Insider buying last 90 days
No open-market insider purchases were filed for SRCE in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every SRCE insider filing, plotted on the chart in Gekko.Open SRCE in Gekko
NASDAQ: SRCE
1st Source (SRCE) Stock Analysis & Forecast
Oct 12 close
$84.70+0.80 (+1.0%)
Gekko Brief
AI summaryOct 12 close1st Source has traded on a string of earnings-related headlines this week. Coverage points to the upcoming Q3 2026 report on 22 October, with analysts anticipating $1.83 per share on revenue of $118.11 million, a 7.0% year-over-year rise in EPS and 7.1% in revenue. Separately, recent reporting recaps the prior quarter's results, with diluted EPS of $1.95 against a $1.71 consensus and revenue of $118.16 million also ahead of expectations, alongside a dividend increase. Against that backdrop, analyst consensus has shifted to Hold with an average price target of $89.67.
Shares closed at $84.70, up 1% on the day, sitting between the 50-day average of $86.56 and the 200-day average of $76.19. The one-year return stands at 41%, though the one-month return is -2.8%. The GekkoIndex reads 61.1, placing the stock in the Accumulation zone. Price sits 3.6% below Gekko Fair Value of $87.86.
Earnings arrive on 22 October, 10 days away, falling inside a typical 20-trading-day holding period; the last reaction to results was -0.1%, with an average absolute move of 2.4% and beats in 7 of the last 8 quarters. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality from this point in the calendar has averaged a 10.9% gain over the next 20 trading days across 5 years, rising in 5 of them. Consensus among 3 firms stands at 1 buy and 2 hold, with a consensus upside of 5.9%.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
1st Source price vs fair value
Close $84.70200-day averageGekko Fair Value $87.86
1st Source quick facts
- Market cap
- $2.04B
- P/E ratio
- 12.2
- Forward P/E
- 13.7
- EPS, TTM
- $6.96
- Revenue, TTM
- $442.4M
- Profit margin
- 38.6%
- Dividend yield
- 0.95%
- Beta
- 0.56
- Volume
- 71,657 avg 112,431
- 1-year return
- +41.0%
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4.7%
- 50-day average
- $86.56
- 200-day average
- $76.19
- Next earnings
- Oct 22
- Shares outstanding
- 24.07M
1st Source swing-trade checklist
1st Source scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $84.70 sits between the 50-day ($86.56) and 200-day ($76.19) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
61.1, Accumulation
Reading 61.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuemixed
3.6% below
Price is within 5% of Gekko Fair Value (3.6% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 10 days
Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+10.9% on average
From this point in the calendar, the next 20 trading days averaged +10.9% over 5 years, rising in 5 of them.
See seasonality
A description of current data, not a recommendation. How this page works
1st Source stock chart and price history
1st Source closed at $84.70 on Oct 12, 2026, +41.0% over the past year, inside a 52-week range of $56.89 to $91.46.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −2.8%
- 3 months
- +3.9%
- 6 months
- +14.6%
- 1 year
- +41.0%
The full SRCE chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open SRCE in Gekko
Follow 1st Source through every session
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About 1st Source
1st Source is the holding company behind 1st Source Bank, which combines everyday banking with wealth management and insurance coverage for households and companies alike. Households can open checking and savings products, certificates of deposit, and retirement accounts, manage money through online and mobile tools, and tap into mortgages, home equity credit, and personal loans, backed by card services and guidance on financial planning. The bank has also built a niche in funding equipment purchases, covering items like construction gear, aircraft, trucks of many sizes, motor coaches, shuttle buses, funeral cars, and ordinary vehicles.
For business customers, the company extends credit for commercial, small business, farming, and property needs, finances receivables and renewable energy ventures, arranges equipment leases, and handles treasury functions. Its advisory side manages trusts, estate matters, and investment accounts for individuals, benefit plans, and nonprofit groups, while also offering custodial and agency services. Insurance coverage rounds things out, spanning property and casualty protection as well as health and life policies for people and organizations.
The company dates back to 1863 and runs its main office out of South Bend, Indiana. Its stock trades on the NASDAQ under the ticker SRCE.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- 1stsource.com
1st Source GekkoIndex: the smart money zone
1st Source’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.1, in the Accumulation zone, up 5 points over five sessions.
61.1Accumulation
Up 5 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 24 | +0.1% | +9.2% | ||
| Accumulation (current zone) | 171 | +0.9% | +3.7% | ||
| Neutral | 437 | +0.3% | +1.1% | ||
| Distribution | 45 | −0.7% | −2.8% | ||
| Selling | 5 | Too few readings yet | |||
Average SRCE share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the SRCE price, zone by zone.Track SRCE in Gekko
Is 1st Source stock overvalued? Gekko Fair Value
1st Source trades 3.6% below Gekko Fair Value of $87.86, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what 1st Source shares are worth, recalculated every trading day.
$87.86
Gekko Fair Value, Oct 10, 2026
3.6% below fair value · About fair value
At the end of Aug 2026 the price was 2.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open SRCE in Gekko
1st Source insider and Congress trading
No open-market insider purchases were filed for 1st Source, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in SRCE were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for SRCE, plotted on the chart in Gekko.Open SRCE in Gekko
Buybacks
1st Source has been buying back its own shares.
