NASDAQ: NBBK

NB Bancorp (NBBK) Stock Analysis & Forecast

Oct 12 close

$22.34+0.22 (+1.0%)

Gekko Brief

AI summaryOct 12 close

NB Bancorp has its Q3 2026 earnings date confirmed for 28 October, with a conference call set for 22 October, and analysts anticipating earnings of $0.5850 per share on revenues of $77.30 million, representing growth from the previous year. Separately, a technical setup piece describes neutral near and mid-term readings on NBBK alongside a positive long-term bias, pointing to resistance testing and what it calls an exceptional risk-reward short setup.

NBBK closed at $22.34, up 1%, sitting between its 50-day average of $22.60 and 200-day average of $21.32. Over the past year the stock has returned 28.8%, though the one-month return is -2% and the six-month return is flat. The GekkoIndex reads 60.3, placing NBBK in the Accumulation zone, down 1.3 over the last five days. Price sits 6% below Gekko Fair Value of $23.77, a gap of more than 5%.

The next earnings report lands on 28 October, 16 days away, which falls inside a typical 20-trading-day holding window and follows a prior quarter where actual EPS of $0.38 missed the $0.54 estimate, with an 11.3% reaction. Across the last seven quarters, NB Bancorp has beaten estimates six times, with an average absolute post-earnings move of 2.7%. No insider, Congress, or unusual options activity appears in the current windows. Analyst coverage from two firms shows one buy and one hold, with a consensus target of $25.50, implying 14.1% upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

NB Bancorp price vs fair value

$23.77$22.34Oct ’25Apr ’26Oct ’26
Close $22.34200-day averageGekko Fair Value $23.77

NB Bancorp quick facts

Market cap
$927.2M
P/E ratio
14.7
Forward P/E
—
EPS, TTM
$1.53
Revenue, TTM
$249.2M
Profit margin
23.7%
Dividend yield
4.40%
Beta
0.00
Volume
121,269 avg 252,922
1-year return
+28.8%
Typical daily move
±1.9%
Typical 20-day move
±4.9%
50-day average
$22.60
200-day average
$21.32
Next earnings
Oct 28
Shares outstanding
43.82M
52-week range
$16.84$23.47

NB Bancorp swing-trade checklist

NB Bancorp scores 2 supportive, 1 mixed and 1 headwind across the 4 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $22.34 sits between the 50-day ($22.60) and 200-day ($21.32) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    60.3, Accumulation

    Reading 60.3 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.0% below

    Price is 6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 16 days

    Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalityno data

    No data

    Not enough years of history for a seasonal read.

A description of current data, not a recommendation. How this page works

NB Bancorp stock chart and price history

NB Bancorp closed at $22.34 on Oct 12, 2026, +28.8% over the past year, inside a 52-week range of $16.84 to $23.47.

Close50-day average200-day averageVolume
NB Bancorp share price, past year, with 50-day and 200-day moving averages and volume$18$20NovDecJan 2026FebMarAprMayJunJulAugSepOct22.34

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−2.0%
3 months
+7.0%
6 months
0.0%
1 year
+28.8%
The full NBBK chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open NBBK in Gekko

Follow NB Bancorp through every session

Put NBBK on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About NB Bancorp

NB Bancorp sits atop Needham Bank, a community lender that serves individuals and businesses throughout greater Boston and the towns around it. Through this subsidiary, the company handles the routine work of a local bank rather than any specialized financial niche, giving it a reputation tied closely to Needham Bank's presence in the region.

Needham Bank's deposit menu spans certificates of deposit, IRAs, money market and savings accounts, NOW accounts, demand deposits, and checking accounts that either earn interest or do not. On lending, the bank extends credit for commercial real estate and multifamily housing, finances one- to four-family homes, funds mortgage warehouse arrangements, backs construction and land development projects, and supports commercial, industrial and consumer borrowers, along with home equity loans and credit lines. Alongside this lending activity, it holds a mix of securities, among them U.S. treasury and federal agency paper, government-backed residential mortgage bonds, corporate debt, SBA instruments and municipal bonds.

The company traces its roots to 1892 and keeps its headquarters in Needham, Massachusetts. Its stock trades on NASDAQ under the ticker NBBK.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
nbbancorp.com

NB Bancorp GekkoIndex: the smart money zone

NB Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 60.3, in the Accumulation zone, down 1.3 points over five sessions.

010060.3Accumulation

Down 1.3 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying26+0.8%+3.8%+7.3%+6.2%
Accumulation (current zone)191+0.9%+2.2%+5.9%+8.0%
Neutral400+0.1%+0.1%0.0%+2.4%
Distribution57+0.6%+0.3%−2.4%+4.8%
Selling8Too few readings yet

Average NBBK share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the NBBK price, zone by zone.Track NBBK in Gekko

Is NB Bancorp stock overvalued? Gekko Fair Value

NB Bancorp trades 6.0% below Gekko Fair Value of $23.77, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what NB Bancorp shares are worth, recalculated every trading day.

