Insider buying last 90 days
No open-market insider purchases were filed for TBBK in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every TBBK insider filing, plotted on the chart in Gekko.Open TBBK in Gekko
NASDAQ: TBBK
Bancorp (TBBK) Stock Analysis & Forecast
Oct 12 close
$49.13+0.88 (+1.8%)
Gekko Brief
AI summaryOct 12 closeBancorp's only company-specific headline this week concerns whether its recent earnings beat shifts the investment narrative, noting the launch of the Finetics embedded finance platform and a 67.05% profit margin tied to Q2 FY26 results. Beyond that, most coverage centers on peer banks such as USB, FITB, WASH, East West Bancorp and ConnectOne Bancorp ahead of their own Q3 reports, with themes of net interest income growth, fee income trends and credit risk recurring across the group.
TBBK closed at $49.13, up 1.8%, but remains below both its 50-day average of $59.13 and 200-day average of $59.84, with the 50-day under the 200-day, underscoring a longer-term downtrend; the stock's one-month return is -3%, three-month -25.8%, and one-year -36.1%. The GekkoIndex reads 65, placing the stock in the Accumulation zone, down 2.6 over five days. Price sits 25.6% below Gekko Fair Value of $66.01.
Bancorp next reports earnings on 29 October 2026, 17 days away, falling inside the typical 20-trading-day holding window and historically carrying an average absolute reaction of 6.9%. Seasonality from this point in the calendar has averaged a 8.7% move over the next 20 trading days across 5 years, rising in 4 of them. No insider, Congress or unusual options activity appears in the current windows. Analyst consensus from 3 firms rates the stock a buy, with a consensus target of 76 implying 54.7% upside.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Bancorp price vs fair value
Close $49.13200-day averageGekko Fair Value $66.01
Bancorp quick facts
- Market cap
- $2.05B
- P/E ratio
- 9.3
- Forward P/E
- 14.6
- EPS, TTM
- $5.32
- Revenue, TTM
- $531.9M
- Profit margin
- 43.6%
- Dividend yield
- —
- Beta
- 1.25
- Volume
- 460,899 avg 603,640
- 1-year return
- −36.1%
- Typical daily move
- ±2.8%
- Typical 20-day move
- ±8.3%
- 50-day average
- $59.13
- 200-day average
- $59.84
- Next earnings
- Oct 29
- Shares outstanding
- 40.79M
Bancorp swing-trade checklist
Bancorp scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendheadwind
Below 50 and 200-day
Close $49.13 is below the 50-day ($59.13) and 200-day ($59.84) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
65, Accumulation
Reading 65 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
25.6% below
Price is 25.6% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 17 days
Reports on Oct 29, 2026, 17 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+8.7% on average
From this point in the calendar, the next 20 trading days averaged +8.7% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Bancorp stock chart and price history
Bancorp closed at $49.13 on Oct 12, 2026, −36.1% over the past year, inside a 52-week range of $47.01 to $81.65.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −3.0%
- 3 months
- −25.8%
- 6 months
- −17.5%
- 1 year
- −36.1%
The full TBBK chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TBBK in Gekko
Follow Bancorp through every session
Put TBBK on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
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About Bancorp
Bancorp functions as the holding entity behind The Bancorp Bank, which supplies a broad mix of banking products to clients nationwide. Among its best-known offerings are checking, savings, money market, and commercial deposit accounts, as well as prepaid and debit card programs. It also issues credit lines backed by either securities or the cash value held in insurance policies.
The company's activities extend into institutional banking, bridge financing tied to real estate, loans backed by the Small Business Administration, and loans tied to commercial mortgages and commercial property. A notable portion of its business involves leasing arrangements for vehicle fleets, trucks, and other equipment types. It further operates in private label banking, handles payment processing for independent service organizations on behalf of card networks, and gives customers access to online banking tools.
Bancorp traces its incorporation back to 1999 and runs its operations from Wilmington, Delaware. Investors can find its stock listed on the NASDAQ under the ticker TBBK.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- thebancorp.com
Bancorp GekkoIndex: the smart money zone
Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65, in the Accumulation zone, down 2.6 points over five sessions.
65Accumulation
Down 2.6 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 49 | −0.6% | −1.2% |
| Accumulation (current zone) | 182 | +0.6% | +4.1% |
| Neutral | 384 | 0.0% | +0.3% |
| Distribution | 56 | +2.1% | +1.8% |
| Selling | 11 | +4.8% | +6.9% |
Average TBBK share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the TBBK price, zone by zone.Track TBBK in Gekko
Is Bancorp stock overvalued? Gekko Fair Value
Bancorp trades 25.6% below Gekko Fair Value of $66.01, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Bancorp shares are worth, recalculated every trading day.
