NYSE: NTB

Bank of N.T. Butterfield & Son Limited (The) Voting (NTB) Stock Analysis & Forecast

Oct 12 close

$58.28+0.78 (+1.4%)

Gekko Brief

AI summaryOct 12 close

This week's news on Butterfield (NTB) centers on routine director share grants, with Ingrid Pierce, Stephen E. Cummings, Mark T. Lynch, Jana R. Schreuder and Andrew Michael Henton each receiving awards of 1,178 ordinary shares on October 1, 2026 at $59.42 per share, filed with the SEC. These are administrative filings reflecting standard equity compensation rather than company news tied to results, guidance or strategy.

NTB closed at $58.28, up 1.4%, sitting between its 50-day average of $59.90 and 200-day average of $56.11. The stock's one-month return is -3.3% and three-month return is -3.8%, while the six-month return stands at 3.5% and the one-year return is 38.4%. The GekkoIndex reads 62, placing it in the Accumulation zone, up 0.9 over five days. Gekko Fair Value is set at $62.11, putting the current price 6.2% below that level.

NTB's next earnings date falls on 27 October 2026, 15 days away, reporting after close and falling inside a typical 20-trading-day holding window. The company has posted EPS beats in 8 of its last 8 quarters, with an average absolute reaction of 2.9% historically. Seasonality over the past 5 years shows a mean 20-day return of 3% from this point in the calendar, with gains in 3 of those years. One billionaire holder is noted, while insider, Congress and unusual options activity show no data in their respective windows. Consensus among 2 analysts stands at hold, with a price target of $65.33.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Bank of N.T. Butterfield & Son Limited (The) Voting price vs fair value

$62.11$58.28Oct ’25Apr ’26Oct ’26
Close $58.28200-day averageGekko Fair Value $62.11

Bank of N.T. Butterfield & Son Limited (The) Voting quick facts

Market cap
$2.31B
P/E ratio
10.2
Forward P/E
—
EPS, TTM
$5.69
Revenue, TTM
$625.2M
Profit margin
37.5%
Dividend yield
3.48%
Beta
0.54
Volume
100,435 avg 152,866
1-year return
+38.4%
Typical daily move
±1.6%
Typical 20-day move
±4.7%
50-day average
$59.90
200-day average
$56.11
Next earnings
Oct 27 after close
Shares outstanding
39.33M
52-week range
$40.59$64.17

Bank of N.T. Butterfield & Son Limited (The) Voting swing-trade checklist

Bank of N.T. Butterfield & Son Limited (The) Voting scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $58.28 sits between the 50-day ($59.90) and 200-day ($56.11) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62, Accumulation

    Reading 62 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.2% below

    Price is 6.2% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 15 days

    Reports on Oct 27, 2026, 15 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +3.0% on average

    From this point in the calendar, the next 20 trading days averaged +3% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Bank of N.T. Butterfield & Son Limited (The) Voting stock chart and price history

Bank of N.T. Butterfield & Son Limited (The) Voting closed at $58.28 on Oct 12, 2026, +38.4% over the past year, inside a 52-week range of $40.59 to $64.17.

Close50-day average200-day averageVolume
Bank of N.T. Butterfield & Son Limited (The) Voting share price, past year, with 50-day and 200-day moving averages and volume$40$45$50$55$60$65NovDecJan 2026FebMarAprMayJunJulAugSepOct58.28

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−3.3%
3 months
−3.8%
6 months
+3.5%
1 year
+38.4%
The full NTB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open NTB in Gekko

Follow Bank of N.T. Butterfield & Son Limited (The) Voting through every session

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About Bank of N.T. Butterfield & Son Limited (The) Voting

Bank of N.T. Butterfield & Son Limited (The) Voting works with individuals and smaller to mid-sized companies, offering everyday banking alongside commercial and private client services. Customers can hold checking, savings, and term deposit accounts, and borrow through home mortgages, auto loans, credit cards, consumer financing, and overdraft arrangements, as well as commercial real estate and broader business lending. The bank is also recognized for handling cash and liquidity needs, foreign exchange transactions, and custody, administration, and settlement work.

Its business extends to personal and business deposit products, lending for small and mid-sized enterprises and larger corporations, payment cards, merchant acquiring, and digital banking through mobile and online channels. The bank additionally runs treasury operations, wealth and fiduciary services, discretionary and managed investment portfolios, money market and mutual fund offerings, and both guided and self-directed brokerage access. It conducts business through locations in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, Canada, and Bermuda.

