Insider buying last 90 days
No open-market insider purchases were filed for FBP in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every FBP insider filing, plotted on the chart in Gekko.Open FBP in Gekko
NYSE: FBP
First BanCorp. (FBP) Stock Analysis & Forecast
Sep 28 close
$26.76−0.30 (−1.1%)
Gekko Brief
AI summaryFirst BanCorp. is a bank holding company for FirstBank Puerto Rico, operating across Mortgage Banking, Consumer Banking, and Commercial Banking segments. No fresh catalyst beyond this general company description appears this week, with the stock's move reflecting broader positioning ahead of its next earnings report rather than a specific news event.
FBP closed at $26.76, down 1.1%, sitting between its 50-day average of $28.30 and 200-day average of $24.30, a mixed trend signal. The GekkoIndex reads 66.5, placing the stock in the Accumulation zone. Shares trade 9.8% below Gekko Fair Value of $29.66. Over the past year the stock has returned 20.4%, though the past month shows a 3.4% pullback, and the 52-week range spans $19.16 to $29.88.
First BanCorp. next reports earnings on 22 October 2026, 23 days away, a date that falls inside a typical 20-trading-day holding window. Its last report on 22 July 2026 showed EPS of $0.62 against a $0.54 estimate, producing a 4.4% reaction, and the company has beaten estimates in 8 of its last 8 quarters. Seasonality over the next 20 trading days has averaged -1.2% across 5 years, rising in 2 of them. Consensus among 6 analysts stands at 5 buy and 1 hold, with a $31.71 price target implying 18.5% upside. No insider, Congress, or unusual options activity is recorded in the current windows.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
First BanCorp. price vs fair value
Close $26.76200-day averageGekko Fair Value $29.66
First BanCorp. quick facts
- Market cap
- $4.09B
- P/E ratio
- 11.4
- Forward P/E
- 20.8
- EPS, TTM
- $2.37
- Revenue, TTM
- $954.2M
- Profit margin
- 39%
- Dividend yield
- 2.84%
- Beta
- 0.79
- Volume
- 1.08M avg 1.41M
- 1-year return
- +20.4%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.3%
- 50-day average
- $28.30
- 200-day average
- $24.30
- Next earnings
- Oct 22
- Shares outstanding
- 152.7M
First BanCorp. swing-trade checklist
First BanCorp. scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $26.76 sits between the 50-day ($28.30) and 200-day ($24.30) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
66.5, Accumulation
Reading 66.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
9.8% below
Price is 9.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 22, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−1.2% on average
From this point in the calendar, the next 20 trading days averaged −1.2% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
First BanCorp. stock chart and price history
First BanCorp. closed at $26.76 on Sep 28, 2026, +20.4% over the past year, inside a 52-week range of $19.16 to $29.88.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −3.4%
- 3 months
- +2.5%
- 6 months
- +28.3%
- 1 year
- +20.4%
The full FBP chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FBP in Gekko
Follow First BanCorp. through every session
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About First BanCorp.
First BanCorp. is the parent company of FirstBank Puerto Rico, providing financial services to individuals, businesses, and institutions. It is known for its wide branch presence across Puerto Rico and its lending and deposit products serving everyday customers as well as larger commercial clients.
The company organizes its work into six areas. Commercial and Corporate Banking covers business loans such as commercial real estate, construction, and floor plan financing, along with treasury and cash management support. Mortgage Banking manages the creation, sale, and servicing of home loans, including secondary market activity. Consumer Banking supplies personal lending products like auto, boat, credit card, and personal loans, along with checking, savings, IRA, and CD accounts, plus leasing and insurance services. Treasury and Investments handles funding and liquidity, while its U.S. Operations offer deposit accounts, commercial loans, and digital banking tools. Virgin Islands Operations focus on consumer and commercial lending and deposits.
First BanCorp. was established in 1948 and is headquartered in San Juan, Puerto Rico, with branches across Puerto Rico, the U.S. and British Virgin Islands, and Florida. Its shares are listed on the NYSE under the ticker FBP.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- 1firstbank.com
First BanCorp. GekkoIndex: the smart money zone
First BanCorp.’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 66.5, in the Accumulation zone, up 1 point over five sessions.
66.5Accumulation
Up 1 point over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 16 | +2.5% | +8.0% | ||
| Accumulation (current zone) | 169 | +0.9% | +5.0% | ||
| Neutral | 447 | +0.2% | +0.7% | ||
| Distribution | 31 | +0.8% | −1.2% | ||
| Selling | 9 | Too few readings yet | |||
Average FBP share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the FBP price, zone by zone.Track FBP in Gekko
Is First BanCorp. stock overvalued? Gekko Fair Value
First BanCorp. trades 9.8% below Gekko Fair Value of $29.66, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what First BanCorp. shares are worth, recalculated every trading day.
$29.66
Gekko Fair Value, Sep 29, 2026
9.8% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open FBP in Gekko
First BanCorp. insider and Congress trading
No open-market insider purchases were filed for First BanCorp., and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in FBP were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for FBP, plotted on the chart in Gekko.Open FBP in Gekko
Buybacks
First BanCorp. has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $50.31M
- As a share of market cap
- 1.23%
- Trailing four quarters
- $205.1M
From company filings.
