Insider buying last 90 days
No open-market insider purchases were filed for STBA in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every STBA insider filing, plotted on the chart in Gekko.Open STBA in Gekko
NASDAQ: STBA
S&T Bancorp (STBA) Stock Analysis & Forecast
Oct 12 close
$48.41+0.36 (+0.7%)
Gekko Brief
AI summaryOct 12 closeS&T Bancorp heads into its 22 October earnings release following a Wall Street Zen upgrade to "Hold" from "Sell," which aligns with the current analyst consensus. That upgrade followed better-than-expected Q2 2026 results of $1.02 EPS against a $0.92 consensus, along with a $100 million stock repurchase authorization. Coverage also notes the company's dividend as a point of shareholder interest.
The stock closed at $48.41, up 0.7%, sitting between its 50-day average of $50.04 and 200-day average of $45.74, a mixed trend picture. The GekkoIndex reads 62.5, placing STBA in the Accumulation zone, with the index up 1.7 over the past five days. Price sits 5.8% below Gekko Fair Value of $51.40. One-month performance is down 3.2%, three-month down 0.8%, while six-month and one-year returns stand at 10.3% and 32.1% respectively.
Earnings arrive on 22 October, nine days out and inside a typical 20-trading-day hold, with the last reaction at -2.1% and an average absolute move of 3.1% across prior reports; the company has beaten estimates in 7 of the last 8 quarters. Analyst coverage from 4 firms is currently all "Hold," with a consensus target of $53.33 implying 10.2% upside. Seasonality for this point in the calendar has averaged a 9.9% gain over the next 20 trading days across 5 years, rising in 4 of them. No insider, Congress, or unusual options activity appears in the current window.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
S&T Bancorp price vs fair value
Close $48.41200-day averageGekko Fair Value $51.40
S&T Bancorp quick facts
- Market cap
- $1.71B
- P/E ratio
- 13
- Forward P/E
- 13.8
- EPS, TTM
- $3.76
- Revenue, TTM
- $404.7M
- Profit margin
- 34.7%
- Dividend yield
- 1.49%
- Beta
- 0.84
- Volume
- 140,473 avg 301,855
- 1-year return
- +32.1%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.3%
- 50-day average
- $50.04
- 200-day average
- $45.74
- Next earnings
- Oct 22
- Shares outstanding
- 35.27M
S&T Bancorp swing-trade checklist
S&T Bancorp scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $48.41 sits between the 50-day ($50.04) and 200-day ($45.74) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.5, Accumulation
Reading 62.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
5.8% below
Price is 5.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 10 days
Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+9.9% on average
From this point in the calendar, the next 20 trading days averaged +9.9% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
S&T Bancorp stock chart and price history
S&T Bancorp closed at $48.41 on Oct 12, 2026, +32.1% over the past year, inside a 52-week range of $34.38 to $53.50.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −3.2%
- 3 months
- −0.8%
- 6 months
- +10.3%
- 1 year
- +32.1%
The full STBA chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open STBA in Gekko
Follow S&T Bancorp through every session
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About S&T Bancorp
S&T Bancorp is the holding company behind S&T Bank, which serves households and businesses with everyday banking products. It takes in deposits, both time-based and on-demand, and lends to commercial and individual borrowers. Its work spans commercial real estate, commercial and industrial lending, business banking, commercial construction, and consumer lending, giving it reach across both business financing and household needs such as mortgages and personal credit.
Beyond lending and deposits, S&T Bank offers cash management, brokerage, and trust administration, and it acts as custodian for employee benefit plans while managing investment portfolios for individuals and institutions. It also distributes life and long-term disability insurance, provides title insurance agency services to commercial customers, and reinsures credit life, accident, and health policies. As of the end of 2021, it operated 73 branches and 5 loan production offices spread across Western and Eastern Pennsylvania, Northeast and Central Ohio, and Upstate New York.
The bank traces its founding to 1902 and is headquartered in Indiana, Pennsylvania. Its shares are listed on the NASDAQ under the ticker STBA.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- stbancorp.com
S&T Bancorp GekkoIndex: the smart money zone
S&T Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.5, in the Accumulation zone, up 1.7 points over five sessions.