$66.01
Gekko Fair Value, Oct 10, 2026
25.6% Undervalued
At the end of Aug 2026 the price was 16.8% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open TBBK in Gekko
Bancorp insider and Congress trading
No open-market insider purchases were filed for Bancorp, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TBBK were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TBBK, plotted on the chart in Gekko.Open TBBK in Gekko
Buybacks
Bancorp has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $50.47M
- As a share of market cap
- 2.47%
- Trailing four quarters
- $403.6M
From company filings.
Bancorp earnings: next date and track record
Bancorp reports on Oct 29, 2026 (17 days away), and beat the EPS estimate in 3 of its last 8 reports.
Next earnings report
Oct 29, 2026
17 days away
- EPS estimate
- $1.47
- Revenue estimate
- $154.9M
3 of 8reports beat the EPS estimate
±6.9%average move across the report
2 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 30, 2026 AI summary
- What they said
- The Bancorp reported Q2 2026 EPS of $1.45, up 14.2% year-over-year, with ROE of 34.7%. Fintech GDV grew 22.5% YoY and fintech revenue grew 21% YoY. Average loans reached $7.63 billion, up 16% YoY, with fintech loans at 18% of total. Cash App program is ramping, credit sponsorship exceeds expectations, and an embedded finance partner announcement is imminent.
- Guidance
- Full year 2026 EPS guidance raised to $5.95-$6.05, with Q4 target of $1.65-$1.75. Preliminary 2027 guidance maintained at $8.10-$8.30 EPS. Share buybacks forecast at $200 million for 2026, with future repurchases targeting ~100% of annual net income.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 30, 2026 | $1.45 est $1.36 | $137.7M est $166.7M | −0.8% |
| Apr 23, 2026 | $1.41 est $1.34 | $161.3M est $189.3M | −3.8% |
| Jan 29, 2026 | $1.28 est $1.46 | $172.6M est $164.1M | −11.5% |
| Oct 23, 2025 | $1.18 est $1.33 | $134.8M est $162.3M | +5.4% |
| Jul 24, 2025 | $1.27 est $1.28 | $181.2M est $97.80M | −8.4% |
| Apr 24, 2025 | $1.19 est $1.24 | $175.4M est $107.7M | −0.8% |
| Jan 30, 2025 | $1.15 est $1.13 | $149.2M est $96.76M | +10.3% |
| Oct 24, 2024 | $1.04 est $1.12 | $125.8M est $130.4M | −14.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Bancorp stock forecast and analyst price targets
Analysts’ average 12-month price target for Bancorp is $76.00, +54.7% from the last close, from 3 firms rating the stock in the last 90 days.
$76.00consensus 12-month target, +54.7% from the last close
Now $49.13Avg $76.00
Low $75High $88
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 17 | Piper Sandler | $75 | +52.7% |
| Aug 7 | Raymond James | $88 | +79.1% |
| Aug 3 | KBW | $79 | +60.8% |
| Aug 3 | Piper Sandler | $86 | +75.0% |
| Jul 31 | Raymond James | $82 | +66.9% |
+4.1%average 20-day move after past Accumulation readings
+8.7%average move over the next 20 trading days in the last 5 years
±2.8%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Bancorp seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Bancorp averaged +8.7% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.1% | 3 of 5 |
| Next 10 trading days | +4.2% | 4 of 5 |
| Next 15 trading days | +2.5% | 3 of 5 |
| Next 20 trading days | +8.7% | 4 of 5 |
| Next 30 trading days | +7.1% | 4 of 5 |
For scale, TBBK’s typical 20-trading-day move in either direction is about 8.3%.
Bancorp market cap and key statistics
Bancorp’s market cap is $2.05B, with a P/E ratio of 9.3 and revenue of $531.9M over the last twelve months.
Valuation
- Market cap
- $2.05B
- P/E ratio
- 9.3
- Forward P/E
- 14.6
- EPS, TTM
- $5.32
- Gekko Fair Value
- $66.01
Trading
- Volume
- 460,899
- Avg volume, 20 days
- 603,640
- 52-week high
- $81.65
- 52-week low
- $47.01
- Shares outstanding
- 40.79M
Financials
- Revenue, TTM
- $531.9M
- Profit margin
- 43.6%
- Return on equity
- 29.6%
- Quarterly earnings growth, YoY
- +14.2%
Risk and income
- Beta
- 1.25
- Typical daily move
- ±2.8%
- Typical 20-day move
- ±8.3%
Bancorp stock news this week
Coverage of Bancorp this week reads positive: 3 positive, 2 neutral and 0 negative headlines.
- NII Growth to Aid U.S. Bancorp's Q3 Earnings, High Costs to AilZacks Investment Research, Oct 12
- Fifth Third Bancorp (FITB) Reports Next Week: Wall Street Expects Earnings GrowthZacks Investment Research, Oct 12
- Top Wall Street Forecasters Revamp Washington Trust Bancorp Expectations Ahead Of Q3 EarningsBenzinga, Oct 12
- East West Bancorp: Quality Warrants PatienceSeeking Alpha, Oct 11
- