NYSE: AUB

Atlantic Union Bankshares (AUB) Stock Analysis & Forecast

Sep 28 close

$38.55−0.23 (−0.6%)

Gekko Brief

AI summary

This week's attention on Atlantic Union Bankshares (AUB) centers on a new buy rating highlighted in coverage titled "What Makes Atlantic Union (AUB) a New Buy Stock," part of a broader analyst picture that currently shows 5 firms covering the stock with 2 buy and 3 hold ratings, and a consensus target of $47.50 implying 23.2% upside.

AUB closed at $38.55, down 0.6%, sitting between its 50-day average of $41.02 and 200-day average of $38.83, reflecting a mixed trend. Shares are down 5.6% over the past month and 8.8% over three months, though up 10.8% over six months and 8.2% over the past year. The GekkoIndex reads 67.4, placing the stock in the Accumulation zone, though the index has slipped 3.2 points over five sessions. Price sits 11.7% below Gekko Fair Value of $43.67.

Looking ahead, AUB reports earnings on 22 October 2026, before the open, 23 days out and within a typical 20-trading-day holding window. The prior quarter beat estimates, with EPS of $0.97 against a $0.85 estimate, producing a 6.2% reaction; the company has beaten in 3 of the last 8 quarters, with an average absolute reaction of 3.2%. No insider, Congress or unusual options activity appears in the respective 90-day and 30-day windows. Seasonally, the next 20 trading days have averaged -1.3% over 5 years, rising in 1 of them.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Atlantic Union Bankshares price vs fair value

$43.67$38.55Sep ’25Mar ’26Sep ’26
Close $38.55200-day averageGekko Fair Value $43.67

Atlantic Union Bankshares quick facts

Market cap
$5.47B
P/E ratio
11.1
Forward P/E
9.1
EPS, TTM
$3.46
Revenue, TTM
$1.51B
Profit margin
32.3%
Dividend yield
3.79%
Beta
0.77
Volume
1.10M avg 1.35M
1-year return
+8.2%
Typical daily move
±1.8%
Typical 20-day move
±5.4%
50-day average
$41.02
200-day average
$38.83
Next earnings
Oct 22 before open
Shares outstanding
142.8M
52-week range
$30.87$43.62

Atlantic Union Bankshares swing-trade checklist

Atlantic Union Bankshares scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive1 mixed2 headwinds

  • Trendmixed

    Averages disagree

    Close $38.55 sits between the 50-day ($41.02) and 200-day ($38.83) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    67.4, Accumulation

    Reading 67.4 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    11.7% below

    Price is 11.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 23 days

    Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityheadwind

    −1.3% on average

    From this point in the calendar, the next 20 trading days averaged −1.3% over 5 years, rising in 1 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Atlantic Union Bankshares stock chart and price history

Atlantic Union Bankshares closed at $38.55 on Sep 28, 2026, +8.2% over the past year, inside a 52-week range of $30.87 to $43.62.

Close50-day average200-day averageVolume
Atlantic Union Bankshares share price, past year, with 50-day and 200-day moving averages and volume$35$40NovDecJan 2026FebMarAprMayJunJulAugSep38.55

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−5.6%
3 months
−8.8%
6 months
+10.8%
1 year
+8.2%
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Follow Atlantic Union Bankshares through every session

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Atlantic Union Bankshares GekkoIndex: the smart money zone

Atlantic Union Bankshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.4, in the Accumulation zone, down 3.2 points over five sessions.

010067.4Accumulation

Down 3.2 points over five sessions, from the Buying zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying44−1.4%−1.8%−0.6%+1.6%
Accumulation (current zone)214+0.4%+1.0%+3.2%+5.3%
Neutral389+0.2%+0.4%+0.1%+1.3%
Distribution24+0.2%−1.3%−3.2%−5.1%
Selling1Too few readings yet

Average AUB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the AUB price, zone by zone.Track AUB in Gekko

Is Atlantic Union Bankshares stock overvalued? Gekko Fair Value

Atlantic Union Bankshares trades 11.7% below Gekko Fair Value of $43.67, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Atlantic Union Bankshares shares are worth, recalculated every trading day.

$43.67

Gekko Fair Value, Sep 26, 2026

11.7% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open AUB in Gekko

Atlantic Union Bankshares insider and Congress trading

No open-market insider purchases were filed for Atlantic Union Bankshares, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for AUB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every AUB insider filing, plotted on the chart in Gekko.Open AUB in Gekko

Congress trades last 90 days

No trades in AUB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for AUB, plotted on the chart in Gekko.Open AUB in Gekko

Buybacks

Atlantic Union Bankshares has been buying back its own shares.

