Insider buying last 90 days
No open-market insider purchases were filed for MTB in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every MTB insider filing, plotted on the chart in Gekko.Open MTB in Gekko
NYSE: MTB
M&T Bank (MTB) Stock Analysis & Forecast
Nov 4 close
$224.64+2.57 (+1.2%)
Gekko Brief
AI summaryNov 4 closeM&T Bank enters the week with a mix of corporate and product news rather than a single catalyst. The bank named Brian Green as Chief Investment Officer for M&T Bank and Wilmington Trust, overseeing investment management for its wealth and institutional businesses, while also updating terms on its Visa Rewards credit card and adding a 3x grocery points category capped at $15,000 in annual spending, moves tied to deepening product usage and fee income. Separately, a benchmarking piece on regional bank Q3 2026 results noted that MTB's revenues came in line with expectations but missed on tangible book value per share and net interest income.
MTB closed at $224.64, up 1.2%, sitting just below both its 50-day average of $225.21 and its 200-day average of $225.25. The GekkoIndex reads 54.8, placing the stock in the Neutral zone, down 4 points over the past five sessions. Against a Gekko Fair Value of $233.69, the stock trades 3.9% below that level.
The next earnings report is scheduled for 19 January 2027, 75 days out and beyond a typical 20-trading-day holding window. No insider, Congress, or unusual options activity appears in their respective windows, though one billionaire holder is noted among current positions. Seasonally, the next 20 trading days have averaged a 4.4% return over the past 5 years, rising in 3 of those years. Among 18 covering firms, 5 rate MTB buy, 11 hold, and 2 sell, with a consensus target of $245.93, representing 9.5% upside from current levels.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
M&T Bank price vs fair value
Close $224.64200-day averageGekko Fair Value $233.69
M&T Bank quick facts
- Market cap
- $32.44B
- P/E ratio
- 11.7
- Forward P/E
- 10.5
- EPS, TTM
- $19.14
- Revenue, TTM
- $9.46B
- Profit margin
- 31.9%
- Dividend yield
- 2.72%
- Beta
- 0.64
- Volume
- 937,805 avg 959,301
- 1-year return
- +22.9%
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±5.6%
- 50-day average
- $225.21
- 200-day average
- $225.25
- Next earnings
- Jan 19 before open
- Shares outstanding
- 143.7M
M&T Bank swing-trade checklist
M&T Bank scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendheadwind
Below 50 and 200-day
Close $224.64 is below the 50-day ($225.21) and 200-day ($225.25) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexmixed
54.8, Neutral
Reading 54.8 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
3.9% below
Price is within 5% of Gekko Fair Value (3.9% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 75 days
Next report Jan 19, 2027, 75 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+4.4% on average
From this point in the calendar, the next 20 trading days averaged +4.4% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
M&T Bank stock chart and price history
M&T Bank closed at $224.64 on Nov 4, 2026, +22.9% over the past year, inside a 52-week range of $179.75 to $255.95.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +2.7%
- 3 months
- −10.2%
- 6 months
- +3.3%
- 1 year
- +22.9%
The full MTB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open MTB in Gekko
Follow M&T Bank through every session
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About M&T Bank
M&T Bank operates as a bank holding company, offering financial services to both businesses and individual customers. It works with small businesses and professionals through deposit accounts, credit lines and treasury tools, while also serving larger corporate clients with commercial loans, leases, letters of credit and cash management services. It is also involved in commercial real estate lending, residential mortgage origination and servicing, and everyday consumer banking such as savings accounts, installment loans, credit cards, home equity products and investment options like mutual funds and annuities.
Beyond standard banking, M&T Bank provides trust and wealth management, fiduciary and custodial work, insurance brokerage, and institutional and investment management services. It also manages its own internal finances, including securities, borrowed funds and foreign exchange activity. Customers reach these services through branches, business banking centers, phone and online platforms, and ATMs, with locations spread across several states in the northeastern and mid-Atlantic United States, plus a commercial office in Ontario, Canada.
