Insider buying last 90 days
$1.02Min 1 open-market purchase
| Filed | Insider | Type | Value |
|---|---|---|---|
| Sep 18 | Lyons Michael P. director, officer: President & CEO | Purchase | $1.02M |
From Form 4 filings, dated to when each was filed.
NYSE: TFC
Truist Financial (TFC) Stock Analysis & Forecast
$48.56+0.11 (+0.2%)
Close on Sep 18, 2026. Page updated Sep 19, 9:15 pm ET.
Gekko Brief
AI summaryTruist Financial (TFC) closes at $48.56, down between its 50-day average of $51.35 and 200-day average of $49.86, a trend picture that is mixed. The GekkoIndex reads 72.4, placing the stock in the Buying zone, up 12.3 over the past five readings. Price sits 8% below Gekko Fair Value of $52.78, a gap that bears watching.
This week's news centers on Truist's exit from near-prime auto lending, with a $5.5 billion auto-loan sale reshaping the portfolio toward higher-return businesses. That move ties to layoffs, including 253 jobs in eastern North Carolina and 205 in Arlington, Texas, tied to the closure of Regional Acceptance Corporation facilities. Separately, Truist has fully deployed AI Call Summaries across its care centers to streamline client interactions, and the bank announced it will redeem $850,000,000 of subordinated notes due October 2026. Truist also confirmed its third-quarter 2026 earnings call details for 16 October.
Next earnings arrive on 16 October 2026, 26 days away, before the open — inside a typical 20-trading-day holding window, with the last reaction at -4.2% despite an EPS beat of $1.23 versus $1.08 estimated. Over the last 90 days there has been 1 open-market insider purchase valued at $1,015,577. Seasonally, the next 20 trading days have averaged +2.1% over 5 years, rising in 3 of them. Analyst consensus among 15 firms includes 5 buy, 8 hold and 2 sell ratings, with a consensus target of $54.93.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $48.56200-day averageGekko Fair Value $52.78
Key stats
- Market cap
- $60.50B
- P/E ratio
- 11.1
- Forward P/E
- 9.7
- EPS, TTM
- $4.35
- Revenue, TTM
- $19.03B
- Profit margin
- 30.7%
- Dividend yield
- 4.29%
- Beta
- 0.86
- Volume
- 17.01M avg 6.78M
- 1-year return
- +7.0%
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±5.6%
- 50-day average
- $51.35
- 200-day average
- $49.86
- Next earnings
- Oct 16 before open
- Shares outstanding
- 1.22B
Truist Financial swing-trade checklist
Truist Financial scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $48.56 sits between the 50-day ($51.35) and 200-day ($49.86) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
72.4, Buying
Reading 72.4 is in the Buying zone.
See the GekkoIndex - Fair valuesupportive
8.0% below
Price is 8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneysupportive
Leans bullish
Last 90 days: 1 open-market insider purchase.
See smart money - Earnings riskheadwind
Reports in 26 days
Reports on Oct 16, 2026, 26 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+2.1% on average
From this point in the calendar, the next 20 trading days averaged +2.1% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Truist Financial stock chart and price history
Truist Financial closed at $48.56 on Sep 18, 2026, +7.0% over the past year, inside a 52-week range of $40.78 to $56.20.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −4.7%
- 3 months
- +0.5%
- 6 months
- +10.7%
- 1 year
- +7.0%
The full TFC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TFC in Gekko
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About Truist Financial
Truist Financial is a financial holding company that provides banking and trust services across the Southeastern and Mid-Atlantic United States. Its offerings span everyday deposit accounts such as checking, savings, money market and retirement accounts, along with lending for autos, credit cards, homes, small businesses and students. It also handles specialized financing for real estate, floor plans and supply chains, making it a broad resource for both individual and business banking needs.
The company organizes its work into three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Beyond core banking, it offers wealth management, investment brokerage, private banking, capital markets and institutional trust services, as well as corporate and investment banking, underwriting and advisory work. Its insurance arm covers property, casualty, life, health, employee benefits and related lines, and it supports customers with digital banking, payment processing, merchant services and treasury management.
