NASDAQ: BFC

Bank First (BFC) Stock Analysis & Forecast

Oct 12 close

$147.18+1.77 (+1.2%)
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Gekko Brief

AI summaryOct 12 close

Bank First drew attention this week after MarketBeat reported an average analyst target price of $163.00 on the stock, describing a "Moderate Buy" consensus from five analysts covering the company, with two hold ratings and three buy ratings noted.

Shares closed at $147.18, up 1.2% on the day, sitting between the 50-day average of $152.68 and the 200-day average of $143.50, a trend picture that is mixed. The GekkoIndex reads 62.9, placing Bank First in the Accumulation zone, and the price sits 6.2% below the Gekko Fair Value of $156.87.

Bank First reports earnings on 20 October 2026, after close, seven days away and inside a typical 20-trading-day holding window; last quarter's EPS of $2.45 beat the $2.28 estimate with a 0.4% reaction, and the company has beaten estimates in 6 of the last 8 quarters. Over the last 90 days, one open-market insider purchase was recorded, valued at $160,737. Seasonality from this point in the calendar has averaged a 10% return over the next 20 trading days across 5 years, rising in 4 of them, a pattern worth noting alongside the upcoming report.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Bank First price vs fair value

$156.87$147.18Oct ’25Apr ’26Oct ’26
Close $147.18200-day averageGekko Fair Value $156.87

Bank First quick facts

Market cap
$1.65B
P/E ratio
19.2
Forward P/E
5.8
EPS, TTM
$7.69
Revenue, TTM
$217.2M
Profit margin
37.3%
Dividend yield
1.32%
Beta
0.41
Volume
61,018 avg 63,891
1-year return
+14.0%
Typical daily move
±1.9%
Typical 20-day move
±3.9%
50-day average
$152.68
200-day average
$143.50
Next earnings
Oct 20 after close
Shares outstanding
11.09M
52-week range
$119.08$159.10

Bank First swing-trade checklist

Bank First scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $147.18 sits between the 50-day ($152.68) and 200-day ($143.50) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.9, Accumulation

    Reading 62.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.2% below

    Price is 6.2% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: 1 open-market insider purchase.

    See smart money
  • Earnings riskheadwind

    Reports in 8 days

    Reports on Oct 20, 2026, 8 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +10.0% on average

    From this point in the calendar, the next 20 trading days averaged +10% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Bank First stock chart and price history

Bank First closed at $147.18 on Oct 12, 2026, +14.0% over the past year, inside a 52-week range of $119.08 to $159.10.

5Y and weekly in Gekko
Close50-day average200-day averageVolume
Bank First share price, past year, with 50-day and 200-day moving averages and volume$120$130$140$160NovDecJan 2026FebMarAprMayJunJulAugSepOct147.18

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.7%
3 months
+0.5%
6 months
+3.8%
1 year
+14.0%
The full BFC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BFC in Gekko

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Bank First GekkoIndex: the smart money zone

Bank First’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.9, in the Accumulation zone, up 4.6 points over five sessions.

010062.9Accumulation

Up 4.6 points over five sessions, from the Neutral zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying1Too few readings yet
Accumulation (current zone)191+1.6%+3.2%+6.1%+7.8%
Neutral448+0.1%+0.3%+0.7%+4.6%
Distribution32−0.9%−2.3%−4.1%−2.8%
Selling10−0.2%−3.3%−2.6%−4.9%

Average BFC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BFC price, zone by zone.Track BFC in Gekko

Is Bank First stock overvalued? Gekko Fair Value

Bank First trades 6.2% below Gekko Fair Value of $156.87, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Bank First shares are worth, recalculated every trading day.

$156.87

Gekko Fair Value, Oct 10, 2026

6.2% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BFC in Gekko

Bank First insider and Congress trading

Insiders filed 1 open-market purchase in Bank First worth $161K, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

$161Kin 1 open-market purchase

FiledInsiderTypeSharesValue
Aug 24Pearson Tracy C
director		Purchase1,024$161K

From Form 4 filings, dated to when each was filed.

Congress trades last 90 days

No trades in BFC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BFC, plotted on the chart in Gekko.Open BFC in Gekko

Buybacks

Bank First has been buying back its own shares.

Latest authorization
$60.00M, Apr 22, 2026
Bought back, quarter ended Jun 30, 2026
$20.36M
As a share of market cap
1.23%

From company filings.

