Nov 4 close
This week's news centers on Truist itself rather than outside names, with President Mike Lyons purchasing $1.2 million worth of stock at an average price of $48.36, a notable insider move alongside a strategic review of the bank's businesses. Shares also crossed below the 200-day moving average briefly, and a $0.52 quarterly dividend, a 4.2% annualized yield, was highlighted. Separately, Truist's own analyst arm trimmed price targets on First Industrial Realty and Ideaya Biosciences, unrelated to Truist's own shares. Net ETF selling of $31.8 million on 2 November reversed a prior week of buying exceeding $42 million.
Truist closed at $50.87, up 3%, sitting above both its 50-day average of $48.37 and its 200-day average of $49.51. The GekkoIndex reads 48.8, placing the stock in the Neutral zone, down 4.7 over five days. Price sits 1.1% above Gekko Fair Value of $50.33, a gap under 5%.
The next earnings date falls on 20 January 2027, 76 days out, beyond a typical 20-day holding window. Smart money shows 2 insider purchases totaling $2,224,627 over the last 90 days, alongside 1 billionaire holder. Seasonality over 5 years shows an average 20-day return of 3%, positive in 3 of those years. Analyst consensus across 19 firms includes 6 buy, 11 hold, and 2 sell ratings, with a consensus target of $53.30, implying 4.8% upside.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
Truist Financial scores 3 supportive, 3 mixed and 0 headwinds across the 6 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive3 mixed0 headwinds
Averages disagree
Close $50.87 sits between the 50-day ($48.37) and 200-day ($49.51) averages, or the averages disagree.
See the chart48.8, Neutral
Reading 48.8 is in the Neutral zone.
See the GekkoIndex1.1% above
Price is within 5% of Gekko Fair Value (1.1% above).
See fair valueLeans bullish
Last 90 days: 2 open-market insider purchases.
See smart moneyReports in 76 days
Next report Jan 20, 2027, 76 days away — outside a typical 20-trading-day hold.
See earnings+3.0% on average
From this point in the calendar, the next 20 trading days averaged +3% over 5 years, rising in 3 of them.
See seasonalityA description of current data, not a recommendation. How this page works
Truist Financial closed at $50.87 on Nov 4, 2026, +15.0% over the past year, inside a 52-week range of $43.13 to $56.20.
Use the left and right arrow keys to read daily values.
Put TFC on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Truist Financial is a financial holding company that provides banking and trust services across the Southeastern and Mid-Atlantic United States. Its offerings span everyday deposit accounts such as checking, savings, money market and retirement accounts, along with lending for autos, credit cards, homes, small businesses and students. It also handles specialized financing for real estate, floor plans and supply chains, making it a broad resource for both individual and business banking needs.
The company organizes its work into three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Beyond core banking, it offers wealth management, investment brokerage, private banking, capital markets and institutional trust services, as well as corporate and investment banking, underwriting and advisory work. Its insurance arm covers property, casualty, life, health, employee benefits and related lines, and it supports customers with digital banking, payment processing, merchant services and treasury management.
Truist Financial is headquartered in Charlotte, North Carolina, and traces its founding to 1872. It took on its current name in December 2019, having previously been known as BB&T Corporation. Shares of the company are listed on the NYSE under the ticker TFC.
Truist Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 48.8, in the Neutral zone, down 4.7 points over five sessions.
Down 4.7 points over five sessions.
Reading for Nov 4, 2026
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 40 | 0.0% | +3.1% | ||
| Accumulation | 180 | +0.5% | +3.3% | ||
| Neutral (current zone) | 430 | +0.3% | +0.3% | ||
| Distribution | 46 | −0.7% | −2.5% | ||
| Selling | 1 | Too few readings yet | |||
Average TFC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
Truist Financial trades 1.1% above Gekko Fair Value of $50.33, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Truist Financial shares are worth, recalculated every trading day.
$50.33
Gekko Fair Value, Nov 4, 2026
1.1% above fair value · About fair value
At the end of Aug 2026 the price was 8.2% below the estimate.
Insiders filed 2 open-market purchases in Truist Financial worth $2.22M, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
$2.22Min 2 open-market purchases
| Filed | Insider | Type | Value |
|---|---|---|---|
| Oct 29 | Lyons Michael P. director, officer: President & CEO | Purchase | $1.21M |
| Sep 18 | Lyons Michael P. director, officer: President & CEO | Purchase | $1.02M |
From Form 4 filings, dated to when each was filed.
