind CNB Bank, which serves individuals, businesses, government bodies, and institutional clients with a broad set of banking products. It is known for combining everyday deposit accounts, such as checking, savings, and certificates of deposit, with a wide range of lending options covering real estate, commercial, industrial, residential, and consumer needs.

Beyond standard banking, the company offers wealth and asset management services, including trust administration, estate handling, retirement plan support, and employee benefit programs, alongside wealth advisory guidance. It also generates revenue through investments in debt and equity securities, the sale of third-party annuities and insurance products, and the extension of both unsecured loans and secured loans backed mainly by automobiles and equipment. Its network includes a private banking arm, loan production offices, a drive-up facility, and dozens of full-service branches spread across Pennsylvania, Ohio, New York, and Virginia.

CNB Financial traces its founding back to 1865 and is headquartered in Clearfield, Pennsylvania. Its shares are listed on the NASDAQ under the ticker CCNE.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
cnbbank.bank

CNB Financial GekkoIndex: the smart money zone

CNB Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 59.7, in the Neutral zone, up 1 point over five sessions.

010059.7Neutral

Up 1 point over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying31+1.2%+1.6%+2.2%−1.2%
Accumulation195+0.7%+1.8%+5.1%+7.2%
Neutral (current zone)399+0.3%+0.8%+1.0%+4.7%
Distribution49+0.1%−2.2%−3.7%+0.2%
Selling8Too few readings yet

Average CCNE share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the CCNE price, zone by zone.Track CCNE in Gekko

Is CNB Financial stock overvalued? Gekko Fair Value

CNB Financial trades 5.5% below Gekko Fair Value of $35.69, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what CNB Financial shares are worth, recalculated every trading day.

$35.69

Gekko Fair Value, Oct 9, 2026

5.5% Undervalued

At the end of Aug 2026 the price was 7.5% below the estimate.

Gekko Fair ValueShare price, month end
$36$34Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open CCNE in Gekko

CNB Financial insider and Congress trading

No open-market insider purchases were filed for CNB Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for CCNE in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every CCNE insider filing, plotted on the chart in Gekko.Open CCNE in Gekko

Congress trades last 90 days

No trades in CCNE were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for CCNE, plotted on the chart in Gekko.Open CCNE in Gekko

Buybacks

CNB Financial has been buying back its own shares.

Latest authorization
$15.00M, Jun 10, 2026
Bought back, quarter ended Jun 30, 2026
$542K
As a share of market cap
0.05%

From company filings.

CNB Financial earnings: next date and track record

CNB Financial reports on Oct 29, 2026 (17 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±1.9%average move across the report
6 of 8reports followed by a gain

Share-price move across each report

+2.5%Oct ’24+0.2%Jan ’25+1.1%Apr ’25+2.1%Jul ’25+1.3%Oct ’25−0.9%Jan ’26−4.6%Apr ’26+2.8%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 23, 2026$0.91
est $0.87
+4.6%$88.52M
est $85.87M
+3.1%+2.8%
Apr 20, 2026$0.88
est $0.80
+10.0%$84.06M
est $84.70M
−0.8%−4.6%
Jan 27, 2026$0.87
est $0.79
+10.1%$87.16M
est $84.75M
+2.8%−0.9%
Oct 30, 2025$0.82
est $0.73
+12.3%$76.40M
est $75.50M
+1.2%+1.3%
Jul 22, 2025$0.63
est $0.59
+6.8%$56.87M
est $68.50M
−17.0%+2.1%
Apr 14, 2025$0.57
est $0.58
−2.3%$56.94M
est $51.20M
+11.2%+1.1%
Jan 28, 2025$0.66
est $0.61
+9.1%$58.04M
est $49.04M
+18.3%+0.2%
Oct 21, 2024$0.61
est $0.57
+7.0%$57.27M
est $46.55M
+23.0%+2.5%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

CNB Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for CNB Financial is $37.83, +12.2% from the last close, from 4 firms rating the stock in the last 90 days.

$37.83consensus 12-month target, +12.2% from the last close
Low $36High $39
Buy2
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 4 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 24Piper SandlerBuy, initiated$38+12.7%
Aug 26Raymond JamesBuy, initiated$39+15.7%
Jul 27D.A. DavidsonHold, maintained$36+6.8%
Jul 24KBWHold, reiterated$37+9.7%
+1.0%average 20-day move after past Neutral readings
+11.7%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

CNB Financial seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, CNB Financial averaged +11.7% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+10.9%2021+7.4%2022+8.7%2023+19.8%2024+5.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.1%3 of 5
Next 10 trading days+3.0%4 of 5
Next 15 trading days+5.1%4 of 5
Next 20 trading days+11.7%5 of 5
Next 30 trading days+12.1%5 of 5

For scale, CCNE’s typical 20-trading-day move in either direction is about 4.6%.

CNB Financial market cap and key statistics

CNB Financial’s market cap is $998.9M, with a P/E ratio of 10.5 and revenue of $329.3M over the last twelve months.

Valuation

Market cap
$998.9M
P/E ratio
10.5
Forward P/E
10.1
EPS, TTM
$3.19
Gekko Fair Value
$35.69

Trading

Volume
111,953
Avg volume, 20 days
138,454
52-week high
$36.17
52-week low
$22.80
Shares outstanding
29.62M

Financials

Revenue, TTM
$329.3M
Profit margin
29.2%
Return on equity
12.4%
Quarterly earnings growth, YoY
+49.2%

Risk and income

Beta
0.62
Typical daily move
±1.9%
Typical 20-day move
±4.6%
Dividend yield
2.19%

CNB Financial peers

CNB Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

CNB Financial stock FAQ

What is CNB Financial’s market cap?

CNB Financial’s market cap is $998.9M at the Oct 12, 2026 close of $33.72, with 29.62M shares outstanding. The shares trade on a P/E ratio of 10.5.

What is the CNB Financial stock forecast?

The consensus analyst 12-month price target for CNB Financial is $37.83, +12.2% from the last close. Of the 4 firms that rated the stock in the last 90 days, 2 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is CNB Financial stock overvalued or undervalued?

On Gekko’s estimate CNB Financial is undervalued: the Oct 12, 2026 close of $33.72 is 5.5% below Gekko Fair Value of $35.69. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does CNB Financial report earnings next?

CNB Financial is expected to report on Oct 29, 2026 (17 days away). Analysts expect earnings of $0.88 per share on revenue of $87.76M. CNB Financial beat the earnings estimate in 7 of its last 8 reports, moving 1.9% on average across the report.

What is CNB Financial’s 52-week high and low?

CNB Financial’s 52-week high is $36.17 and its 52-week low is $22.80; it closed at $33.72 on Oct 12, 2026, +38.3% over the past year.

Is CNB Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (fair value and seasonality), 2 as mixed (trend and gekkoindex) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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