Insider buying last 90 days
No open-market insider purchases were filed for HTH in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every HTH insider filing, plotted on the chart in Gekko.Open HTH in Gekko
Gekko Brief
AI summaryOct 12 closeHilltop draws mixed analyst attention this week. Wall Street brokerages maintain an average "Hold" rating with a consensus target of $40.00, while Raymond James downgraded the stock to Underperform from Market Perform, citing a broader review of growth durability in the banking sector. This comes despite the company recently beating Q2 earnings expectations with $0.63 EPS against estimates, and following an increase in its quarterly dividend from $0.20 to $0.22 per share.
Hilltop closes at $36.59, down across the past month (-5.4%) and the past three months (-4.4%), though still up 12.7% over the past year. The close sits between its 50-day average ($38.52) and 200-day average ($37.57). The GekkoIndex reads 68.7, placing the stock in the Accumulation zone, and price sits 7.5% below Gekko Fair Value of $39.55.
The next earnings date falls on 22 October 2026, just 10 days away and within a typical 20-trading-day holding window; the prior quarter's report produced a 2.5% reaction with EPS of $0.63 beating a $0.42 estimate. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged a 9.3% return over 5 years, rising in 5 of those years, a pattern worth noting alongside the earnings date and the current 12.1% consensus upside to analyst targets.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Hilltop price vs fair value
Close $36.59200-day averageGekko Fair Value $39.55
Hilltop quick facts
- Market cap
- $2.10B
- P/E ratio
- 13.6
- Forward P/E
- 13.5
- EPS, TTM
- $2.70
- Revenue, TTM
- $1.27B
- Profit margin
- 12.7%
- Dividend yield
- 2.08%
- Beta
- 0.89
- Volume
- 237,847 avg 395,579
- 1-year return
- +12.7%
- Typical daily move
- ±2%
- Typical 20-day move
- ±4.7%
- 50-day average
- $38.52
- 200-day average
- $37.57
- Next earnings
- Oct 22
- Shares outstanding
- 57.29M
Hilltop swing-trade checklist
Hilltop scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $36.59 sits between the 50-day ($38.52) and 200-day ($37.57) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
68.7, Accumulation
Reading 68.7 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
7.5% below
Price is 7.5% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 10 days
Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+9.3% on average
From this point in the calendar, the next 20 trading days averaged +9.3% over 5 years, rising in 5 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Hilltop stock chart and price history
Hilltop closed at $36.59 on Oct 12, 2026, +12.7% over the past year, inside a 52-week range of $30.78 to $40.41.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.4%
- 3 months
- −4.4%
- 6 months
- −2.8%
- 1 year
- +12.7%
The full HTH chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open HTH in Gekko
Follow Hilltop through every session
Put HTH on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
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About Hilltop
Hilltop provides a broad range of financial products and services to both businesses and individual customers. Its work spans everyday banking, securities and public finance activity, and residential home loans, making it a provider that touches on deposit accounts, lending, investment services, and mortgage origination rather than a single narrow niche.
The company organizes its work into three divisions. The banking arm handles deposits, consumer and commercial lending, treasury and wealth management, trust services, and other account conveniences such as online banking and safe deposit boxes. The broker-dealer arm works with governmental and municipal clients on issuing and distributing securities, alongside investment banking, structured finance, and trading across government, corporate, municipal, and mortgage-backed securities, plus clearing and retail brokerage work. The mortgage origination arm issues residential loans, covering conventional, jumbo, FHA, VA, and USDA programs.
Hilltop is based in Dallas, Texas, and was founded in 1998. Its shares are listed on the NYSE under the ticker HTH.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- hilltop.com
Hilltop GekkoIndex: the smart money zone
Hilltop’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 68.7, in the Accumulation zone, up 9.1 points over five sessions.
68.7Accumulation
Up 9.1 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 37 | +0.3% | +4.4% | ||
| Accumulation (current zone) | 201 | +1.0% | +3.4% | ||
| Neutral | 408 | −0.2% | −0.5% | ||
| Distribution | 33 | −0.3% | −4.7% | ||
| Selling | 3 | Too few readings yet | |||
Average HTH share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the HTH price, zone by zone.Track HTH in Gekko
Is Hilltop stock overvalued? Gekko Fair Value
Hilltop trades 7.5% below Gekko Fair Value of $39.55, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Hilltop shares are worth, recalculated every trading day.
$39.55
Gekko Fair Value, Oct 10, 2026
7.5% Undervalued
At the end of Aug 2026 the price was 7.0% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open HTH in Gekko
Hilltop insider and Congress trading
No open-market insider purchases were filed for Hilltop, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in HTH were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for HTH, plotted on the chart in Gekko.Open HTH in Gekko
Buybacks
Hilltop has been buying back its own shares.
- Latest authorization
- $200.0M, Jul 23, 2026
- Bought back, quarter ended Jun 30, 2026
- $46.98M
- As a share of market cap
- 2.24%
- Trailing four quarters
- $210.4M
From company filings.
Hilltop earnings: next date and track record
Hilltop reports on Oct 22, 2026 (10 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 22, 2026
10 days away
- EPS estimate
- $0.64
- Revenue estimate
- $320.4M
8 of 8reports beat the EPS estimate
±2.2%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 23, 2026 AI summary
- What they said
- Hilltop Holdings reported Q2 2026 net income of $36.5 million ($0.63 diluted EPS), with ROA of 1.0% and ROE of 6.9%. PlainsCapital Bank led with $51M pretax income, NIM expanding to 3.42%, and a 1.30% ROA. Hilltop Securities generated $12M pretax income with $124M net revenue. PrimeLending posted a $2M pretax loss amid elevated rates, tight inventory, and compressed gain-on-sale margins. A $1M provision release reflected improving credit conditions.
