Insider buying last 90 days
No open-market insider purchases were filed for OZK in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every OZK insider filing, plotted on the chart in Gekko.Open OZK in Gekko
NASDAQ: OZK
Bank OZK (OZK) Stock Analysis & Forecast
Sep 28 close
$46.61−0.28 (−0.6%)
Gekko Brief
AI summaryThis week's coverage of Bank OZK centers on its preferred shares, noted for a roughly 7.7% yield trading at close to a 40% discount to par given current rates versus issuance, with dividend coverage described as over 40x and a strong common equity cushion. Separate coverage compares OZK against peer Fifth District Bancorp across earnings, analyst recommendations, and institutional ownership, while another piece characterizes near-term sentiment as weak with elevated downside risk and no clear long-term support signals identified. Analyst views remain split, with 8 firms covering the stock, including 1 buy, 5 hold, and 2 sell ratings, and a consensus target of $54.44, implying 16.8% upside from current levels.
OZK closed at $46.61, down 0.6%, sitting between its 50-day average of $49.83 and 200-day average of $48.54, reflecting a mixed trend. The stock's one-month return stands at -5.7% and its three-month return at -9.7%, though the six-month return is positive at 4.7%. The GekkoIndex reads 69.9, placing OZK in the Accumulation zone. Price sits 9.9% below Gekko Fair Value of $51.73.
Bank OZK reports earnings on 15 October 2026, 16 days away, falling inside the next 20-trading-day window. No insider, Congress, or unusual options activity appears in their respective windows. Seasonality over the past 5 years shows an average 20-day return of -1.7% from this point in the calendar, with gains in 2 of those 5 years. The combination of imminent earnings and seasonal softness alongside a below-fair-value reading and Accumulation zone status is worth noting as the next 20 trading days unfold.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
Bank OZK price vs fair value
Close $46.61200-day averageGekko Fair Value $51.73
Bank OZK quick facts
- Market cap
- $5.09B
- P/E ratio
- 7.6
- Forward P/E
- 7.6
- EPS, TTM
- $6.13
- Revenue, TTM
- $1.55B
- Profit margin
- 44.5%
- Dividend yield
- 3.95%
- Beta
- 0.87
- Volume
- 1.46M avg 1.14M
- 1-year return
- −10.1%
- Typical daily move
- ±1.7%
- Typical 20-day move
- ±5.9%
- 50-day average
- $49.83
- 200-day average
- $48.54
- Next earnings
- Oct 15
- Shares outstanding
- 109.0M
Bank OZK swing-trade checklist
Bank OZK scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $46.61 sits between the 50-day ($49.83) and 200-day ($48.54) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
69.9, Accumulation
Reading 69.9 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
9.9% below
Price is 9.9% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 16 days
Reports on Oct 15, 2026, 16 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−1.7% on average
From this point in the calendar, the next 20 trading days averaged −1.7% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Bank OZK stock chart and price history
Bank OZK closed at $46.61 on Sep 28, 2026, −10.1% over the past year, inside a 52-week range of $42.37 to $53.39.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.7%
- 3 months
- −9.7%
- 6 months
- +4.7%
- 1 year
- −10.1%
The full OZK chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open OZK in Gekko
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About Bank OZK
Bank OZK serves both everyday customers and business clients through a broad set of banking offerings. Its account options span checking, savings, money market, and retirement products, paired with lending that covers homes, personal needs, and commercial ventures. It is recognized for extending credit into niche areas such as recreational vehicles, boats, and business aircraft, along with financing tied to government-backed programs.
The bank also works with farmers, small business owners, homebuilders, and affordable housing projects. On top of its deposit and loan business, it runs a wealth management arm that handles personal financial planning, custodial services, investment oversight, and retirement account management, while its corporate trust division acts on behalf of companies as trustee, paying agent, and transfer agent. A treasury management arm gives businesses tools for handling payments, monitoring transactions, and guarding against fraud, and customers can bank through ATMs, phone lines, and digital platforms, with access to cards and safe deposit boxes as well.
Bank OZK traces its start to 1903 and keeps its main offices in Little Rock, Arkansas. It took on its present name in mid 2018, after previously operating as Bank of the Ozarks. Shares trade on the NASDAQ under the ticker OZK.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- ozk.com
Bank OZK GekkoIndex: the smart money zone
Bank OZK’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 69.9, in the Accumulation zone, up 0.2 points over five sessions.
69.9Accumulation
Up 0.2 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 50 | +1.1% | +5.4% | ||
| Accumulation (current zone) | 188 | +0.5% | +3.7% | ||
| Neutral | 408 | 0.0% | −0.8% | ||
| Distribution | 22 | −2.7% | −6.7% | ||
| Selling | 4 | Too few readings yet | |||
Average OZK share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the OZK price, zone by zone.Track OZK in Gekko
Is Bank OZK stock overvalued? Gekko Fair Value
Bank OZK trades 9.9% below Gekko Fair Value of $51.73, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Bank OZK shares are worth, recalculated every trading day.
