NASDAQ: RBCAA

Republic Bancorp (RBCAA) Stock Analysis & Forecast

Oct 12 close

$92.13+1.20 (+1.3%)

Gekko Brief

AI summaryOct 12 close

Republic Bancorp sees unusually high trading volume this week, with shares trading actively though volume declined 41% from the previous session's 85,266 shares. The stock last traded at $91.4850 after a prior close of $90.93, with no other company-specific news behind the move.

Shares close at $92.13, up 1.3%, sitting between the 50-day average of $95.23 and the 200-day average of $81.79. Over the past month the stock is down 4.3%, though it remains up 24.7% over six months and 30.3% over the past year. The GekkoIndex reads 64, placing RBCAA in the Accumulation zone, with the index up 4.6% over five days. Gekko Fair Value stands at $96.43, putting the current price 4.5% below that level.

Earnings arrive on 16 October 2026, just 4 days away and inside a typical 20-trading-day holding period, introducing event risk for swing positions. Seasonality data shows the next 20 trading days have historically averaged a 9.5% return over 5 years, with gains in 4 of those years. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows. The sole analyst covering the stock rates it a hold, with a consensus target of $98, implying 6.4% upside from current levels.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Republic Bancorp price vs fair value

$96.43$92.13Oct ’25Apr ’26Oct ’26
Close $92.13200-day averageGekko Fair Value $96.43

Republic Bancorp quick facts

Market cap
$1.61B
P/E ratio
14.1
Forward P/E
14.2
EPS, TTM
$6.54
Revenue, TTM
$382.5M
Profit margin
33.5%
Dividend yield
2.06%
Beta
0.57
Volume
123,542 avg 105,773
1-year return
+30.3%
Typical daily move
±1.7%
Typical 20-day move
±5.4%
50-day average
$95.23
200-day average
$81.79
Next earnings
Oct 16
Shares outstanding
17.50M
52-week range
$63.97$102.22

Republic Bancorp swing-trade checklist

Republic Bancorp scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $92.13 sits between the 50-day ($95.23) and 200-day ($81.79) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    64, Accumulation

    Reading 64 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuemixed

    4.5% below

    Price is within 5% of Gekko Fair Value (4.5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 4 days

    Reports on Oct 16, 2026, 4 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +9.5% on average

    From this point in the calendar, the next 20 trading days averaged +9.5% over 5 years, rising in 4 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Republic Bancorp stock chart and price history

Republic Bancorp closed at $92.13 on Oct 12, 2026, +30.3% over the past year, inside a 52-week range of $63.97 to $102.22.

Close50-day average200-day averageVolume
Republic Bancorp share price, past year, with 50-day and 200-day moving averages and volume$70$80$100NovDecJan 2026FebMarAprMayJunJulAugSepOct92.13

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.3%
3 months
+4.1%
6 months
+24.7%
1 year
+30.3%
The full RBCAA chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open RBCAA in Gekko

Follow Republic Bancorp through every session

Put RBCAA on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About Republic Bancorp

Republic Bancorp operates as a financial holding company serving customers nationwide with a wide range of banking products. Its offerings include deposit accounts, home and commercial property loans, construction and land financing, personal lending, aircraft loans, credit cards, and title insurance. It has gained particular recognition for its work processing and paying out tax refunds on behalf of partnering tax preparers and software providers.

The company structures its business into five areas: traditional banking, warehouse lending, mortgage banking, tax refund solutions, and credit services. Customers can also access private banking, lockbox and remote deposit tools, and mobile and online banking designed for business use, along with reloadable prepaid cards offered through outside partners, consumer credit options, and insurance covering property and casualty risks. Mortgage bankers can draw on short-term and revolving lines of credit through the company as well.

Republic Bancorp traces its founding to 1974 and keeps its headquarters in Louisville, Kentucky, with 42 full-service banking locations as of January 28, 2022. The company trades on the NASDAQ under the ticker RBCAA.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
republicbank.com

Republic Bancorp GekkoIndex: the smart money zone

Republic Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64, in the Accumulation zone, up 4.6 points over five sessions.

