Insider buying last 90 days
No open-market insider purchases were filed for TCBK in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every TCBK insider filing, plotted on the chart in Gekko.Open TCBK in Gekko
NASDAQ: TCBK
TriCo Bancshares (TCBK) Stock Analysis & Forecast
Oct 12 close
$51.36−0.05 (−0.1%)
Gekko Brief
AI summaryOct 12 closeThis week's news centers on TriCo Bancshares' pending merger with First Hawaiian, Inc. Shareholders are preparing for a critical vote, with merger terms set at 2.095 First Hawaiian shares for each TriCo share, valuing the deal between $54.16 and $63.12 per TriCo share. Separately, a comparison piece weighed TriCo against Sumitomo Mitsui Financial Group across risk, valuation, institutional ownership, earnings, dividends and profitability, while other coverage noted mixed analyst sentiment around the stock.
TCBK closed at $51.36, down 0.1% on the day, with its 50-day average at $54.19 and 200-day average at $51.66, placing the close between the two. The stock's one-month return sits at -4.1% and its three-month return at -12.7%, though it remains up 19.6% over the past year. The GekkoIndex reads 64.3, placing TCBK in the Accumulation zone, up 2 points over five days. Gekko Fair Value stands at $56.05, with price running 8.4% below that level.
TriCo's next earnings report is scheduled for 22 October 2026, before the open, just 10 days away and inside a typical 20-trading-day holding window; the prior quarter posted $1.06 versus a $1.03 estimate, with a -2.3% reaction, and the company has beaten estimates in 8 of its last 8 quarters. No insider, Congress or unusual options activity appears in the current window. Seasonally, the next 20 trading days have averaged a 12.1% return over 5 years, rising in 5 of them. Analyst consensus includes 1 buy and 4 hold ratings, with a consensus target of $58.67.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
TriCo Bancshares price vs fair value
Close $51.36200-day averageGekko Fair Value $56.05
TriCo Bancshares quick facts
- Market cap
- $1.65B
- P/E ratio
- 12.5
- Forward P/E
- 12.1
- EPS, TTM
- $4.17
- Revenue, TTM
- $426.2M
- Profit margin
- 31.8%
- Dividend yield
- 2.81%
- Beta
- 0.67
- Volume
- 172,899 avg 287,483
- 1-year return
- +19.6%
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±5.8%
- 50-day average
- $54.19
- 200-day average
- $51.66
- Next earnings
- Oct 22 before open
- Shares outstanding
- 31.97M
TriCo Bancshares swing-trade checklist
TriCo Bancshares scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $51.36 sits between the 50-day ($54.19) and 200-day ($51.66) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
64.3, Accumulation
Reading 64.3 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
8.4% below
Price is 8.4% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 10 days
Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+12.1% on average
From this point in the calendar, the next 20 trading days averaged +12.1% over 5 years, rising in 5 of them.
See seasonality
A description of current data, not a recommendation. How this page works
TriCo Bancshares stock chart and price history
TriCo Bancshares closed at $51.36 on Oct 12, 2026, +19.6% over the past year, inside a 52-week range of $40.44 to $61.71.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −4.1%
- 3 months
- −12.7%
- 6 months
- +2.5%
- 1 year
- +19.6%
The full TCBK chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TCBK in Gekko
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About TriCo Bancshares
TriCo Bancshares operates as the holding company for Tri Counties Bank, which provides a broad range of banking services to individuals and businesses. It is known for offering checking, savings, and term deposit accounts alongside a wide lending lineup that includes small business financing, residential and commercial mortgages, consumer loans, and commercial credit with an emphasis on agricultural borrowers, as well as loans for real estate development.
Beyond deposits and loans, the bank supports its customers with treasury management services, standard conveniences like safe deposit boxes, and access to independent financial planning and broker-dealer services. Its customer base spans both everyday consumers and corporate clients seeking commercial banking relationships. The bank carries out this work through a network of traditional branches, in-store branch locations, and dedicated loan production offices spread across numerous counties in California.
TriCo Bancshares was founded in 1975 and is headquartered in Chico, California. Its shares are listed on the NASDAQ under the ticker TCBK.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- tcbk.com
TriCo Bancshares GekkoIndex: the smart money zone
TriCo Bancshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.3, in the Accumulation zone, up 2 points over five sessions.
64.3Accumulation
Up 2 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 26 | +1.1% | +2.1% | ||
| Accumulation (current zone) | 198 | +0.3% | +2.3% | ||
| Neutral | 424 | +0.3% | +1.4% | ||
| Distribution | 28 | −0.9% | −4.4% | ||
| Selling | 6 | Too few readings yet | |||
Average TCBK share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the TCBK price, zone by zone.Track TCBK in Gekko
Is TriCo Bancshares stock overvalued? Gekko Fair Value
TriCo Bancshares trades 8.4% below Gekko Fair Value of $56.05, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what TriCo Bancshares shares are worth, recalculated every trading day.
$56.05
Gekko Fair Value, Oct 10, 2026
8.4% Undervalued
At the end of Aug 2026 the price was 11.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open TCBK in Gekko
TriCo Bancshares insider and Congress trading
No open-market insider purchases were filed for TriCo Bancshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TCBK were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TCBK, plotted on the chart in Gekko.Open TCBK in Gekko
Buybacks
TriCo Bancshares has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $1.78M
- As a share of market cap
- 0.11%
- Trailing four quarters
- $36.43M
From company filings.