$23.77

Gekko Fair Value, Oct 10, 2026

6.0% Undervalued

At the end of Aug 2026 the price was 7.9% below the estimate.

Gekko Fair ValueShare price, month end
$24$22Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open NBBK in Gekko

NB Bancorp insider and Congress trading

No open-market insider purchases were filed for NB Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for NBBK in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every NBBK insider filing, plotted on the chart in Gekko.Open NBBK in Gekko

Congress trades last 90 days

No trades in NBBK were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for NBBK, plotted on the chart in Gekko.Open NBBK in Gekko

Buybacks

NB Bancorp has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$18.50M
As a share of market cap
1.99%

From company filings.

NB Bancorp earnings: next date and track record

NB Bancorp reports on Oct 28, 2026 (16 days away), and beat the EPS estimate in 6 of its last 7 reports.

6 of 7reports beat the EPS estimate
±2.7%average move across the report
4 of 8reports followed by a gain

Share-price move across each report

−1.2%Mar ’24+0.9%Jul ’24+2.3%Oct ’24−1.0%Feb ’25+1.7%Jul ’25+2.8%Oct ’25−0.3%Jan ’26−11.3%Apr ’26
ReportedEPSSurpriseRevenueSurpriseMove
Apr 22, 2026$0.38
est $0.54
−29.6%$69.38M
est $71.57M
−3.1%−11.3%
Jan 22, 2026$0.51
est $0.45
+13.3%$87.94M
est $75.75M
+16.1%−0.3%
Oct 22, 2025$0.45
est $0.42
+7.1%$83.25M—+2.8%
Jul 23, 2025$0.40
est $0.35
+14.3%$82.97M—+1.7%
Feb 26, 2025$0.34
est $0.32
+6.3%$80.98M—−1.0%
Oct 30, 2024$0.33
est $0.26
+26.9%$77.27M—+2.3%
Jul 24, 2024$0.24
est $0.23
+4.3%$74.10M—+0.9%
Mar 28, 2024−$0.32—$67.14M—−1.2%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

NB Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for NB Bancorp is $25.50, +14.1% from the last close, from 2 firms rating the stock in the last 90 days.

$25.50consensus 12-month target, +14.1% from the last close
Low $25High $26
Buy1
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 2 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 28KBWHold, maintained$25+11.9%
Jul 23Piper SandlerBuy, maintained$26+16.4%
+5.9%average 20-day move after past Accumulation readings
±1.9%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

NB Bancorp market cap and key statistics

NB Bancorp’s market cap is $927.2M, with a P/E ratio of 14.7 and revenue of $249.2M over the last twelve months.

Valuation

Market cap
$927.2M
P/E ratio
14.7
EPS, TTM
$1.53
Gekko Fair Value
$23.77

Trading

Volume
121,269
Avg volume, 20 days
252,922
52-week high
$23.47
52-week low
$16.84
Shares outstanding
43.82M

Financials

Revenue, TTM
$249.2M
Profit margin
23.7%
Return on equity
7.5%
Quarterly earnings growth, YoY
+35.9%

Risk and income

Beta
0.00
Typical daily move
±1.9%
Typical 20-day move
±4.9%
Dividend yield
4.40%

NB Bancorp stock news this week

2 headlines about NB Bancorp from the past week, newest first, each linking to the publisher.

NB Bancorp peers

NB Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

NB Bancorp stock FAQ

What is NB Bancorp’s market cap?

NB Bancorp’s market cap is $927.2M at the Oct 12, 2026 close of $22.34, with 43.82M shares outstanding. The shares trade on a P/E ratio of 14.7.

What is the NB Bancorp stock forecast?

The consensus analyst 12-month price target for NB Bancorp is $25.50, +14.1% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is NB Bancorp stock overvalued or undervalued?

On Gekko’s estimate NB Bancorp is undervalued: the Oct 12, 2026 close of $22.34 is 6.0% below Gekko Fair Value of $23.77. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does NB Bancorp report earnings next?

NB Bancorp is expected to report on Oct 28, 2026 (16 days away). Analysts expect earnings of $0.59 per share on revenue of $77.30M. NB Bancorp beat the earnings estimate in 6 of its last 7 reports, moving 2.7% on average across the report.

What is NB Bancorp’s 52-week high and low?

NB Bancorp’s 52-week high is $23.47 and its 52-week low is $16.84; it closed at $22.34 on Oct 12, 2026, +28.8% over the past year.

Is NB Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 4 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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