010064Accumulation

Up 4.6 points over five sessions, from the Neutral zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying6Too few readings yet
Accumulation (current zone)228+0.4%+1.2%+3.7%+6.5%
Neutral402+0.6%+1.3%+2.0%+6.1%
Distribution40−0.9%−3.9%−5.6%−0.9%
Selling5Too few readings yet

Average RBCAA share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the RBCAA price, zone by zone.Track RBCAA in Gekko

Is Republic Bancorp stock overvalued? Gekko Fair Value

Republic Bancorp trades 4.5% below Gekko Fair Value of $96.43, so the shares are about fair value on Gekko’s estimate.

Gekko’s own estimate of what Republic Bancorp shares are worth, recalculated every trading day.

$96.43

Gekko Fair Value, Oct 10, 2026

4.5% below fair value · About fair value

At the end of Aug 2026 the price was 3.1% below the estimate.

Gekko Fair ValueShare price, month end
$96$91Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open RBCAA in Gekko

Republic Bancorp insider and Congress trading

No open-market insider purchases were filed for Republic Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for RBCAA in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every RBCAA insider filing, plotted on the chart in Gekko.Open RBCAA in Gekko

Congress trades last 90 days

No trades in RBCAA were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for RBCAA, plotted on the chart in Gekko.Open RBCAA in Gekko

Buybacks

Republic Bancorp has been buying back its own shares.

Bought back, quarter ended Jun 30, 2025
$72K
As a share of market cap
0.00%

From company filings.

Republic Bancorp earnings: next date and track record

Republic Bancorp reports on Oct 16, 2026 (4 days away).

Republic Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for Republic Bancorp is $98.00, +6.4% from the last close, from 1 firm rating the stock in the last 90 days.

$98.00consensus 12-month target, +6.4% from the last close
Buy0
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 1Raymond JamesHold, initiated——
+3.7%average 20-day move after past Accumulation readings
+9.5%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Republic Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Republic Bancorp averaged +9.5% across the last 5 years, rising in 4 of them.

Next 20 trading days, by year

+11.2%2021+14.5%2022+3.5%2023+17.5%2024−4.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+3.7%5 of 5
Next 10 trading days+4.5%4 of 5
Next 15 trading days+5.8%3 of 5
Next 20 trading days+9.5%4 of 5
Next 30 trading days+8.6%4 of 5

For scale, RBCAA’s typical 20-trading-day move in either direction is about 5.4%.

Republic Bancorp market cap and key statistics

Republic Bancorp’s market cap is $1.61B, with a P/E ratio of 14.1 and revenue of $382.5M over the last twelve months.

Valuation

Market cap
$1.61B
P/E ratio
14.1
Forward P/E
14.2
EPS, TTM
$6.54
Gekko Fair Value
$96.43

Trading

Volume
123,542
Avg volume, 20 days
105,773
52-week high
$102.22
52-week low
$63.97
Shares outstanding
17.50M

Financials

Revenue, TTM
$382.5M
Profit margin
33.5%
Return on equity
11.6%
Quarterly earnings growth, YoY
+4.0%

Risk and income

Beta
0.57
Typical daily move
±1.7%
Typical 20-day move
±5.4%
Dividend yield
2.06%

Republic Bancorp stock news this week

1 headline about Republic Bancorp from the past week, newest first, each linking to the publisher.

Republic Bancorp peers

Republic Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Republic Bancorp stock FAQ

What is Republic Bancorp’s market cap?

Republic Bancorp’s market cap is $1.61B at the Oct 12, 2026 close of $92.13, with 17.50M shares outstanding. The shares trade on a P/E ratio of 14.1.

What is the Republic Bancorp stock forecast?

The consensus analyst 12-month price target for Republic Bancorp is $98.00, +6.4% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Republic Bancorp stock overvalued or undervalued?

On Gekko’s estimate Republic Bancorp is about fair value: the Oct 12, 2026 close of $92.13 is 4.5% below Gekko Fair Value of $96.43. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Republic Bancorp report earnings next?

Republic Bancorp is expected to report on Oct 16, 2026 (4 days away). Analysts expect earnings of $1.65 per share on revenue of $100.4M.

What is Republic Bancorp’s 52-week high and low?

Republic Bancorp’s 52-week high is $102.22 and its 52-week low is $63.97; it closed at $92.13 on Oct 12, 2026, +30.3% over the past year.

Is Republic Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 2 as mixed (trend and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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