NYSE: PB

Prosperity Bancshares (PB) Stock Analysis & Forecast

Sep 28 close

$67.32−0.45 (−0.7%)

Gekko Brief

AI summary

This week's news around Prosperity Bancshares centers on valuation comparisons within the Banks - Southwest sector, notably against Cullen/Frost Bankers (CFR), alongside commentary suggesting the stock looks oversold after a 5.1% decline over four weeks, with an RSI noted at 26.91. Separately, director Ned Holmes sold shares under a Rule 10b5-1 trading plan, with transactions totaling $75,310 at prices ranging from $67.69 to $68.6692, part of six sales that included direct holdings, a profit-sharing plan, and a family trust.

Shares of PB closed at $67.32, down 0.7%, sitting between the 50-day average of $72.33 and the 200-day average of $70.71, with the one-month return at -7.4% and the three-month return at -8.4%, though the six-month return stands at 3% and the one-year return at 1.9%. The GekkoIndex reads 76.5, placing the stock in the Buying zone. The gap to Gekko Fair Value of $75.87 stands at -11.3%.

The next earnings date falls on 4 November 2026, 36 days away, outside the typical 20-trading-day window. The last quarter showed EPS of $1.62 against an estimate of $1.50, with a reaction of 1.7%, and the company has beaten estimates in 7 of the last 8 quarters. Seasonality over the next 20 trading days has averaged 1.1% across 5 years, rising in 3 of them. Analyst consensus among 8 firms includes 2 buy, 4 hold, and 2 sell ratings, with a consensus target of $81 implying 20.3% upside.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Prosperity Bancshares price vs fair value

$75.87$67.32Sep ’25Mar ’26Sep ’26
Close $67.32200-day averageGekko Fair Value $75.87

Prosperity Bancshares quick facts

Market cap
$8.09B
P/E ratio
11.7
Forward P/E
9.3
EPS, TTM
$5.77
Revenue, TTM
$1.39B
Profit margin
40.4%
Dividend yield
3.54%
Beta
0.64
Volume
1.19M avg 1.13M
1-year return
+1.9%
Typical daily move
±1.7%
Typical 20-day move
±4.4%
50-day average
$72.33
200-day average
$70.71
Next earnings
Nov 4
Shares outstanding
120.2M
52-week range
$61.07$77.20

Prosperity Bancshares swing-trade checklist

Prosperity Bancshares scores 4 supportive, 1 mixed and 0 headwinds across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

4 supportive1 mixed0 headwinds

  • Trendmixed

    Averages disagree

    Close $67.32 sits between the 50-day ($72.33) and 200-day ($70.71) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    76.5, Buying

    Reading 76.5 is in the Buying zone.

    See the GekkoIndex
  • Fair valuesupportive

    11.3% below

    Price is 11.3% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings risksupportive

    Reports in 36 days

    Next report Nov 4, 2026, 36 days away — outside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +1.1% on average

    From this point in the calendar, the next 20 trading days averaged +1.1% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Prosperity Bancshares stock chart and price history

Prosperity Bancshares closed at $67.32 on Sep 28, 2026, +1.9% over the past year, inside a 52-week range of $61.07 to $77.20.

Close50-day average200-day averageVolume
Prosperity Bancshares share price, past year, with 50-day and 200-day moving averages and volume$65$70$75NovDecJan 2026FebMarAprMayJunJulAugSep67.32

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−7.4%
3 months
−8.4%
6 months
+3.0%
1 year
+1.9%
The full PB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PB in Gekko

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About Prosperity Bancshares

Prosperity Bancshares is the parent company of Prosperity Bank, which provides banking services to individuals and businesses. It takes in customer deposits through checking, savings, money market, and certificate of deposit accounts, and extends loans covering residential and commercial real estate, construction and land development, commercial and industrial financing, agricultural lending, and consumer credit for vehicles, home improvements, and other personal needs. The bank is also known for its wide branch presence across its home region.

Alongside standard deposit and lending activity, the company earns revenue through digital banking channels, trust and wealth management, retail brokerage, mortgage origination, treasury management, and card services. Its branch network reaches customers across numerous Texas metro areas, including Houston, Dallas/Fort Worth, San Antonio, and Austin, as well as parts of Oklahoma, where it operates under the LegacyTexas Bank name.

