Insider buying last 90 days
No open-market insider purchases were filed for IBOC in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every IBOC insider filing, plotted on the chart in Gekko.Open IBOC in Gekko
NASDAQ: IBOC
International Bancshares (IBOC) Stock Analysis & Forecast
Sep 28 close
$69.53−0.41 (−0.6%)
Gekko Brief
AI summaryInternational Bancshares trades at $69.53, close to its 50-day average of $72.62 and 200-day average of $71.62, with the stock sitting between the two. Over the past month the shares are down 1.5%, and the three-month return stands at -8.7%, though the six-month return remains positive at 3.2%. The 52-week range spans $63.20 to $78.46.
The GekkoIndex reads 64.2, placing the stock in the Accumulation zone, though the index has slipped 2.6 points over the last five readings. Gekko Fair Value is set at $78.37, putting the current price 11.3% below that level. Analyst consensus carries a target of $87, implying 25.1% upside from current levels.
The next earnings date falls on 5 November 2026, 37 days out and beyond a typical 20-trading-day holding window; the prior report on 6 August 2026 showed an EPS of $1.54 against an estimate of $1.61, with a -3.1% reaction, and the company has beaten estimates in 2 of the last 4 quarters. Seasonality over five years shows an average 20-day return of 3.5% from this point in the calendar, with gains in 3 of those years. No insider, Congress, or unusual options activity appears in the current windows.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
International Bancshares price vs fair value
Close $69.53200-day averageGekko Fair Value $78.37
International Bancshares quick facts
- Market cap
- $4.32B
- P/E ratio
- 10.5
- Forward P/E
- 9.8
- EPS, TTM
- $6.66
- Revenue, TTM
- $837.6M
- Profit margin
- 49.3%
- Dividend yield
- 2.06%
- Beta
- 0.68
- Volume
- 374,797 avg 379,385
- 1-year return
- +0.4%
- Typical daily move
- ±1.5%
- Typical 20-day move
- ±4.3%
- 50-day average
- $72.62
- 200-day average
- $71.62
- Next earnings
- Nov 5
- Shares outstanding
- 62.19M
International Bancshares swing-trade checklist
International Bancshares scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
4 supportive1 mixed0 headwinds
- Trendmixed
Averages disagree
Close $69.53 sits between the 50-day ($72.62) and 200-day ($71.62) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
64.2, Accumulation
Reading 64.2 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
11.3% below
Price is 11.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 37 days
Next report Nov 5, 2026, 37 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+3.5% on average
From this point in the calendar, the next 20 trading days averaged +3.5% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
International Bancshares stock chart and price history
International Bancshares closed at $69.53 on Sep 28, 2026, +0.4% over the past year, inside a 52-week range of $63.20 to $78.46.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −1.5%
- 3 months
- −8.7%
- 6 months
- +3.2%
- 1 year
- +0.4%
The full IBOC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open IBOC in Gekko
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About International Bancshares
International Bancshares operates as a financial holding company providing a broad mix of commercial and retail banking services to individuals and businesses. It handles everyday deposit accounts alongside lending for commercial projects, real estate, personal needs, home improvements and vehicles, and it is particularly recognized for its international banking work, which includes letters of credit, commercial and industrial financing, and foreign currency exchange.
Beyond core banking, the company rounds out its offerings with credit cards, safety deposit boxes, collection services, notary and escrow support, and both drive-up and walk-up service windows. Customers can also bank online or access securities products through outside providers, giving the company a wide reach across everyday consumer and business banking needs, supported by a network of branches and ATMs serving numerous communities in Texas and Oklahoma.
International Bancshares traces its founding back to 1966 and keeps its main corporate office in Laredo, Texas. Its shares are listed on the NASDAQ under the ticker IBOC.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- ibc.com
International Bancshares GekkoIndex: the smart money zone
International Bancshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.2, in the Accumulation zone, down 2.6 points over five sessions.
64.2Accumulation
Down 2.6 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 18 | +0.9% | +3.2% | ||
| Accumulation (current zone) | 203 | +0.9% | +3.6% | ||
| Neutral | 399 | +0.1% | +0.6% | ||
| Distribution | 51 | −1.1% | −5.0% | ||
| Selling | 1 | Too few readings yet | |||
Average IBOC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the IBOC price, zone by zone.Track IBOC in Gekko
Is International Bancshares stock overvalued? Gekko Fair Value
International Bancshares trades 11.3% below Gekko Fair Value of $78.37, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what International Bancshares shares are worth, recalculated every trading day.
