NASDAQ: FHB

First Hawaiian (FHB) Stock Analysis & Forecast

Oct 12 close

$24.64−0.05 (−0.2%)

Gekko Brief

AI summaryOct 12 close

This week's news on First Hawaiian centers on analyst price target revisions. BofA Securities adjusted its target to $33 from $34, maintaining caution, while TD Cowen lowered its target to $28.00 from $31.00, keeping a hold rating despite noting the bank exceeded quarterly earnings expectations with $0.60 EPS against an estimated $0.58. A separate comparison piece contrasted First Hawaiian with Freddie Mac on profitability and other metrics. A filing also showed Reinhart Partners LLC reducing its stake in the stock during the third quarter.

First Hawaiian closes at $24.64, down 0.2%, sitting below both its 50-day average of $26.01 and 200-day average of $26.63, with the 50-day below the 200-day. Over the past month the stock is down 4.3%, and down 13.6% over three months. The GekkoIndex reads 63.2, placing it in the Accumulation zone. Price sits 9.7% below Gekko Fair Value of $27.29.

Earnings are scheduled for 23 October 2026, 11 days away, falling inside a typical 20-trading-day holding window; the bank has beaten estimates in 7 of the last 8 quarters, with the last reaction at -3%. No insider, Congress, or unusual options activity appears in their respective windows. Seasonally, the next 20 trading days have averaged a 6.6% return over 5 years, rising in 5 of them. Among 10 covering analysts, none rate it a buy, 7 hold, and 3 sell, with a consensus target of $29.11.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

First Hawaiian price vs fair value

$27.29$24.64Oct ’25Apr ’26Oct ’26
Close $24.64200-day averageGekko Fair Value $27.29

First Hawaiian quick facts

Market cap
$3.00B
P/E ratio
10.9
Forward P/E
12.2
EPS, TTM
$2.30
Revenue, TTM
$881.1M
Profit margin
32.3%
Dividend yield
4.22%
Beta
0.75
Volume
1.48M avg 2.31M
1-year return
+0.9%
Typical daily move
±1.7%
Typical 20-day move
±5.1%
50-day average
$26.01
200-day average
$26.63
Next earnings
Oct 23
Shares outstanding
121.7M
52-week range
$22.65$30.58

First Hawaiian swing-trade checklist

First Hawaiian scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive0 mixed2 headwinds

  • Trendheadwind

    Below 50 and 200-day

    Close $24.64 is below the 50-day ($26.01) and 200-day ($26.63) averages, and the 50-day is below the 200-day.

    See the chart
  • GekkoIndexsupportive

    63.2, Accumulation

    Reading 63.2 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    9.7% below

    Price is 9.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 11 days

    Reports on Oct 23, 2026, 11 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +6.6% on average

    From this point in the calendar, the next 20 trading days averaged +6.6% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

First Hawaiian stock chart and price history

First Hawaiian closed at $24.64 on Oct 12, 2026, +0.9% over the past year, inside a 52-week range of $22.65 to $30.58.

Close50-day average200-day averageVolume
First Hawaiian share price, past year, with 50-day and 200-day moving averages and volume$24$26$28$30NovDecJan 2026FebMarAprMayJunJulAugSepOct24.64

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.3%
3 months
−13.6%
6 months
−7.2%
1 year
+0.9%
The full FHB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FHB in Gekko

Follow First Hawaiian through every session

Put FHB on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About First Hawaiian

First Hawaiian owns and runs First Hawaiian Bank, a lender that works with everyday households as well as businesses. People can open checking and savings accounts there, and borrowers can turn to it for home mortgages, equity lines, car loans, personal credit, installment financing, and loans aimed at small business owners. Beyond lending, it rounds out its offerings with credit cards, help with investments and financial planning, insurance policies, trust and estate work, private banking, retirement guidance, treasury management, and tools for processing merchant payments.

Internally, the bank is split into three parts, covering retail customers, commercial clients, and a treasury and other category. It also finances auto dealers and provides lease arrangements for commercial equipment. To reach its customers, First Hawaiian maintains 54 branches, most of them across Hawaii, with a smaller number in Guam and Saipan.

The company is headquartered in Honolulu, Hawaii, and dates its founding back to 1858, having once gone by the name BancWest Corporation before it was renamed First Hawaiian in April 2016. Its stock trades on the NASDAQ under the ticker FHB.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
fhb.com

First Hawaiian GekkoIndex: the smart money zone

First Hawaiian’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 63.2, in the Accumulation zone, up 1.4 points over five sessions.

010063.2Accumulation

Up 1.4 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying37+0.8%+1.1%+1.0%+5.8%
Accumulation (current zone)228+0.1%+0.3%+2.1%+5.5%
Neutral378+0.2%+0.5%+0.5%+0.8%
Distribution37−0.4%−2.0%−5.0%−7.1%
Selling2Too few readings yet

Average FHB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the FHB price, zone by zone.Track FHB in Gekko

Is First Hawaiian stock overvalued? Gekko Fair Value

First Hawaiian trades 9.7% below Gekko Fair Value of $27.29, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what First Hawaiian shares are worth, recalculated every trading day.

$27.29

Gekko Fair Value, Oct 10, 2026

9.7% Undervalued

At the end of Aug 2026 the price was 14.3% below the estimate.

Gekko Fair ValueShare price, month end
$27$25Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FHB in Gekko

First Hawaiian insider and Congress trading

No open-market insider purchases were filed for First Hawaiian, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FHB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FHB insider filing, plotted on the chart in Gekko.Open FHB in Gekko

Congress trades last 90 days

No trades in FHB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FHB, plotted on the chart in Gekko.Open FHB in Gekko

Buybacks

First Hawaiian has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$922K
As a share of market cap
0.03%
Trailing four quarters
$82.92M

From company filings.