Truist Financial is headquartered in Charlotte, North Carolina, and traces its founding to 1872. It took on its current name in December 2019, having previously been known as BB&T Corporation. Shares of the company are listed on the NYSE under the ticker TFC.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- truist.com
Truist Financial GekkoIndex: the smart money zone
Truist Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 72.4, in the Buying zone, up 12.3 points over five sessions.
72.4Buying
Up 12.3 points over five sessions, from the Accumulation zone.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying (current zone) | 28 | +0.5% | +3.4% | ||
| Accumulation | 162 | +0.5% | +4.4% | ||
| Neutral | 425 | +0.3% | +0.4% | ||
| Distribution | 46 | −0.7% | −2.5% | ||
| Selling | 1 | Too few readings yet | |||
Average TFC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.
Buying zone: Smart money likely accumulating heavily. About the five zones →
See every daily GekkoIndex reading plotted over the TFC price, zone by zone.Track TFC in Gekko
Is Truist Financial stock overvalued? Gekko Fair Value
Truist Financial trades 8.0% below Gekko Fair Value of $52.78, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Truist Financial shares are worth, recalculated every trading day.
$52.78
Gekko Fair Value, Sep 19, 2026
8.0% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open TFC in Gekko
Truist Financial insider and Congress trading
Insiders filed 1 open-market purchase in Truist Financial worth $1.02M, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TFC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TFC, plotted on the chart in Gekko.Open TFC in Gekko
Buybacks
Truist Financial has been buying back its own shares.
- Latest authorization
- $10.00B, Dec 16, 2025
- Bought back, quarter ended Jun 30, 2026
- $1.20B
- As a share of market cap
- 1.98%
- Trailing four quarters
- $4.58B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds TFC.
0added0opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
Truist Financial earnings: next date and track record
Truist Financial reports on Oct 16, 2026, before the open (26 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Oct 16, 2026
Expected before the open, 26 days away
- EPS estimate
- $1.12
- Revenue estimate
- $5.35B
5 of 8reports beat the EPS estimate
±3.3%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 17, 2026 AI summary
- What they said
- Truist reported Q2 2026 net income of $1.5 billion ($1.23 per diluted share), a 37% year-over-year increase. Operating leverage improved over 300 basis points year-over-year, and return on tangible common equity rose 310 basis points to 15.4%. Consumer deposits grew 2% YoY with 39% increase in new-to-bank deposit production. CEO Bill Rogers announced succession, with Mike Lyons becoming CEO on September 1st.
- Guidance
- Management confirmed the company remains on track to deliver full-year profitability and return objectives, expressing confidence in sustaining current performance levels. No specific EPS or revenue targets were provided in this excerpt.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 17, 2026 | $1.23 est $1.08 | $5.31B est $5.24B | −4.2% |
| Apr 17, 2026 | $1.09 est $1.00 | $5.20B est $5.18B | +2.9% |
| Jan 21, 2026 | $1.00 est $1.09 | $5.30B est $5.31B | +2.4% |
| Oct 17, 2025 | $1.04 est $1.00 | $5.19B est $5.19B | +5.7% |
| Jul 18, 2025 | $0.91 est $0.92 | $4.99B est $5.01B | −0.6% |
| Apr 17, 2025 | $0.87 est $0.87 | $4.90B est $4.93B | −1.9% |
| Jan 17, 2025 | $0.91 est $0.88 | $5.06B est $5.04B | +6.5% |
| Oct 17, 2024 | $0.97 est $0.90 | $5.09B est $5.09B | −1.9% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Truist Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Truist Financial is $54.93, +13.1% from the last close, from 15 firms rating the stock in the last 90 days.