$78.37
Gekko Fair Value, Sep 29, 2026
11.3% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open IBOC in Gekko
International Bancshares insider and Congress trading
No open-market insider purchases were filed for International Bancshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in IBOC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for IBOC, plotted on the chart in Gekko.Open IBOC in Gekko
Buybacks
International Bancshares has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $97K
- As a share of market cap
- 0.00%
From company filings.
International Bancshares earnings: next date and track record
International Bancshares reports on Nov 5, 2026 (37 days away), and beat the EPS estimate in 2 of its last 4 reports.
Next earnings report
Nov 5, 2026
37 days away
- EPS estimate
- $1.58
- Revenue estimate
- $273.5M
2 of 4reports beat the EPS estimate
±2%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Aug 6, 2026 | $1.54 est $1.61 | $264.1M est $264.1M | −3.1% |
| May 7, 2026 | $1.64 est $1.68 | $257.3M est $257.3M | +1.0% |
| Feb 26, 2026 | $1.71 est $1.63 | $270.6M est $270.6M | −3.9% |
| Nov 6, 2025 | $1.74 | $272.6M | −2.2% |
| Aug 7, 2025 | $1.61 est $0.00 | $261.6M | −0.8% |
| May 5, 2025 | $1.56 | $251.6M | −0.9% |
| Feb 27, 2025 | $1.85 | $262.9M | +2.4% |
| Nov 7, 2024 | $1.60 | — | −2.0% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
International Bancshares stock forecast and analyst price targets
Analysts’ average 12-month price target for International Bancshares is $87.00, +25.1% from the last close.
$87.00consensus 12-month target, +25.1% from the last close
+3.6%average 20-day move after past Accumulation readings
+3.5%average move over the next 20 trading days in the last 5 years
±1.5%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
International Bancshares seasonality: the next 20 trading days
Over the next 20 trading days from Sep 26, International Bancshares averaged +3.5% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −0.4% | 2 of 5 |
| Next 10 trading days | −0.7% | 3 of 5 |
| Next 15 trading days | +2.7% | 3 of 5 |
| Next 20 trading days | +3.5% | 3 of 5 |
| Next 30 trading days | +10.2% | 4 of 5 |
For scale, IBOC’s typical 20-trading-day move in either direction is about 4.3%.
International Bancshares market cap and key statistics
International Bancshares’s market cap is $4.32B, with a P/E ratio of 10.5 and revenue of $837.6M over the last twelve months.
Valuation
- Market cap
- $4.32B
- P/E ratio
- 10.5
- Forward P/E
- 9.8
- EPS, TTM
- $6.66
- Gekko Fair Value
- $78.37
Trading
- Volume
- 374,797
- Avg volume, 20 days
- 379,385
- 52-week high
- $78.46
- 52-week low
- $63.20
- Shares outstanding
- 62.19M
Financials
- Revenue, TTM
- $837.6M
- Profit margin
- 49.3%
- Return on equity
- 12.9%
- Quarterly earnings growth, YoY
- −4.3%
Risk and income
- Beta
- 0.68
- Typical daily move
- ±1.5%
- Typical 20-day move
- ±4.3%
- Dividend yield
- 2.06%
International Bancshares peers
International Bancshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 4.8% below |
| USBU.S. Bancorp | Accumulation | 10.6% below |
| NUNu | Buying | 24.1% below |
| TFCTruist Financial | Buying | 10.3% below |
| FITBFifth Third Bancorp | Accumulation | 11.5% below |
| MTBM&T Bank | Accumulation | 11.2% below |
A peer links to its own page where one exists.
International Bancshares stock FAQ
What is International Bancshares’s market cap?
International Bancshares’s market cap is $4.32B at the Sep 28, 2026 close of $69.53, with 62.19M shares outstanding. The shares trade on a P/E ratio of 10.5.
What is the International Bancshares stock forecast?
The consensus analyst 12-month price target for International Bancshares is $87.00, +25.1% from the last close. Gekko doesn’t publish price predictions of its own.
Is International Bancshares stock overvalued or undervalued?
On Gekko’s estimate International Bancshares is undervalued: the Sep 28, 2026 close of $69.53 is 11.3% below Gekko Fair Value of $78.37. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does International Bancshares report earnings next?
International Bancshares is expected to report on Nov 5, 2026 (37 days away). Analysts expect earnings of $1.58 per share on revenue of $273.5M. International Bancshares beat the earnings estimate in 2 of its last 4 reports, moving 2% on average across the report.
What is International Bancshares’s 52-week high and low?
International Bancshares’s 52-week high is $78.46 and its 52-week low is $63.20; it closed at $69.53 on Sep 28, 2026, +0.4% over the past year.
Is International Bancshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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