Insider buying last 90 days
No open-market insider purchases were filed for CTBI in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every CTBI insider filing, plotted on the chart in Gekko.Open CTBI in Gekko
NASDAQ: CTBI
Community Trust Bancorp (CTBI) Stock Analysis & Forecast
Oct 12 close
$74.63+0.47 (+0.6%)
Gekko Brief
AI summaryOct 12 closeCommunity Trust Bancorp heads toward its Q3 earnings report on 21 October, with attention still on its Q2 performance, where diluted EPS of $1.64 topped consensus and the quarterly dividend was raised by 22.6%. Coverage this week has focused on the bank's long-term momentum and a 1-year total shareholder return of 42.8%, alongside technical commentary describing a mid-channel oscillation pattern with weak near-term sentiment but a favorable longer-term setup.
CTBI closed at $74.63, up 0.6%, sitting below its 50-day average of $76.62 but above its 200-day average of $67.99, reflecting a mixed trend picture. The GekkoIndex reads 62.5, placing the stock in the Accumulation zone, and the current price sits 5.1% below Gekko Fair Value of $78.6. Over the past year the stock has returned 35.6%, though the 1-month return has cooled to -3.9%.
The next earnings date falls on 21 October, 9 days away and inside a typical 20-trading-day holding window, with the prior quarter's report producing a 6.7% reaction against an average absolute reaction of 3.5%. No insider, Congress or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged an 11.5% gain over 5 years, rising in 4 of them, a pattern worth noting alongside the upcoming earnings risk.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Community Trust Bancorp price vs fair value
Close $74.63200-day averageGekko Fair Value $78.60
Community Trust Bancorp quick facts
- Market cap
- $1.36B
- P/E ratio
- 12.8
- Forward P/E
- 11.2
- EPS, TTM
- $5.84
- Revenue, TTM
- $287.0M
- Profit margin
- 37.6%
- Dividend yield
- 2.79%
- Beta
- 0.56
- Volume
- 92,278 avg 136,002
- 1-year return
- +35.6%
- Typical daily move
- ±2%
- Typical 20-day move
- ±4.6%
- 50-day average
- $76.62
- 200-day average
- $67.99
- Next earnings
- Oct 21
- Shares outstanding
- 18.17M
Community Trust Bancorp swing-trade checklist
Community Trust Bancorp scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $74.63 sits between the 50-day ($76.62) and 200-day ($67.99) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
62.5, Accumulation
Reading 62.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
5.1% below
Price is 5.1% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 9 days
Reports on Oct 21, 2026, 9 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+11.5% on average
From this point in the calendar, the next 20 trading days averaged +11.5% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Community Trust Bancorp stock chart and price history
Community Trust Bancorp closed at $74.63 on Oct 12, 2026, +35.6% over the past year, inside a 52-week range of $50.25 to $79.92.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −3.9%
- 3 months
- +3.3%
- 6 months
- +15.4%
- 1 year
- +35.6%
The full CTBI chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open CTBI in Gekko
Follow Community Trust Bancorp through every session
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About Community Trust Bancorp
Community Trust Bancorp operates as the holding company behind Community Trust Bank, which provides everyday banking and financial services to people and businesses in smaller communities. Customers can open checking and savings accounts, certificates of deposit, IRAs, Keogh plans, and money market accounts, while borrowers can access commercial, construction, mortgage, and personal loans along with lease financing, credit lines, and asset-based funding. The bank also handles real estate lending and consumer credit, and rounds out its branch services with cash management, safe deposit boxes, wire transfers, and letters of credit.
Beyond standard banking, the company takes on fiduciary work, serving as trustee for personal and employee benefit trusts, executor for estates, and paying agent for bond and stock issuances. It also offers brokerage, trust and wealth management, debit cards, annuities, life insurance, and repurchase agreements, supported by mobile banking, online access, and e-statements for its customers.
Founded in 1903, Community Trust Bancorp is headquartered in Pikeville, Kentucky, and runs 79 banking branches across eastern, northeastern, central, and south-central Kentucky, plus parts of southern West Virginia and northeastern Tennessee, alongside five trust offices in the region. Its shares are listed on the NASDAQ under the ticker CTBI.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- ctbi.com
Community Trust Bancorp GekkoIndex: the smart money zone
Community Trust Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 62.5, in the Accumulation zone, up 4.7 points over five sessions.
62.5Accumulation
Up 4.7 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 14 | +2.3% | +6.5% | ||
| Accumulation (current zone) | 185 | +0.7% | +3.3% | ||
| Neutral | 445 | +0.5% | +1.9% | ||
| Distribution | 37 | −0.9% | −2.7% | ||
| Selling | 1 | Too few readings yet | |||
Average CTBI share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the CTBI price, zone by zone.Track CTBI in Gekko
Is Community Trust Bancorp stock overvalued? Gekko Fair Value
Community Trust Bancorp trades 5.1% below Gekko Fair Value of $78.60, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Community Trust Bancorp shares are worth, recalculated every trading day.
