Insider buying last 90 days
No open-market insider purchases were filed for CPF in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every CPF insider filing, plotted on the chart in Gekko.Open CPF in Gekko
NYSE: CPF
Central Pacific Financial (CPF) Stock Analysis & Forecast
Oct 12 close
$35.85+0.25 (+0.7%)
Gekko Brief
AI summaryOct 12 closeCentral Pacific Financial draws attention this week from Hovde Group's initiation of coverage with a "Market Perform" rating and a $38.00 price target, below the broader analyst consensus of $39.00, as noted in two separate reports. Both cite the company's second-quarter diluted EPS of $0.80, which exceeded the consensus estimate, along with an increased quarterly dividend. Separately, CPF confirmed its third quarter 2026 financial results will be discussed on a conference call, with one report citing October 28 and another citing October 24 for the release and October 25 for the call.
CPF closed at $35.85, up 0.7%, sitting between its 50-day average of $37.51 and 200-day average of $35.04, reflecting a mixed trend. The GekkoIndex reads 63.4, placing the stock in the Accumulation zone, though the reading has slipped 1.4 points over five sessions. Price sits 8.8% below Gekko Fair Value of $39.29.
Earnings are scheduled for 28 October 2026, 16 days away, falling inside a typical 20-trading-day holding window. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over the next 20 trading days has averaged a 4% gain across 5 years, rising in 4 of those years, a pattern worth noting alongside the upcoming earnings date.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Central Pacific Financial price vs fair value
Close $35.85200-day averageGekko Fair Value $39.29
Central Pacific Financial quick facts
- Market cap
- $935.7M
- P/E ratio
- 11.5
- Forward P/E
- 9.4
- EPS, TTM
- $3.12
- Revenue, TTM
- $288.2M
- Profit margin
- 28.8%
- Dividend yield
- 3.11%
- Beta
- 0.86
- Volume
- 90,875 avg 184,835
- 1-year return
- +21.5%
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.4%
- 50-day average
- $37.51
- 200-day average
- $35.04
- Next earnings
- Oct 28
- Shares outstanding
- 25.75M
Central Pacific Financial swing-trade checklist
Central Pacific Financial scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $35.85 sits between the 50-day ($37.51) and 200-day ($35.04) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
63.4, Accumulation
Reading 63.4 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
8.8% below
Price is 8.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 16 days
Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+4.0% on average
From this point in the calendar, the next 20 trading days averaged +4% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Central Pacific Financial stock chart and price history
Central Pacific Financial closed at $35.85 on Oct 12, 2026, +21.5% over the past year, inside a 52-week range of $27.38 to $40.99.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.2%
- 3 months
- −6.4%
- 6 months
- +5.8%
- 1 year
- +21.5%
The full CPF chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CPF in Gekko
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About Central Pacific Financial
Central Pacific Financial owns and runs Central Pacific Bank, through which it provides everyday banking and financing to companies, professionals, and everyday consumers. Checking, savings, money market accounts, and certificates of deposit make up its deposit lineup, while its lending work spans agricultural, commercial, and financial loans plus mortgages for homes and businesses and funding for construction projects. The company has built recognition around this blend of deposit-taking and lending.
Loans are aimed largely at smaller and mid-sized businesses, working professionals, and those developing or investing in real estate, with home equity lines and consumer credit available to local households and prospective homebuyers. Customers can also tap digital and mobile banking, debit cards, cash management tools, a network of ATMs, wire transfers, currency exchange, and cross-border banking help. A wealth management arm rounds things out with insurance, annuities, trust and brokerage services, investment management, custody of assets, and planning advice for clients.
The company traces back to 1954 and runs its operations from Honolulu, Hawaii. Its stock trades on the NYSE under the ticker CPF.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- cpb.bank
Central Pacific Financial GekkoIndex: the smart money zone
Central Pacific Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 63.4, in the Accumulation zone, down 1.4 points over five sessions.
63.4Accumulation
Down 1.4 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 16 | +2.0% | +4.2% |
| Accumulation (current zone) | 168 | +1.0% | +4.7% |
| Neutral | 448 | +0.3% | +1.5% |
| Distribution | 40 | +0.4% | +1.0% |
| Selling | 10 | +0.6% | −2.6% |
Average CPF share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the CPF price, zone by zone.Track CPF in Gekko
Is Central Pacific Financial stock overvalued? Gekko Fair Value
Central Pacific Financial trades 8.8% below Gekko Fair Value of $39.29, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Central Pacific Financial shares are worth, recalculated every trading day.
