NASDAQ: BANR

Banner (BANR) Stock Analysis & Forecast

Oct 12 close

$66.81+0.38 (+0.6%)

Gekko Brief

AI summaryOct 12 close

Banner's recent commentary centers on analyst price targets. Argus lowered its target price for Banner to $74.00, with the stock trading at $66.43 at the time of that report, dated September 30, 2026. Separately, sell-side analysts carry an average "Hold" rating, with four analysts recommending hold and two a buy, and an average 12-month price target of $73.75.

Banner closed at $66.81, up 0.6%, sitting between its 50-day average of $70.10 and its 200-day average of $65.80. The GekkoIndex reads 66, placing the stock in the Accumulation zone. Price sits 7.8% below Gekko Fair Value of $72.44.

Banner reports earnings on 21 October 2026, 9 days away, which falls inside a typical 20-trading-day holding window; its last report showed EPS of $1.55 against an estimate of $1.45, with a 3% reaction, and it has beaten estimates in 8 of its last 8 quarters. No insider, Congress or unusual options activity appears in the current window. Seasonally, the next 20 trading days from this point in the calendar have averaged a 9.8% move over 5 years, rising in 3 of them, worth noting alongside the upcoming earnings date.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Banner price vs fair value

$72.44$66.81Oct ’25Apr ’26Oct ’26
Close $66.81200-day averageGekko Fair Value $72.44

Banner quick facts

Market cap
$2.27B
P/E ratio
11
Forward P/E
12.4
EPS, TTM
$6.06
Revenue, TTM
$671.6M
Profit margin
31%
Dividend yield
3.02%
Beta
0.82
Volume
196,927 avg 260,316
1-year return
+6.3%
Typical daily move
±1.8%
Typical 20-day move
±4.8%
50-day average
$70.10
200-day average
$65.80
Next earnings
Oct 21
Shares outstanding
36.64M
52-week range
$57.05$74.84

Banner swing-trade checklist

Banner scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $66.81 sits between the 50-day ($70.10) and 200-day ($65.80) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    66, Accumulation

    Reading 66 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    7.8% below

    Price is 7.8% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 9 days

    Reports on Oct 21, 2026, 9 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +9.8% on average

    From this point in the calendar, the next 20 trading days averaged +9.8% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Banner stock chart and price history

Banner closed at $66.81 on Oct 12, 2026, +6.3% over the past year, inside a 52-week range of $57.05 to $74.84.

Close50-day average200-day averageVolume
Banner share price, past year, with 50-day and 200-day moving averages and volume$60$65$70NovDecJan 2026FebMarAprMayJunJulAugSepOct66.81

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−6.3%
3 months
−3.2%
6 months
+4.4%
1 year
+6.3%
The full BANR chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BANR in Gekko

Follow Banner through every session

Put BANR on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Banner

Banner operates as the holding company behind Banner Bank, offering a full range of banking and financial services to individuals, businesses, and government clients throughout the United States. It is known for combining everyday deposit and savings products with a broad lending business that spans commercial, residential, and consumer needs.

On the deposit side, Banner provides checking and money market accounts, savings plans, certificates of deposit, treasury management, and retirement savings options. Its lending activity covers commercial real estate, construction and land development, home mortgages, commercial and agricultural loans, and consumer credit such as home equity lines, vehicle loans, and deposit-secured loans. The company also engages in mortgage banking, originating and selling residential and multi-family loans along with SBA loans, and supports customers through electronic and digital banking channels.

Banner traces its founding to 1890 and keeps its main office in Walla Walla, Washington. Its shares trade on the NASDAQ under the ticker BANR.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
bannerbank.com

Banner GekkoIndex: the smart money zone

Banner’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 66, in the Accumulation zone, down 0.7 points over five sessions.

