Insider buying last 90 days
No open-market insider purchases were filed for PFBC in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every PFBC insider filing, plotted on the chart in Gekko.Open PFBC in Gekko
NASDAQ: PFBC
Preferred Bank (PFBC) Stock Analysis & Forecast
Oct 12 close
$103.35+0.77 (+0.8%)
Gekko Brief
AI summaryOct 12 closePreferred Bank's recent coverage centers on valuation and analyst sentiment ahead of its upcoming earnings release. Several pieces this week argue the stock looks reasonable or inexpensive even after an 83% run, citing a P/E of 9.0x against an industry average of 11.5x and a peer average of 13.4x. Piper Sandler reiterated its Buy rating and raised its target price to $120, while the broader consensus target sits at $108.50 from eight research firms carrying a "Moderate Buy" rating. The bank also confirmed its Q3 2026 earnings date and call details, with analysts projecting $2.69 per share on $73.10 million in revenue, a year-over-year decline from the prior period's $2.84 per share and $74.98 million.
Shares closed at $103.35, up 0.8%, sitting between the 50-day moving average of $105.09 and the 200-day average of $97.73. The stock is up 9.4% over six months and 15.7% over the past year, though down 2.4% over three months. The GekkoIndex reads 62.4, placing PFBC in the Accumulation zone, up 4.7 over five days. Gekko Fair Value stands at $108.83, putting the current price about 5% below that mark.
The next earnings date falls on 23 October 2026, just 11 days away and inside a typical 20-trading-day holding window, following a Q2 report that beat estimates with $2.78 per share against a $2.65 estimate and an average absolute reaction of 5.4% historically. Seasonality over the next 20 trading days has averaged 7.4% across 5 years, rising in 4 of them. No insider, Congress or unusual options activity appears in the current windows.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Preferred Bank price vs fair value
Close $103.35200-day averageGekko Fair Value $108.83
Preferred Bank quick facts
- Market cap
- $1.22B
- P/E ratio
- 9.6
- Forward P/E
- 8.3
- EPS, TTM
- $10.72
- Revenue, TTM
- $286.6M
- Profit margin
- 47.2%
- Dividend yield
- 3.06%
- Beta
- 0.56
- Volume
- 159,254 avg 173,467
- 1-year return
- +15.7%
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±4.4%
- 50-day average
- $105.09
- 200-day average
- $97.73
- Next earnings
- Oct 23
- Shares outstanding
- 11.85M
Preferred Bank swing-trade checklist
Preferred Bank scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $103.35 sits between the 50-day ($105.09) and 200-day ($97.73) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.4, Accumulation
Reading 62.4 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
5.0% below
Price is 5% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 11 days
Reports on Oct 23, 2026, 11 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+7.4% on average
From this point in the calendar, the next 20 trading days averaged +7.4% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Preferred Bank stock chart and price history
Preferred Bank closed at $103.35 on Oct 12, 2026, +15.7% over the past year, inside a 52-week range of $81.50 to $112.26.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +0.4%
- 3 months
- −2.4%
- 6 months
- +9.4%
- 1 year
- +15.7%
The full PFBC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PFBC in Gekko
Follow Preferred Bank through every session
Put PFBC on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
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About Preferred Bank
Preferred Bank provides commercial banking services across the United States, working mainly with small and mid-sized businesses, entrepreneurs, real estate developers and investors, professionals, and high-net-worth individuals. It is known for a broad lending and deposit lineup that covers everything from checking and savings accounts to certificates of deposit and retirement accounts, alongside real estate, construction, and commercial loans, including SBA financing.
The bank also runs a trade finance arm, handling letters of credit, import and export financing, wire transfers, and related documentary services, and it offers tailored wealth banking for affluent clients connected to the Pacific Rim. Professionals such as physicians, attorneys, accountants, and business managers have access to dedicated banking programs, while manufacturing, service, and distribution firms can use cash management, courier, and account reconciliation services. Customers can also bank remotely through online, mobile, and remote deposit tools.
Founded in 1991, Preferred Bank is headquartered in Los Angeles, California, and operates branches across California cities such as Alhambra, Torrance, and Irvine, as well as one in Flushing, New York. Its shares are listed on the NASDAQ under the ticker PFBC.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- preferredbank.com
Preferred Bank GekkoIndex: the smart money zone
Preferred Bank’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.4, in the Accumulation zone, up 4.7 points over five sessions.
62.4Accumulation
Up 4.7 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 24 | +3.9% | +4.4% | ||
| Accumulation (current zone) | 176 | +0.9% | +3.4% | ||
| Neutral | 442 | 0.0% | +0.8% | ||
| Distribution | 38 | −0.4% | −3.4% | ||
| Selling | 2 | Too few readings yet | |||
Average PFBC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the PFBC price, zone by zone.Track PFBC in Gekko
Is Preferred Bank stock overvalued? Gekko Fair Value
Preferred Bank trades 5.0% below Gekko Fair Value of $108.83, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Preferred Bank shares are worth, recalculated every trading day.
$108.83
Gekko Fair Value, Oct 10, 2026
5.0% Undervalued
At the end of Aug 2026 the price was 6.3% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open PFBC in Gekko
Preferred Bank insider and Congress trading
No open-market insider purchases were filed for Preferred Bank, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in PFBC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for PFBC, plotted on the chart in Gekko.Open PFBC in Gekko
Buybacks
Preferred Bank has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $101K
- As a share of market cap
- 0.01%
- Trailing four quarters
- $64.14M
From company filings.