$78.60
Gekko Fair Value, Oct 9, 2026
5.1% Undervalued
At the end of Aug 2026 the price was 3.2% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open CTBI in Gekko
Community Trust Bancorp insider and Congress trading
No open-market insider purchases were filed for Community Trust Bancorp, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in CTBI were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for CTBI, plotted on the chart in Gekko.Open CTBI in Gekko
Buybacks
Community Trust Bancorp has been buying back its own shares.
- Bought back, year ended Dec 31, 2020
- $1.10M
- As a share of market cap
- 0.08%
From company filings.
Community Trust Bancorp earnings: next date and track record
Community Trust Bancorp reports on Oct 21, 2026 (9 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 21, 2026
9 days away
- EPS estimate
- $1.65
- Revenue estimate
- $80.20M
7 of 8reports beat the EPS estimate
±3.5%average move across the report
7 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 21, 2026 | $1.51 est $1.43 | $74.72M est $74.00M | +6.7% |
| Oct 15, 2025 | $1.32 est $1.38 | $71.50M est $71.85M | −9.1% |
| Jul 16, 2025 | $1.38 est $1.27 | $70.21M est $68.00M | +5.4% |
| Apr 16, 2025 | $1.22 est $1.19 | $66.16M est $66.94M | +0.4% |
| Jan 15, 2025 | $1.25 est $1.20 | — | +0.7% |
| Oct 16, 2024 | $1.23 est $1.15 | $62.76M est $62.00M | +1.4% |
| Jul 17, 2024 | $1.09 est $1.03 | $61.39M est $58.00M | +1.3% |
| Apr 17, 2024 | $1.04 est $0.98 | $58.73M est $56.16M | +2.9% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Community Trust Bancorp stock forecast and analyst price targets
Analysts’ average 12-month price target for Community Trust Bancorp is $81.33, +9.0% from the last close, from 2 firms rating the stock in the last 90 days.
$81.33consensus 12-month target, +9.0% from the last close
Now $74.63Avg $81.33
Low $81High $82
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 16 | Raymond James | $82 | +9.9% |
| Jul 16 | Piper Sandler | $81 | +8.5% |
+3.3%average 20-day move after past Accumulation readings
+11.5%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Community Trust Bancorp seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Community Trust Bancorp averaged +11.5% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.5% | 4 of 5 |
| Next 10 trading days | +4.8% | 4 of 5 |
| Next 15 trading days | +6.0% | 4 of 5 |
| Next 20 trading days | +11.5% | 4 of 5 |
| Next 30 trading days | +10.7% | 5 of 5 |
For scale, CTBI’s typical 20-trading-day move in either direction is about 4.6%.
Community Trust Bancorp market cap and key statistics
Community Trust Bancorp’s market cap is $1.36B, with a P/E ratio of 12.8 and revenue of $287.0M over the last twelve months.
Valuation
- Market cap
- $1.36B
- P/E ratio
- 12.8
- Forward P/E
- 11.2
- EPS, TTM
- $5.84
- Gekko Fair Value
- $78.60
Trading
- Volume
- 92,278
- Avg volume, 20 days
- 136,002
- 52-week high
- $79.92
- 52-week low
- $50.25
- Shares outstanding
- 18.17M
Financials
- Revenue, TTM
- $287.0M
- Profit margin
- 37.6%
- Return on equity
- 12.7%
- Quarterly earnings growth, YoY
- +18.8%
Risk and income
- Beta
- 0.56
- Typical daily move
- ±2%
- Typical 20-day move
- ±4.6%
- Dividend yield
- 2.79%
Community Trust Bancorp stock news this week
Coverage of Community Trust Bancorp this week reads positive: 2 positive, 2 neutral and 0 negative headlines.
- Understanding the Setup: (CTBI) and Scalable RiskStock Traders Daily, Oct 11
- Community Trust Bancorp (CTBI) Has Strong Long Term Momentum, Is It Still Below Fair Value?Simply Wall Street, Oct 8
- Community Trust Bancorp stock heads toward its October earnings dateAD HOC NEWS, Oct 7
- Community Trust Bancorp stock faces an October earnings testAD HOC NEWS, Oct 6
Community Trust Bancorp peers
Community Trust Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Community Trust Bancorp stock FAQ
What is Community Trust Bancorp’s market cap?
Community Trust Bancorp’s market cap is $1.36B at the Oct 12, 2026 close of $74.63, with 18.17M shares outstanding. The shares trade on a P/E ratio of 12.8.
What is the Community Trust Bancorp stock forecast?
The consensus analyst 12-month price target for Community Trust Bancorp is $81.33, +9.0% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Community Trust Bancorp stock overvalued or undervalued?
On Gekko’s estimate Community Trust Bancorp is undervalued: the Oct 12, 2026 close of $74.63 is 5.1% below Gekko Fair Value of $78.60. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Community Trust Bancorp report earnings next?
Community Trust Bancorp is expected to report on Oct 21, 2026 (9 days away). Analysts expect earnings of $1.65 per share on revenue of $80.20M. Community Trust Bancorp beat the earnings estimate in 7 of its last 8 reports, moving 3.5% on average across the report.
What is Community Trust Bancorp’s 52-week high and low?
Community Trust Bancorp’s 52-week high is $79.92 and its 52-week low is $50.25; it closed at $74.63 on Oct 12, 2026, +35.6% over the past year.
Is Community Trust Bancorp stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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