Founded in 1856, M&T Bank is headquartered in Buffalo, New York. Its shares are listed on the NYSE under the ticker MTB.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- mtb.com
M&T Bank GekkoIndex: the smart money zone
M&T Bank’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 54.8, in the Neutral zone, down 4 points over five sessions.
54.8Neutral
Down 4 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 36 | −0.1% | +1.1% |
| Accumulation | 173 | +0.3% | +3.0% |
| Neutral (current zone) | 425 | +0.6% | +1.5% |
| Distribution | 53 | +0.2% | 0.0% |
| Selling | 10 | −2.2% | −1.6% |
Average MTB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the MTB price, zone by zone.Track MTB in Gekko
Is M&T Bank stock overvalued? Gekko Fair Value
M&T Bank trades 3.9% below Gekko Fair Value of $233.69, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what M&T Bank shares are worth, recalculated every trading day.
$233.69
Gekko Fair Value, Nov 4, 2026
3.9% below fair value · About fair value
At the end of Aug 2026 the price was 7.5% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open MTB in Gekko
M&T Bank insider and Congress trading
No open-market insider purchases were filed for M&T Bank, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in MTB were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for MTB, plotted on the chart in Gekko.Open MTB in Gekko
Buybacks
M&T Bank has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $460.0M
- As a share of market cap
- 1.42%
- Trailing four quarters
- $2.60B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds MTB.
0added0opened1trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko
M&T Bank earnings: next date and track record
M&T Bank reports on Jan 19, 2027, before the open (75 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Jan 19, 2027
Expected before the open, 75 days away
- EPS estimate
- $5.00
- Revenue estimate
- $2.55B
7 of 8reports beat the EPS estimate
±1.9%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Oct 16, 2026 AI summary
- What they said
- MTB reported Q3 2026 diluted GAAP EPS of $5.04, down from $5.32 in Q2, with net income of $775M versus $818M. ROA was 1.40% and ROTCE was 17.29%, exceeding long-term incentive targets. Year-to-date net operating EPS grew 17% versus 2025. Loan and deposit growth remained solid, reducing short-term borrowing reliance. MTB transferred $8.3B of MBS from AFS to HTM to protect tangible capital.
- Guidance
- Management highlighted continued focus on balance sheet growth, capital preservation, and operational efficiency via AI adoption. No specific EPS or revenue targets were provided in this excerpt, but the bank expressed confidence in sustaining above-target returns on assets and equity.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 16, 2026 | $5.08 est $4.93 | $2.55B est $2.53B | −2.2% |
| Jul 15, 2026 | $5.35 est $4.66 | $2.53B est $2.46B | +5.0% |
| Apr 15, 2026 | $4.13 est $4.02 | $2.44B est $2.43B | −1.6% |
| Jan 16, 2026 | $4.67 est $4.47 | $2.48B est $2.47B | −0.4% |
| Oct 16, 2025 | $4.82 est $4.39 | $2.51B est $2.44B | −2.4% |
| Jul 16, 2025 | $4.24 est $4.01 | $2.40B est $2.39B | −0.9% |
| Apr 14, 2025 | $3.32 est $3.40 | $2.31B est $2.34B | +1.0% |
| Jan 16, 2025 | $3.77 est $3.74 | — | −2.0% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
M&T Bank stock forecast and analyst price targets
Analysts’ average 12-month price target for M&T Bank is $245.93, +9.5% from the last close, from 18 firms rating the stock in the last 90 days.
$245.93consensus 12-month target, +9.5% from the last close
Now $224.64Avg $245.93
Low $198High $294
Each firm’s latest rating in the last 90 days: 18 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 26 | Wolfe Research | $198 | −11.9% |
| Oct 21 | Citi | $230 | +2.4% |
| Oct 20 | Truist Financial | $235 | +4.6% |
| Oct 19 | KBW | $250 | +11.3% |
| Oct 19 | Robert W. Baird | $250 | +11.3% |
+1.5%average 20-day move after past Neutral readings
+4.4%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
M&T Bank seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, M&T Bank averaged +4.4% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.0% | 3 of 5 |
| Next 10 trading days | +4.5% | 5 of 5 |
| Next 15 trading days | +5.1% | 4 of 5 |
| Next 20 trading days | +4.4% | 3 of 5 |
| Next 30 trading days | +1.7% | 3 of 5 |
For scale, MTB’s typical 20-trading-day move in either direction is about 5.6%.
