NASDAQ: WABC

Westamerica Bancorporation (WABC) Stock Analysis & Forecast

Oct 12 close

$59.03+0.37 (+0.6%)

Gekko Brief

AI summaryOct 12 close

Westamerica Bancorporation is scheduled to release Q3 2026 earnings before market open on 15 October, with analysts projecting earnings per share of $1.17 and revenue of $63.10 million. This upcoming report is the main item concerning the stock this week, as no other company-specific developments are noted.

Shares of WABC closed at $59.03, up 0.6%, sitting between the 50-day average of $59.13 and the 200-day average of $55.21. The GekkoIndex reads 58.5, placing the stock in the Neutral zone. Price sits 3.4% below Gekko Fair Value of $61.09. Over the past year the stock has returned 26.6%, with a six-month return of 9.6% and a three-month return of 0.7%, while the one-month return is slightly negative at -0.1%.

Earnings arrive on 15 October, just 3 days away, placing the event inside a typical 20-trading-day holding window; the last report on 15 January showed earnings per share of $1.12 against a $1.07 estimate, with a 2.8% reaction, and the company has beaten estimates in 7 of the last 8 quarters. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days from this point in the calendar have averaged an 11.4% return over 5 years, rising in 5 of those years. Two covering analysts currently rate the stock a hold, with a consensus target of $64 implying 8.4% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Westamerica Bancorporation price vs fair value

$61.09$59.03Oct ’25Apr ’26Oct ’26
Close $59.03200-day averageGekko Fair Value $61.09

Westamerica Bancorporation quick facts

Market cap
$1.39B
P/E ratio
13.1
Forward P/E
21.1
EPS, TTM
$4.54
Revenue, TTM
$252.2M
Profit margin
43.9%
Dividend yield
3.19%
Beta
0.56
Volume
129,137 avg 268,575
1-year return
+26.6%
Typical daily move
±1.8%
Typical 20-day move
±3.9%
50-day average
$59.13
200-day average
$55.21
Next earnings
Oct 15
Shares outstanding
23.11M
52-week range
$44.93$63.61

Westamerica Bancorporation swing-trade checklist

Westamerica Bancorporation scores 1 supportive, 3 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive3 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $59.03 sits between the 50-day ($59.13) and 200-day ($55.21) averages, or the averages disagree.

    See the chart
  • GekkoIndexmixed

    58.5, Neutral

    Reading 58.5 is in the Neutral zone.

    See the GekkoIndex
  • Fair valuemixed

    3.4% below

    Price is within 5% of Gekko Fair Value (3.4% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 3 days

    Reports on Oct 15, 2026, 3 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +11.4% on average

    From this point in the calendar, the next 20 trading days averaged +11.4% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Westamerica Bancorporation stock chart and price history

Westamerica Bancorporation closed at $59.03 on Oct 12, 2026, +26.6% over the past year, inside a 52-week range of $44.93 to $63.61.

Close50-day average200-day averageVolume
Westamerica Bancorporation share price, past year, with 50-day and 200-day moving averages and volume$45$50$55NovDecJan 2026FebMarAprMayJunJulAugSepOct59.03

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−0.1%
3 months
+0.7%
6 months
+9.6%
1 year
+26.6%
The full WABC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open WABC in Gekko

Follow Westamerica Bancorporation through every session

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Westamerica Bancorporation GekkoIndex: the smart money zone

Westamerica Bancorporation’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 58.5, in the Neutral zone, down 0.8 points over five sessions.

010058.5Neutral

Down 0.8 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying340.0%+0.1%+1.7%+1.1%
Accumulation202+0.8%+1.6%+2.8%+3.7%
Neutral (current zone)432−0.1%−0.2%0.0%+1.7%
Distribution13−0.7%−1.3%−5.1%−8.4%
Selling1Too few readings yet

Average WABC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.1% over 20 days. Past behaviour doesn’t guarantee future results.

Neutral zone: No clear directional signal. About the five zones →

See every daily GekkoIndex reading plotted over the WABC price, zone by zone.Track WABC in Gekko

Is Westamerica Bancorporation stock overvalued? Gekko Fair Value

Westamerica Bancorporation trades 3.4% below Gekko Fair Value of $61.09, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Westamerica Bancorporation shares are worth, recalculated every trading day.

$61.09

Gekko Fair Value, Oct 10, 2026

3.4% below fair value · About fair value

At the end of Aug 2026 the price was 6.9% below the estimate.

Gekko Fair ValueShare price, month end
$61$59Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open WABC in Gekko

Westamerica Bancorporation insider and Congress trading

No open-market insider purchases were filed for Westamerica Bancorporation, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for WABC in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every WABC insider filing, plotted on the chart in Gekko.Open WABC in Gekko

Congress trades last 90 days

No trades in WABC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for WABC, plotted on the chart in Gekko.Open WABC in Gekko

Buybacks

Westamerica Bancorporation has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$41.52M
As a share of market cap
2.99%
Trailing four quarters
$139.7M

From company filings.

