NASDAQ: CATY

Cathay General Bancorp (CATY) Stock Analysis & Forecast

Sep 28 close

$60.74−0.71 (−1.2%)

Gekko Brief

AI summary

Cathay General Bancorp gains attention this week on its loan growth story, with shares trading near $61.45 and coverage highlighting a one-year total shareholder return of nearly 30% and a three-year return of over 93%. The stock is also flagged as a dividend name worth watching. Separate filings note EVP and Chief Credit Officer Albert Sun's vesting of 1,417 restricted stock units, with 457 shares withheld for tax obligations at $61.45 per share, though this is routine paperwork rather than a market-moving event.

CATY closed at $60.74, down 1.2%, sitting between its 50-day average of $62.53 and 200-day average of $56.10, reflecting a mixed trend picture. The stock carries a one-month return of -2.2% and a six-month return of 24.3%, against a 52-week range of $44.57 to $65.26. The GekkoIndex reads 62.6, placing CATY in the Accumulation zone. Gekko Fair Value stands at $63.54, putting the current price 4.4% below that level.

Earnings are due on 20 October 2026 after close, 21 days away and inside a typical 20-trading-day holding window. The last quarter showed EPS of $1.37 versus an estimate of $1.33, with a 0.8% reaction, and the company has beaten estimates in 7 of 8 recent quarters. Analyst coverage from 5 firms shows 4 hold ratings and 1 sell, with a consensus target of 65 implying 7% upside. Seasonality over 5 years shows a mean 20-day return of 2.2%, though gains occurred in only 2 of those years.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Cathay General Bancorp price vs fair value

$63.54$60.74Sep ’25Mar ’26Sep ’26
Close $60.74200-day averageGekko Fair Value $63.54

Cathay General Bancorp quick facts

Market cap
$4.07B
P/E ratio
11.8
Forward P/E
10.1
EPS, TTM
$5.17
Revenue, TTM
$795.2M
Profit margin
43.7%
Dividend yield
2.45%
Beta
0.84
Volume
415,118 avg 514,375
1-year return
+25.6%
Typical daily move
±1.8%
Typical 20-day move
±5.1%
50-day average
$62.53
200-day average
$56.10
Next earnings
Oct 20 after close
Shares outstanding
66.71M
52-week range
$44.57$65.26

Cathay General Bancorp swing-trade checklist

Cathay General Bancorp scores 1 supportive, 3 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

1 supportive3 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $60.74 sits between the 50-day ($62.53) and 200-day ($56.10) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    62.6, Accumulation

    Reading 62.6 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuemixed

    4.4% below

    Price is within 5% of Gekko Fair Value (4.4% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 21 days

    Reports on Oct 20, 2026, 21 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +2.2% on average

    From this point in the calendar, the next 20 trading days averaged +2.2% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Cathay General Bancorp stock chart and price history

Cathay General Bancorp closed at $60.74 on Sep 28, 2026, +25.6% over the past year, inside a 52-week range of $44.57 to $65.26.

Close50-day average200-day averageVolume
Cathay General Bancorp share price, past year, with 50-day and 200-day moving averages and volume$45$50$55$65NovDecJan 2026FebMarAprMayJunJulAugSep60.74

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−2.2%
3 months
−1.8%
6 months
+24.3%
1 year
+25.6%
The full CATY chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CATY in Gekko

Follow Cathay General Bancorp through every session

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About Cathay General Bancorp

Cathay General Bancorp acts as the holding company for Cathay Bank, which extends a wide range of everyday banking services to households, professional offices, and smaller businesses across the country. The bank is known for combining standard deposit and loan products with services aimed at trade and commerce, giving it a presence among customers who need both personal and business banking under one roof. Its deposit lineup covers passbook, checking, and money market accounts, plus certificates of deposit, retirement accounts, and deposits tied to government funds.