62.5Accumulation
Up 1.7 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 21 | +0.3% | +5.5% | ||
| Accumulation (current zone) | 208 | +0.7% | +4.0% | ||
| Neutral | 419 | +0.2% | +0.6% | ||
| Distribution | 25 | +0.2% | −2.7% | ||
| Selling | 9 | Too few readings yet | |||
Average STBA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the STBA price, zone by zone.Track STBA in Gekko
Is S&T Bancorp stock overvalued? Gekko Fair Value
S&T Bancorp trades 5.8% below Gekko Fair Value of $51.40, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what S&T Bancorp shares are worth, recalculated every trading day.
$51.40
Gekko Fair Value, Oct 10, 2026
5.8% Undervalued
At the end of Aug 2026 the price was 5.3% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open STBA in Gekko
S&T Bancorp insider and Congress trading
No open-market insider purchases were filed for S&T Bancorp, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in STBA were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for STBA, plotted on the chart in Gekko.Open STBA in Gekko
Buybacks
S&T Bancorp has been buying back its own shares.
- Latest authorization
- $100.0M, Jul 27, 2026
- Bought back, quarter ended Jun 30, 2026
- $47.58M
- As a share of market cap
- 2.79%
- Trailing four quarters
- $133.7M
From company filings.
S&T Bancorp earnings: next date and track record
S&T Bancorp reports on Oct 22, 2026 (10 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 22, 2026
10 days away
- EPS estimate
- $0.99
- Revenue estimate
- $106.7M
7 of 8reports beat the EPS estimate
±3.1%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 22, 2026 AI summary
- What they said
- S&T Bancorp Q4 and Full Year 2025 earnings call: Management highlighted solid full-year financial performance with $135M net income ($3.49/share), 3.9% NIM, >4% loan growth, ~3% deposit growth, controlled expenses and improved asset quality (18 bps net charge-offs; ACL down 16 bps YoY). Q4 net income $34M (89cps), ROA 1.37%, NIM 3.99% (up 6 bps linked quarter). Loan growth driven by C&I and CRE (construction financing), ABL onboarding new names; guidance for mid-single-digit loan growth in 2026, with emphasis on C&I, CRE and consumer home equity. NIM expected to be stable mid-to-high 3.9% range in 2026. Fees expected ~$13-14M/quarter. Noninterest expense targeted to grow ~3% YoY (quarterly run-rate ~$58M). Deposit betas ~30% assumed; cost of interest-bearing deposits ~2.50% (Dec), CD cost ~3.82-3.86%. Capital: share repurchases executed (948k shares); TCE declined modestly; M&A discussions ongoing. Asset quality: Q4 higher charge-offs from resolved NPAs (~$11M); ACL decreased to 1.15% of loans. AI initiatives in fraud detection, BSA/AML, underwriting, but material P&L impact is farther out.
- Guidance
- - Loan growth guidance: mid-single-digit growth in 2026, primarily from C&I and CRE; continued consumer home equity growth.- NIM guidance: relatively stable, mid to high 3.9% range for 2026.- Noninterest income: fees expected ~$13-14 million per quarter in 2026.- Noninterest expense: manage to ~3% year-over-year growth; quarterly run-rate ~$58 million.- Deposit beta assumption: ~30% overall.- Capital: continued share repurchases (authorization in place); M&A remains priority (no specific targets).
- Risks flagged
- - Asset quality: Q4 had elevated charge-offs related to resolved NPAs (~$11M) and specific reserves; ACL decreased which could expose to future volatility.- Competition on deposit pricing and CD stickiness; competitive intensity earlier in Q4 was higher - potential pressure on deposit costs.- Macroeconomic growth limits loan growth potential; management cautious about GDP-driven demand.- Execution risk in hiring and integrating new bankers to achieve growth targets.- Regulatory/operational: Durbin fee threshold crossing potential (>$10B) could be a $6-7M headwind; data/AI security and compliance risks.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 22, 2026 | $0.89 est $0.89 | $105.3M est $103.5M | −2.1% |
| Oct 23, 2025 | $0.91 est $0.86 | $103.0M est $103.0M | +2.1% |
| Jul 24, 2025 | $0.83 est $0.80 | $100.1M est $102.2M | −2.5% |
| Apr 24, 2025 | $0.87 est $0.74 | $93.75M est $96.40M | −0.4% |
| Jan 30, 2025 | $0.86 est $0.77 | $94.33M est $96.00M | +3.7% |
| Oct 17, 2024 | $0.85 est $0.81 | $96.35M est $96.88M | −6.3% |
| Jul 18, 2024 | $0.89 est $0.74 | $96.90M est $96.32M | +3.6% |
| Apr 18, 2024 | $0.81 est $0.78 | $96.31M est $95.76M | +4.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
S&T Bancorp stock forecast and analyst price targets
Analysts’ average 12-month price target for S&T Bancorp is $53.33, +10.2% from the last close, from 4 firms rating the stock in the last 90 days.