First Hawaiian earnings: next date and track record

First Hawaiian reports on Oct 23, 2026 (11 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.8%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

+4.0%Oct ’24+2.9%Jan ’25−1.1%Apr ’25−0.3%Jul ’25+5.7%Oct ’25−4.3%Jan ’26+1.2%Apr ’26−3.0%Jul ’26

Last earnings call, Jul 24, 2026 AI summary

What they said
First Hawaiian reported strong Q2 2026 results with net interest income of $171 million (up $3.5M quarter-over-quarter) and NIM of 3.25%, up 6 basis points. Total loans grew $137 million (3.6% annualized), led by C&I and CRE. Return on average tangible equity was 16.34%. The bank announced a deal with TriCo Bancshares. Hawaii's economy showed strength with 2.5% unemployment and visitor spending up 7.5% year-over-year.
Guidance
Full year loan growth expected at 3%-4%; revised full year NIM outlook to 3.24%-3.25% range with Q3 NIM projected at ~3.27%. Noninterest income target remains ~$220 million; reported expenses expected between $515 million and $520 million, including TriCo transaction costs.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 24, 2026$0.60
est $0.60
0.0%$231.3M
est $227.8M
+1.5%−3.0%
Apr 24, 2026$0.55
est $0.53
+3.8%$220.3M
est $220.9M
−0.3%+1.2%
Jan 30, 2026$0.56
est $0.55
+1.8%$225.9M
est $225.5M
+0.2%−4.3%
Oct 24, 2025$0.59
est $0.52
+13.5%$217.7M
est $218.4M
−0.3%+5.7%
Jul 25, 2025$0.54
est $0.49
+10.2%$209.1M
est $218.2M
−4.2%−0.3%
Apr 23, 2025$0.47
est $0.46
+2.2%$203.1M
est $214.5M
−5.3%−1.1%
Jan 31, 2025$0.41
est $0.35
+17.1%$180.2M
est $203.2M
−11.3%+2.9%
Oct 25, 2024$0.48
est $0.44
+9.1%$201.3M
est $205.1M
−1.8%+4.0%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

First Hawaiian stock forecast and analyst price targets

Analysts’ average 12-month price target for First Hawaiian is $29.11, +18.1% from the last close, from 10 firms rating the stock in the last 90 days.

$29.11consensus 12-month target, +18.1% from the last close
Low $26High $32
Buy0
Hold7
Sell3

Each firm’s latest rating in the last 90 days: 10 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 5BarclaysHold, maintained$30+21.8%
Oct 5TD CowenHold, maintained$28+13.6%
Oct 1J.P. MorganHold, upgraded$29+17.7%
Oct 1Piper SandlerHold, maintained$27+9.6%
Sep 30Wells FargoSell, reiterated$26+5.5%
+2.1%average 20-day move after past Accumulation readings
+6.6%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

First Hawaiian seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, First Hawaiian averaged +6.6% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+0.3%2021+3.2%2022+0.3%2023+17.9%2024+5.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.7%4 of 5
Next 10 trading days+2.4%4 of 5
Next 15 trading days+3.1%4 of 5
Next 20 trading days+6.6%5 of 5
Next 30 trading days+6.1%4 of 5

For scale, FHB’s typical 20-trading-day move in either direction is about 5.1%.

First Hawaiian market cap and key statistics

First Hawaiian’s market cap is $3.00B, with a P/E ratio of 10.9 and revenue of $881.1M over the last twelve months.

Valuation

Market cap
$3.00B
P/E ratio
10.9
Forward P/E
12.2
EPS, TTM
$2.30
Gekko Fair Value
$27.29

Trading

Volume
1.48M
Avg volume, 20 days
2.31M
52-week high
$30.58
52-week low
$22.65
Shares outstanding
121.7M

Financials

Revenue, TTM
$881.1M
Profit margin
32.3%
Return on equity
10.3%
Quarterly earnings growth, YoY
+3.4%

Risk and income

Beta
0.75
Typical daily move
±1.7%
Typical 20-day move
±5.1%
Dividend yield
4.22%

First Hawaiian stock news this week

Coverage of First Hawaiian this week reads negative: 1 positive, 1 neutral and 2 negative headlines.

News sentiment negative

First Hawaiian peers

First Hawaiian’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

First Hawaiian stock FAQ

What is First Hawaiian’s market cap?

First Hawaiian’s market cap is $3.00B at the Oct 12, 2026 close of $24.64, with 121.7M shares outstanding. The shares trade on a P/E ratio of 10.9.

What is the First Hawaiian stock forecast?

The consensus analyst 12-month price target for First Hawaiian is $29.11, +18.1% from the last close. Of the 10 firms that rated the stock in the last 90 days, 0 rate it a buy, 7 a hold and 3 a sell. Gekko doesn’t publish price predictions of its own.

Is First Hawaiian stock overvalued or undervalued?

On Gekko’s estimate First Hawaiian is undervalued: the Oct 12, 2026 close of $24.64 is 9.7% below Gekko Fair Value of $27.29. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does First Hawaiian report earnings next?

First Hawaiian is expected to report on Oct 23, 2026 (11 days away). Analysts expect earnings of $0.59 per share on revenue of $229.2M. First Hawaiian beat the earnings estimate in 7 of its last 8 reports, moving 2.8% on average across the report.

What is First Hawaiian’s 52-week high and low?

First Hawaiian’s 52-week high is $30.58 and its 52-week low is $22.65; it closed at $24.64 on Oct 12, 2026, +0.9% over the past year. Over the last five years the shares peaked at $31.16 on Jan 13, 2022.

Is First Hawaiian stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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