NYSE: RNST

Renasant (RNST) Stock Analysis & Forecast

Oct 12 close

$39.29+0.28 (+0.7%)

Gekko Brief

AI summaryOct 12 close

This week's news around Renasant centers on the appointment of Catherine Mealor as Executive Vice President, confirmed by a Form 3 filing dated 5 October showing no securities beneficially owned, alongside a separate Form 4 filing on 11 October. The company has also set its third-quarter 2026 earnings release for 27 October after market close, with a conference call scheduled for 28 October at 10:00 AM Eastern.

RNST closed at $39.29, up 0.7%, sitting between its 50-day average of $41.10 and 200-day average of $39.91, a mixed trend signal. The stock's one-month return stands at -3.6% and its three-month return at -7.7%, though it remains up 8.4% over the past year. The GekkoIndex reads 61.4, placing the stock in the Accumulation zone, down slightly by 1.1 over five days. Price sits 10.3% below Gekko Fair Value of $43.80.

Renasant reports third-quarter results on 27 October, 15 days away and within a typical 20-trading-day holding window; the prior quarter saw an EPS beat of $0.93 against an estimate of $0.84, with an average absolute reaction of 3.8% across the last 8 quarters. No insider, Congress, or unusual options activity appears in the recent windows. Seasonally, the next 20 trading days have averaged a 9.8% return over 5 years, rising in 4 of them. Three analyst firms currently rate the stock buy, with a consensus target of $47.71.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Renasant price vs fair value

$43.80$39.29Oct ’25Apr ’26Oct ’26
Close $39.29200-day averageGekko Fair Value $43.80

Renasant quick facts

Market cap
$3.59B
P/E ratio
11.6
Forward P/E
10.4
EPS, TTM
$3.38
Revenue, TTM
$1.06B
Profit margin
29.6%
Dividend yield
2.37%
Beta
1.03
Volume
480,636 avg 782,641
1-year return
+8.4%
Typical daily move
±1.9%
Typical 20-day move
±5.7%
50-day average
$41.10
200-day average
$39.91
Next earnings
Oct 27
Shares outstanding
91.40M
52-week range
$33.04$44.54

Renasant swing-trade checklist

Renasant scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $39.29 sits between the 50-day ($41.10) and 200-day ($39.91) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    61.4, Accumulation

    Reading 61.4 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    10.3% below

    Price is 10.3% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 15 days

    Reports on Oct 27, 2026, 15 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +9.8% on average

    From this point in the calendar, the next 20 trading days averaged +9.8% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Renasant stock chart and price history

Renasant closed at $39.29 on Oct 12, 2026, +8.4% over the past year, inside a 52-week range of $33.04 to $44.54.

Close50-day average200-day averageVolume
Renasant share price, past year, with 50-day and 200-day moving averages and volume$35NovDecJan 2026FebMarAprMayJunJulAugSepOct39.29

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−3.6%
3 months
−7.7%
6 months
−1.2%
1 year
+8.4%
The full RNST chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open RNST in Gekko

Follow Renasant through every session

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About Renasant

Renasant is the holding company behind Renasant Bank, offering banking, insurance, and wealth management services to individuals and businesses. It is recognized for combining everyday banking products, such as checking and savings accounts and a range of personal and commercial loans, with insurance and fiduciary offerings under one roof.

The company runs its business through three segments. The Community Banks segment handles deposit accounts, lending activities including commercial, agricultural, and real estate loans, as well as construction financing and services like treasury management, online banking, and ATMs. The Insurance segment works as an agency, connecting customers with commercial and personal insurance policies through outside carriers. The Wealth Management segment manages trust accounts, retirement plans, estates, and investment products such as annuities and mutual funds, with investments arranged through a third-party broker-dealer. Its customer base spans both consumer and business clients across the regions it serves.

Founded in 1904, Renasant is headquartered in Tupelo, Mississippi, and operates banking, lending, and mortgage offices across several southeastern states. Its shares are listed on the NYSE under the ticker RNST.

Listed
NYSE
Sector
Finance
Industry
Regional banks
Website
investors.renasant.com

Renasant GekkoIndex: the smart money zone

Renasant’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.4, in the Accumulation zone, down 1.1 points over five sessions.

010061.4Accumulation

Down 1.1 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying24+1.6%+6.1%+7.2%+13.4%
Accumulation (current zone)237+0.3%+0.4%+2.7%+5.5%
Neutral387+0.2%+0.5%+0.3%+1.4%
Distribution32−1.2%−3.7%−6.6%−7.6%
Selling2Too few readings yet

Average RNST share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the RNST price, zone by zone.Track RNST in Gekko

Is Renasant stock overvalued? Gekko Fair Value

Renasant trades 10.3% below Gekko Fair Value of $43.80, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Renasant shares are worth, recalculated every trading day.

$43.80

Gekko Fair Value, Oct 10, 2026

10.3% Undervalued

At the end of Aug 2026 the price was 11.3% below the estimate.

Gekko Fair ValueShare price, month end
$44$39Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open RNST in Gekko

Renasant insider and Congress trading

No open-market insider purchases were filed for Renasant, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for RNST in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every RNST insider filing, plotted on the chart in Gekko.Open RNST in Gekko

Congress trades last 90 days

No trades in RNST were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for RNST, plotted on the chart in Gekko.Open RNST in Gekko

Buybacks

Renasant has been buying back its own shares.

