Insider buying last 90 days
No open-market insider purchases were filed for SBCF in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SBCF insider filing, plotted on the chart in Gekko.Open SBCF in Gekko
NASDAQ: SBCF
Seacoast Banking Corporation of Florida (SBCF) Stock Analysis & Forecast
Oct 12 close
$31.83+0.09 (+0.3%)
Gekko Brief
AI summaryOct 12 closeThis week's news for SBCF centers on the confirmed date for third quarter earnings, set for release on 27 October 2026, alongside the company's centennial celebration marked by ringing the Nasdaq Opening Bell. A separate commentary piece suggested the stock looks undervalued on a discounted cash flow basis, citing a fair value estimate of $37.04 against a price near $31.87. A Form 4 filing on 10 October also surfaced, noting a small insider share award.
SBCF closed at $31.83, up 0.3%, with the close sitting between its 50-day average of $33.88 and 200-day average of $32.45, reflecting a mixed trend. The stock's one-month return stands at -6.3%, its three-month at -3.5%, and its six-month at -1.4%, while the one-year return is 1.7%. The GekkoIndex reads 65.4, placing SBCF in the Accumulation zone. Price sits 9.3% below Gekko Fair Value of $35.11.
Earnings are due on 27 October 2026, 15 days away, falling inside a typical 20-trading-day holding window; the prior quarter saw an EPS miss of $0.44 against a $0.51 estimate, with a -0.4% reaction, and the company has beaten estimates in 5 of the last 8 quarters, averaging a 2.4% absolute move on reports. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over the next 20 trading days has averaged +6.1% across 5 years, with gains in 5 of them. Consensus among 2 firms includes 1 buy and 1 hold, with a target of $36.88.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Seacoast Banking Corporation of Florida price vs fair value
Close $31.83200-day averageGekko Fair Value $35.11
Seacoast Banking Corporation of Florida quick facts
- Market cap
- $3.10B
- P/E ratio
- 20.6
- Forward P/E
- 16.9
- EPS, TTM
- $1.55
- Revenue, TTM
- $682.2M
- Profit margin
- 23.8%
- Dividend yield
- 2.35%
- Beta
- 0.91
- Volume
- 560,346 avg 882,046
- 1-year return
- +1.7%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.6%
- 50-day average
- $33.88
- 200-day average
- $32.45
- Next earnings
- Oct 27
- Shares outstanding
- 96.82M
Seacoast Banking Corporation of Florida swing-trade checklist
Seacoast Banking Corporation of Florida scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $31.83 sits between the 50-day ($33.88) and 200-day ($32.45) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
65.4, Accumulation
Reading 65.4 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
9.3% below
Price is 9.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 15 days
Reports on Oct 27, 2026, 15 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+6.1% on average
From this point in the calendar, the next 20 trading days averaged +6.1% over 5 years, rising in 5 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Seacoast Banking Corporation of Florida stock chart and price history
Seacoast Banking Corporation of Florida closed at $31.83 on Oct 12, 2026, +1.7% over the past year, inside a 52-week range of $28.58 to $36.27.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −6.3%
- 3 months
- −3.5%
- 6 months
- −1.4%
- 1 year
- +1.7%
The full SBCF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SBCF in Gekko
Follow Seacoast Banking Corporation of Florida through every session
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About Seacoast Banking Corporation of Florida
Seacoast Banking Corporation of Florida is the holding company behind Seacoast National Bank, which provides banking services to households and businesses throughout Florida. It is known for combining everyday banking with wealth management and lending, giving customers a single place to handle deposits, loans, and investment needs.
The bank's offerings span commercial and retail banking, mortgage lending, brokerage, and annuities, alongside deposit products such as checking and savings accounts, money market accounts, sweep accounts, and certificates of deposit. On the lending side, it finances construction and land development, commercial and residential real estate, and other business needs, as well as consumer loans covering installment credit, revolving lines, and financing for vehicles, boats, and personal purchases. As of the end of 2021, it ran 54 branch and commercial lending offices serving individuals and companies across the state.