$51.73
Gekko Fair Value, Sep 26, 2026
9.9% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open OZK in Gekko
Bank OZK insider and Congress trading
No open-market insider purchases were filed for Bank OZK, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in OZK were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for OZK, plotted on the chart in Gekko.Open OZK in Gekko
Buybacks
Bank OZK has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $15.49M
- As a share of market cap
- 0.30%
From company filings.
Bank OZK earnings: next date and track record
Bank OZK reports on Oct 15, 2026 (16 days away).
Next earnings report
Oct 15, 2026
16 days away
- EPS estimate
- $1.43
- Revenue estimate
- $434.5M
Bank OZK stock forecast and analyst price targets
Analysts’ average 12-month price target for Bank OZK is $54.44, +16.8% from the last close, from 8 firms rating the stock in the last 90 days.
$54.44consensus 12-month target, +16.8% from the last close
Now $46.61Avg $54.44
Low $40High $61
Each firm’s latest rating in the last 90 days: 8 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | Morgan Stanley | $57 | +22.3% |
| Sep 8 | Morgan Stanley | $56 | +20.1% |
| Sep 1 | Raymond James | — | — |
| Aug 17 | Citi | $40 | −14.2% |
| Aug 10 | Wells Fargo | $56 | +20.1% |
+3.7%average 20-day move after past Accumulation readings
−1.7%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Bank OZK seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, Bank OZK averaged −1.7% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.1% | 3 of 5 |
| Next 10 trading days | +1.2% | 2 of 5 |
| Next 15 trading days | +0.1% | 3 of 5 |
| Next 20 trading days | −1.7% | 2 of 5 |
| Next 30 trading days | +4.7% | 4 of 5 |
For scale, OZK’s typical 20-trading-day move in either direction is about 5.9%.
Bank OZK market cap and key statistics
Bank OZK’s market cap is $5.09B, with a P/E ratio of 7.6 and revenue of $1.55B over the last twelve months.
Valuation
- Market cap
- $5.09B
- P/E ratio
- 7.6
- Forward P/E
- 7.6
- EPS, TTM
- $6.13
- Gekko Fair Value
- $51.73
Trading
- Volume
- 1.46M
- Avg volume, 20 days
- 1.14M
- 52-week high
- $53.39
- 52-week low
- $42.37
- Shares outstanding
- 109.0M
Financials
- Revenue, TTM
- $1.55B
- Profit margin
- 44.5%
- Return on equity
- 11.3%
- Quarterly earnings growth, YoY
- −5.7%
Risk and income
- Beta
- 0.87
- Typical daily move
- ±1.7%
- Typical 20-day move
- ±5.9%
- Dividend yield
- 3.95%
Bank OZK stock news this week
Coverage of Bank OZK this week reads positive: 2 positive, 0 neutral and 1 negative headlines.
- Bank OZK Preferred Shares: Strong Yield But Duration Risk PersistsSeeking Alpha, Sep 28
- Bank OZK Buys 2,961 Shares of Amazon.com, Inc. $AMZNMarketBeat, Sep 26
- Comparing Fifth District Bancorp (NASDAQ:FDSB) & Bank OZK (NASDAQ:OZK)Defense World, Sep 24
- Trading the Move, Not the Narrative: (OZK) EditionStock Traders Daily, Sep 22
- 1OZK.MI Interactive Stock Chart | BANK OZK Stock - Yahoo FinanceYahoo Finance, Sep 21
Bank OZK peers
Bank OZK’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 4.8% below |
| USBU.S. Bancorp | Accumulation | 10.6% below |
| NUNu | Buying | 24.1% below |
| TFCTruist Financial | Buying | 10.3% below |
| FITBFifth Third Bancorp | Accumulation | 11.5% below |
| MTBM&T Bank | Accumulation | 11.2% below |
A peer links to its own page where one exists.
Bank OZK stock FAQ
What is Bank OZK’s market cap?
Bank OZK’s market cap is $5.09B at the Sep 28, 2026 close of $46.61, with 109.0M shares outstanding. The shares trade on a P/E ratio of 7.6.
What is the Bank OZK stock forecast?
The consensus analyst 12-month price target for Bank OZK is $54.44, +16.8% from the last close. Of the 8 firms that rated the stock in the last 90 days, 1 rate it a buy, 5 a hold and 2 a sell. Gekko doesn’t publish price predictions of its own.
Is Bank OZK stock overvalued or undervalued?
On Gekko’s estimate Bank OZK is undervalued: the Sep 28, 2026 close of $46.61 is 9.9% below Gekko Fair Value of $51.73. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Bank OZK report earnings next?
Bank OZK is expected to report on Oct 15, 2026 (16 days away). Analysts expect earnings of $1.43 per share on revenue of $434.5M.
What is Bank OZK’s 52-week high and low?
Bank OZK’s 52-week high is $53.39 and its 52-week low is $42.37; it closed at $46.61 on Sep 28, 2026, −10.1% over the past year. Over the last five years the shares peaked at $53.66 on Aug 27, 2025.
Is Bank OZK stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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