Preferred Bank earnings: next date and track record
Preferred Bank reports on Oct 23, 2026 (11 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 23, 2026
11 days away
- EPS estimate
- $2.69
- Revenue estimate
- $73.10M
6 of 8reports beat the EPS estimate
±5.4%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 22, 2026 AI summary
- What they said
- Preferred Bank reported Q2 2026 net income of $33.5 million ($2.78/share), exceeding internal budget and improving year-over-year. Non-performing loans fell $70 million (41.5%) and criticized loans dropped $90 million (34%), reducing provision expense to $1.2 million. Loans grew $125 million (2.0%) linked quarter. Net interest margin was 3.73% with efficiency ratio steady at 32%.
- Guidance
- Management expects to resolve 3 remaining non-performing loans totaling $60 million in H2 2026, pending bankruptcy proceedings. Deposit growth remains a focus amid industry-wide competitive pressures. Management expressed optimism about the remainder of 2026.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 22, 2026 | $2.78 est $2.65 | $73.47M est $73.60M | −4.4% |
| Apr 22, 2026 | $2.53 est $2.46 | $69.62M est $69.80M | +1.0% |
| Jan 22, 2026 | $2.79 est $2.78 | $78.07M est $74.54M | −15.6% |
| Oct 20, 2025 | $2.84 est $2.57 | $74.98M est $74.52M | +6.7% |
| Jul 21, 2025 | $2.52 est $2.43 | $70.64M est $72.74M | +4.6% |
| Apr 25, 2025 | $2.23 est $2.33 | $66.66M est $72.19M | −7.4% |
| Jan 27, 2025 | $2.25 est $2.42 | $70.58M est $68.27M | +1.9% |
| Oct 21, 2024 | $2.46 est $2.37 | $72.31M est $64.69M | +1.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Preferred Bank stock forecast and analyst price targets
Analysts’ average 12-month price target for Preferred Bank is $114.40, +10.7% from the last close, from 4 firms rating the stock in the last 90 days.
$114.40consensus 12-month target, +10.7% from the last close
Now $103.35Avg $114.40
Low $110High $120
Each firm’s latest rating in the last 90 days: 4 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 1 | Piper Sandler | $120 | +16.1% |
| Sep 24 | StoneX | $120 | +16.1% |
| Jul 23 | D.A. Davidson | $111 | +7.4% |
| Jul 23 | Stephens | $110 | +6.4% |
+3.4%average 20-day move after past Accumulation readings
+7.4%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Preferred Bank seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Preferred Bank averaged +7.4% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.3% | 2 of 5 |
| Next 10 trading days | +4.1% | 4 of 5 |
| Next 15 trading days | +4.3% | 4 of 5 |
| Next 20 trading days | +7.4% | 4 of 5 |
| Next 30 trading days | +7.2% | 4 of 5 |
For scale, PFBC’s typical 20-trading-day move in either direction is about 4.4%.
Preferred Bank market cap and key statistics
Preferred Bank’s market cap is $1.22B, with a P/E ratio of 9.6 and revenue of $286.6M over the last twelve months.
Valuation
- Market cap
- $1.22B
- P/E ratio
- 9.6
- Forward P/E
- 8.3
- EPS, TTM
- $10.72
- Gekko Fair Value
- $108.83
Trading
- Volume
- 159,254
- Avg volume, 20 days
- 173,467
- 52-week high
- $112.26
- 52-week low
- $81.50
- Shares outstanding
- 11.85M
Financials
- Revenue, TTM
- $286.6M
- Profit margin
- 47.2%
- Return on equity
- 17.6%
- Quarterly earnings growth, YoY
- +8.2%
Risk and income
- Beta
- 0.56
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±4.4%
- Dividend yield
- 3.06%
Preferred Bank stock news this week
Coverage of Preferred Bank this week reads positive: 6 positive, 2 neutral and 0 negative headlines.
- Preferred Bank Q3 2026 Earnings Date and EstimatesMarketBeat, Oct 10
- Preferred Bank (PFBC) Stock Looks Reasonable Despite Its 83% RunYahoo Finance UK, Oct 10
- Preferred Bank (PFBC) Stock Looks Inexpensive As Earnings Support Comes Into FocusSimply Wall Street, Oct 10
- Is Preferred Bank (PFBC) Still Undervalued After Its Run To $103?Simply Wall Street, Oct 8
- A live Oct. 23 call will cover Preferred Bank's third-quarter results and outlook.Stock Titan, Oct 8
- Preferred Bank Announces 2026 Third Quarter Earnings Release and Conference CallGlobeNewsWire, Oct 7
Preferred Bank peers
Preferred Bank’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Preferred Bank stock FAQ
What is Preferred Bank’s market cap?
Preferred Bank’s market cap is $1.22B at the Oct 12, 2026 close of $103.35, with 11.85M shares outstanding. The shares trade on a P/E ratio of 9.6.
What is the Preferred Bank stock forecast?
The consensus analyst 12-month price target for Preferred Bank is $114.40, +10.7% from the last close. Of the 4 firms that rated the stock in the last 90 days, 2 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Preferred Bank stock overvalued or undervalued?
On Gekko’s estimate Preferred Bank is undervalued: the Oct 12, 2026 close of $103.35 is 5.0% below Gekko Fair Value of $108.83. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Preferred Bank report earnings next?
Preferred Bank is expected to report on Oct 23, 2026 (11 days away). Analysts expect earnings of $2.69 per share on revenue of $73.10M. Preferred Bank beat the earnings estimate in 6 of its last 8 reports, moving 5.4% on average across the report.
What is Preferred Bank’s 52-week high and low?
Preferred Bank’s 52-week high is $112.26 and its 52-week low is $81.50; it closed at $103.35 on Oct 12, 2026, +15.7% over the past year.
Is Preferred Bank stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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