NASDAQ: HAFC

Hanmi Financial (HAFC) Stock Analysis & Forecast

Oct 12 close

$31.08+0.30 (+1.0%)

Gekko Brief

AI summaryOct 12 close

Hanmi Financial draws attention this week on a mix of near-term stock analysis and company fundamentals. One piece points to weak near-term sentiment despite long-term strength, outlining a risk-reward setup targeting a 6.6% gain against 0.3% risk, while another recalls a Fair Value model that flagged the stock as undervalued in January 2024, with shares climbing from $18.41 to $30.78 since then. Separately, Hanmi reported Q2 2026 net income of $23.5 million and diluted EPS of $0.79, up from $0.75 in Q1, and Hanmi Bank was named to the Piper Sandler Sm-All Stars Class of 2026. Coverage also notes a consensus 2026 EPS estimate of $3.19, a 27.09% increase year-over-year, ahead of the company's upcoming results.

Shares closed at $31.08, up 1%, sitting between the 50-day average of $31.68 and the 200-day average of $29.60. The GekkoIndex reads 62.4, placing the stock in the Accumulation zone, up 2.9 over five days. Price remains 5% below Gekko Fair Value of $32.71.

Hanmi reports earnings on 20 October 2026, seven days away and inside a typical 20-trading-day holding window. No insider, Congress or unusual options activity appears in the past 90 days or 30 days respectively. Seasonally, the next 20 trading days have averaged a 14.5% gain over five years, rising in 4 of them. Analyst coverage from 3 firms shows 1 buy and 2 hold ratings, with a consensus target of $34.25, implying 10.2% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Hanmi Financial price vs fair value

$32.71$31.08Oct ’25Apr ’26Oct ’26
Close $31.08200-day averageGekko Fair Value $32.71

Hanmi Financial quick facts

Market cap
$925.1M
P/E ratio
10.6
Forward P/E
8.6
EPS, TTM
$2.96
Revenue, TTM
$277.9M
Profit margin
32.2%
Dividend yield
3.51%
Beta
0.74
Volume
166,649 avg 245,944
1-year return
+26.9%
Typical daily move
±1.9%
Typical 20-day move
±5.8%
50-day average
$31.68
200-day average
$29.60
Next earnings
Oct 20
Shares outstanding
29.65M
52-week range
$22.85$33.50

Hanmi Financial swing-trade checklist

Hanmi Financial scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $31.08 sits between the 50-day ($31.68) and 200-day ($29.60) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.4, Accumulation

    Reading 62.4 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    5.0% below

    Price is 5% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 8 days

    Reports on Oct 20, 2026, 8 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +14.5% on average

    From this point in the calendar, the next 20 trading days averaged +14.5% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Hanmi Financial stock chart and price history

Hanmi Financial closed at $31.08 on Oct 12, 2026, +26.9% over the past year, inside a 52-week range of $22.85 to $33.50.

Close50-day average200-day averageVolume
Hanmi Financial share price, past year, with 50-day and 200-day moving averages and volume$24$26$28$30$32NovDecJan 2026FebMarAprMayJunJulAugSepOct31.08

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−2.3%
3 months
−3.0%
6 months
+11.2%
1 year
+26.9%
The full HAFC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open HAFC in Gekko

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About Hanmi Financial

Hanmi Financial operates as the holding company for Hanmi Bank, a lender that provides commercial banking services to customers throughout the United States. Its deposit lineup covers both interest and non-interest checking, along with savings, NOW, and money market accounts, as well as certificates of deposit. The bank has built a particular reputation for helping small and mid-sized businesses through SBA-backed lending and trade finance support.

Its credit offerings include loans tied to commercial, construction, and residential real estate, plus business lending such as term loans and lines of credit for commercial and industrial clients. Hanmi also handles international trade needs through letters of credit and import and export financing, and it serves individual borrowers with consumer loans, home equity products, mortgages, and credit cards. SBA financing from the bank can go toward buying property a business occupies, launching or acquiring a company, franchise costs, day-to-day working capital, renovations, equipment or inventory purchases, and refinancing existing debt, and equipment leasing is offered as well. The bank reaches customers through branches and loan offices located in states such as California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia.

Hanmi Financial traces its founding back to 1982 and runs its operations from Los Angeles, California. The company's stock is listed on the NASDAQ under the ticker HAFC.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
hanmi.com

Hanmi Financial GekkoIndex: the smart money zone

Hanmi Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.4, in the Accumulation zone, up 2.9 points over five sessions.