010066Accumulation

Down 0.7 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying31+1.1%+1.3%+1.8%+1.5%
Accumulation (current zone)193+0.7%+1.0%+2.3%+4.1%
Neutral426+0.1%+0.6%+1.1%+4.3%
Distribution31−0.5%−1.4%−0.4%+0.1%
Selling1Too few readings yet

Average BANR share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the BANR price, zone by zone.Track BANR in Gekko

Is Banner stock overvalued? Gekko Fair Value

Banner trades 7.8% below Gekko Fair Value of $72.44, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Banner shares are worth, recalculated every trading day.

$72.44

Gekko Fair Value, Oct 10, 2026

7.8% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open BANR in Gekko

Banner insider and Congress trading

No open-market insider purchases were filed for Banner, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for BANR in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every BANR insider filing, plotted on the chart in Gekko.Open BANR in Gekko

Congress trades last 90 days

No trades in BANR were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for BANR, plotted on the chart in Gekko.Open BANR in Gekko

Buybacks

Banner has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$2.78M
As a share of market cap
0.12%
Trailing four quarters
$50.50M

From company filings.

Banner earnings: next date and track record

Banner reports on Oct 21, 2026 (9 days away), and beat the EPS estimate in 8 of its last 8 reports.

8 of 8reports beat the EPS estimate
±1.8%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

+1.8%Apr ’240.0%Jul ’24+4.4%Oct ’24−0.6%Jan ’25+1.1%Apr ’25+0.7%Jul ’25−2.5%Oct ’25+3.0%Jan ’26

Last earnings call, Jan 21, 2026 AI summary

What they said
Banner Corporation Q4 and Full Year 2025 earnings call: Management reported net income of $51.2M ($1.49 diluted) for Q4 and $195.4M ($5.64 diluted) for FY2025, improvements year-over-year. Loan originations rose but loan growth was limited due to payoffs (affordable housing tax credit paydowns, CRE and SNC payoffs) and lower C&I line utilization. Year-over-year loan balances up 3.2%; CRE investor +5%, owner-occupied CRE +11%. Construction lending remains 15% of loans, residential construction performing well. NIM expanded leading to increased net interest income; EPS decreased slightly vs prior quarter due to valuation moves, asset disposal losses, higher medical and IT expenses. Core pre-tax pre-provision income increased 9% QoQ and 14% YoY for the year. ROtCE ~13.1%. Deposits decreased seasonally; loan-to-deposit 86%; core deposits 89%. Management emphasized moderate risk profile, continued hiring of bankers, focus on small business deposit growth, and prudent capital actions (sub debt repaid, dividend increased, share buybacks ~250k shares recent, ~1.2M remaining). Guidance: expect mid-single-digit loan growth in 2026 if economy holds; tax rate ~19%; model deposit beta ~28%; potential NIM path depends on Fed actions (scenarios: no cuts -> NIM expansion; 3 cuts -> flat then compression; current Moody's forecast 3 cuts in H1). Risks: CRE payoffs, lower line utilization, macro/Fed uncertainty, legal items, and specific downgrades in alcoholic beverage enterprises. Overall sentiment slightly positive.
Guidance
Expect mid-single-digit loan growth in 2026 (if economy holds); normalized tax rate around 19%; deposit beta modeled ~28%; NIM scenarios tied to Fed cuts: potential expansion with no cuts, flat with limited cuts, compression with multiple cuts; repurchase activity contingent on stock price and market conditions; expense growth ~3% inflationary for 2026.
Risks flagged
Commercial real estate payoffs likely to continue as headwind; higher-than-expected payoffs from affordable housing tax credits; reduced C&I line utilization; potential margin pressure from multiple Fed rate cuts; legal expenses and idiosyncratic downgrades (e.g., alcoholic beverage sector); macroeconomic uncertainty affecting loan growth.
ReportedEPSSurpriseRevenueSurpriseMove
Jan 21, 2026$1.55
est $1.45
+6.9%$172.3M
est $173.2M
−0.5%+3.0%
Oct 15, 2025$1.52
est $1.40
+8.6%$170.7M
est $171.5M
−0.5%−2.5%
Jul 16, 2025$1.35
est $1.31
+3.1%$162.2M
est $171.5M
−5.5%+0.7%
Apr 16, 2025$1.29
est $1.22
+5.7%$157.8M
est $163.2M
−3.3%+1.1%
Jan 22, 2025$1.33
est $1.20
+10.8%$159.0M
est $154.7M
+2.8%−0.6%
Oct 16, 2024$1.30
est $1.17
+11.1%$152.7M
est $154.5M
−1.1%+4.4%
Jul 17, 2024$1.17
est $1.14
+2.6%$148.7M
est $136.1M
+9.3%0.0%
Apr 17, 2024$1.22
est $1.13
+8.0%$142.5M
est $136.2M
+4.6%+1.8%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Banner stock forecast and analyst price targets