No trades in TFC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Truist Financial has been buying back its own shares.
From company filings.
1of the funds Gekko tracks holds TFC.
Truist Financial reports on Jan 20, 2027, before the open (76 days away), and beat the EPS estimate in 5 of its last 8 reports.
Jan 20, 2027
Expected before the open, 76 days away
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 16, 2026 | $1.16 est $1.14 | $3.75B est $5.35B | −0.5% |
| Jul 17, 2026 | $1.23 est $1.08 | $5.31B est $5.24B | −4.2% |
| Apr 17, 2026 | $1.09 est $1.00 | $5.20B est $5.18B | +2.9% |
| Jan 21, 2026 | $1.00 est $1.09 | $5.30B est $5.31B | +2.4% |
| Oct 17, 2025 | $1.04 est $1.00 | $5.19B est $5.19B | +5.7% |
| Jul 18, 2025 | $0.91 est $0.92 | $4.99B est $5.01B | −0.6% |
| Apr 17, 2025 | $0.87 est $0.87 | $4.90B est $4.93B | −1.9% |
| Jan 17, 2025 | $0.91 est $0.88 | $5.06B est $5.04B | +6.5% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Analysts’ average 12-month price target for Truist Financial is $53.30, +4.8% from the last close, from 19 firms rating the stock in the last 90 days.
Each firm’s latest rating in the last 90 days: 19 firms.
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 30 | J.P. Morgan | $51.50 | +1.2% |
| Oct 29 | Barclays | $56 | +10.1% |
| Oct 27 | Evercore ISI | $55 | +8.1% |
| Oct 26 | Wolfe Research | — | — |
| Oct 21 | Citi | $50 | −1.7% |
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Over the next 20 trading days from Nov 4, Truist Financial averaged +3.0% across the last 5 years, rising in 3 of them.
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.2% | 3 of 5 |
| Next 10 trading days | +3.4% | 4 of 5 |
| Next 15 trading days | +3.8% | 4 of 5 |
| Next 20 trading days | +3.0% | 3 of 5 |
| Next 30 trading days | +4.4% | 3 of 5 |
For scale, TFC’s typical 20-trading-day move in either direction is about 5.6%.
Truist Financial’s market cap is $60.97B, with a P/E ratio of 12.6 and revenue of $18.28B over the last twelve months.
Coverage of Truist Financial this week reads neutral: 10 positive, 12 neutral and 3 negative headlines.
Truist Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Neutral | 2.8% above |
| USBU.S. Bancorp | Neutral | 3.7% below |
| NUNu | Accumulation | 25.1% below |
| FITBFifth Third Bancorp | Neutral | 2.7% below |
| MTBM&T Bank | Neutral | 3.9% below |
| FCNCAFirst Citizens BancShares | Neutral | 1.3% above |
A peer links to its own page where one exists.
Truist Financial’s market cap is $60.97B at the Nov 4, 2026 close of $50.87, with 1.20B shares outstanding. The shares trade on a P/E ratio of 12.6.
The consensus analyst 12-month price target for Truist Financial is $53.30, +4.8% from the last close. Of the 19 firms that rated the stock in the last 90 days, 6 rate it a buy, 11 a hold and 2 a sell. Gekko doesn’t publish price predictions of its own.
On Gekko’s estimate Truist Financial is about fair value: the Nov 4, 2026 close of $50.87 is 1.1% above Gekko Fair Value of $50.33. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
Truist Financial is expected to report on Jan 20, 2027, before the market opens (76 days away). Analysts expect earnings of $1.22 per share on revenue of $5.32B. Truist Financial beat the earnings estimate in 5 of its last 8 reports, moving 3.1% on average across the report.
Truist Financial’s 52-week high is $56.20 and its 52-week low is $43.13; it closed at $50.87 on Nov 4, 2026, +15.0% over the past year. Over the last five years the shares peaked at $68.95 on Jan 18, 2022.
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 6 items with data read as supportive (smart money, earnings risk and seasonality), 3 as mixed (trend, gekkoindex and fair value). The checklist is a description of current data, not a recommendation.
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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