- Guidance
- Management expects seasonal bank deposits to return in H2 2026 and anticipates elevated municipal issuance volumes to continue. PrimeLending headwinds expected to persist until long-term rates decline. PlainsCapital Bank targeting continued organic loan growth through active banker recruitment.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 23, 2026 | $0.63 est $0.42 | $315.8M est $306.2M | +2.5% |
| Apr 23, 2026 | $0.64 est $0.49 | $300.5M est $304.9M | −2.4% |
| Jan 29, 2026 | $0.69 est $0.46 | $329.9M est $301.5M | +2.8% |
| Oct 23, 2025 | $0.74 est $0.51 | $330.2M est $310.6M | +4.0% |
| Jul 24, 2025 | $0.57 est $0.41 | $303.3M est $318.6M | −2.7% |
| Apr 24, 2025 | $0.65 est $0.27 | $318.5M est $286.7M | +0.1% |
| Jan 30, 2025 | $0.55 est $0.28 | $338.0M est $286.7M | +1.9% |
| Oct 24, 2024 | $0.46 est $0.37 | $305.5M est $301.2M | −1.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Hilltop stock forecast and analyst price targets
Analysts’ average 12-month price target for Hilltop is $41.00, +12.1% from the last close, from 3 firms rating the stock in the last 90 days.
$41.00consensus 12-month target, +12.1% from the last close
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 6 | Raymond James | — | — |
| Aug 5 | KBW | $42 | +14.8% |
| Jul 28 | Piper Sandler | $42 | +14.8% |
| Jul 24 | Piper Sandler | $40 | +9.3% |
+3.4%average 20-day move after past Accumulation readings
+9.3%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Hilltop seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Hilltop averaged +9.3% across the last 5 years, rising in 5 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.2% | 4 of 5 |
| Next 10 trading days | +3.3% | 3 of 5 |
| Next 15 trading days | +4.7% | 4 of 5 |
| Next 20 trading days | +9.3% | 5 of 5 |
| Next 30 trading days | +7.7% | 5 of 5 |
For scale, HTH’s typical 20-trading-day move in either direction is about 4.7%.
Hilltop market cap and key statistics
Hilltop’s market cap is $2.10B, with a P/E ratio of 13.6 and revenue of $1.27B over the last twelve months.
Valuation
- Market cap
- $2.10B
- P/E ratio
- 13.6
- Forward P/E
- 13.5
- EPS, TTM
- $2.70
- Gekko Fair Value
- $39.55
Trading
- Volume
- 237,847
- Avg volume, 20 days
- 395,579
- 52-week high
- $40.41
- 52-week low
- $30.78
- Shares outstanding
- 57.29M
Financials
- Revenue, TTM
- $1.27B
- Profit margin
- 12.7%
- Return on equity
- 7.6%
- Quarterly earnings growth, YoY
- +11.1%
Risk and income
- Beta
- 0.89
- Typical daily move
- ±2%
- Typical 20-day move
- ±4.7%
- Dividend yield
- 2.08%
Hilltop stock news this week
Coverage of Hilltop this week reads neutral: 1 positive, 7 neutral and 5 negative headlines.
- Hilltop Holdings Inc. (NYSE:HTH) Stock Rated "Hold" by Wall Street BrokeragesMarketBeat, Oct 11
- Hilltop (NYSE:HTH) Rating Lowered to Hold at Zacks ResearchMarketBeat, Oct 9
- Zacks Research Has Negative Forecast for Hilltop Q3 EarningsMarketBeat, Oct 9
- Hilltop Holdings（NYSE:HTH）が今日、注目すべき理由Moomoo, Oct 9
- Raymond James Downgrades Hilltop Holdings(HTH.US) to Sell RatingMoomoo, Oct 6
- Hilltop (NYSE:HTH) Stock Moved Down to Underperform by Raymond James FinancialMarketBeat, Oct 6
Hilltop peers
Hilltop’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Hilltop stock FAQ
What is Hilltop’s market cap?
Hilltop’s market cap is $2.10B at the Oct 12, 2026 close of $36.59, with 57.29M shares outstanding. The shares trade on a P/E ratio of 13.6.
What is the Hilltop stock forecast?
The consensus analyst 12-month price target for Hilltop is $41.00, +12.1% from the last close. Of the 3 firms that rated the stock in the last 90 days, 0 rate it a buy, 2 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.
Is Hilltop stock overvalued or undervalued?
On Gekko’s estimate Hilltop is undervalued: the Oct 12, 2026 close of $36.59 is 7.5% below Gekko Fair Value of $39.55. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Hilltop report earnings next?
Hilltop is expected to report on Oct 22, 2026 (10 days away). Analysts expect earnings of $0.64 per share on revenue of $320.4M. Hilltop beat the earnings estimate in 8 of its last 8 reports, moving 2.2% on average across the report.
What is Hilltop’s 52-week high and low?
Hilltop’s 52-week high is $40.41 and its 52-week low is $30.78; it closed at $36.59 on Oct 12, 2026, +12.7% over the past year.
Is Hilltop stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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