Insider buying last 90 days
No open-market insider purchases were filed for BBT in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every BBT insider filing, plotted on the chart in Gekko.Open BBT in Gekko
NYSE: BBT
Beacon Financial (BBT) Stock Analysis & Forecast
Oct 12 close
$27.30+0.11 (+0.4%)
Gekko Brief
AI summaryOct 12 closeArgus raised its target price for Beacon Financial to $27.00 this week, as the bank holding company continues to offer commercial, business and retail banking services. The report forms part of broader market research covering US Large Cap picks alongside other analyst coverage, with no other company-specific news driving the shares.
BBT closed at $27.30, up 0.4%, sitting between its 50-day average of $30.40 and 200-day average of $29.78, with one-month, three-month and six-month returns of -12.9%, -9.3% and -13.8% respectively against a one-year return of 14.2%. The GekkoIndex reads 67.1, placing the stock in the Accumulation zone. Price sits 14.8% below the Gekko Fair Value of $32.06, with the stock trading between its 52-week low of $22.81 and high of $32.83.
Beacon Financial reports next on 21 October 2026, 9 days away, falling inside a typical 20-trading-day holding window; the prior quarter saw an EPS match at $0.79 against estimate with a 1.9% reaction, and the company has beaten estimates in 6 of the last 8 quarters. No insider, Congress or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality over this point in the calendar across 5 years shows a 8.1% average 20-trading-day return, positive in 4 of those years. Consensus among 3 firms stands at 2 buy and 1 hold ratings, with a consensus target of $34.33.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Beacon Financial price vs fair value
Close $27.30200-day averageGekko Fair Value $32.06
Beacon Financial quick facts
- Market cap
- $2.29B
- P/E ratio
- 7.5
- Forward P/E
- 8.2
- EPS, TTM
- $3.62
- Revenue, TTM
- $759.5M
- Profit margin
- 21%
- Dividend yield
- 4.62%
- Beta
- 0.92
- Volume
- 543,953 avg 1.05M
- 1-year return
- +14.2%
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.2%
- 50-day average
- $30.40
- 200-day average
- $29.78
- Next earnings
- Oct 21
- Shares outstanding
- 83.82M
Beacon Financial swing-trade checklist
Beacon Financial scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $27.30 sits between the 50-day ($30.40) and 200-day ($29.78) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
67.1, Accumulation
Reading 67.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
14.8% below
Price is 14.8% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 9 days
Reports on Oct 21, 2026, 9 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+8.1% on average
From this point in the calendar, the next 20 trading days averaged +8.1% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Beacon Financial stock chart and price history
Beacon Financial closed at $27.30 on Oct 12, 2026, +14.2% over the past year, inside a 52-week range of $22.81 to $32.83.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −12.9%
- 3 months
- −9.3%
- 6 months
- −13.8%
- 1 year
- +14.2%
The full BBT chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BBT in Gekko
Follow Beacon Financial through every session
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About Beacon Financial
Beacon Financial stands above Beacon Bank & Trust, a lender that does business both domestically within the United States and in markets abroad. Customers range from companies and local governments to everyday individuals who hold deposits with the bank, while borrowers can secure financing for homes, commercial property, business needs, and equipment leases. The firm is recognized for covering this wide stretch of banking activity under a single corporate umbrella rather than specializing narrowly.
Revenue comes from a mix of activities tied together under the holding company. It holds positions in debt and equity securities, handles cash management duties, and supplies trust and investment advisory work for clients. Its reach also extends to financing specialty equipment, arranging SBA-backed loans, running digital banking channels, and managing wealth for wealthy households, charitable endowments, and similar foundations.
The company has roots going back to 1846 and keeps its main offices in Boston, Massachusetts. Investors can find its stock trading on the NYSE under the symbol BBT.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- beaconfinancialcorporation.com
Beacon Financial GekkoIndex: the smart money zone
Beacon Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.1, in the Accumulation zone, up 0.5 points over five sessions.
67.1Accumulation
Up 0.5 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 66 | +1.6% | +3.4% |
| Accumulation (current zone) | 189 | +0.2% | +3.1% |
| Neutral | 370 | +0.2% | 0.0% |
| Distribution | 47 | −2.0% | −2.6% |
| Selling | 10 | +0.5% | −4.3% |
Average BBT share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the BBT price, zone by zone.Track BBT in Gekko
Is Beacon Financial stock overvalued? Gekko Fair Value
Beacon Financial trades 14.8% below Gekko Fair Value of $32.06, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Beacon Financial shares are worth, recalculated every trading day.
$32.06
Gekko Fair Value, Oct 9, 2026
14.8% Undervalued
At the end of Aug 2026 the price was 7.3% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open BBT in Gekko
Beacon Financial insider and Congress trading
No open-market insider purchases were filed for Beacon Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in BBT were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for BBT, plotted on the chart in Gekko.Open BBT in Gekko
Buybacks
Beacon Financial has been buying back its own shares.
- Latest authorization
- $50.00M, May 7, 2026
- Bought back, quarter ended Sep 30, 2025
- $2.00M
- As a share of market cap
- 0.09%
From company filings.
Beacon Financial earnings: next date and track record
Beacon Financial reports on Oct 21, 2026 (9 days away), and beat the EPS estimate in 6 of its last 8 reports.