$54.93consensus 12-month target, +13.1% from the last close
Now $48.56Avg $54.93
Low $52High $59
Each firm’s latest rating in the last 90 days: 15 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 16 | Barclays | $56 | +15.3% |
| Sep 15 | Goldman Sachs | $59 | +21.5% |
| Sep 15 | UBS | $55 | +13.3% |
| Sep 8 | Morgan Stanley | $54 | +11.2% |
| Aug 31 | RBC Capital | $53 | +9.1% |
+3.4%average 20-day move after past Buying readings
+2.1%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Truist Financial seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Truist Financial averaged +2.1% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +0.1% | 2 of 5 |
| Next 10 trading days | −0.3% | 1 of 5 |
| Next 15 trading days | −0.4% | 3 of 5 |
| Next 20 trading days | +2.1% | 3 of 5 |
| Next 30 trading days | +2.5% | 2 of 5 |
For scale, TFC’s typical 20-trading-day move in either direction is about 5.6%.
Truist Financial market cap and key statistics
Truist Financial’s market cap is $60.50B, with a P/E ratio of 11.1 and revenue of $19.03B over the last twelve months.
Valuation
- Market cap
- $60.50B
- P/E ratio
- 11.1
- Forward P/E
- 9.7
- EPS, TTM
- $4.35
- Gekko Fair Value
- $52.78
Trading
- Volume
- 17.01M
- Avg volume, 20 days
- 6.78M
- 52-week high
- $56.20
- 52-week low
- $40.78
- Shares outstanding
- 1.22B
Financials
- Revenue, TTM
- $19.03B
- Profit margin
- 30.7%
- Return on equity
- 9.1%
- Quarterly earnings growth, YoY
- +36.7%
Risk and income
- Beta
- 0.86
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±5.6%
- Dividend yield
- 4.29%
Truist Financial stock news this week
Coverage of Truist Financial this week reads positive: 11 positive, 5 neutral and 4 negative headlines.
- Truist advances AI to create more meaningful client interactionsThe Mercury, Sep 19
- Truist bank cutting 253 jobs in eastern North Carolinareflector.com, Sep 18
- Truist Reshapes Lending Strategy with $5.5B Auto-Loan SaleYahoo Finance, Sep 18
- Hundreds of layoffs expected after Truist-affiliated auto finance company announces ENC office closuresWITN, Sep 18
- Truist announces third quarter 2026 earnings call detailsMorningstar, Sep 18
- Truist announces redemption of subordinated notes due October 2026PR Newswire, Sep 17
Truist Financial peers
Truist Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Neutral | 3.3% below |
| USBU.S. Bancorp | Buying | 8.9% below |
| NUNu | Accumulation | 15.5% below |
| FITBFifth Third Bancorp | Accumulation | 10.0% below |
| MTBM&T Bank | Buying | 9.2% below |
| FCNCAFirst Citizens BancShares | Accumulation | 5.6% below |
A peer links to its own page where one exists.
Truist Financial stock FAQ
What is Truist Financial’s market cap?
Truist Financial’s market cap is $60.50B at the Sep 18, 2026 close of $48.56, with 1.22B shares outstanding. The shares trade on a P/E ratio of 11.1.
What is the Truist Financial stock forecast?
The consensus analyst 12-month price target for Truist Financial is $54.93, +13.1% from the last close. Of the 15 firms that rated the stock in the last 90 days, 5 rate it a buy, 8 a hold and 2 a sell. Gekko doesn’t publish price predictions of its own.
Is Truist Financial stock overvalued or undervalued?
On Gekko’s estimate Truist Financial is undervalued: the Sep 18, 2026 close of $48.56 is 8.0% below Gekko Fair Value of $52.78. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Truist Financial report earnings next?
Truist Financial is expected to report on Oct 16, 2026, before the market opens (26 days away). Analysts expect earnings of $1.12 per share on revenue of $5.35B. Truist Financial beat the earnings estimate in 5 of its last 8 reports, moving 3.3% on average across the report.
What is Truist Financial’s 52-week high and low?
Truist Financial’s 52-week high is $56.20 and its 52-week low is $40.78; it closed at $48.56 on Sep 18, 2026, +7.0% over the past year.
Is Truist Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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