Prosperity Bancshares was established in 1983 and is headquartered in Houston, Texas. Its shares trade on the NYSE under the ticker PB.

Listed
NYSE
Sector
Finance
Industry
Regional banks
Website
prosperitybankusa.com

Prosperity Bancshares GekkoIndex: the smart money zone

Prosperity Bancshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 76.5, in the Buying zone, up 4.1 points over five sessions.

010076.5Buying

Up 4.1 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying (current zone)35+0.3%+1.2%+2.1%+3.9%
Accumulation228+0.2%+0.6%+2.1%+3.9%
Neutral3700.0%+0.1%−0.3%+0.1%
Distribution33−0.5%−1.5%−2.0%−2.1%
Selling6Too few readings yet

Average PB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Buying readings averaged +3.2% over 20 days. Past behaviour doesn’t guarantee future results.

Buying zone: Smart money likely accumulating heavily. About the five zones →

See every daily GekkoIndex reading plotted over the PB price, zone by zone.Track PB in Gekko

Is Prosperity Bancshares stock overvalued? Gekko Fair Value

Prosperity Bancshares trades 11.3% below Gekko Fair Value of $75.87, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Prosperity Bancshares shares are worth, recalculated every trading day.

$75.87

Gekko Fair Value, Sep 26, 2026

11.3% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open PB in Gekko

Prosperity Bancshares insider and Congress trading

No open-market insider purchases were filed for Prosperity Bancshares, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for PB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every PB insider filing, plotted on the chart in Gekko.Open PB in Gekko

Congress trades last 90 days

No trades in PB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for PB, plotted on the chart in Gekko.Open PB in Gekko

Buybacks

Prosperity Bancshares has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$13.67M
As a share of market cap
0.17%
Trailing four quarters
$227.9M

From company filings.

Prosperity Bancshares earnings: next date and track record

Prosperity Bancshares reports on Nov 4, 2026 (36 days away), and beat the EPS estimate in 7 of its last 8 reports.

7 of 8reports beat the EPS estimate
±2.5%average move across the report
6 of 8reports followed by a gain

Share-price move across each report

+1.3%Oct ’24+0.4%Jan ’25+0.7%Apr ’25−7.3%Jul ’25+2.4%Oct ’25−6.1%Jan ’26+0.2%Apr ’26+1.7%Jul ’26

Last earnings call, Jul 29, 2026 AI summary

What they said
Prosperity Bancshares reported Q2 2026 core net income of $162M ($1.62 diluted EPS), a 20.4% increase year-over-year, excluding merger expenses and one-time items. The Stellar Bancorp merger completed July 1, 2026, adding 52 banking offices. Loans reached $25B (up 12.8% YoY) and deposits grew to $32.6B (up 18.7% YoY), driven by American Bank and Texas Partners Bank acquisitions. Combined annual run rate core net income is approximately $780M pre-cost savings.
Guidance
Management expects continued positive tailwinds with operational integrations of American Bank (September), Texas Partners Bank (November), and Stellar Bank (March 2027) expected to generate additional cost savings not yet reflected in the $780M annual run rate.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 29, 2026$1.62
est $1.50
+8.0%$391.3M
est $380.7M
+2.8%+1.7%
Apr 29, 2026$1.16
est $1.32
−12.1%$367.6M
est $358.6M
+2.5%+0.2%
Jan 28, 2026$1.46
est $1.44
+1.4%$317.7M
est $317.9M
0.0%−6.1%
Oct 29, 2025$1.45
est $1.44
+0.7%$302.2M
est $317.4M
−4.8%+2.4%
Jul 23, 2025$1.42
est $1.40
+1.4%$310.7M
est $317.9M
−2.3%−7.3%
Apr 23, 2025$1.37
est $1.35
+1.5%$295.3M
est $308.2M
−4.2%+0.7%
Jan 29, 2025$1.37
est $1.33
+3.0%$295.3M
est $307.7M
−4.0%+0.4%
Oct 23, 2024$1.34
est $1.31
+2.3%$290.8M
est $301.6M
−3.6%+1.3%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Prosperity Bancshares stock forecast and analyst price targets

Analysts’ average 12-month price target for Prosperity Bancshares is $81.00, +20.3% from the last close, from 8 firms rating the stock in the last 90 days.