010062.4Accumulation

Up 2.9 points over five sessions, from the Neutral zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying23+1.1%+2.4%+3.0%+2.5%
Accumulation (current zone)180+1.0%+2.2%+4.0%+8.6%
Neutral435+0.2%+0.5%+1.7%+6.4%
Distribution43+1.0%+1.1%+1.1%−2.2%
Selling1Too few readings yet

Average HAFC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the HAFC price, zone by zone.Track HAFC in Gekko

Is Hanmi Financial stock overvalued? Gekko Fair Value

Hanmi Financial trades 5.0% below Gekko Fair Value of $32.71, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Hanmi Financial shares are worth, recalculated every trading day.

$32.71

Gekko Fair Value, Oct 10, 2026

5.0% Undervalued

At the end of Aug 2026 the price was 7.3% below the estimate.

Gekko Fair ValueShare price, month end
$33$31Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open HAFC in Gekko

Hanmi Financial insider and Congress trading

No open-market insider purchases were filed for Hanmi Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for HAFC in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every HAFC insider filing, plotted on the chart in Gekko.Open HAFC in Gekko

Congress trades last 90 days

No trades in HAFC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for HAFC, plotted on the chart in Gekko.Open HAFC in Gekko

Buybacks

Hanmi Financial has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$4.83M
As a share of market cap
0.52%
Trailing four quarters
$16.44M

From company filings.

Hanmi Financial earnings: next date and track record

Hanmi Financial reports on Oct 20, 2026 (8 days away).

Hanmi Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for Hanmi Financial is $34.25, +10.2% from the last close, from 3 firms rating the stock in the last 90 days.

$34.25consensus 12-month target, +10.2% from the last close
Low $34High $36
Buy1
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Aug 24Piper SandlerBuy, reiterated$36+15.8%
Aug 24Piper SandlerBuy, maintained$36+15.8%
Jul 23D.A. DavidsonHold, maintained$34+9.4%
Jul 22KBWHold, maintained$34+9.4%
+4.0%average 20-day move after past Accumulation readings
+14.5%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Hanmi Financial seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Hanmi Financial averaged +14.5% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+17.5%2021+9.6%2022−1.4%2023+28.2%2024+11.6%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.3%2 of 5
Next 10 trading days+5.3%4 of 5
Next 15 trading days+9.8%4 of 5
Next 20 trading days+14.5%4 of 5
Next 30 trading days+15.3%5 of 5

For scale, HAFC’s typical 20-trading-day move in either direction is about 5.8%.

Hanmi Financial market cap and key statistics

Hanmi Financial’s market cap is $925.1M, with a P/E ratio of 10.6 and revenue of $277.9M over the last twelve months.

Valuation

Market cap
$925.1M
P/E ratio
10.6
Forward P/E
8.6
EPS, TTM
$2.96
Gekko Fair Value
$32.71

Trading

Volume
166,649
Avg volume, 20 days
245,944
52-week high
$33.50
52-week low
$22.85
Shares outstanding
29.65M

Financials

Revenue, TTM
$277.9M
Profit margin
32.2%
Return on equity
11.3%
Quarterly earnings growth, YoY
+58.0%

Risk and income

Beta
0.74
Typical daily move
±1.9%
Typical 20-day move
±5.8%
Dividend yield
3.51%

Hanmi Financial stock news this week

Coverage of Hanmi Financial this week reads positive: 3 positive, 1 neutral and 0 negative headlines.

News sentiment positive

Hanmi Financial peers

Hanmi Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Hanmi Financial stock FAQ

What is Hanmi Financial’s market cap?

Hanmi Financial’s market cap is $925.1M at the Oct 12, 2026 close of $31.08, with 29.65M shares outstanding. The shares trade on a P/E ratio of 10.6.

What is the Hanmi Financial stock forecast?

The consensus analyst 12-month price target for Hanmi Financial is $34.25, +10.2% from the last close. Of the 3 firms that rated the stock in the last 90 days, 1 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Hanmi Financial stock overvalued or undervalued?

On Gekko’s estimate Hanmi Financial is undervalued: the Oct 12, 2026 close of $31.08 is 5.0% below Gekko Fair Value of $32.71. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Hanmi Financial report earnings next?

Hanmi Financial is expected to report on Oct 20, 2026 (8 days away). Analysts expect earnings of $0.81 per share on revenue of $75.13M.

What is Hanmi Financial’s 52-week high and low?

Hanmi Financial’s 52-week high is $33.50 and its 52-week low is $22.85; it closed at $31.08 on Oct 12, 2026, +26.9% over the past year.

Is Hanmi Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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