NASDAQ: DCOM

Dime Community Bancshares (DCOM) Stock Analysis & Forecast

Oct 12 close

$38.50+0.36 (+0.9%)

Gekko Brief

Oct 12 close

Dime Community Bancshares closed at $38.50 on 12 October 2026, +0.9% on the day. The price sits between the 50-day ($40.30) and 200-day ($36.81) moving averages, inside a 52-week range of $25.63 to $41.97. The GekkoIndex reads 71, in the Buying zone, up 7.9 points over five sessions. Gekko Fair Value is $42.61, so the price is 9.6% below it.

The next earnings report is due on 22 October 2026, 10 days away (before open). Over the last 8 reports the company beat the earnings estimate 4 times, with an average move of 3.7% across the report. Seasonally, the next 20 trading days from this point averaged +7.9% over the last 5 years, rising in 4 of them.

1 firms rate the stock: 1 buy, 0 hold and 0 sell, with a consensus target of $46.00. A typical daily move is about 2%, and a typical 20-day move about 6.8%. On the swing-trade checklist, 3 items read supportive and 1 reads as a headwind (earnings risk).

A plain summary of the figures as of the Oct 12, 2026 close.

Dime Community Bancshares price vs fair value

$42.61$38.50Oct ’25Apr ’26Oct ’26
Close $38.50200-day averageGekko Fair Value $42.61

Dime Community Bancshares quick facts

Market cap
$1.70B
P/E ratio
13.9
Forward P/E
12.8
EPS, TTM
$2.77
Revenue, TTM
$439.1M
Profit margin
29.4%
Dividend yield
2.59%
Beta
1.01
Volume
305,510 avg 370,681
1-year return
+28.5%
Typical daily move
±2%
Typical 20-day move
±6.8%
50-day average
$40.30
200-day average
$36.81
Next earnings
Oct 22 before open
Shares outstanding
44.16M
52-week range
$25.63$41.97

Dime Community Bancshares swing-trade checklist

Dime Community Bancshares scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $38.50 sits between the 50-day ($40.30) and 200-day ($36.81) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    71, Buying

    Reading 71 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    9.6% below

    Price is 9.6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 10 days

    Reports on Oct 22, 2026, 10 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +7.9% on average

    From this point in the calendar, the next 20 trading days averaged +7.9% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Dime Community Bancshares stock chart and price history

Dime Community Bancshares closed at $38.50 on Oct 12, 2026, +28.5% over the past year, inside a 52-week range of $25.63 to $41.97.

Close50-day average200-day averageVolume
Dime Community Bancshares share price, past year, with 50-day and 200-day moving averages and volume$25$30$35$40NovDecJan 2026FebMarAprMayJunJulAugSepOct38.50

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−5.4%
3 months
−3.5%
6 months
+6.8%
1 year
+28.5%
The full DCOM chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open DCOM in Gekko

Follow Dime Community Bancshares through every session

Put DCOM on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

Track DCOM in GekkoFree for 7 days. No credit card required.

About Dime Community Bancshares

Dime Community Bancshares is the holding company behind Dime Community Bank, a commercial bank serving businesses, individual depositors, and local government bodies. It takes in deposits across time, savings, and demand accounts, and lends against commercial real estate, multi-family housing, and residential mortgages, along with secured and unsecured loans, home equity financing, and construction and land loans.

The bank also builds a portfolio of fixed-income holdings, ranging from mortgage-backed and asset-backed securities tied to agencies like Fannie Mae, Freddie Mac, Ginnie Mae, and the Federal Home Loan Bank, to Treasury securities, municipal bonds from New York state and localities, government-sponsored enterprise debt, and corporate bonds. Beyond lending and investing, it offers services such as CDARS, cash sweep programs, merchant card processing, ATMs, cash management, lockbox handling, online and remote banking, safe deposit boxes, IRAs, and access to investment and title insurance products through affiliated partners. Its branch network covers Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx.

Founded in 1910, Dime Community Bancshares is headquartered in Hauppauge, New York, and its shares are listed on the NASDAQ under the ticker DCOM.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
dime.com

Dime Community Bancshares GekkoIndex: the smart money zone

Dime Community Bancshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 71, in the Buying zone, up 7.9 points over five sessions.

010071Buying

Up 7.9 points over five sessions, from the Accumulation zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)32−0.1%−0.2%−2.6%−2.5%
Accumulation201+0.4%+0.9%+3.8%+7.4%
Neutral406+0.6%+1.2%+2.2%+7.0%
Distribution42−0.4%−1.4%−0.9%+7.2%
Selling1Too few readings yet

Average DCOM share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.1% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the DCOM price, zone by zone.Track DCOM in Gekko

Is Dime Community Bancshares stock overvalued? Gekko Fair Value

Dime Community Bancshares trades 9.6% below Gekko Fair Value of $42.61, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Dime Community Bancshares shares are worth, recalculated every trading day.

$42.61

Gekko Fair Value, Oct 10, 2026

9.6% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open DCOM in Gekko

Dime Community Bancshares insider and Congress trading

No open-market insider purchases were filed for Dime Community Bancshares, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for DCOM in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every DCOM insider filing, plotted on the chart in Gekko.Open DCOM in Gekko

Congress trades last 90 days

No trades in DCOM were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for DCOM, plotted on the chart in Gekko.Open DCOM in Gekko

Buybacks

Dime Community Bancshares has been buying back its own shares.