Its history dates back to 1784, and its main offices sit in Hamilton, Bermuda. Shares trade on the NYSE under the ticker NTB.

Listed
NYSE
Sector
Finance
Industry
Regional banks
Website
butterfieldgroup.com

Bank of N.T. Butterfield & Son Limited (The) Voting GekkoIndex: the smart money zone

Bank of N.T. Butterfield & Son Limited (The) Voting’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62, in the Accumulation zone, up 0.9 points over five sessions.

010062Accumulation

Up 0.9 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying12+2.2%+3.1%+8.0%+15.4%
Accumulation (current zone)151+1.4%+3.0%+4.7%+10.1%
Neutral445+0.3%+0.8%+2.1%+4.7%
Distribution66+0.3%−1.2%−2.6%+3.1%
Selling8Too few readings yet

Average NTB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the NTB price, zone by zone.Track NTB in Gekko

Is Bank of N.T. Butterfield & Son Limited (The) Voting stock overvalued? Gekko Fair Value

Bank of N.T. Butterfield & Son Limited (The) Voting trades 6.2% below Gekko Fair Value of $62.11, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Bank of N.T. Butterfield & Son Limited (The) Voting shares are worth, recalculated every trading day.

$62.11

Gekko Fair Value, Oct 10, 2026

6.2% Undervalued

At the end of Aug 2026 the price was 6.3% below the estimate.

Gekko Fair ValueShare price, month end
$62$58Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open NTB in Gekko

Bank of N.T. Butterfield & Son Limited (The) Voting insider and Congress trading

No open-market insider purchases were filed for Bank of N.T. Butterfield & Son Limited (The) Voting, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for NTB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every NTB insider filing, plotted on the chart in Gekko.Open NTB in Gekko

Congress trades last 90 days

No trades in NTB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for NTB, plotted on the chart in Gekko.Open NTB in Gekko

Buybacks

Bank of N.T. Butterfield & Son Limited (The) Voting has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$16.12M
As a share of market cap
0.70%
Trailing four quarters
$118.5M

From company filings.

Hedge funds and billionaires quarter ended Jun 30

1of the funds Gekko tracks holds NTB.

0added0opened1trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko

Bank of N.T. Butterfield & Son Limited (The) Voting earnings: next date and track record

Bank of N.T. Butterfield & Son Limited (The) Voting reports on Oct 27, 2026, after the close (15 days away), and beat the EPS estimate in 8 of its last 8 reports.

8 of 8reports beat the EPS estimate
±2.9%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

−0.6%Jul ’24+0.7%Oct ’24+7.2%Feb ’25+3.0%Apr ’25+3.1%Jul ’25+6.0%Oct ’25−0.6%Feb ’26−2.2%Apr ’26

Last earnings call, Apr 28, 2026 AI summary

What they said
NTB reported Q1 2026 net income of $62.6 million and core EPS of $1.55, with core return on average common equity of 24.1%. Net interest margin expanded 6 basis points to 2.75%, while deposit costs fell 13 basis points to 124 basis points. The company completed the acquisition of Rollinson & Hunter in Guernsey, boosting group assets under administration to $146 billion. NTB repurchased 800,000 shares for $42.4 million and maintained a $0.50 quarterly dividend.
Guidance
Management plans to continue returning excess capital and pursuing acquisitions in Island Banking and Trust. Bermuda real GDP growth estimated at 3% for 2025, with government projecting a record $472 million surplus for fiscal 2027.
ReportedEPSSurpriseRevenueSurpriseMove
Apr 28, 2026$1.55
est $1.40
+10.7%$154.5M
est $150.1M
+2.9%−2.2%
Feb 9, 2026$1.54
est $1.47
+4.8%$159.1M
est $153.5M
+3.7%−0.6%
Oct 28, 2025$1.51
est $1.31
+15.3%$153.3M
est $153.5M
−0.1%+6.0%
Jul 28, 2025$1.26
est $1.22
+3.3%$198.0M
est $148.3M
+33.6%+3.1%
Apr 23, 2025$1.30
est $1.09
+19.3%$147.8M
est $141.0M
+4.8%+3.0%
Feb 10, 2025$1.34
est $1.17
+14.5%$151.9M
est $142.6M
+6.5%+7.2%
Oct 22, 2024$1.16
est $1.12
+3.6%$206.0M
est $143.4M
+43.6%+0.7%
Jul 22, 2024$1.11
est $1.04
+6.7%$143.1M
est $142.5M
+0.4%−0.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Bank of N.T. Butterfield & Son Limited (The) Voting stock forecast and analyst price targets

Analysts’ average 12-month price target for Bank of N.T. Butterfield & Son Limited (The) Voting is $65.33, +12.1% from the last close, from 2 firms rating the stock in the last 90 days.