Bank First earnings: next date and track record

Bank First reports on Oct 20, 2026, after the close (8 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±2.7%average move across the report
7 of 8reports followed by a gain

Share-price move across each report

+3.0%Jul ’24+5.1%Oct ’24+3.1%Feb ’25+1.1%Jul ’25+6.3%Oct ’25+1.2%Jan ’26−1.2%Apr ’26+0.4%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 21, 2026$2.45
est $2.28		+7.5%$65.00M
est $65.25M		−0.4%+0.4%
Apr 16, 2026$1.78
est $2.19		−18.7%$63.75M
est $65.70M		−3.0%−1.2%
Jan 22, 2026$1.87
est $1.77		+5.6%$45.00M
est $43.85M		+2.6%+1.2%
Oct 21, 2025$1.91
est $1.85		+3.2%$42.89M
est $44.15M		−2.8%+6.3%
Jul 18, 2025$1.71
est $1.80		−5.0%$40.63M
est $44.15M		−8.0%+1.1%
Feb 28, 2025$1.74
est $1.58		+10.1%$58.37M
est $41.80M		+39.6%+3.1%
Oct 15, 2024$1.65
est $1.54		+7.1%$39.71M
est $39.60M		+0.3%+5.1%
Jul 16, 2024$1.56
est $1.43		+9.1%$37.97M
est $38.95M		−2.5%+3.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Bank First stock forecast and analyst price targets

Analysts’ average 12-month price target for Bank First is $163.00, +10.7% from the last close, from 1 firm rating the stock in the last 90 days.

$163.00consensus 12-month target, +10.7% from the last close
Buy0
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 22Piper SandlerHold, maintained$157+6.7%
+6.1%average 20-day move after past Accumulation readings
+10.0%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Bank First seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Bank First averaged +10.0% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+6.6%2021+18.2%2022+3.9%2023+18.2%2024−2.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.1%4 of 5
Next 10 trading days+2.3%3 of 5
Next 15 trading days+3.9%4 of 5
Next 20 trading days+10.0%4 of 5
Next 30 trading days+10.1%4 of 5

For scale, BFC’s typical 20-trading-day move in either direction is about 3.9%.

Bank First market cap and key statistics

Bank First’s market cap is $1.65B, with a P/E ratio of 19.2 and revenue of $217.2M over the last twelve months.

Valuation

Market cap
$1.65B
P/E ratio
19.2
Forward P/E
5.8
EPS, TTM
$7.69
Gekko Fair Value
$156.87

Trading

Volume
61,018
Avg volume, 20 days
63,891
52-week high
$159.10
52-week low
$119.08
Shares outstanding
11.09M

Financials

Revenue, TTM
$217.2M
Profit margin
37.3%
Return on equity
11.3%
Quarterly earnings growth, YoY
+29.7%

Risk and income

Beta
0.41
Typical daily move
±1.9%
Typical 20-day move
±3.9%
Dividend yield
1.32%

Bank First stock news this week

1 headline about Bank First from the past week, newest first, each linking to the publisher.

Bank First peers

Bank First’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

VZTMUSTBMYINGBCS

Reporting earnings this week

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Popular on Gekko

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Bank First stock FAQ

What is Bank First’s market cap?

Bank First’s market cap is $1.65B at the Oct 12, 2026 close of $147.18, with 11.09M shares outstanding. The shares trade on a P/E ratio of 19.2.

What is the Bank First stock forecast?

The consensus analyst 12-month price target for Bank First is $163.00, +10.7% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Bank First stock overvalued or undervalued?

On Gekko’s estimate Bank First is undervalued: the Oct 12, 2026 close of $147.18 is 6.2% below Gekko Fair Value of $156.87. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Bank First report earnings next?

Bank First is expected to report on Oct 20, 2026, after the market closes (8 days away). Analysts expect earnings of $2.60 per share on revenue of $65.80M. Bank First beat the earnings estimate in 6 of its last 8 reports, moving 2.7% on average across the report.

What is Bank First’s 52-week high and low?

Bank First’s 52-week high is $159.10 and its 52-week low is $119.08; it closed at $147.18 on Oct 12, 2026, +14.0% over the past year.

Is Bank First stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

Built and overseen by Jared Mann

Founder of Gekko.app. Jared has traded stocks and ETFs for more than 20 years and has a financial industry background.

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