- Bought back, quarter ended Mar 31, 2026
- $23.35M
- As a share of market cap
- 1.15%
- Trailing four quarters
- $36.77M
From company filings.
1st Source earnings: next date and track record
1st Source reports on Oct 22, 2026 (10 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 22, 2026
10 days away
- EPS estimate
- $1.83
- Revenue estimate
- $118.1M
7 of 8reports beat the EPS estimate
±2.4%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Apr 23, 2026 | $1.63 est $1.63 | $113.1M est $112.0M | −0.1% |
| Jan 23, 2026 | $1.87 est $1.61 | $115.4M est $110.9M | −0.8% |
| Oct 23, 2025 | $1.79 est $1.60 | $110.7M est $109.3M | +1.5% |
| Jul 24, 2025 | $1.55 est $1.47 | $108.2M est $105.7M | −3.6% |
| Apr 24, 2025 | $1.52 est $1.37 | $104.0M est $101.0M | +1.7% |
| Jan 23, 2025 | $1.41 est $1.29 | $97.85M est $97.64M | +0.5% |
| Oct 24, 2024 | $1.41 est $1.34 | $97.93M est $97.52M | −3.7% |
| Jul 25, 2024 | $1.49 est $1.22 | $97.27M est $94.84M | +7.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
1st Source stock forecast and analyst price targets
Analysts’ average 12-month price target for 1st Source is $89.67, +5.9% from the last close, from 3 firms rating the stock in the last 90 days.
$89.67consensus 12-month target, +5.9% from the last close
Now $84.70Avg $89.67
Low $82High $100
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 28 | Piper Sandler | $100 | +18.1% |
| Jul 27 | D.A. Davidson | $87 | +2.7% |
| Jul 27 | KBW | $82 | −3.2% |
+3.7%average 20-day move after past Accumulation readings
+10.9%average move over the next 20 trading days in the last 5 years
±2.1%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
1st Source seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, 1st Source averaged +10.9% across the last 5 years, rising in 5 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.1% | 3 of 5 |
| Next 10 trading days | +6.4% | 5 of 5 |
| Next 15 trading days | +7.2% | 5 of 5 |
| Next 20 trading days | +10.9% | 5 of 5 |
| Next 30 trading days | +10.3% | 5 of 5 |
For scale, SRCE’s typical 20-trading-day move in either direction is about 4.7%.
1st Source market cap and key statistics
1st Source’s market cap is $2.04B, with a P/E ratio of 12.2 and revenue of $442.4M over the last twelve months.
Valuation
- Market cap
- $2.04B
- P/E ratio
- 12.2
- Forward P/E
- 13.7
- EPS, TTM
- $6.96
- Gekko Fair Value
- $87.86
Trading
- Volume
- 71,657
- Avg volume, 20 days
- 112,431
- 52-week high
- $91.46
- 52-week low
- $56.89
- Shares outstanding
- 24.07M
Financials
- Revenue, TTM
- $442.4M
- Profit margin
- 38.6%
- Return on equity
- 13.1%
- Quarterly earnings growth, YoY
- +29.3%
Risk and income
- Beta
- 0.56
- Typical daily move
- ±2.1%
- Typical 20-day move
- ±4.7%
- Dividend yield
- 0.95%
1st Source stock news this week
Coverage of 1st Source this week reads positive: 2 positive, 0 neutral and 1 negative headlines.
- 1st Source (SRCE) Could Be a Great ChoiceZacks Investment Research, Oct 12
- 1st Source Q3 2026 Earnings Date and EstimatesMarketBeat, Oct 9
- 1st Source stock carries a Q2 earnings beat after 38 percent gainAD HOC NEWS, Oct 7
- 1st Source stock falls 0.68 percent as analyst view turns cautiousAD HOC NEWS, Oct 6
1st Source peers
1st Source’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
1st Source stock FAQ
What is 1st Source’s market cap?
1st Source’s market cap is $2.04B at the Oct 12, 2026 close of $84.70, with 24.07M shares outstanding. The shares trade on a P/E ratio of 12.2.
What is the 1st Source stock forecast?
The consensus analyst 12-month price target for 1st Source is $89.67, +5.9% from the last close. Of the 3 firms that rated the stock in the last 90 days, 1 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is 1st Source stock overvalued or undervalued?
On Gekko’s estimate 1st Source is about fair value: the Oct 12, 2026 close of $84.70 is 3.6% below Gekko Fair Value of $87.86. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does 1st Source report earnings next?
1st Source is expected to report on Oct 22, 2026 (10 days away). Analysts expect earnings of $1.83 per share on revenue of $118.1M. 1st Source beat the earnings estimate in 7 of its last 8 reports, moving 2.4% on average across the report.
What is 1st Source’s 52-week high and low?
1st Source’s 52-week high is $91.46 and its 52-week low is $56.89; it closed at $84.70 on Oct 12, 2026, +41.0% over the past year.
Is 1st Source stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 2 as mixed (trend and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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