Analysts’ average 12-month price target for Banner is $75.83, +13.5% from the last close, from 3 firms rating the stock in the last 90 days.

$75.83consensus 12-month target, +13.5% from the last close
Low $71High $78
Buy0
Hold3
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Oct 1Piper SandlerHold, maintained$71+6.3%
Sep 14Piper SandlerBuy, maintained$74+10.8%
Jul 27D.A. DavidsonHold, maintained$76+13.8%
Jul 27KBWHold, maintained$78+16.7%
+2.3%average 20-day move after past Accumulation readings
+9.8%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Banner seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Banner averaged +9.8% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+8.1%2021+18.1%2022−1.2%2023+18.7%2024−0.2%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+3.7%4 of 5
Next 10 trading days+3.7%4 of 5
Next 15 trading days+5.8%3 of 5
Next 20 trading days+9.8%3 of 5
Next 30 trading days+9.0%5 of 5

For scale, BANR’s typical 20-trading-day move in either direction is about 4.8%.

Banner market cap and key statistics

Banner’s market cap is $2.27B, with a P/E ratio of 11 and revenue of $671.6M over the last twelve months.

Valuation

Market cap
$2.27B
P/E ratio
11
Forward P/E
12.4
EPS, TTM
$6.06
Gekko Fair Value
$72.44

Trading

Volume
196,927
Avg volume, 20 days
260,316
52-week high
$74.84
52-week low
$57.05
Shares outstanding
36.64M

Financials

Revenue, TTM
$671.6M
Profit margin
31%
Return on equity
10.8%
Quarterly earnings growth, YoY
+9.2%

Risk and income

Beta
0.82
Typical daily move
±1.8%
Typical 20-day move
±4.8%
Dividend yield
3.02%

Banner stock news this week

3 headlines about Banner from the past week, newest first, each linking to the publisher.

Banner peers

Banner’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Banner stock FAQ

What is Banner’s market cap?

Banner’s market cap is $2.27B at the Oct 12, 2026 close of $66.81, with 36.64M shares outstanding. The shares trade on a P/E ratio of 11.

What is the Banner stock forecast?

The consensus analyst 12-month price target for Banner is $75.83, +13.5% from the last close. Of the 3 firms that rated the stock in the last 90 days, 0 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Banner stock overvalued or undervalued?

On Gekko’s estimate Banner is undervalued: the Oct 12, 2026 close of $66.81 is 7.8% below Gekko Fair Value of $72.44. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Banner report earnings next?

Banner is expected to report on Oct 21, 2026 (9 days away). Analysts expect earnings of $1.41 per share on revenue of $184.2M. Banner beat the earnings estimate in 8 of its last 8 reports, moving 1.8% on average across the report.

What is Banner’s 52-week high and low?

Banner’s 52-week high is $74.84 and its 52-week low is $57.05; it closed at $66.81 on Oct 12, 2026, +6.3% over the past year. Over the last five years the shares peaked at $78.05 on Nov 25, 2024.

Is Banner stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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