Latest authorization
$250.0M, Jul 21, 2026
Bought back, quarter ended Jun 30, 2026
$10.01M
As a share of market cap
0.18%

From company filings.

Hedge funds and billionaires quarter ended Mar 31

0of the funds Gekko tracks hold AUB.

0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Atlantic Union Bankshares earnings: next date and track record

Atlantic Union Bankshares reports on Oct 22, 2026, before the open (23 days away), and beat the EPS estimate in 3 of its last 8 reports.

3 of 8reports beat the EPS estimate
±3.2%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−1.4%Apr ’24+3.8%Jul ’24−6.1%Oct ’24−3.5%Jan ’25+2.2%Apr ’25−1.8%Jul ’25+0.6%Oct ’25+6.2%Jan ’26

Last earnings call, Jan 21, 2026 AI summary

What they said
Atlantic Union Bankshares Q4 2025 earnings call: Management reported strong adjusted operating results driven by successful integration of the Sandy Spring acquisition and solid organic growth. Q4 adjusted operating EPS was $0.97 and adjusted operating ROE/ROA and efficiency ratio placed the bank in the upper quartile of peers. Loan growth was ~6.3% annualized to $27.8B, pipelines increased into quarter-end, and management expects mid-single-digit loan growth for 2026. Adjusted operating net income for the year was $444.8M ($3.44/share). Merger-related charges impacted GAAP results but will largely abate after Q1 2026 following core systems conversion; $38.6M pretax merger costs in Q4 and $157.3M for full year were excluded from adjusted results. Purchase accounting accretion (purchase accounting accretion) was elevated in Q4; guidance models $150-160M for 2026. Deposit beta guidance: interest-bearing deposits 50-55%; total deposits 40-45%. Deposit growth guidance ~3-4% for 2026. Deposit costs ~1.96% at December; core margin expected to modestly expand but sensitive to Fed cuts. Credit loss reserves totaled $321.3M at quarter-end. Integration cost saves of ~$80M projected, with most remaining merger expenses <$5M in Q1 2026. North Carolina expansion continuing with branch openings and hiring. Company may consider share repurchases when CET1 exceeds 10.5%, targeting repurchases potentially in late Q2 or Q3 2026. Management reaffirmed Investor Day 2026 guide with mid-interest income $1.35-1.375B and other operating targets.
Guidance
- Mid-interest income guidance for 2026: $1.35B to $1.375B. - Purchase accounting accretion modeled at $150-160M for 2026. - Interest-bearing deposit beta guidance: ~50-55%; total deposit beta 40-45%. - Deposit growth guidance for 2026: ~3-4% off Q4 base. - Core operating expense run rate (ex-intang amort): about $188M per quarter; Q1 slightly higher; adjusted operating expenses modeled around $202-204M in reported quarters. - Target capital: consider repurchases once CET1 >10.5%; tangible capital growth guided 12-15% annualized. - Loan growth: mid-single-digit guidance for 2026.
Risks flagged
- Merger-related charges and integration risks (residual expenses in Q1; IT decommissioning and lease terminations). - Potential margin contraction if Fed cuts more than expected; interest rate sensitivity. - Deposit runoff seasonality and competition affecting deposit betas and funding costs. - Elevated episodic fraud/customer loss events (noted as increased other expenses). - Execution risk on North Carolina expansion and hiring; scalability and branch build-out timing. - Macroeconomic uncertainty and competitive pressures that could affect loan pipelines.
ReportedEPSSurpriseRevenueSurpriseMove
Jan 21, 2026$0.97
est $0.85
+14.0%$391.3M
est $379.0M
+3.3%+6.2%
Oct 20, 2025$0.84
est $0.85
−1.2%$354.7M
est $379.1M
−6.4%+0.6%
Jul 24, 2025$0.95
est $0.80
+18.7%$401.6M
est $374.3M
+7.3%−1.8%
Apr 24, 2025$0.57
est $0.69
−17.4%$212.1M
est $221.3M
−4.2%+2.2%
Jan 23, 2025$0.67
est $0.77
−13.0%$222.5M
est $219.2M
+1.5%−3.5%
Oct 21, 2024$0.83
est $0.82
+1.2%$215.8M
est $225.9M
−4.5%−6.1%
Jul 25, 2024$0.63
est $0.64
−1.6%$207.1M
est $216.0M
−4.1%+3.8%
Apr 23, 2024$0.65
est $0.73
−11.0%$172.1M
est $181.9M
−5.4%−1.4%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Atlantic Union Bankshares stock forecast and analyst price targets

Analysts’ average 12-month price target for Atlantic Union Bankshares is $47.50, +23.2% from the last close, from 5 firms rating the stock in the last 90 days.