The company traces its founding to 1926 and is headquartered in Stuart, Florida. Its shares are listed on the NASDAQ under the ticker SBCF.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- seacoastbanking.com
Seacoast Banking Corporation of Florida GekkoIndex: the smart money zone
Seacoast Banking Corporation of Florida’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.4, in the Accumulation zone, up 1.2 points over five sessions.
65.4Accumulation
Up 1.2 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 30 | +1.9% | +3.6% | ||
| Accumulation (current zone) | 217 | +0.5% | +3.1% | ||
| Neutral | 399 | 0.0% | +0.2% | ||
| Distribution | 34 | −0.1% | −3.4% | ||
| Selling | 2 | Too few readings yet | |||
Average SBCF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the SBCF price, zone by zone.Track SBCF in Gekko
Is Seacoast Banking Corporation of Florida stock overvalued? Gekko Fair Value
Seacoast Banking Corporation of Florida trades 9.3% below Gekko Fair Value of $35.11, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Seacoast Banking Corporation of Florida shares are worth, recalculated every trading day.
$35.11
Gekko Fair Value, Oct 10, 2026
9.3% Undervalued
At the end of Aug 2026 the price was 5.5% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open SBCF in Gekko
Seacoast Banking Corporation of Florida insider and Congress trading
No open-market insider purchases were filed for Seacoast Banking Corporation of Florida, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SBCF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SBCF, plotted on the chart in Gekko.Open SBCF in Gekko
Buybacks
Seacoast Banking Corporation of Florida has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $23.33M
- As a share of market cap
- 0.75%
From company filings.
Seacoast Banking Corporation of Florida earnings: next date and track record
Seacoast Banking Corporation of Florida reports on Oct 27, 2026 (15 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Oct 27, 2026
15 days away
- EPS estimate
- $0.65
- Revenue estimate
- $216.3M
5 of 8reports beat the EPS estimate
±2.4%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 29, 2026 AI summary
- What they said
- SBCF delivered strong Q4 2025 results highlighted by closing the Villages acquisition and 15% annualized loan growth driven by commercial banking success. Adjusted net income increased 18% year-over-year to $47.7 million, with pretax pre-provision earnings rising 39% sequentially to $93.2 million. Net interest margin expanded 12 basis points to 3.44%, deposit costs declined 14 basis points to 1.67%, and efficiency ratio improved to below 55%.
- Guidance
- Management expects full year 2026 EPS of $2.48-$2.52 and anticipates exiting Q4 2026 with ROA above 1.30% and return on tangible equity of approximately 16% following Villages technology conversion in July 2026.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 29, 2026 | $0.44 est $0.51 | $204.8M est $201.2M | −0.4% |
| Oct 23, 2025 | $0.52 est $0.44 | $157.3M est $154.7M | +4.4% |
| Jul 24, 2025 | $0.52 est $0.42 | $151.4M est $152.5M | −0.6% |
| Apr 24, 2025 | $0.38 est $0.40 | $140.7M est $137.9M | +0.2% |
| Jan 27, 2025 | $0.48 est $0.34 | $132.9M est $131.5M | +6.2% |
| Oct 24, 2024 | $0.36 est $0.36 | $130.3M est $129.2M | −2.1% |
| Jul 25, 2024 | $0.36 est $0.34 | $126.6M est $126.2M | +2.9% |
| Apr 25, 2024 | $0.37 est $0.35 | $125.6M est $129.3M | −2.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Seacoast Banking Corporation of Florida stock forecast and analyst price targets
Analysts’ average 12-month price target for Seacoast Banking Corporation of Florida is $36.88, +15.9% from the last close, from 2 firms rating the stock in the last 90 days.