On the credit side, Cathay Bank arranges commercial property loans, general business financing, SBA-backed loans, home mortgages, construction loans, and equity lines tied to residential property, along with installment loans that help customers cover personal or household costs. It rounds out its offerings with trade-related services such as letters of credit, currency exchange contracts, wire transfers, and traveler's checks, plus everyday conveniences like safe deposit boxes, drive-up windows, ATMs, mail-in banking, and online account access. The bank additionally provides investment, insurance, and securities services to its clients.

Founded in 1962, Cathay General Bancorp is headquartered in Los Angeles, California. Its stock trades on the NASDAQ under the ticker CATY.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
cathaygeneralbancorp.com

Cathay General Bancorp GekkoIndex: the smart money zone

Cathay General Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.6, in the Accumulation zone, down 0.9 points over five sessions.

010062.6Accumulation

Down 0.9 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying31+1.5%+3.6%+6.0%+8.0%
Accumulation (current zone)203+0.4%+0.2%+0.9%+2.7%
Neutral404+0.3%+0.9%+1.7%+5.2%
Distribution32−0.1%−1.4%−1.2%−2.2%
Selling2Too few readings yet

Average CATY share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the CATY price, zone by zone.Track CATY in Gekko

Is Cathay General Bancorp stock overvalued? Gekko Fair Value

Cathay General Bancorp trades 4.4% below Gekko Fair Value of $63.54, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Cathay General Bancorp shares are worth, recalculated every trading day.

$63.54

Gekko Fair Value, Sep 26, 2026

4.4% below fair value · About fair value

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open CATY in Gekko

Cathay General Bancorp insider and Congress trading

No open-market insider purchases were filed for Cathay General Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for CATY in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every CATY insider filing, plotted on the chart in Gekko.Open CATY in Gekko

Congress trades last 90 days

No trades in CATY were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for CATY, plotted on the chart in Gekko.Open CATY in Gekko

Buybacks

Cathay General Bancorp has been buying back its own shares.

Latest authorization
$200.0M, Jul 22, 2026
Bought back, quarter ended Jun 30, 2026
$14.11M
As a share of market cap
0.35%
Trailing four quarters
$129.7M

From company filings.

Cathay General Bancorp earnings: next date and track record

Cathay General Bancorp reports on Oct 20, 2026, after the close (21 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.8%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−1.4%Oct ’24−3.8%Jan ’25+7.0%Apr ’25+0.9%Jul ’25−1.8%Oct ’25−3.3%Jan ’26+3.2%Apr ’26+0.8%Jul ’26

Last earnings call, Jul 22, 2026 AI summary

What they said
Cathay General Bancorp reported Q2 2026 net income of $92.2 million ($1.37 diluted EPS), with net interest income of $200.9 million and NIM expanding to 3.48%—the eighth consecutive quarter of expansion. Loans grew 2.2% linked quarter to $20.6 billion; deposits rose 1.9% to $21.1 billion. A $10.6 million securities repositioning loss was taken to support future margin improvement. Credit quality improved with declining net charge-offs and better classified asset levels.
Guidance
Management sees healthy loan pipelines and improved momentum heading into H2 2026. Share repurchase authorization increased to $200 million. Trust preferred securities redemption planned to reduce funding costs and improve recurring earnings.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 22, 2026$1.37
est $1.33
+3.0%$221.2M
est $218.3M
+1.3%+0.8%
Apr 22, 2026$1.29
est $1.21
+6.6%$213.2M
est $211.4M
+0.8%+3.2%
Jan 22, 2026$1.33
est $1.23
+8.1%$222.8M
est $211.8M
+5.2%−3.3%
Oct 21, 2025$1.13
est $1.15
−1.7%$210.6M
est $202.7M
+3.9%−1.8%
Jul 22, 2025$1.10
est $1.09
+0.9%$196.6M
est $202.2M
−2.8%+0.9%
Apr 21, 2025$0.98
est $0.95
+3.2%$187.8M
est $186.2M
+0.9%+7.0%
Jan 22, 2025$1.12
est $1.08
+3.7%$186.5M
est $184.9M
+0.9%−3.8%
Oct 21, 2024$0.97
est $0.95
+2.1%——−1.4%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Cathay General Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for Cathay General Bancorp is $65.00, +7.0% from the last close, from 5 firms rating the stock in the last 90 days.

