NYSE: CUBI

Customers Bancorp (CUBI) Stock Analysis & Forecast

Oct 12 close

$74.72+0.68 (+0.9%)
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Gekko Brief

AI summaryOct 12 close

Customers Bancorp draws attention this week from a mix of analyst and recognition news. JPMorgan trimmed its price target for CUBI from $96.00 to $92.00 while keeping an Overweight rating, citing second-quarter diluted earnings per share of $2.05 against a $2.00 consensus estimate. Separately, Customers Bank was named a 2026 Innovative Bank Leader by FedFis and Bankers Helping Bankers, one of 107 U.S. banks under $30 billion in assets to receive the distinction, and a separate piece argued the stock remains a soft "Buy" given improving profitability and valuation.

CUBI closed at $74.72, up 0.9%, sitting between its 50-day average of $78.57 and 200-day average of $75.66, with one-month performance down 5.3% and one-year performance up 14.8%. The GekkoIndex reads 65.9, placing the stock in the Accumulation zone. Price sits 11.7% below Gekko Fair Value of $84.61.

Earnings are due 22 October 2026, before the open, nine days away and within a typical 20-trading-day holding window; the last report showed EPS of $2.06 versus a $2.02 estimate with a 4% reaction. Seasonality over the past 5 years shows a 20.6% average move across the next 20 trading days, with gains in 5 of those years. Analyst consensus across 7 firms stands at 5 buy, 1 hold and 1 sell, with a consensus target of $93.55. Smart-money and options activity show no recorded signals in their respective windows.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Customers Bancorp price vs fair value

$84.61$74.72Oct ’25Apr ’26Oct ’26
Close $74.72200-day averageGekko Fair Value $84.61

Customers Bancorp quick facts

Market cap
$2.53B
P/E ratio
9.1
Forward P/E
8.3
EPS, TTM
$8.24
Revenue, TTM
$826.8M
Profit margin
35.2%
Dividend yield
—
Beta
1.53
Volume
215,356 avg 312,261
1-year return
+14.8%
Typical daily move
±2.2%
Typical 20-day move
±8.3%
50-day average
$78.57
200-day average
$75.66
Next earnings
Oct 22 before open
Shares outstanding
33.78M
52-week range
$59.34$84.38

Customers Bancorp swing-trade checklist

Customers Bancorp scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $74.72 sits between the 50-day ($78.57) and 200-day ($75.66) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    65.9, Accumulation

    Reading 65.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    11.7% below

    Price is 11.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 10 days

    Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +20.6% on average

    From this point in the calendar, the next 20 trading days averaged +20.6% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Customers Bancorp stock chart and price history

Customers Bancorp closed at $74.72 on Oct 12, 2026, +14.8% over the past year, inside a 52-week range of $59.34 to $84.38.

5Y and weekly in Gekko
Close50-day average200-day averageVolume
Customers Bancorp share price, past year, with 50-day and 200-day moving averages and volume$60$70$80NovDecJan 2026FebMarAprMayJunJulAugSepOct74.72

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−5.3%
3 months
−2.1%
6 months
−0.2%
1 year
+14.8%
The full CUBI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CUBI in Gekko

Follow Customers Bancorp through every session

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About Customers Bancorp

Customers Bancorp is the holding company behind Customers Bank, offering a broad range of banking products to individuals and businesses. Its deposit offerings span checking, savings, money market, and time deposit accounts, along with retirement accounts and large-denomination certificates for institutional depositors. The firm has built recognition around its digital banking capabilities, including Banking-as-a-Service for fintech partners and TassatPay, a blockchain-based payments platform used for instant transactions across exchanges, liquidity providers, funds, and other business clients.

On the lending side, Customers Bancorp serves commercial and residential borrowers through loans tied to real estate, multifamily housing, and industrial activity, alongside SBA-backed financing and mortgage-related lending. It also supports specialized areas such as fund finance, venture and technology lending, and healthcare-related financing, while extending credit to mortgage companies and equipment buyers. Additional services cover treasury and cash management functions, including wire transfers, remote deposit capture, merchant processing, and account reconciliation, serving both everyday banking customers and fintech partners seeking consumer lending access.