Westamerica Bancorporation earnings: next date and track record

Westamerica Bancorporation reports on Oct 15, 2026 (3 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±1.9%average move across the report
6 of 8reports followed by a gain

Share-price move across each report

+2.8%Apr ’24−4.7%Jul ’24+1.3%Oct ’24+1.0%Jan ’25+0.7%Apr ’25−1.3%Jul ’25+0.4%Oct ’25+2.8%Jan ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jan 15, 2026$1.12
est $1.07
+4.7%$63.55M
est $61.90M
+2.7%+2.8%
Oct 16, 2025$1.12
est $1.08
+3.7%$63.81M
est $64.20M
−0.6%+0.4%
Jul 17, 2025$1.12
est $1.07
+4.7%$64.59M
est $64.20M
+0.6%−1.3%
Apr 17, 2025$1.16
est $1.11
+4.5%$66.42M
est $66.42M
0.0%+0.7%
Jan 16, 2025$1.19
est $1.18
+0.8%——+1.0%
Oct 17, 2024$1.27
est $1.24
+2.4%$74.07M
est $73.12M
+1.3%+1.3%
Jul 18, 2024$1.33
est $1.30
+2.3%$74.27M
est $74.04M
+0.3%−4.7%
Apr 18, 2024$1.37
est $1.37
0.0%$78.84M
est $77.52M
+1.7%+2.8%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Westamerica Bancorporation stock forecast and analyst price targets

Analysts’ average 12-month price target for Westamerica Bancorporation is $64.00, +8.4% from the last close, from 2 firms rating the stock in the last 90 days.

$64.00consensus 12-month target, +8.4% from the last close
Buy0
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 2 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 17Maxim GroupHold, maintained——
Jul 16KBWHold, maintained$64+8.4%
0.0%average 20-day move after past Neutral readings
+11.4%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Westamerica Bancorporation seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Westamerica Bancorporation averaged +11.4% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+3.1%2021+17.5%2022+8.2%2023+18.0%2024+5.9%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+3.5%4 of 5
Next 10 trading days+7.1%5 of 5
Next 15 trading days+8.6%5 of 5
Next 20 trading days+11.4%5 of 5
Next 30 trading days+10.9%5 of 5

For scale, WABC’s typical 20-trading-day move in either direction is about 3.9%.

Westamerica Bancorporation market cap and key statistics

Westamerica Bancorporation’s market cap is $1.39B, with a P/E ratio of 13.1 and revenue of $252.2M over the last twelve months.

Valuation

Market cap
$1.39B
P/E ratio
13.1
Forward P/E
21.1
EPS, TTM
$4.54
Gekko Fair Value
$61.09

Trading

Volume
129,137
Avg volume, 20 days
268,575
52-week high
$63.61
52-week low
$44.93
Shares outstanding
23.11M

Financials

Revenue, TTM
$252.2M
Profit margin
43.9%
Return on equity
12.5%
Quarterly earnings growth, YoY
+4.5%

Risk and income

Beta
0.56
Typical daily move
±1.8%
Typical 20-day move
±3.9%
Dividend yield
3.19%

Westamerica Bancorporation stock news this week

1 headline about Westamerica Bancorporation from the past week, newest first, each linking to the publisher.

Westamerica Bancorporation peers

Westamerica Bancorporation’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Westamerica Bancorporation stock FAQ

What is Westamerica Bancorporation’s market cap?

Westamerica Bancorporation’s market cap is $1.39B at the Oct 12, 2026 close of $59.03, with 23.11M shares outstanding. The shares trade on a P/E ratio of 13.1.

What is the Westamerica Bancorporation stock forecast?

The consensus analyst 12-month price target for Westamerica Bancorporation is $64.00, +8.4% from the last close. Of the 2 firms that rated the stock in the last 90 days, 0 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Westamerica Bancorporation stock overvalued or undervalued?

On Gekko’s estimate Westamerica Bancorporation is about fair value: the Oct 12, 2026 close of $59.03 is 3.4% below Gekko Fair Value of $61.09. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Westamerica Bancorporation report earnings next?

Westamerica Bancorporation is expected to report on Oct 15, 2026 (3 days away). Analysts expect earnings of $1.17 per share on revenue of $63.10M. Westamerica Bancorporation beat the earnings estimate in 7 of its last 8 reports, moving 1.9% on average across the report.

What is Westamerica Bancorporation’s 52-week high and low?

Westamerica Bancorporation’s 52-week high is $63.61 and its 52-week low is $44.93; it closed at $59.03 on Oct 12, 2026, +26.6% over the past year. Over the last five years the shares peaked at $63.86 on Nov 10, 2022.

Is Westamerica Bancorporation stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (seasonality), 3 as mixed (trend, gekkoindex and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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