NASDAQ: GABC

German American Bancorp (GABC) Stock Analysis & Forecast

Oct 12 close

$48.82+0.66 (+1.4%)

Gekko Brief

AI summaryOct 12 close

German American Bancorp heads toward its Q3 2026 results, with coverage noting that the prior quarter exceeded expectations and that analysts carry a "Moderate Buy" consensus with an average target price described as 8.7% above its then-trading price of $49.06. One piece also frames GABC as a dividend-paying stock worth shareholder attention. Together these point to steady operating performance and analyst attention ahead of the upcoming earnings date.

GABC closes at $48.82, up 1.4%, sitting between its 50-day average of $49.68 and 200-day average of $44.98. Over the past year the stock has returned 26.9%, though the one-month return is -1.9%. The GekkoIndex reads 60.8, placing GABC in the Accumulation zone, up 2 points over five days. Gekko Fair Value stands at $52.31, putting the current price 6.7% below that level.

The next earnings date falls on 26 October 2026, after the close, 14 days away and within a typical 20-trading-day holding window; the prior report on 27 July 2026 beat estimates ($1.02 versus $0.92) with a 5.3% reaction, part of a record of 6 beats in 8 quarters. No insider, Congress, or unusual options activity appears in the current windows. Seasonally, the next 20 trading days have averaged a 10.2% gain across 5 years, rising in 5 of them. Analyst consensus from 1 firm carries a buy rating with a target of $56.20, implying 15.1% consensus upside.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

German American Bancorp price vs fair value

$52.31$48.82Oct ’25Apr ’26Oct ’26
Close $48.82200-day averageGekko Fair Value $52.31

German American Bancorp quick facts

Market cap
$1.83B
P/E ratio
12.9
Forward P/E
12.8
EPS, TTM
$3.80
Revenue, TTM
$379.8M
Profit margin
37.4%
Dividend yield
2.52%
Beta
0.60
Volume
112,734 avg 151,134
1-year return
+26.9%
Typical daily move
±1.8%
Typical 20-day move
±4.6%
50-day average
$49.68
200-day average
$44.98
Next earnings
Oct 26 after close
Shares outstanding
37.58M
52-week range
$37.19$52.23

German American Bancorp swing-trade checklist

German American Bancorp scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $48.82 sits between the 50-day ($49.68) and 200-day ($44.98) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    60.8, Accumulation

    Reading 60.8 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.7% below

    Price is 6.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 14 days

    Reports on Oct 26, 2026, 14 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +10.2% on average

    From this point in the calendar, the next 20 trading days averaged +10.2% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

German American Bancorp stock chart and price history

German American Bancorp closed at $48.82 on Oct 12, 2026, +26.9% over the past year, inside a 52-week range of $37.19 to $52.23.

Close50-day average200-day averageVolume
German American Bancorp share price, past year, with 50-day and 200-day moving averages and volume$40$45$50NovDecJan 2026FebMarAprMayJunJulAugSepOct48.82

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−1.9%
3 months
+3.4%
6 months
+11.5%
1 year
+26.9%
The full GABC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open GABC in Gekko

Follow German American Bancorp through every session

Put GABC on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About German American Bancorp

German American Bancorp is the holding company behind German American Bank, which provides everyday banking services to individuals and businesses, including deposit accounts and a range of loans covering consumer, commercial, agricultural, real estate and residential mortgage needs. Residential mortgages originated by the bank are also sold on into the secondary market. The company has built its presence around this retail and commercial banking foundation.

Beyond core banking, the company is structured around two further lines of business. Its wealth management arm handles trust administration, investment advice, brokerage and retirement planning for clients, while its insurance operations offer personal and corporate property and casualty coverage. As of the end of 2021, the bank served customers through 77 branches spread across 19 counties in southern Indiana and 14 counties in Kentucky.

German American Bancorp was founded in 1910 and is headquartered in Jasper, Indiana. Its shares are listed on the NASDAQ under the ticker GABC.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
germanamerican.com

German American Bancorp GekkoIndex: the smart money zone

German American Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 60.8, in the Accumulation zone, up 2 points over five sessions.

010060.8Accumulation

Up 2 points over five sessions, from the Neutral zone.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying22+0.5%+2.5%+7.0%+2.6%
Accumulation (current zone)173+0.9%+1.2%+3.3%+5.5%
Neutral438+0.3%+0.6%+0.8%+3.7%
Distribution44−1.1%−1.2%−1.3%−2.1%
Selling5Too few readings yet

Average GABC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the GABC price, zone by zone.Track GABC in Gekko

Is German American Bancorp stock overvalued? Gekko Fair Value

German American Bancorp trades 6.7% below Gekko Fair Value of $52.31, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what German American Bancorp shares are worth, recalculated every trading day.

$52.31

Gekko Fair Value, Oct 10, 2026

6.7% Undervalued

At the end of Aug 2026 the price was 8.1% below the estimate.