$39.29
Gekko Fair Value, Oct 9, 2026
8.8% Undervalued
At the end of Aug 2026 the price was 8.6% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open CPF in Gekko
Central Pacific Financial insider and Congress trading
No open-market insider purchases were filed for Central Pacific Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in CPF were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for CPF, plotted on the chart in Gekko.Open CPF in Gekko
Buybacks
Central Pacific Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $11.27M
- As a share of market cap
- 1.20%
- Trailing four quarters
- $40.46M
From company filings.
Central Pacific Financial earnings: next date and track record
Central Pacific Financial reports on Oct 28, 2026 (16 days away).
Next earnings report
Oct 28, 2026
16 days away
- EPS estimate
- $0.85
- Revenue estimate
- $77.27M
Central Pacific Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Central Pacific Financial is $41.75, +16.5% from the last close, from 3 firms rating the stock in the last 90 days.
$41.75consensus 12-month target, +16.5% from the last close
Now $35.85Avg $41.75
Low $38High $43
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 2 | Hovde Group | $38 | +6.0% |
| Sep 2 | Piper Sandler | $43 | +19.9% |
| Jul 27 | KBW | $42 | +17.2% |
+4.7%average 20-day move after past Accumulation readings
+4.0%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Central Pacific Financial seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Central Pacific Financial averaged +4.0% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.0% | 2 of 5 |
| Next 10 trading days | −0.5% | 3 of 5 |
| Next 15 trading days | −0.9% | 1 of 5 |
| Next 20 trading days | +4.0% | 4 of 5 |
| Next 30 trading days | +5.2% | 4 of 5 |
For scale, CPF’s typical 20-trading-day move in either direction is about 5.4%.
Central Pacific Financial market cap and key statistics
Central Pacific Financial’s market cap is $935.7M, with a P/E ratio of 11.5 and revenue of $288.2M over the last twelve months.
Valuation
- Market cap
- $935.7M
- P/E ratio
- 11.5
- Forward P/E
- 9.4
- EPS, TTM
- $3.12
- Gekko Fair Value
- $39.29
Trading
- Volume
- 90,875
- Avg volume, 20 days
- 184,835
- 52-week high
- $40.99
- 52-week low
- $27.38
- Shares outstanding
- 25.75M
Financials
- Revenue, TTM
- $288.2M
- Profit margin
- 28.8%
- Return on equity
- 14.2%
- Quarterly earnings growth, YoY
- +19.4%
Risk and income
- Beta
- 0.86
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.4%
- Dividend yield
- 3.11%
Central Pacific Financial stock news this week
Coverage of Central Pacific Financial this week reads positive: 2 positive, 2 neutral and 1 negative headlines.
- Precision Trading with Central Pacific Financial Corp New (CPF) Risk ZonesStock Traders Daily, Oct 11
- Central Pacific Financial Corp. Announces Conference Call to Discuss Third Quarter 2026 Financial ResultsBusiness Wire, Oct 8
- Press Release: Central Pacific Financial Corp. Announces Conference Call to Discuss Third Quarter 2026 Financial ResultsMoomoo, Oct 8
- Central Pacific Financial stock gets a new analyst ratingAD HOC NEWS, Oct 7
- Hovde starts coverage: Central Pacific Financial stock gets USD 38 targetAD HOC NEWS, Oct 7
Central Pacific Financial peers
Central Pacific Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Central Pacific Financial stock FAQ
What is Central Pacific Financial’s market cap?
Central Pacific Financial’s market cap is $935.7M at the Oct 12, 2026 close of $35.85, with 25.75M shares outstanding. The shares trade on a P/E ratio of 11.5.
What is the Central Pacific Financial stock forecast?
The consensus analyst 12-month price target for Central Pacific Financial is $41.75, +16.5% from the last close. Of the 3 firms that rated the stock in the last 90 days, 1 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Central Pacific Financial stock overvalued or undervalued?
On Gekko’s estimate Central Pacific Financial is undervalued: the Oct 12, 2026 close of $35.85 is 8.8% below Gekko Fair Value of $39.29. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Central Pacific Financial report earnings next?
Central Pacific Financial is expected to report on Oct 28, 2026 (16 days away). Analysts expect earnings of $0.85 per share on revenue of $77.27M.
What is Central Pacific Financial’s 52-week high and low?
Central Pacific Financial’s 52-week high is $40.99 and its 52-week low is $27.38; it closed at $35.85 on Oct 12, 2026, +21.5% over the past year.
Is Central Pacific Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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