NASDAQ: BHRB

Burke & Herbert Financial Services (BHRB) Stock Analysis & Forecast

Oct 12 close

$69.96+1.08 (+1.6%)

Gekko Brief

AI summaryOct 12 close

This week's news centers on Burke & Herbert's completion of a $100 million fixed-to-floating rate subordinated notes offering, due in 2036, which provides long-dated capital to support lending and funding flexibility without immediately diluting shareholders. Separately, the bank relocated its Fredericksburg Commercial Banking Office to 410 William Street, the original location of Virginia Partners Bank, following the LinkBank acquisition, establishing a Market Financial Center there. Commentary around the notes offering has flagged weak near-term sentiment alongside references to strong long-term prospects and year-to-date and one-year returns.

BHRB closed at $69.96, up 1.6%, sitting between its 50-day average of $71.18 and 200-day average of $66.97, with one-month return at -2.2% and six-month return at 6.6%. The GekkoIndex reads 60, placing the stock in the Accumulation zone, though the index has slipped 3.2 over five days. Price sits 6.5% below Gekko Fair Value of $74.80.

Earnings are scheduled for 22 October 2026, nine days out, falling inside a typical 20-trading-day holding window; the prior quarter saw an EPS miss of $1.79 versus $1.81 estimated, with a -0.7% reaction, against a backdrop of 5 beats in the last 7 quarters and an average absolute reaction of 2.5%. Insider activity shows 2 open-market purchases totaling $161,648 over the last 90 days. Seasonality over the past 5 years shows the next 20 trading days averaging +11.6%, higher in 4 of those years. Analyst consensus stands at 1 buy and 1 hold, with a consensus target of $80 implying 14.4% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Burke & Herbert Financial Services price vs fair value

$74.80$69.96Oct ’25Apr ’26Oct ’26
Close $69.96200-day averageGekko Fair Value $74.80

Burke & Herbert Financial Services quick facts

Market cap
$1.41B
P/E ratio
11.2
Forward P/E
—
EPS, TTM
$6.11
Revenue, TTM
$360.1M
Profit margin
27%
Dividend yield
3.18%
Beta
0.22
Volume
311,198 avg 151,369
1-year return
+17.4%
Typical daily move
±1.8%
Typical 20-day move
±5.3%
50-day average
$71.18
200-day average
$66.97
Next earnings
Oct 22
Shares outstanding
20.19M
52-week range
$57.42$75.08

Burke & Herbert Financial Services swing-trade checklist

Burke & Herbert Financial Services scores 4 supportive, 1 mixed and 1 headwind across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $69.96 sits between the 50-day ($71.18) and 200-day ($66.97) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    60, Accumulation

    Reading 60 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.5% below

    Price is 6.5% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: 2 open-market insider purchases.

    See smart money
  • Earnings riskheadwind

    Reports in 10 days

    Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +11.6% on average

    From this point in the calendar, the next 20 trading days averaged +11.6% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Burke & Herbert Financial Services stock chart and price history

Burke & Herbert Financial Services closed at $69.96 on Oct 12, 2026, +17.4% over the past year, inside a 52-week range of $57.42 to $75.08.

Close50-day average200-day averageVolume
Burke & Herbert Financial Services share price, past year, with 50-day and 200-day moving averages and volume$60$65$75NovDecJan 2026FebMarAprMayJunJulAugSepOct69.96

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−2.2%
3 months
−0.6%
6 months
+6.6%
1 year
+17.4%
The full BHRB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BHRB in Gekko

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About Burke & Herbert Financial Services

Burke & Herbert Financial Services operates as a bank holding company, providing a broad set of banking and financial products. It serves small and medium-sized businesses and the people who own and work for them, along with professional corporations, non-profit organizations, and individual customers.

Its lending activity is organized into separate portfolio segments. These include commercial real estate, where loans are assessed against rental income or sale proceeds from the underlying property, and owner-occupied commercial real estate, which looks at the strength of the business using the property as well as the collateral behind it. Other segments cover acquisition, construction and development lending tied to project budgets, completion timelines and resale prospects; commercial and industrial loans weighed against a borrower's financial condition; residential loans on one-to-four unit properties, often held for investment and judged on rental income or sale value; and consumer non-real estate lending assessed mainly on borrower credit and collateral.

Burke & Herbert Financial Services was established on September 14, 2022, and is headquartered in Alexandria, Virginia. Its shares are listed on the NASDAQ under the ticker BHRB.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
burkeandherbertbank.com

Burke & Herbert Financial Services GekkoIndex: the smart money zone

Burke & Herbert Financial Services’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 60, in the Accumulation zone, down 3.2 points over five sessions.

010060Accumulation

Down 3.2 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying29+1.6%+5.9%+10.4%+10.1%
Accumulation (current zone)232+0.4%+0.4%+1.8%+6.2%
Neutral369+0.1%+0.4%+0.3%+0.6%
Distribution49−0.4%−2.7%−3.9%−3.8%
Selling3Too few readings yet

Average BHRB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BHRB price, zone by zone.Track BHRB in Gekko

Is Burke & Herbert Financial Services stock overvalued? Gekko Fair Value

Burke & Herbert Financial Services trades 6.5% below Gekko Fair Value of $74.80, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Burke & Herbert Financial Services shares are worth, recalculated every trading day.

