Insider buying last 90 days
No open-market insider purchases were filed for UBSI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every UBSI insider filing, plotted on the chart in Gekko.Open UBSI in Gekko
NASDAQ: UBSI
United Bankshares (UBSI) Stock Analysis & Forecast
Sep 28 close
$46.72−0.14 (−0.3%)
Gekko Brief
AI summaryThis week's attention on United Bankshares centers on its dividend profile and second-quarter results relative to peers. One piece frames UBSI as an income-oriented pick, citing a dividend yield of 3.18%, above both its industry average and the S&P 500. Separately, coverage of second-quarter results notes that United Bankshares exceeded revenue expectations even as regional banks broadly saw a mixed quarter with share price declines. A brokerage note also set a consensus rating of "Hold" from seven firms, with four hold ratings and three buy ratings, and a target price of $47.80.
Shares closed at $46.72, down 0.3%, sitting between the 50-day average of $47.75 and the 200-day average of $43.93, with the one-month return at -1.6% against a six-month gain of 15.8% and a one-year gain of 25.2%. The GekkoIndex reads 61.4, placing UBSI in the Accumulation zone, down slightly from five sessions earlier. The stock trades 4.2% below Gekko Fair Value of $48.79.
Earnings are scheduled for 22 October, 23 days out, falling inside a typical 20-trading-day holding window; the prior quarter saw an EPS beat of $0.91 versus $0.86 estimated, paired with a -3.1% reaction. Seasonally, the next 20 trading days have averaged a 1.8% gain over five years, positive in three of them. No insider, Congress, or unusual options activity appears in the current window.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
United Bankshares price vs fair value
Close $46.72200-day averageGekko Fair Value $48.79
United Bankshares quick facts
- Market cap
- $6.44B
- P/E ratio
- 12.7
- Forward P/E
- 13.6
- EPS, TTM
- $3.67
- Revenue, TTM
- $1.25B
- Profit margin
- 41.2%
- Dividend yield
- 3.27%
- Beta
- 0.72
- Volume
- 952,937 avg 1.07M
- 1-year return
- +25.2%
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±4.9%
- 50-day average
- $47.75
- 200-day average
- $43.93
- Next earnings
- Oct 22
- Shares outstanding
- 136.2M
United Bankshares swing-trade checklist
United Bankshares scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $46.72 sits between the 50-day ($47.75) and 200-day ($43.93) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
61.4, Accumulation
Reading 61.4 is in the Accumulation zone.
See the GekkoIndex - Fair valuemixed
4.2% below
Price is within 5% of Gekko Fair Value (4.2% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+1.8% on average
From this point in the calendar, the next 20 trading days averaged +1.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
United Bankshares stock chart and price history
United Bankshares closed at $46.72 on Sep 28, 2026, +25.2% over the past year, inside a 52-week range of $34.10 to $49.62.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −1.6%
- 3 months
- +2.2%
- 6 months
- +15.8%
- 1 year
- +25.2%
The full UBSI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open UBSI in Gekko
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About United Bankshares
United Bankshares runs as a holding company for banking operations, serving everyday customers and business clients in various parts of the country. Depositors can choose among checking, savings, money market, and retirement account options, while borrowers have access to commercial and real estate loans, personal and student lending, credit cards, and home equity financing.
Its work is split largely between a Community Banking arm and a Mortgage Banking arm. Alongside standard deposit and loan products, the company also handles investment and securities activity, manages assets, sells title insurance tied to real property, and assists with financial planning. Customers can additionally use safe deposit boxes, move money electronically, and bank through online and ATM channels. These offerings extend to both individual account holders and commercial customers.
United Bankshares traces its founding to 1982 and keeps its headquarters in Charleston, West Virginia. Its stock trades on the NASDAQ under the ticker UBSI.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- ubsi-inc.com
United Bankshares GekkoIndex: the smart money zone
United Bankshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.4, in the Accumulation zone, down 0.9 points over five sessions.
61.4Accumulation
Down 0.9 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 32 | +1.7% | +4.8% | ||
| Accumulation (current zone) | 184 | +0.5% | +2.8% | ||
| Neutral | 417 | +0.1% | +0.4% | ||
| Distribution | 32 | −0.7% | −2.6% | ||
| Selling | 7 | Too few readings yet | |||
Average UBSI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the UBSI price, zone by zone.Track UBSI in Gekko
Is United Bankshares stock overvalued? Gekko Fair Value
United Bankshares trades 4.2% below Gekko Fair Value of $48.79, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what United Bankshares shares are worth, recalculated every trading day.
$48.79
Gekko Fair Value, Sep 26, 2026
4.2% below fair value · About fair value
Gekko Fair Value on every chart, with the gap to price updating daily.Open UBSI in Gekko
United Bankshares insider and Congress trading
No open-market insider purchases were filed for United Bankshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in UBSI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for UBSI, plotted on the chart in Gekko.Open UBSI in Gekko
Buybacks
United Bankshares has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $65.99M
- As a share of market cap
- 1.03%
- Trailing four quarters
- $210.3M
From company filings.