$36.88consensus 12-month target, +15.9% from the last close
Now $31.83Avg $36.88
Low $35.50High $38
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 4 | KBW | $38 | +19.4% |
| Jul 30 | Piper Sandler | $35.50 | +11.5% |
+3.1%average 20-day move after past Accumulation readings
+6.1%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Seacoast Banking Corporation of Florida seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Seacoast Banking Corporation of Florida averaged +6.1% across the last 5 years, rising in 5 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.4% | 2 of 5 |
| Next 10 trading days | +0.1% | 3 of 5 |
| Next 15 trading days | +0.9% | 4 of 5 |
| Next 20 trading days | +6.1% | 5 of 5 |
| Next 30 trading days | +5.8% | 5 of 5 |
For scale, SBCF’s typical 20-trading-day move in either direction is about 5.6%.
Seacoast Banking Corporation of Florida market cap and key statistics
Seacoast Banking Corporation of Florida’s market cap is $3.10B, with a P/E ratio of 20.6 and revenue of $682.2M over the last twelve months.
Valuation
- Market cap
- $3.10B
- P/E ratio
- 20.6
- Forward P/E
- 16.9
- EPS, TTM
- $1.55
- Gekko Fair Value
- $35.11
Trading
- Volume
- 560,346
- Avg volume, 20 days
- 882,046
- 52-week high
- $36.27
- 52-week low
- $28.58
- Shares outstanding
- 96.82M
Financials
- Revenue, TTM
- $682.2M
- Profit margin
- 23.8%
- Return on equity
- 6.1%
- Quarterly earnings growth, YoY
- +9.7%
Risk and income
- Beta
- 0.91
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.6%
- Dividend yield
- 2.35%
Seacoast Banking Corporation of Florida stock news this week
Coverage of Seacoast Banking Corporation of Florida this week reads neutral: 3 positive, 5 neutral and 0 negative headlines.
- Form 4 Seacoast Banking Corporation of Florida For: 10 October By Investing.comInvesting.com South Africa, Oct 10
- A 387-share award at $31.97 goes to Seacoast Banking (SBCF) subsidiary director H. Gilbert Culbreth Jr.Stock Titan, Oct 9
- Seacoast Banking Corporation Of Florida (SBCF) Looks Undervalued On Paper, Is The Premium P E Too Rich?Simply Wall Street, Oct 8
- Seacoast Banking to announce Q2 2026 results on July 28scanx.trade, Oct 7
- Press Release: Seacoast Banking Corporation of Florida to Announce Third Quarter Earnings Results October 27, 2026Moomoo, Oct 6
- Seacoast Banking Q3FY26 Results: Earnings release set for Oct 27scanx.trade, Oct 6
Seacoast Banking Corporation of Florida peers
Seacoast Banking Corporation of Florida’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Seacoast Banking Corporation of Florida stock FAQ
What is Seacoast Banking Corporation of Florida’s market cap?
Seacoast Banking Corporation of Florida’s market cap is $3.10B at the Oct 12, 2026 close of $31.83, with 96.82M shares outstanding. The shares trade on a P/E ratio of 20.6.
What is the Seacoast Banking Corporation of Florida stock forecast?
The consensus analyst 12-month price target for Seacoast Banking Corporation of Florida is $36.88, +15.9% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Seacoast Banking Corporation of Florida stock overvalued or undervalued?
On Gekko’s estimate Seacoast Banking Corporation of Florida is undervalued: the Oct 12, 2026 close of $31.83 is 9.3% below Gekko Fair Value of $35.11. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Seacoast Banking Corporation of Florida report earnings next?
Seacoast Banking Corporation of Florida is expected to report on Oct 27, 2026 (15 days away). Analysts expect earnings of $0.65 per share on revenue of $216.3M. Seacoast Banking Corporation of Florida beat the earnings estimate in 5 of its last 8 reports, moving 2.4% on average across the report.
What is Seacoast Banking Corporation of Florida’s 52-week high and low?
Seacoast Banking Corporation of Florida’s 52-week high is $36.27 and its 52-week low is $28.58; it closed at $31.83 on Oct 12, 2026, +1.7% over the past year. Over the last five years the shares peaked at $39.31 on Jan 18, 2022.
Is Seacoast Banking Corporation of Florida stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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