TriCo Bancshares earnings: next date and track record
TriCo Bancshares reports on Oct 22, 2026, before the open (10 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 22, 2026
Expected before the open, 10 days away
- EPS estimate
- $1.09
- Revenue estimate
- $114.6M
8 of 8reports beat the EPS estimate
±2.3%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 23, 2026 | $1.06 est $1.03 | $111.9M est $111.0M | −2.3% |
| Apr 23, 2026 | $1.04 est $0.97 | $108.3M est $108.3M | −0.1% |
| Jan 22, 2026 | $1.03 est $0.99 | $109.4M est $108.2M | −1.2% |
| Oct 23, 2025 | $1.04 est $0.92 | $105.7M est $108.2M | +1.6% |
| Jul 24, 2025 | $0.84 est $0.82 | $101.8M est $103.4M | +1.9% |
| Mar 3, 2025 | $0.88 est $0.78 | $131.4M est $99.57M | −4.0% |
| Oct 24, 2024 | $0.88 est $0.81 | $97.37M est $98.37M | −3.3% |
| Jul 25, 2024 | $0.87 est $0.79 | $95.88M est $98.12M | +3.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
TriCo Bancshares stock forecast and analyst price targets
Analysts’ average 12-month price target for TriCo Bancshares is $58.67, +14.2% from the last close, from 5 firms rating the stock in the last 90 days.
$58.67consensus 12-month target, +14.2% from the last close
Now $51.36Avg $58.67
Low $56.50High $67.04
Each firm’s latest rating in the last 90 days: 5 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 1 | Piper Sandler | $56.50 | +10.0% |
| Aug 6 | Stephens | — | — |
| Jul 27 | D.A. Davidson | $65 | +26.6% |
| Jul 27 | Piper Sandler | $63 | +22.7% |
| Jul 27 | KBW | $67.04 | +30.5% |
+2.3%average 20-day move after past Accumulation readings
+12.1%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
TriCo Bancshares seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, TriCo Bancshares averaged +12.1% across the last 5 years, rising in 5 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.7% | 2 of 5 |
| Next 10 trading days | +2.1% | 4 of 5 |
| Next 15 trading days | +7.0% | 5 of 5 |
| Next 20 trading days | +12.1% | 5 of 5 |
| Next 30 trading days | +10.2% | 5 of 5 |
For scale, TCBK’s typical 20-trading-day move in either direction is about 5.8%.
TriCo Bancshares market cap and key statistics
TriCo Bancshares’s market cap is $1.65B, with a P/E ratio of 12.5 and revenue of $426.2M over the last twelve months.
Valuation
- Market cap
- $1.65B
- P/E ratio
- 12.5
- Forward P/E
- 12.1
- EPS, TTM
- $4.17
- Gekko Fair Value
- $56.05
Trading
- Volume
- 172,899
- Avg volume, 20 days
- 287,483
- 52-week high
- $61.71
- 52-week low
- $40.44
- Shares outstanding
- 31.97M
Financials
- Revenue, TTM
- $426.2M
- Profit margin
- 31.8%
- Return on equity
- 10.4%
- Quarterly earnings growth, YoY
- +26.2%
Risk and income
- Beta
- 0.67
- Typical daily move
- ±1.8%
- Typical 20-day move
- ±5.8%
- Dividend yield
- 2.81%
TriCo Bancshares stock news this week
3 headlines about TriCo Bancshares from the past week, newest first, each linking to the publisher.
- Critical Analysis: TriCo Bancshares (NASDAQ:TCBK) vs. Sumitomo Mitsui Financial Group (NYSE:SMFG)Defense World, Oct 12
- Trico Bancshares (TCBK-Q) Stock Price and NewsThe Globe and Mail, Oct 11
- TriCo Bancshares stock heads toward a pivotal merger voteAD HOC NEWS, Oct 7
TriCo Bancshares peers
TriCo Bancshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
TriCo Bancshares stock FAQ
What is TriCo Bancshares’s market cap?
TriCo Bancshares’s market cap is $1.65B at the Oct 12, 2026 close of $51.36, with 31.97M shares outstanding. The shares trade on a P/E ratio of 12.5.
What is the TriCo Bancshares stock forecast?
The consensus analyst 12-month price target for TriCo Bancshares is $58.67, +14.2% from the last close. Of the 5 firms that rated the stock in the last 90 days, 1 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is TriCo Bancshares stock overvalued or undervalued?
On Gekko’s estimate TriCo Bancshares is undervalued: the Oct 12, 2026 close of $51.36 is 8.4% below Gekko Fair Value of $56.05. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does TriCo Bancshares report earnings next?
TriCo Bancshares is expected to report on Oct 22, 2026, before the market opens (10 days away). Analysts expect earnings of $1.09 per share on revenue of $114.6M. TriCo Bancshares beat the earnings estimate in 8 of its last 8 reports, moving 2.3% on average across the report.
What is TriCo Bancshares’s 52-week high and low?
TriCo Bancshares’s 52-week high is $61.71 and its 52-week low is $40.44; it closed at $51.36 on Oct 12, 2026, +19.6% over the past year.
Is TriCo Bancshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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