$74.80

Gekko Fair Value, Oct 9, 2026

6.5% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BHRB in Gekko

Burke & Herbert Financial Services insider and Congress trading

Insiders filed 2 open-market purchases in Burke & Herbert Financial Services worth $162K, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

$162Kin 2 open-market purchases

FiledInsiderTypeSharesValue
Aug 14Diane Poillon
Director
Purchase1,200$88K
Aug 6Shawn Patrick Mclaughlin
Director
Purchase1,000$73K

From Form 4 filings, dated to when each was filed.

Congress trades last 90 days

No trades in BHRB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BHRB, plotted on the chart in Gekko.Open BHRB in Gekko

Buybacks

Burke & Herbert Financial Services has been buying back its own shares.

Bought back, year ended Dec 31, 2021
$1.12M
As a share of market cap
0.08%

From company filings.

Burke & Herbert Financial Services earnings: next date and track record

Burke & Herbert Financial Services reports on Oct 22, 2026 (10 days away), and beat the EPS estimate in 5 of its last 7 reports.

5 of 7reports beat the EPS estimate
±2.5%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

−4.6%Mar ’24+6.1%Jul ’24+1.0%Oct ’24−0.2%Mar ’25−3.2%Jul ’25+0.9%Oct ’25−3.0%Jan ’26−0.7%Apr ’26
ReportedEPSSurpriseRevenueSurpriseMove
Apr 23, 2026$1.79
est $1.81
−1.1%$84.70M
est $86.51M
−2.1%−0.7%
Jan 22, 2026$1.98
est $1.87
+5.9%$86.56M
est $86.63M
−0.1%−3.0%
Oct 23, 2025$1.97
est $1.82
+8.2%$84.16M
est $86.29M
−2.5%+0.9%
Jul 24, 2025$1.97
est $1.82
+8.2%$85.80M
est $87.88M
−2.4%−3.2%
Mar 17, 2025$1.77
est $1.79
−1.1%$122.5M
est $86.06M
+42.3%−0.2%
Oct 25, 2024$1.98
est $1.75
+13.1%$82.16M
est $83.54M
−1.7%+1.0%
Jul 26, 2024$2.04
est $1.27
+60.6%$68.16M
est $62.38M
+9.3%+6.1%
Mar 22, 2024$0.67—$42.23M—−4.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Burke & Herbert Financial Services stock forecast and analyst price targets

Analysts’ average 12-month price target for Burke & Herbert Financial Services is $80.00, +14.4% from the last close, from 2 firms rating the stock in the last 90 days.

$80.00consensus 12-month target, +14.4% from the last close
Low $75High $81
Buy1
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 2 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 31KBWBuy, maintained$81+15.8%
Jul 27D.A. DavidsonHold, maintained$75+7.2%
+1.8%average 20-day move after past Accumulation readings
+11.6%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Burke & Herbert Financial Services seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Burke & Herbert Financial Services averaged +11.6% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+2.3%2021+30.3%2022−3.3%2023+19.1%2024+4.9%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+6.0%5 of 5
Next 10 trading days+7.7%4 of 5
Next 15 trading days+8.4%4 of 5
Next 20 trading days+11.6%4 of 5
Next 30 trading days+12.7%5 of 5

For scale, BHRB’s typical 20-trading-day move in either direction is about 5.3%.

Burke & Herbert Financial Services market cap and key statistics

Burke & Herbert Financial Services’s market cap is $1.41B, with a P/E ratio of 11.2 and revenue of $360.1M over the last twelve months.

Valuation

Market cap
$1.41B
P/E ratio
11.2
EPS, TTM
$6.11
Gekko Fair Value
$74.80

Trading

Volume
311,198
Avg volume, 20 days
151,369
52-week high
$75.08
52-week low
$57.42
Shares outstanding
20.19M

Financials

Revenue, TTM
$360.1M
Profit margin
27%
Return on equity
9.8%
Quarterly earnings growth, YoY
−74.6%

Risk and income

Beta
0.22
Typical daily move
±1.8%
Typical 20-day move
±5.3%
Dividend yield
3.18%

Burke & Herbert Financial Services stock news this week

Coverage of Burke & Herbert Financial Services this week reads neutral: 1 positive, 3 neutral and 0 negative headlines.

News sentiment neutral

Burke & Herbert Financial Services peers

Burke & Herbert Financial Services’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Burke & Herbert Financial Services stock FAQ

What is Burke & Herbert Financial Services’s market cap?

Burke & Herbert Financial Services’s market cap is $1.41B at the Oct 12, 2026 close of $69.96, with 20.19M shares outstanding. The shares trade on a P/E ratio of 11.2.

What is the Burke & Herbert Financial Services stock forecast?

The consensus analyst 12-month price target for Burke & Herbert Financial Services is $80.00, +14.4% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Burke & Herbert Financial Services stock overvalued or undervalued?

On Gekko’s estimate Burke & Herbert Financial Services is undervalued: the Oct 12, 2026 close of $69.96 is 6.5% below Gekko Fair Value of $74.80. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Burke & Herbert Financial Services report earnings next?

Burke & Herbert Financial Services is expected to report on Oct 22, 2026 (10 days away). Analysts expect earnings of $2.05 per share on revenue of $121.3M. Burke & Herbert Financial Services beat the earnings estimate in 5 of its last 7 reports, moving 2.5% on average across the report.

What is Burke & Herbert Financial Services’s 52-week high and low?

Burke & Herbert Financial Services’s 52-week high is $75.08 and its 52-week low is $57.42; it closed at $69.96 on Oct 12, 2026, +17.4% over the past year. Over the last five years the shares peaked at $85.00 on May 23, 2023.

Is Burke & Herbert Financial Services stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 6 items with data read as supportive (gekkoindex, fair value, smart money and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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