The company is headquartered in West Reading, Pennsylvania, and was founded in 1997. Its shares are listed on the NYSE under the ticker CUBI.

Listed
NYSE
Sector
Finance
Industry
Regional banks
Website
customersbank.com

Customers Bancorp GekkoIndex: the smart money zone

Customers Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.9, in the Accumulation zone, down 0.6 points over five sessions.

010065.9Accumulation

Down 0.6 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying22+2.9%+4.2%+4.5%+9.6%
Accumulation (current zone)243+0.5%+1.2%+3.8%+7.7%
Neutral355+0.2%+0.6%+1.4%+3.2%
Distribution52+1.0%−0.4%−4.9%−6.5%
Selling10−0.4%−1.3%−4.2%−4.2%

Average CUBI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the CUBI price, zone by zone.Track CUBI in Gekko

Is Customers Bancorp stock overvalued? Gekko Fair Value

Customers Bancorp trades 11.7% below Gekko Fair Value of $84.61, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Customers Bancorp shares are worth, recalculated every trading day.

$84.61

Gekko Fair Value, Oct 10, 2026

11.7% Undervalued

At the end of Aug 2026 the price was 11.5% below the estimate.

Gekko Fair ValueShare price, month end
$85$74Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open CUBI in Gekko

Customers Bancorp insider and Congress trading

No open-market insider purchases were filed for Customers Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for CUBI in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every CUBI insider filing, plotted on the chart in Gekko.Open CUBI in Gekko

Congress trades last 90 days

No trades in CUBI were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for CUBI, plotted on the chart in Gekko.Open CUBI in Gekko

Buybacks

Customers Bancorp has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$6.65M
As a share of market cap
0.26%
Trailing four quarters
$191.9M

From company filings.

Hedge funds and billionaires quarter ended Sep 30

1of the funds Gekko tracks holds CUBI.

0added1opened0trimmed0sold out
Which funds are on each side, name by name.Unlock in Gekko

Customers Bancorp earnings: next date and track record

Customers Bancorp reports on Oct 22, 2026, before the open (10 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±4.6%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−6.5%Apr ’24+9.2%Jul ’240.0%Oct ’24+14.4%Jan ’25+0.8%Apr ’25−1.4%Jul ’25−0.5%Oct ’25+4.0%Jan ’26

Last earnings call, Jan 28, 2026 AI summary

What they said
Customers Bancorp reported strong Q4 and full year 2025 results with core EPS of $7.61 per share, up from $5.60 in 2024. The company has grown from a $175 million troubled bank in 2009 to a $25 billion asset institution. Low-cost core deposits grew at 16% CAGR over 6 years while improving deposit quality. The company leads industry peers in core EPS compounding over 6 years and ranks #2 in tangible book value growth.
Guidance
Management expressed confidence in continued organic growth and building on current momentum. The company expects to maintain its strong performance trajectory in coming years based on investments in technology, people, and risk infrastructure.
ReportedEPSSurpriseRevenueSurpriseMove
Jan 28, 2026$2.06
est $2.02		+2.0%$236.9M
est $228.4M		+3.7%+4.0%
Oct 30, 2025$2.20
est $1.88		+17.0%$227.9M
est $215.1M		+6.0%−0.5%
Jul 24, 2025$1.80
est $1.50		+20.0%$202.3M
est $186.0M		+8.7%−1.4%
Apr 24, 2025$1.54
est $1.28		+20.3%$138.3M
est $165.1M		−16.2%+0.8%
Jan 23, 2025$1.36
est $1.20		+13.3%$151.4M
est $160.5M		−5.6%+14.4%
Oct 31, 2024$1.34
est $1.42		−5.6%$163.3M
est $191.6M		−14.8%0.0%
Jul 25, 2024$1.49
est $1.43		+4.2%$195.2M
est $164.5M		+18.7%+9.2%
Apr 25, 2024$1.40
est $1.63		−14.1%$177.6M
est $172.8M		+2.8%−6.5%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Customers Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for Customers Bancorp is $93.55, +25.2% from the last close, from 7 firms rating the stock in the last 90 days.