Bought back, quarter ended Dec 31, 2024
$1.08M
As a share of market cap
0.06%

From company filings.

Hedge funds and billionaires quarter ended Mar 31

0of the funds Gekko tracks hold DCOM.

0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Dime Community Bancshares earnings: next date and track record

Dime Community Bancshares reports on Oct 22, 2026, before the open (10 days away), and beat the EPS estimate in 4 of its last 8 reports.

4 of 8reports beat the EPS estimate
±3.7%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

+3.2%Oct ’24−3.0%Jan ’25+2.7%Apr ’25−0.7%Jul ’25−6.1%Oct ’25+12.5%Jan ’26−1.5%Apr ’26+0.3%Jul ’26

Last earnings call, Jul 23, 2026 AI summary

What they said
Dime Commercial Bancshares reported record Q2 revenues of $126 million, with core EPS of $0.79/share, up 23% year-over-year. NIM increased 7 basis points to 3.28%, marking 9 consecutive quarters of expansion. Business loans grew 26% YoY (~$743M), loan pipeline stands at $1.4B at 6.25% weighted average rate. Core efficiency ratio dropped below 50%. CET1 ratio reached 12% and tangible equity ratio crossed 9%.
Guidance
Management expects to begin share repurchases in Q3 and anticipates significant loan repricing benefits over the next 18 months. Run rate NIM for Q2 was approximately 3.22%, up from 3.14% prior quarter, with continued NIM expansion expected.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 23, 2026$0.79
est $0.76
+3.9%$128.4M
est $123.5M
+4.0%+0.3%
Apr 23, 2026$0.74
est $0.77
−3.9%$124.0M
est $122.0M
+1.6%−1.5%
Jan 21, 2026$0.79
est $0.70
+12.9%$123.8M
est $118.1M
+4.8%+12.5%
Oct 23, 2025$0.61
est $0.69
−11.1%$115.6M
est $112.9M
+2.4%−6.1%
Jul 24, 2025$0.64
est $0.63
+1.6%$109.7M
est $108.9M
+0.7%−0.7%
Apr 22, 2025$0.57
est $0.55
+3.6%$103.8M
est $109.2M
−4.9%+2.7%
Jan 23, 2025$0.42
est $0.44
−4.5%$131.6M
est $103.6M
+27.1%−3.0%
Oct 22, 2024$0.29
est $0.41
−29.3%$87.56M
est $84.89M
+3.1%+3.2%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Dime Community Bancshares stock forecast and analyst price targets

Analysts’ average 12-month price target for Dime Community Bancshares is $46.00, +19.5% from the last close, from 1 firm rating the stock in the last 90 days.

$46.00consensus 12-month target, +19.5% from the last close
Buy1
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 24KBWBuy, reiterated$47+22.1%
−2.6%average 20-day move after past Buying readings
+7.9%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Dime Community Bancshares seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Dime Community Bancshares averaged +7.9% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+10.7%2021+11.1%2022+0.4%2023+18.2%2024−7.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+3.3%4 of 5
Next 10 trading days+0.3%3 of 5
Next 15 trading days+2.6%3 of 5
Next 20 trading days+7.9%4 of 5
Next 30 trading days+7.3%3 of 5

For scale, DCOM’s typical 20-trading-day move in either direction is about 6.8%.

Dime Community Bancshares market cap and key statistics

Dime Community Bancshares’s market cap is $1.70B, with a P/E ratio of 13.9 and revenue of $439.1M over the last twelve months.

Valuation

Market cap
$1.70B
P/E ratio
13.9
Forward P/E
12.8
EPS, TTM
$2.77
Gekko Fair Value
$42.61

Trading

Volume
305,510
Avg volume, 20 days
370,681
52-week high
$41.97
52-week low
$25.63
Shares outstanding
44.16M

Financials

Revenue, TTM
$439.1M
Profit margin
29.4%
Return on equity
8.7%
Quarterly earnings growth, YoY
+17.6%

Risk and income

Beta
1.01
Typical daily move
±2%
Typical 20-day move
±6.8%
Dividend yield
2.59%

Dime Community Bancshares peers

Dime Community Bancshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Dime Community Bancshares stock FAQ

What is Dime Community Bancshares’s market cap?

Dime Community Bancshares’s market cap is $1.70B at the Oct 12, 2026 close of $38.50, with 44.16M shares outstanding. The shares trade on a P/E ratio of 13.9.

What is the Dime Community Bancshares stock forecast?

The consensus analyst 12-month price target for Dime Community Bancshares is $46.00, +19.5% from the last close. Of the 1 firm that rated the stock in the last 90 days, 1 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Dime Community Bancshares stock overvalued or undervalued?

On Gekko’s estimate Dime Community Bancshares is undervalued: the Oct 12, 2026 close of $38.50 is 9.6% below Gekko Fair Value of $42.61. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Dime Community Bancshares report earnings next?

Dime Community Bancshares is expected to report on Oct 22, 2026, before the market opens (10 days away). Analysts expect earnings of $0.86 per share on revenue of $131.2M. Dime Community Bancshares beat the earnings estimate in 4 of its last 8 reports, moving 3.7% on average across the report.

What is Dime Community Bancshares’s 52-week high and low?

Dime Community Bancshares’s 52-week high is $41.97 and its 52-week low is $25.63; it closed at $38.50 on Oct 12, 2026, +28.5% over the past year.

Is Dime Community Bancshares stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

See Dime Community Bancshares the way Gekko members do

Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.

Join 1,408 other traders using Gekko

Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.