First BanCorp. earnings: next date and track record
First BanCorp. reports on Oct 22, 2026 (23 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 22, 2026
23 days away
- EPS estimate
- $0.59
- Revenue estimate
- $274.7M
8 of 8reports beat the EPS estimate
±3.2%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 22, 2026 AI summary
- What they said
- First BanCorp reported Q2 2026 net income of $96 million ($0.62/share), up 24% year-over-year. Pretax pre-provision income hit an all-time high of $138 million, up 11% YoY, delivering 2% ROA — the 18th consecutive quarter above 1.5% ROA. Total loans reached $13.3 billion, up 5% annualized quarter-over-quarter, with $1.7 billion in originations (21% YoY increase). CET1 remained strong at 17% after $50 million in buybacks and $0.20/share dividend.
- Guidance
- Management reaffirmed full-year 2026 loan growth guidance of 3%-5%, expecting acceleration in H2 driven by strong commercial pipelines in Puerto Rico and Florida. Loan origination activity is expected to maintain current momentum through year-end.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 22, 2026 | $0.62 est $0.54 | $264.9M est $265.3M | +4.4% |
| Apr 22, 2026 | $0.57 est $0.51 | $258.6M est $258.7M | +1.2% |
| Jan 27, 2026 | $0.55 est $0.52 | $257.2M est $257.1M | +4.7% |
| Oct 23, 2025 | $0.51 est $0.49 | $239.7M est $255.6M | −0.8% |
| Jul 22, 2025 | $0.50 est $0.47 | $30.95M est $258.8M | −2.6% |
| Apr 24, 2025 | $0.47 est $0.43 | $244.1M est $242.8M | −1.5% |
| Jan 23, 2025 | $0.46 est $0.41 | $221.3M est $241.3M | +4.8% |
| Oct 23, 2024 | $0.45 est $0.41 | $229.0M est $238.5M | −5.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
First BanCorp. stock forecast and analyst price targets
Analysts’ average 12-month price target for First BanCorp. is $31.71, +18.5% from the last close, from 6 firms rating the stock in the last 90 days.
$31.71consensus 12-month target, +18.5% from the last close
Now $26.76Avg $31.71
Low $31High $33
Each firm’s latest rating in the last 90 days: 6 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 10 | Wells Fargo | $33 | +23.3% |
| Jul 28 | Truist Financial | $31 | +15.8% |
| Jul 28 | Bank of America Securities | $31 | +15.8% |
| Jul 23 | Truist Financial | $31 | +15.8% |
| Jul 23 | Benchmark Co. | $33 | +23.3% |
+5.0%average 20-day move after past Accumulation readings
−1.2%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
First BanCorp. seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, First BanCorp. averaged −1.2% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +2.2% | 3 of 5 |
| Next 10 trading days | +2.1% | 3 of 5 |
| Next 15 trading days | +1.5% | 2 of 5 |
| Next 20 trading days | −1.2% | 2 of 5 |
| Next 30 trading days | +3.7% | 4 of 5 |
For scale, FBP’s typical 20-trading-day move in either direction is about 5.3%.
First BanCorp. market cap and key statistics
First BanCorp.’s market cap is $4.09B, with a P/E ratio of 11.4 and revenue of $954.2M over the last twelve months.
Valuation
- Market cap
- $4.09B
- P/E ratio
- 11.4
- Forward P/E
- 20.8
- EPS, TTM
- $2.37
- Gekko Fair Value
- $29.66
Trading
- Volume
- 1.08M
- Avg volume, 20 days
- 1.41M
- 52-week high
- $29.88
- 52-week low
- $19.16
- Shares outstanding
- 152.7M
Financials
- Revenue, TTM
- $954.2M
- Profit margin
- 39%
- Return on equity
- 19.5%
- Quarterly earnings growth, YoY
- +24.4%
Risk and income
- Beta
- 0.79
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.3%
- Dividend yield
- 2.84%
First BanCorp. stock news this week
1 headline about First BanCorp. from the past week, newest first, each linking to the publisher.
- First BanCorp. (FBP) Stock Price, News, Quote & HistoryYahoo! Finance Canada, Sep 24
First BanCorp. peers
First BanCorp.’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 4.8% below |
| USBU.S. Bancorp | Accumulation | 10.6% below |
| NUNu | Buying | 24.1% below |
| TFCTruist Financial | Buying | 10.3% below |
| FITBFifth Third Bancorp | Accumulation | 11.5% below |
| MTBM&T Bank | Accumulation | 11.2% below |
A peer links to its own page where one exists.
First BanCorp. stock FAQ
What is First BanCorp.’s market cap?
First BanCorp.’s market cap is $4.09B at the Sep 28, 2026 close of $26.76, with 152.7M shares outstanding. The shares trade on a P/E ratio of 11.4.
What is the First BanCorp. stock forecast?
The consensus analyst 12-month price target for First BanCorp. is $31.71, +18.5% from the last close. Of the 6 firms that rated the stock in the last 90 days, 5 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is First BanCorp. stock overvalued or undervalued?
On Gekko’s estimate First BanCorp. is undervalued: the Sep 28, 2026 close of $26.76 is 9.8% below Gekko Fair Value of $29.66. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does First BanCorp. report earnings next?
First BanCorp. is expected to report on Oct 22, 2026 (23 days away). Analysts expect earnings of $0.59 per share on revenue of $274.7M. First BanCorp. beat the earnings estimate in 8 of its last 8 reports, moving 3.2% on average across the report.
What is First BanCorp.’s 52-week high and low?
First BanCorp.’s 52-week high is $29.88 and its 52-week low is $19.16; it closed at $26.76 on Sep 28, 2026, +20.4% over the past year.
Is First BanCorp. stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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