Next earnings report
Oct 21, 2026
9 days away
- EPS estimate
- $0.78
- Revenue estimate
- $223.8M
6 of 8reports beat the EPS estimate
±2.3%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 28, 2026 AI summary
- What they said
- Beacon Financial Corporation reported fourth-quarter 2025 results with a modest improvement in operating metrics and a verification of integration progress following the merger with Berkshire-related entities. The company highlighted higher net interest margin (NIM), solid balance sheet and capital position, and ongoing cost-savings from the merger with a February 2026 core systems conversion. Management signaled confidence in achieving targeted synergies and maintaining a disciplined capital approach, while monitoring CRE stress and reserve levels as it advances through the conversion and integration.
- Guidance
- Guidance and forward-looking statements were provided including expectations that the core merger benefits and cost savings will materialize, the core systems conversion will occur in February 2026, and the company aims to reach its target capital and growth metrics (e.g., 300% ICRE portfolio concentration, targeted loan growth). Management emphasized that EPS guidance was adjusted downward by the accounting changes (FASB ASU 2025-08) and that future accretion will be affected by these changes. They stressed a neutral approach to rate movements and a focus on growth and risk management.
- Risks flagged
- Risks highlighted include macroeconomic and CRE market stress, potential variability in loan prepayments, the evolving impact of new accounting standards (ASU 2025-08) on earnings and equity, delays or execution risk around cost-savings and integration, and the potential need for capital redeployment (including share buybacks) being conditioned on growth and capital adequacy. The company also notes that deposits are volatile due to payroll-related funds, which could affect liquidity planning.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 28, 2026 | $0.79 est $0.79 | $225.7M est $230.9M | +1.9% |
| Oct 29, 2025 | $0.44 est $0.74 | — | +0.8% |
| Jul 24, 2025 | $0.69 est $0.58 | $113.7M est $113.3M | −2.1% |
| Apr 24, 2025 | $0.60 est $0.53 | — | +1.6% |
| Jan 30, 2025 | $0.60 est $0.55 | — | +2.9% |
| Oct 24, 2024 | $0.58 est $0.55 | — | −1.9% |
| Jul 18, 2024 | $0.55 est $0.52 | — | +1.4% |
| Apr 18, 2024 | $0.49 est $0.47 | — | +5.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Beacon Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Beacon Financial is $34.33, +25.8% from the last close, from 3 firms rating the stock in the last 90 days.
$34.33consensus 12-month target, +25.8% from the last close
Now $27.30Avg $34.33
Low $31High $36
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 9 | RBC Capital | $31 | +13.6% |
| Aug 3 | Piper Sandler | $36 | +31.9% |
| Jul 31 | KBW | $36 | +31.9% |
| Jul 30 | RBC Capital | $33 | +20.9% |
| Jul 30 | Piper Sandler | $34 | +24.5% |
+3.1%average 20-day move after past Accumulation readings
+8.1%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Beacon Financial seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Beacon Financial averaged +8.1% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +1.9% | 4 of 5 |
| Next 10 trading days | +1.0% | 4 of 5 |
| Next 15 trading days | +2.6% | 4 of 5 |
| Next 20 trading days | +8.1% | 4 of 5 |
| Next 30 trading days | +7.1% | 5 of 5 |
For scale, BBT’s typical 20-trading-day move in either direction is about 5.2%.
Beacon Financial market cap and key statistics
Beacon Financial’s market cap is $2.29B, with a P/E ratio of 7.5 and revenue of $759.5M over the last twelve months.
Valuation
- Market cap
- $2.29B
- P/E ratio
- 7.5
- Forward P/E
- 8.2
- EPS, TTM
- $3.62
- Gekko Fair Value
- $32.06
Trading
- Volume
- 543,953
- Avg volume, 20 days
- 1.05M
- 52-week high
- $32.83
- 52-week low
- $22.81
- Shares outstanding
- 83.82M
Financials
- Revenue, TTM
- $759.5M
- Profit margin
- 21%
- Return on equity
- 8.4%
- Quarterly earnings growth, YoY
- +211.0%
Risk and income
- Beta
- 0.92
- Typical daily move
- ±2%
- Typical 20-day move
- ±5.2%
- Dividend yield
- 4.62%
Beacon Financial stock news this week
1 headline about Beacon Financial from the past week, newest first, each linking to the publisher.
- Beacon Financial Corporation (BBT) Stock ForecastsYahoo! Finance Canada, Oct 11
Beacon Financial peers
Beacon Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Beacon Financial stock FAQ
What is Beacon Financial’s market cap?
Beacon Financial’s market cap is $2.29B at the Oct 12, 2026 close of $27.30, with 83.82M shares outstanding. The shares trade on a P/E ratio of 7.5.
What is the Beacon Financial stock forecast?
The consensus analyst 12-month price target for Beacon Financial is $34.33, +25.8% from the last close. Of the 3 firms that rated the stock in the last 90 days, 2 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Beacon Financial stock overvalued or undervalued?
On Gekko’s estimate Beacon Financial is undervalued: the Oct 12, 2026 close of $27.30 is 14.8% below Gekko Fair Value of $32.06. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Beacon Financial report earnings next?
Beacon Financial is expected to report on Oct 21, 2026 (9 days away). Analysts expect earnings of $0.78 per share on revenue of $223.8M. Beacon Financial beat the earnings estimate in 6 of its last 8 reports, moving 2.3% on average across the report.
What is Beacon Financial’s 52-week high and low?
Beacon Financial’s 52-week high is $32.83 and its 52-week low is $22.81; it closed at $27.30 on Oct 12, 2026, +14.2% over the past year.
Is Beacon Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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