NASDAQ: BUSE

First Busey (BUSE) Stock Analysis & Forecast

Oct 12 close

$29.21+0.28 (+1.0%)

Gekko Brief

AI summaryOct 12 close

This week's attention on First Busey centers on its upcoming earnings report, with commentary pointing to its track record of surprises and highlighting the stock as a dividend candidate. A separate piece compares First Busey to Live Oak Bancshares (LOB) across earnings, profitability, dividends and valuation, while another notes mixed near-term sentiment alongside a more constructive long-term view based on trading-strategy analysis.

BUSE closed at $29.21, up 1%, sitting between its 50-day average of $30.25 and 200-day average of $27.54, a mixed trend signal. The GekkoIndex reads 64.4, placing the stock in the Accumulation zone. Shares trade 6.3% below the Gekko Fair Value estimate of $31.17. Three covering analysts show one buy and two hold ratings, with a consensus target of $32.43 and 11% implied upside.

Over the next 20 trading days, the company reports earnings on 27 October, 14 days out, which falls inside a typical holding window and follows a history of 7 beats in 8 quarters, with the last report producing a 3.3% reaction. Seasonality from this point in the calendar has averaged a 8.8% move over the next 20 trading days across 5 years, higher in 5 of them. No insider, Congress or unusual options activity appears in the respective windows.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

First Busey price vs fair value

$31.17$29.21Oct ’25Apr ’26Oct ’26
Close $29.21200-day averageGekko Fair Value $31.17

First Busey quick facts

Market cap
$2.47B
P/E ratio
12
Forward P/E
10.4
EPS, TTM
$2.42
Revenue, TTM
$782.9M
Profit margin
29.5%
Dividend yield
3.47%
Beta
0.74
Volume
512,924 avg 863,895
1-year return
+25.4%
Typical daily move
±1.8%
Typical 20-day move
±5%
50-day average
$30.25
200-day average
$27.54
Next earnings
Oct 27
Shares outstanding
82.58M
52-week range
$22.00$31.70

First Busey swing-trade checklist

First Busey scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $29.21 sits between the 50-day ($30.25) and 200-day ($27.54) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    64.4, Accumulation

    Reading 64.4 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.3% below

    Price is 6.3% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 15 days

    Reports on Oct 27, 2026, 15 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +8.8% on average

    From this point in the calendar, the next 20 trading days averaged +8.8% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

First Busey stock chart and price history

First Busey closed at $29.21 on Oct 12, 2026, +25.4% over the past year, inside a 52-week range of $22.00 to $31.70.

Close50-day average200-day averageVolume
First Busey share price, past year, with 50-day and 200-day moving averages and volume$22$24$26$28$30$32NovDecJan 2026FebMarAprMayJunJulAugSepOct29.21

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.0%
3 months
−0.3%
6 months
+9.4%
1 year
+25.4%
The full BUSE chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BUSE in Gekko

Follow First Busey through every session

Put BUSE on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About First Busey

First Busey is the holding company behind Busey Bank, offering banking and financial services across the United States to everyday consumers, businesses, institutions, and government bodies. It is widely recognized for operating a full-service bank that pairs traditional deposit and lending products with broader wealth and payment services, reaching customers through branches, ATMs, and online channels.

The company runs its work through three divisions. Its banking arm handles deposit accounts and a wide variety of loans, including commercial, agricultural, real estate, and consumer lending, along with services like money transfers and safe deposit boxes. The Wealth Management division covers investment and trust services, retirement and succession planning, brokerage, tax preparation, and farm management, while a separate unit called FirsTech focuses on payment processing, supporting bill pay, direct debits, ACH transactions, card network services, and treasury management tools for businesses.

First Busey traces its roots to 1868 and is headquartered in Champaign, Illinois, with banking centers spread across Illinois, Missouri, southwest Florida, and Indianapolis, Indiana. Its shares are listed on the NASDAQ under the ticker BUSE.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
busey.com

First Busey GekkoIndex: the smart money zone

First Busey’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.4, in the Accumulation zone, up 1.5 points over five sessions.

010064.4Accumulation

Up 1.5 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying26−0.3%+0.8%+5.4%+1.7%
Accumulation (current zone)218+0.6%+1.2%+2.9%+3.8%
Neutral396+0.2%+0.3%0.0%+2.3%
Distribution40−1.1%−2.2%−2.7%−1.8%
Selling2Too few readings yet

Average BUSE share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BUSE price, zone by zone.Track BUSE in Gekko

Is First Busey stock overvalued? Gekko Fair Value

First Busey trades 6.3% below Gekko Fair Value of $31.17, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what First Busey shares are worth, recalculated every trading day.

$31.17

Gekko Fair Value, Oct 9, 2026

6.3% Undervalued

At the end of Aug 2026 the price was 6.5% below the estimate.