$81.00consensus 12-month target, +20.3% from the last close
Low $68High $85
Buy2
Hold4
Sell2

Each firm’s latest rating in the last 90 days: 8 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 28Morgan StanleySell, reiterated$81+20.3%
Sep 22CitiHold, maintained$77+14.4%
Sep 8Morgan StanleySell, downgraded$80+18.8%
Aug 4KBWBuy, maintained$85+26.3%
Jul 31TD CowenBuy, maintained$84+24.8%
+2.1%average 20-day move after past Buying readings
+1.1%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Prosperity Bancshares seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Prosperity Bancshares averaged +1.1% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+3.1%2021+5.1%2022−1.4%2023+2.8%2024−3.4%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+0.7%3 of 5
Next 10 trading days+1.2%3 of 5
Next 15 trading days+1.4%3 of 5
Next 20 trading days+1.1%3 of 5
Next 30 trading days+7.2%5 of 5

For scale, PB’s typical 20-trading-day move in either direction is about 4.4%.

Prosperity Bancshares market cap and key statistics

Prosperity Bancshares’s market cap is $8.09B, with a P/E ratio of 11.7 and revenue of $1.39B over the last twelve months.

Valuation

Market cap
$8.09B
P/E ratio
11.7
Forward P/E
9.3
EPS, TTM
$5.77
Gekko Fair Value
$75.87

Trading

Volume
1.19M
Avg volume, 20 days
1.13M
52-week high
$77.20
52-week low
$61.07
Shares outstanding
120.2M

Financials

Revenue, TTM
$1.39B
Profit margin
40.4%
Return on equity
7.1%
Quarterly earnings growth, YoY
+17.7%

Risk and income

Beta
0.64
Typical daily move
±1.7%
Typical 20-day move
±4.4%
Dividend yield
3.54%

Prosperity Bancshares stock news this week

Coverage of Prosperity Bancshares this week reads neutral: 1 positive, 1 neutral and 1 negative headlines.

News sentiment neutral

Prosperity Bancshares peers

Prosperity Bancshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce−0.2%Accumulation4.8% below
USBU.S. Bancorp−0.6%Accumulation10.6% below
NUNu−2.4%Buying24.1% below
TFCTruist Financial−1.0%Buying10.3% below
FITBFifth Third Bancorp−0.5%Accumulation11.5% below
MTBM&T Bank−0.3%Accumulation11.2% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Prosperity Bancshares stock FAQ

What is Prosperity Bancshares’s market cap?

Prosperity Bancshares’s market cap is $8.09B at the Sep 28, 2026 close of $67.32, with 120.2M shares outstanding. The shares trade on a P/E ratio of 11.7.

What is the Prosperity Bancshares stock forecast?

The consensus analyst 12-month price target for Prosperity Bancshares is $81.00, +20.3% from the last close. Of the 8 firms that rated the stock in the last 90 days, 2 rate it a buy, 4 a hold and 2 a sell. Gekko doesn’t publish price predictions of its own.

Is Prosperity Bancshares stock overvalued or undervalued?

On Gekko’s estimate Prosperity Bancshares is undervalued: the Sep 28, 2026 close of $67.32 is 11.3% below Gekko Fair Value of $75.87. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Prosperity Bancshares report earnings next?

Prosperity Bancshares is expected to report on Nov 4, 2026 (36 days away). Analysts expect earnings of $1.64 per share on revenue of $491.3M. Prosperity Bancshares beat the earnings estimate in 7 of its last 8 reports, moving 2.5% on average across the report.

What is Prosperity Bancshares’s 52-week high and low?

Prosperity Bancshares’s 52-week high is $77.20 and its 52-week low is $61.07; it closed at $67.32 on Sep 28, 2026, +1.9% over the past year. Over the last five years the shares peaked at $86.76 on Nov 25, 2024.

Is Prosperity Bancshares stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 4 of the 5 items with data read as supportive (gekkoindex, fair value, earnings risk and seasonality), 1 as mixed (trend). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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