$65.00consensus 12-month target, +7.0% from the last close
Low $53High $67
Buy0
Hold4
Sell1

Each firm’s latest rating in the last 90 days: 5 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 24StoneXHold, initiated——
Jul 27Piper SandlerSell, reiterated$53−12.7%
Jul 23D.A. DavidsonHold, maintained$66+8.7%
Jul 23StephensHold, maintained$63+3.7%
Jul 23KBWHold, maintained$67+10.3%
+0.9%average 20-day move after past Accumulation readings
+2.2%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Cathay General Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Cathay General Bancorp averaged +2.2% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−1.7%2021+13.5%2022−3.7%2023+8.2%2024−2.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.6%2 of 5
Next 10 trading days+2.0%2 of 5
Next 15 trading days+1.9%3 of 5
Next 20 trading days+2.2%2 of 5
Next 30 trading days+9.5%4 of 5

For scale, CATY’s typical 20-trading-day move in either direction is about 5.1%.

Cathay General Bancorp market cap and key statistics

Cathay General Bancorp’s market cap is $4.07B, with a P/E ratio of 11.8 and revenue of $795.2M over the last twelve months.

Valuation

Market cap
$4.07B
P/E ratio
11.8
Forward P/E
10.1
EPS, TTM
$5.17
Gekko Fair Value
$63.54

Trading

Volume
415,118
Avg volume, 20 days
514,375
52-week high
$65.26
52-week low
$44.57
Shares outstanding
66.71M

Financials

Revenue, TTM
$795.2M
Profit margin
43.7%
Return on equity
11.7%
Quarterly earnings growth, YoY
+24.5%

Risk and income

Beta
0.84
Typical daily move
±1.8%
Typical 20-day move
±5.1%
Dividend yield
2.45%

Cathay General Bancorp stock news this week

Coverage of Cathay General Bancorp this week reads neutral: 1 positive, 3 neutral and 0 negative headlines.

News sentiment neutral

Cathay General Bancorp peers

Cathay General Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce−0.2%Accumulation4.8% below
USBU.S. Bancorp−0.6%Accumulation10.6% below
NUNu−2.4%Buying24.1% below
TFCTruist Financial−1.0%Buying10.3% below
FITBFifth Third Bancorp−0.5%Accumulation11.5% below
MTBM&T Bank−0.3%Accumulation11.2% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Cathay General Bancorp stock FAQ

What is Cathay General Bancorp’s market cap?

Cathay General Bancorp’s market cap is $4.07B at the Sep 28, 2026 close of $60.74, with 66.71M shares outstanding. The shares trade on a P/E ratio of 11.8.

What is the Cathay General Bancorp stock forecast?

The consensus analyst 12-month price target for Cathay General Bancorp is $65.00, +7.0% from the last close. Of the 5 firms that rated the stock in the last 90 days, 0 rate it a buy, 4 a hold and 1 a sell. Gekko doesn’t publish price predictions of its own.

Is Cathay General Bancorp stock overvalued or undervalued?

On Gekko’s estimate Cathay General Bancorp is about fair value: the Sep 28, 2026 close of $60.74 is 4.4% below Gekko Fair Value of $63.54. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Cathay General Bancorp report earnings next?

Cathay General Bancorp is expected to report on Oct 20, 2026, after the market closes (21 days away). Analysts expect earnings of $1.45 per share on revenue of $227.4M. Cathay General Bancorp beat the earnings estimate in 7 of its last 8 reports, moving 2.8% on average across the report.

What is Cathay General Bancorp’s 52-week high and low?

Cathay General Bancorp’s 52-week high is $65.26 and its 52-week low is $44.57; it closed at $60.74 on Sep 28, 2026, +25.6% over the past year.

Is Cathay General Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (gekkoindex), 3 as mixed (trend, fair value and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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