$53.33consensus 12-month target, +10.2% from the last close
Now $48.41Avg $53.33
Low $52High $54
Each firm’s latest rating in the last 90 days: 4 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 1 | Raymond James | — | — |
| Jul 27 | Piper Sandler | $53 | +9.5% |
| Jul 27 | KBW | $52 | +7.4% |
| Jul 27 | Hovde Group | $54 | +11.5% |
+4.0%average 20-day move after past Accumulation readings
+9.9%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
S&T Bancorp seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, S&T Bancorp averaged +9.9% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.6% | 4 of 5 |
| Next 10 trading days | +2.7% | 3 of 5 |
| Next 15 trading days | +4.9% | 3 of 5 |
| Next 20 trading days | +9.9% | 4 of 5 |
| Next 30 trading days | +9.8% | 5 of 5 |
For scale, STBA’s typical 20-trading-day move in either direction is about 5.3%.
S&T Bancorp market cap and key statistics
S&T Bancorp’s market cap is $1.71B, with a P/E ratio of 13 and revenue of $404.7M over the last twelve months.
Valuation
- Market cap
- $1.71B
- P/E ratio
- 13
- Forward P/E
- 13.8
- EPS, TTM
- $3.76
- Gekko Fair Value
- $51.40
Trading
- Volume
- 140,473
- Avg volume, 20 days
- 301,855
- 52-week high
- $53.50
- 52-week low
- $34.38
- Shares outstanding
- 35.27M
Financials
- Revenue, TTM
- $404.7M
- Profit margin
- 34.7%
- Return on equity
- 9.9%
- Quarterly earnings growth, YoY
- +22.9%
Risk and income
- Beta
- 0.84
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.3%
- Dividend yield
- 1.49%
S&T Bancorp stock news this week
3 headlines about S&T Bancorp from the past week, newest first, each linking to the publisher.
- S&T Bancorp (STBA) Could Be a Great ChoiceZacks Investment Research, Oct 12
- Wall Street Zen Upgrades S&T Bancorp (NASDAQ:STBA) to "Hold"MarketBeat, Oct 11
- S&T Bancorp stock heads into October 22 earnings releaseAD HOC NEWS, Oct 7
S&T Bancorp peers
S&T Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
S&T Bancorp stock FAQ
What is S&T Bancorp’s market cap?
S&T Bancorp’s market cap is $1.71B at the Oct 12, 2026 close of $48.41, with 35.27M shares outstanding. The shares trade on a P/E ratio of 13.
What is the S&T Bancorp stock forecast?
The consensus analyst 12-month price target for S&T Bancorp is $53.33, +10.2% from the last close. Of the 4 firms that rated the stock in the last 90 days, 0 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is S&T Bancorp stock overvalued or undervalued?
On Gekko’s estimate S&T Bancorp is undervalued: the Oct 12, 2026 close of $48.41 is 5.8% below Gekko Fair Value of $51.40. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does S&T Bancorp report earnings next?
S&T Bancorp is expected to report on Oct 22, 2026 (10 days away). Analysts expect earnings of $0.99 per share on revenue of $106.7M. S&T Bancorp beat the earnings estimate in 7 of its last 8 reports, moving 3.1% on average across the report.
What is S&T Bancorp’s 52-week high and low?
S&T Bancorp’s 52-week high is $53.50 and its 52-week low is $34.38; it closed at $48.41 on Oct 12, 2026, +32.1% over the past year.
Is S&T Bancorp stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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