$93.55consensus 12-month target, +25.2% from the last close
Low $89High $110
Buy5
Hold1
Sell1

Each firm’s latest rating in the last 90 days: 7 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 6Piper SandlerBuy, maintained$92+23.1%
Oct 5TD CowenBuy, maintained$91+21.8%
Oct 1J.P. MorganBuy, maintained$92+23.1%
Sep 28Morgan StanleySell, reiterated$89+19.1%
Sep 8Morgan StanleySell, downgraded$89+19.1%
+3.8%average 20-day move after past Accumulation readings
+20.6%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Customers Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Customers Bancorp averaged +20.6% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+34.4%2021+9.7%2022+30.0%2023+14.7%2024+5.9%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+4.8%4 of 5
Next 10 trading days+4.8%4 of 5
Next 15 trading days+12.6%5 of 5
Next 20 trading days+20.6%5 of 5
Next 30 trading days+18.4%5 of 5

For scale, CUBI’s typical 20-trading-day move in either direction is about 8.3%.

Customers Bancorp market cap and key statistics

Customers Bancorp’s market cap is $2.53B, with a P/E ratio of 9.1 and revenue of $826.8M over the last twelve months.

Valuation

Market cap
$2.53B
P/E ratio
9.1
Forward P/E
8.3
EPS, TTM
$8.24
Gekko Fair Value
$84.61

Trading

Volume
215,356
Avg volume, 20 days
312,261
52-week high
$84.38
52-week low
$59.34
Shares outstanding
33.78M

Financials

Revenue, TTM
$826.8M
Profit margin
35.2%
Return on equity
14.3%
Quarterly earnings growth, YoY
+18.5%

Risk and income

Beta
1.53
Typical daily move
±2.2%
Typical 20-day move
±8.3%

Customers Bancorp stock news this week

4 headlines about Customers Bancorp from the past week, newest first, each linking to the publisher.

Customers Bancorp peers

Customers Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

VZTMUSTBMYINGBCS

Reporting earnings this week

JPMJNJUNHGSWFCC

Popular on Gekko

NVDATSLAMSFTAMZNMETAGOOGL

Customers Bancorp stock FAQ

What is Customers Bancorp’s market cap?

Customers Bancorp’s market cap is $2.53B at the Oct 12, 2026 close of $74.72, with 33.78M shares outstanding. The shares trade on a P/E ratio of 9.1.

What is the Customers Bancorp stock forecast?

The consensus analyst 12-month price target for Customers Bancorp is $93.55, +25.2% from the last close. Of the 7 firms that rated the stock in the last 90 days, 5 rate it a buy, 1 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.

Is Customers Bancorp stock overvalued or undervalued?

On Gekko’s estimate Customers Bancorp is undervalued: the Oct 12, 2026 close of $74.72 is 11.7% below Gekko Fair Value of $84.61. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Customers Bancorp report earnings next?

Customers Bancorp is expected to report on Oct 22, 2026, before the market opens (10 days away). Analysts expect earnings of $2.14 per share on revenue of $237.2M. Customers Bancorp beat the earnings estimate in 6 of its last 8 reports, moving 4.6% on average across the report.

What is Customers Bancorp’s 52-week high and low?

Customers Bancorp’s 52-week high is $84.38 and its 52-week low is $59.34; it closed at $74.72 on Oct 12, 2026, +14.8% over the past year.

Is Customers Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

Built and overseen by Jared Mann

Founder of Gekko.app. Jared has traded stocks and ETFs for more than 20 years and has a financial industry background.

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