Gekko Fair ValueShare price, month end
$31$29Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BUSE in Gekko

First Busey insider and Congress trading

No open-market insider purchases were filed for First Busey, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for BUSE in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every BUSE insider filing, plotted on the chart in Gekko.Open BUSE in Gekko

Congress trades last 90 days

No trades in BUSE were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BUSE, plotted on the chart in Gekko.Open BUSE in Gekko

Buybacks

First Busey has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$63.76M
As a share of market cap
2.58%
Trailing four quarters
$172.8M

From company filings.

First Busey earnings: next date and track record

First Busey reports on Oct 27, 2026 (15 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.6%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−0.4%Oct ’24+1.5%Jan ’25+6.8%Apr ’25−1.9%Jul ’25−2.9%Oct ’25−1.3%Jan ’26−2.8%Apr ’26+3.3%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 28, 2026$0.69
est $0.63
+9.0%$194.3M
est $197.6M
−1.7%+3.3%
Apr 28, 2026$0.52
est $0.55
−5.5%$197.2M
est $197.1M
0.0%−2.8%
Jan 27, 2026$0.68
est $0.62
+9.7%$200.9M
est $197.7M
+1.6%−1.3%
Oct 28, 2025$0.64
est $0.61
+4.7%$196.3M
est $196.0M
+0.2%−2.9%
Jul 22, 2025$0.63
est $0.61
+3.3%$198.0M
est $196.1M
+1.0%−1.9%
Apr 22, 2025$0.57
est $0.53
+7.5%$125.0M
est $140.8M
−11.2%+6.8%
Jan 28, 2025$0.53
est $0.52
+1.9%$116.0M
est $116.1M
−0.1%+1.5%
Oct 22, 2024$0.58
est $0.54
+7.4%$118.5M
est $119.0M
−0.4%−0.4%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

First Busey stock forecast and analyst price targets

Analysts’ average 12-month price target for First Busey is $32.43, +11.0% from the last close, from 3 firms rating the stock in the last 90 days.

$32.43consensus 12-month target, +11.0% from the last close
Low $30High $34
Buy1
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 2Piper SandlerHold, downgraded$30+2.7%
Jul 31KBWBuy, reiterated$34+16.4%
Jul 30D.A. DavidsonHold, maintained$31+6.1%
Jul 30Piper SandlerBuy, maintained$35+19.8%
Jul 29Piper SandlerBuy, maintained$32+9.6%
+2.9%average 20-day move after past Accumulation readings
+8.8%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

First Busey seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, First Busey averaged +8.8% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+6.0%2021+19.1%2022+6.0%2023+7.4%2024+2.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+3.1%5 of 5
Next 10 trading days+1.9%4 of 5
Next 15 trading days+4.4%4 of 5
Next 20 trading days+8.8%5 of 5
Next 30 trading days+9.1%5 of 5

For scale, BUSE’s typical 20-trading-day move in either direction is about 5%.

First Busey market cap and key statistics

First Busey’s market cap is $2.47B, with a P/E ratio of 12 and revenue of $782.9M over the last twelve months.

Valuation

Market cap
$2.47B
P/E ratio
12
Forward P/E
10.4
EPS, TTM
$2.42
Gekko Fair Value
$31.17

Trading

Volume
512,924
Avg volume, 20 days
863,895
52-week high
$31.70
52-week low
$22.00
Shares outstanding
82.58M

Financials

Revenue, TTM
$782.9M
Profit margin
29.5%
Return on equity
9.6%
Quarterly earnings growth, YoY
+32.7%

Risk and income

Beta
0.74
Typical daily move
±1.8%
Typical 20-day move
±5%
Dividend yield
3.47%

First Busey stock news this week

4 headlines about First Busey from the past week, newest first, each linking to the publisher.

First Busey peers

First Busey’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

First Busey stock FAQ

What is First Busey’s market cap?

First Busey’s market cap is $2.47B at the Oct 12, 2026 close of $29.21, with 82.58M shares outstanding. The shares trade on a P/E ratio of 12.

What is the First Busey stock forecast?

The consensus analyst 12-month price target for First Busey is $32.43, +11.0% from the last close. Of the 3 firms that rated the stock in the last 90 days, 1 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is First Busey stock overvalued or undervalued?

On Gekko’s estimate First Busey is undervalued: the Oct 12, 2026 close of $29.21 is 6.3% below Gekko Fair Value of $31.17. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does First Busey report earnings next?

First Busey is expected to report on Oct 27, 2026 (15 days away). Analysts expect earnings of $0.67 per share on revenue of $195.8M. First Busey beat the earnings estimate in 7 of its last 8 reports, moving 2.6% on average across the report.

What is First Busey’s 52-week high and low?

First Busey’s 52-week high is $31.70 and its 52-week low is $22.00; it closed at $29.21 on Oct 12, 2026, +25.4% over the past year.

Is First Busey stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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