Gekko Fair ValueShare price, month end
$52$48Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open GABC in Gekko

German American Bancorp insider and Congress trading

No open-market insider purchases were filed for German American Bancorp, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for GABC in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every GABC insider filing, plotted on the chart in Gekko.Open GABC in Gekko

Congress trades last 90 days

No trades in GABC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for GABC, plotted on the chart in Gekko.Open GABC in Gekko

Buybacks

German American Bancorp has been buying back its own shares.

Bought back, quarter ended Mar 31, 2022
$7.67M
As a share of market cap
0.42%

From company filings.

German American Bancorp earnings: next date and track record

German American Bancorp reports on Oct 26, 2026, after the close (14 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±3.2%average move across the report
7 of 8reports followed by a gain

Share-price move across each report

+2.8%Oct ’24+6.3%Jan ’25+3.3%Apr ’25+0.7%Jul ’25+2.3%Oct ’25+4.5%Jan ’26−0.7%Apr ’26+5.3%Jul ’26
ReportedEPSSurpriseRevenueSurpriseMove
Jul 27, 2026$1.02
est $0.92
+10.5%$101.3M
est $99.22M
+2.1%+5.3%
Apr 27, 2026$0.88
est $0.90
−2.2%$97.43M
est $95.84M
+1.7%−0.7%
Jan 26, 2026$0.96
est $0.90
+6.7%$97.85M
est $94.63M
+3.4%+4.5%
Oct 27, 2025$0.92
est $0.86
+7.0%$94.15M
est $92.96M
+1.3%+2.3%
Jul 28, 2025$0.86
est $0.83
+3.6%$89.89M
est $91.93M
−2.2%+0.7%
Apr 28, 2025$0.30
est $0.72
−58.3%$82.73M
est $79.56M
+4.0%+3.3%
Jan 27, 2025$0.78
est $0.71
+9.9%$65.15M
est $63.98M
+1.8%+6.3%
Oct 28, 2024$0.71
est $0.70
+1.4%$62.40M
est $63.84M
−2.3%+2.8%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

German American Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for German American Bancorp is $56.20, +15.1% from the last close, from 1 firm rating the stock in the last 90 days.

$56.20consensus 12-month target, +15.1% from the last close
Buy1
Hold0
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 30Piper SandlerBuy, reiterated$60+22.9%
+3.3%average 20-day move after past Accumulation readings
+10.2%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

German American Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, German American Bancorp averaged +10.2% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+8.8%2021+9.8%2022+4.8%2023+16.5%2024+6.0%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.7%4 of 5
Next 10 trading days+2.4%4 of 5
Next 15 trading days+4.7%5 of 5
Next 20 trading days+10.2%5 of 5
Next 30 trading days+10.1%5 of 5

For scale, GABC’s typical 20-trading-day move in either direction is about 4.6%.

German American Bancorp market cap and key statistics

German American Bancorp’s market cap is $1.83B, with a P/E ratio of 12.9 and revenue of $379.8M over the last twelve months.

Valuation

Market cap
$1.83B
P/E ratio
12.9
Forward P/E
12.8
EPS, TTM
$3.80
Gekko Fair Value
$52.31

Trading

Volume
112,734
Avg volume, 20 days
151,134
52-week high
$52.23
52-week low
$37.19
Shares outstanding
37.58M

Financials

Revenue, TTM
$379.8M
Profit margin
37.4%
Return on equity
12.5%
Quarterly earnings growth, YoY
+21.4%

Risk and income

Beta
0.60
Typical daily move
±1.8%
Typical 20-day move
±4.6%
Dividend yield
2.52%

German American Bancorp stock news this week

2 headlines about German American Bancorp from the past week, newest first, each linking to the publisher.

German American Bancorp peers

German American Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

German American Bancorp stock FAQ

What is German American Bancorp’s market cap?

German American Bancorp’s market cap is $1.83B at the Oct 12, 2026 close of $48.82, with 37.58M shares outstanding. The shares trade on a P/E ratio of 12.9.

What is the German American Bancorp stock forecast?

The consensus analyst 12-month price target for German American Bancorp is $56.20, +15.1% from the last close. Of the 1 firm that rated the stock in the last 90 days, 1 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is German American Bancorp stock overvalued or undervalued?

On Gekko’s estimate German American Bancorp is undervalued: the Oct 12, 2026 close of $48.82 is 6.7% below Gekko Fair Value of $52.31. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does German American Bancorp report earnings next?

German American Bancorp is expected to report on Oct 26, 2026, after the market closes (14 days away). Analysts expect earnings of $1.01 per share on revenue of $102.7M. German American Bancorp beat the earnings estimate in 6 of its last 8 reports, moving 3.2% on average across the report.

What is German American Bancorp’s 52-week high and low?

German American Bancorp’s 52-week high is $52.23 and its 52-week low is $37.19; it closed at $48.82 on Oct 12, 2026, +26.9% over the past year.

Is German American Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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