Latest authorization
$100.0M, Aug 6, 2026
Bought back, quarter ended Jun 30, 2026
$60.53M
As a share of market cap
1.69%

From company filings.

Renasant earnings: next date and track record

Renasant reports on Oct 27, 2026 (15 days away), and beat the EPS estimate in 8 of its last 8 reports.

8 of 8reports beat the EPS estimate
±3.8%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−1.0%Jul ’24+5.6%Oct ’24+1.2%Jan ’25+11.4%Apr ’25−3.8%Jul ’25−3.7%Oct ’25+2.9%Jan ’26−0.4%Apr ’26

Last earnings call, Apr 28, 2026 AI summary

What they said
Renasant reported strong Q1 2026 results with adjusted EPS of $0.93, up 41% year-over-year. Adjusted ROA improved to 1.33% from 0.95%, adjusted ROTCE rose to 16.3% from 10.3%, and efficiency ratio improved to 55.7% from 65.5%. Adjusted pre-provision net revenue was $118.3 million. Deposits grew $626.4 million (11.8% annualized) while loans declined slightly. Net interest margin decreased 2 basis points to 3.87%.
Guidance
Management believes Renasant is positioned to capitalize on organic growth opportunities, focusing on customer relationship growth and hiring talented bankers. No specific revenue or EPS targets were provided in this excerpt beyond noting Q1 results exceeded their previously set 2026 aspirational goals.
ReportedEPSSurpriseRevenueSurpriseMove
Apr 28, 2026$0.93
est $0.84
+10.7%$273.8M
est $275.7M
−0.7%−0.4%
Jan 27, 2026$0.91
est $0.80
+13.7%$278.5M
est $275.9M
+1.0%+2.9%
Oct 28, 2025$0.77
est $0.67
+14.4%$234.6M
est $272.9M
−14.1%−3.7%
Jul 22, 2025$0.69
est $0.68
+1.5%$226.2M
est $272.0M
−16.8%−3.8%
Apr 22, 2025$0.66
est $0.51
+29.4%$169.1M
est $170.1M
−0.6%+11.4%
Jan 28, 2025$0.73
est $0.61
+19.7%$167.1M
est $167.4M
−0.2%+1.2%
Oct 22, 2024$0.70
est $0.63
+11.1%$166.9M
est $167.2M
−0.2%+5.6%
Jul 23, 2024$0.69
est $0.66
+4.5%$163.8M
est $166.0M
−1.3%−1.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Renasant stock forecast and analyst price targets

Analysts’ average 12-month price target for Renasant is $47.71, +21.4% from the last close, from 3 firms rating the stock in the last 90 days.

$47.71consensus 12-month target, +21.4% from the last close
Low $46High $48
Buy3
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 5TD CowenBuy, maintained$46+17.1%
Aug 26Piper SandlerBuy, maintained$48+22.2%
Jul 31KBWBuy, maintained$47+19.6%
Jul 30TD CowenBuy, reiterated$49+24.7%
Jul 30Piper SandlerBuy, maintained$48+22.2%
+2.7%average 20-day move after past Accumulation readings
+9.8%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Renasant seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Renasant averaged +9.8% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+5.3%2021+22.6%2022+0.3%2023+16.1%2024−0.2%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.6%4 of 5
Next 10 trading days+2.0%4 of 5
Next 15 trading days+5.3%3 of 5
Next 20 trading days+9.8%4 of 5
Next 30 trading days+9.2%5 of 5

For scale, RNST’s typical 20-trading-day move in either direction is about 5.7%.

Renasant market cap and key statistics

Renasant’s market cap is $3.59B, with a P/E ratio of 11.6 and revenue of $1.06B over the last twelve months.

Valuation

Market cap
$3.59B
P/E ratio
11.6
Forward P/E
10.4
EPS, TTM
$3.38
Gekko Fair Value
$43.80

Trading

Volume
480,636
Avg volume, 20 days
782,641
52-week high
$44.54
52-week low
$33.04
Shares outstanding
91.40M

Financials

Revenue, TTM
$1.06B
Profit margin
29.6%
Return on equity
8.2%
Quarterly earnings growth, YoY
+9,300.0%

Risk and income

Beta
1.03
Typical daily move
±1.9%
Typical 20-day move
±5.7%
Dividend yield
2.37%

Renasant peers

Renasant’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Renasant stock FAQ

What is Renasant’s market cap?

Renasant’s market cap is $3.59B at the Oct 12, 2026 close of $39.29, with 91.40M shares outstanding. The shares trade on a P/E ratio of 11.6.

What is the Renasant stock forecast?

The consensus analyst 12-month price target for Renasant is $47.71, +21.4% from the last close. Of the 3 firms that rated the stock in the last 90 days, 3 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Renasant stock overvalued or undervalued?

On Gekko’s estimate Renasant is undervalued: the Oct 12, 2026 close of $39.29 is 10.3% below Gekko Fair Value of $43.80. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Renasant report earnings next?

Renasant is expected to report on Oct 27, 2026 (15 days away). Analysts expect earnings of $0.94 per share on revenue of $282.3M. Renasant beat the earnings estimate in 8 of its last 8 reports, moving 3.8% on average across the report.

What is Renasant’s 52-week high and low?

Renasant’s 52-week high is $44.54 and its 52-week low is $33.04; it closed at $39.29 on Oct 12, 2026, +8.4% over the past year.

Is Renasant stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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