$47.50consensus 12-month target, +23.2% from the last close
Low $43High $50
Buy2
Hold3
Sell0

Each firm’s latest rating in the last 90 days: 5 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 28Morgan StanleyHold, reiterated$50+29.7%
Sep 11Rothschild & Co RedburnHold, maintained$43+11.5%
Sep 8Morgan StanleyHold, reiterated$49+27.1%
Jul 22Piper SandlerBuy, reiterated$47+21.9%
Jul 22TD CowenBuy, maintained$48+24.5%
+3.2%average 20-day move after past Accumulation readings
−1.3%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Atlantic Union Bankshares seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Atlantic Union Bankshares averaged −1.3% across the last 5 years, rising in 1 of them.

Next 20 trading days, by year

−6.9%2021+8.8%2022−2.5%2023+1.0%2024−5.2%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.0%4 of 5
Next 10 trading days+0.6%2 of 5
Next 15 trading days−0.2%3 of 5
Next 20 trading days−1.3%1 of 5
Next 30 trading days+3.9%3 of 5

For scale, AUB’s typical 20-trading-day move in either direction is about 5.4%.

Atlantic Union Bankshares market cap and key statistics

Atlantic Union Bankshares’s market cap is $5.47B, with a P/E ratio of 11.1 and revenue of $1.51B over the last twelve months.

Valuation

Market cap
$5.47B
P/E ratio
11.1
Forward P/E
9.1
EPS, TTM
$3.46
Gekko Fair Value
$43.67

Trading

Volume
1.10M
Avg volume, 20 days
1.35M
52-week high
$43.62
52-week low
$30.87
Shares outstanding
142.8M

Financials

Revenue, TTM
$1.51B
Profit margin
32.3%
Return on equity
9.8%
Quarterly earnings growth, YoY
+835.0%

Risk and income

Beta
0.77
Typical daily move
±1.8%
Typical 20-day move
±5.4%
Dividend yield
3.79%

Atlantic Union Bankshares stock news this week

1 headline about Atlantic Union Bankshares from the past week, newest first, each linking to the publisher.

Atlantic Union Bankshares peers

Atlantic Union Bankshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce−0.2%Accumulation4.8% below
USBU.S. Bancorp−0.6%Accumulation10.6% below
NUNu−2.4%Buying24.1% below
TFCTruist Financial−1.0%Buying10.3% below
FITBFifth Third Bancorp−0.5%Accumulation11.5% below
MTBM&T Bank−0.3%Accumulation11.2% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Atlantic Union Bankshares stock FAQ

What is Atlantic Union Bankshares’s market cap?

Atlantic Union Bankshares’s market cap is $5.47B at the Sep 28, 2026 close of $38.55, with 142.8M shares outstanding. The shares trade on a P/E ratio of 11.1.

What is the Atlantic Union Bankshares stock forecast?

The consensus analyst 12-month price target for Atlantic Union Bankshares is $47.50, +23.2% from the last close. Of the 5 firms that rated the stock in the last 90 days, 2 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Atlantic Union Bankshares stock overvalued or undervalued?

On Gekko’s estimate Atlantic Union Bankshares is undervalued: the Sep 28, 2026 close of $38.55 is 11.7% below Gekko Fair Value of $43.67. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Atlantic Union Bankshares report earnings next?

Atlantic Union Bankshares is expected to report on Oct 22, 2026, before the market opens (23 days away). Analysts expect earnings of $0.96 per share on revenue of $393.0M. Atlantic Union Bankshares beat the earnings estimate in 3 of its last 8 reports, moving 3.2% on average across the report.

What is Atlantic Union Bankshares’s 52-week high and low?

Atlantic Union Bankshares’s 52-week high is $43.62 and its 52-week low is $30.87; it closed at $38.55 on Sep 28, 2026, +8.2% over the past year. Over the last five years the shares peaked at $44.54 on Nov 25, 2024.

Is Atlantic Union Bankshares stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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