M&T Bank market cap and key statistics
M&T Bank’s market cap is $32.44B, with a P/E ratio of 11.7 and revenue of $9.46B over the last twelve months.
Valuation
- Market cap
- $32.44B
- P/E ratio
- 11.7
- Forward P/E
- 10.5
- EPS, TTM
- $19.14
- Gekko Fair Value
- $233.69
Trading
- Volume
- 937,805
- Avg volume, 20 days
- 959,301
- 52-week high
- $255.95
- 52-week low
- $179.75
- Shares outstanding
- 143.7M
Financials
- Revenue, TTM
- $9.46B
- Profit margin
- 31.9%
- Return on equity
- 10.6%
- Quarterly earnings growth, YoY
- +4.6%
Risk and income
- Beta
- 0.64
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±5.6%
- Dividend yield
- 2.72%
M&T Bank stock news this week
Coverage of M&T Bank this week reads positive: 5 positive, 4 neutral and 1 negative headlines.
- M&T Bank (MTB) Names Brian Green Chief Investment OfficerYahoo Finance Australia, Nov 4
- M&T Bank Corporation $MTB Stock Sold by Aware Super Pty Ltd as trustee of Aware SuperDefense World, Nov 4
- Is M&T Bank (MTB) Still A Bargain After A 101% Run?Yahoo Finance Australia, Nov 3
- M&T Bank (MTB) Updated Its Visa Rewards Credit Card TermsSimply Wall St, Nov 3
- M&T Bank Corp. stock underperforms Tuesday when compared to competitorsMarketWatch, Nov 3
- M&T Bank Corporation $MTB Stake Raised by VIRGINIA RETIREMENT SYSTEMS ET AlMarketBeat, Nov 3
M&T Bank peers
M&T Bank’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Neutral | 2.8% above |
| USBU.S. Bancorp | Neutral | 3.7% below |
| TFCTruist Financial | Neutral | 1.1% above |
| NUNu | Accumulation | 25.1% below |
| FITBFifth Third Bancorp | Neutral | 2.7% below |
| FCNCAFirst Citizens BancShares | Neutral | 1.3% above |
A peer links to its own page where one exists.
M&T Bank stock FAQ
What is M&T Bank’s market cap?
M&T Bank’s market cap is $32.44B at the Nov 4, 2026 close of $224.64, with 143.7M shares outstanding. The shares trade on a P/E ratio of 11.7.
What is the M&T Bank stock forecast?
The consensus analyst 12-month price target for M&T Bank is $245.93, +9.5% from the last close. Of the 18 firms that rated the stock in the last 90 days, 5 rate it a buy, 11 a hold and 2 a sell. Gekko doesn’t publish price predictions of its own.
Is M&T Bank stock overvalued or undervalued?
On Gekko’s estimate M&T Bank is about fair value: the Nov 4, 2026 close of $224.64 is 3.9% below Gekko Fair Value of $233.69. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does M&T Bank report earnings next?
M&T Bank is expected to report on Jan 19, 2027, before the market opens (75 days away). Analysts expect earnings of $5.00 per share on revenue of $2.55B. M&T Bank beat the earnings estimate in 7 of its last 8 reports, moving 1.9% on average across the report.
What is M&T Bank’s 52-week high and low?
M&T Bank’s 52-week high is $255.95 and its 52-week low is $179.75; it closed at $224.64 on Nov 4, 2026, +22.9% over the past year.
Is M&T Bank stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (earnings risk and seasonality), 2 as mixed (gekkoindex and fair value) and 1 as a headwind (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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