$65.33consensus 12-month target, +12.1% from the last close
Low $58High $65
Buy0
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 2 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 2KBWHold, maintained$58−0.5%
Sep 30Wells FargoHold, reiterated$65+11.5%
Aug 3KBWHold, maintained$66+13.2%
+4.7%average 20-day move after past Accumulation readings
+3.0%average move over the next 20 trading days in the last 5 years
±1.6%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Bank of N.T. Butterfield & Son Limited (The) Voting seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Bank of N.T. Butterfield & Son Limited (The) Voting averaged +3.0% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+5.8%2021−5.0%2022−3.6%2023+3.0%2024+10.2%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+4.5%4 of 5
Next 10 trading days+2.5%4 of 5
Next 15 trading days+1.9%4 of 5
Next 20 trading days+3.0%3 of 5
Next 30 trading days+4.1%3 of 5

For scale, NTB’s typical 20-trading-day move in either direction is about 4.7%.

Bank of N.T. Butterfield & Son Limited (The) Voting market cap and key statistics

Bank of N.T. Butterfield & Son Limited (The) Voting’s market cap is $2.31B, with a P/E ratio of 10.2 and revenue of $625.2M over the last twelve months.

Valuation

Market cap
$2.31B
P/E ratio
10.2
EPS, TTM
$5.69
Gekko Fair Value
$62.11

Trading

Volume
100,435
Avg volume, 20 days
152,866
52-week high
$64.17
52-week low
$40.59
Shares outstanding
39.33M

Financials

Revenue, TTM
$625.2M
Profit margin
37.5%
Return on equity
21.1%
Quarterly earnings growth, YoY
−7.2%

Risk and income

Beta
0.54
Typical daily move
±1.6%
Typical 20-day move
±4.7%
Dividend yield
3.48%

Bank of N.T. Butterfield & Son Limited (The) Voting stock news this week

Coverage of Bank of N.T. Butterfield & Son Limited (The) Voting this week reads neutral: 0 positive, 5 neutral and 0 negative headlines.

News sentiment neutral

Bank of N.T. Butterfield & Son Limited (The) Voting peers

Bank of N.T. Butterfield & Son Limited (The) Voting’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Bank of N.T. Butterfield & Son Limited (The) Voting stock FAQ

What is Bank of N.T. Butterfield & Son Limited (The) Voting’s market cap?

Bank of N.T. Butterfield & Son Limited (The) Voting’s market cap is $2.31B at the Oct 12, 2026 close of $58.28, with 39.33M shares outstanding. The shares trade on a P/E ratio of 10.2.

What is the Bank of N.T. Butterfield & Son Limited (The) Voting stock forecast?

The consensus analyst 12-month price target for Bank of N.T. Butterfield & Son Limited (The) Voting is $65.33, +12.1% from the last close. Of the 2 firms that rated the stock in the last 90 days, 0 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Bank of N.T. Butterfield & Son Limited (The) Voting stock overvalued or undervalued?

On Gekko’s estimate Bank of N.T. Butterfield & Son Limited (The) Voting is undervalued: the Oct 12, 2026 close of $58.28 is 6.2% below Gekko Fair Value of $62.11. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Bank of N.T. Butterfield & Son Limited (The) Voting report earnings next?

Bank of N.T. Butterfield & Son Limited (The) Voting is expected to report on Oct 27, 2026, after the market closes (15 days away). Analysts expect earnings of $1.49 per share on revenue of $160.9M. Bank of N.T. Butterfield & Son Limited (The) Voting beat the earnings estimate in 8 of its last 8 reports, moving 2.9% on average across the report.

What is Bank of N.T. Butterfield & Son Limited (The) Voting’s 52-week high and low?

Bank of N.T. Butterfield & Son Limited (The) Voting’s 52-week high is $64.17 and its 52-week low is $40.59; it closed at $58.28 on Oct 12, 2026, +38.4% over the past year.

Is Bank of N.T. Butterfield & Son Limited (The) Voting stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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