United Bankshares earnings: next date and track record
United Bankshares reports on Oct 22, 2026 (23 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 22, 2026
23 days away
- EPS estimate
- $0.93
- Revenue estimate
- $327.4M
6 of 8reports beat the EPS estimate
±2.6%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 22, 2026 | $0.91 est $0.86 | $318.4M est $315.6M | −3.1% |
| Oct 23, 2025 | $0.92 est $0.81 | $324.1M est $309.1M | +2.8% |
| Jul 24, 2025 | $0.85 est $0.77 | $305.4M est $308.3M | −1.8% |
| Apr 24, 2025 | $0.59 est $0.66 | $289.0M est $278.8M | −1.1% |
| Jan 24, 2025 | $0.69 est $0.68 | $261.0M est $273.7M | +1.5% |
| Oct 24, 2024 | $0.70 est $0.67 | $261.2M est $259.9M | +0.5% |
| Jul 25, 2024 | $0.71 est $0.64 | $254.3M est $255.6M | +6.2% |
| Apr 25, 2024 | $0.64 est $0.65 | $253.2M est $257.6M | −4.1% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
United Bankshares stock forecast and analyst price targets
Analysts’ average 12-month price target for United Bankshares is $50.33, +7.7% from the last close, from 2 firms rating the stock in the last 90 days.
$50.33consensus 12-month target, +7.7% from the last close
Now $46.72Avg $50.33
Low $48High $50
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 27 | KBW | $48 | +2.7% |
| Jul 1 | Raymond James | $50 | +7.0% |
+2.8%average 20-day move after past Accumulation readings
+1.8%average move over the next 20 trading days in the last 5 years
±1.6%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
United Bankshares seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, United Bankshares averaged +1.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.1% | 3 of 5 |
| Next 10 trading days | −0.1% | 2 of 5 |
| Next 15 trading days | 0.0% | 3 of 5 |
| Next 20 trading days | +1.8% | 3 of 5 |
| Next 30 trading days | +9.3% | 4 of 5 |
For scale, UBSI’s typical 20-trading-day move in either direction is about 4.9%.
United Bankshares market cap and key statistics
United Bankshares’s market cap is $6.44B, with a P/E ratio of 12.7 and revenue of $1.25B over the last twelve months.
Valuation
- Market cap
- $6.44B
- P/E ratio
- 12.7
- Forward P/E
- 13.6
- EPS, TTM
- $3.67
- Gekko Fair Value
- $48.79
Trading
- Volume
- 952,937
- Avg volume, 20 days
- 1.07M
- 52-week high
- $49.62
- 52-week low
- $34.10
- Shares outstanding
- 136.2M
Financials
- Revenue, TTM
- $1.25B
- Profit margin
- 41.2%
- Return on equity
- 9.5%
- Quarterly earnings growth, YoY
- +12.2%
Risk and income
- Beta
- 0.72
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±4.9%
- Dividend yield
- 3.27%
United Bankshares stock news this week
3 headlines about United Bankshares from the past week, newest first, each linking to the publisher.
- United Bankshares (UBSI) Could Be a Great ChoiceEastern Progress, Sep 22
- Q2 Earnings Highlights: United Bankshares (NASDAQ:UBSI) Vs The Rest Of The Regional Banks StocksThe Globe and Mail, Sep 21
- Brokerages Set United Bankshares, Inc. (NASDAQ:UBSI) Target Price at $47.80Defense World, Sep 21
United Bankshares peers
United Bankshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 4.8% below |
| USBU.S. Bancorp | Accumulation | 10.6% below |
| NUNu | Buying | 24.1% below |
| TFCTruist Financial | Buying | 10.3% below |
| FITBFifth Third Bancorp | Accumulation | 11.5% below |
| MTBM&T Bank | Accumulation | 11.2% below |
A peer links to its own page where one exists.
United Bankshares stock FAQ
What is United Bankshares’s market cap?
United Bankshares’s market cap is $6.44B at the Sep 28, 2026 close of $46.72, with 136.2M shares outstanding. The shares trade on a P/E ratio of 12.7.
What is the United Bankshares stock forecast?
The consensus analyst 12-month price target for United Bankshares is $50.33, +7.7% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is United Bankshares stock overvalued or undervalued?
On Gekko’s estimate United Bankshares is about fair value: the Sep 28, 2026 close of $46.72 is 4.2% below Gekko Fair Value of $48.79. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does United Bankshares report earnings next?
United Bankshares is expected to report on Oct 22, 2026 (23 days away). Analysts expect earnings of $0.93 per share on revenue of $327.4M. United Bankshares beat the earnings estimate in 6 of its last 8 reports, moving 2.6% on average across the report.
What is United Bankshares’s 52-week high and low?
United Bankshares’s 52-week high is $49.62 and its 52-week low is $34.10; it closed at $46.72 on Sep 28, 2026, +25.2% over the past year.
Is United Bankshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 2 as mixed (trend and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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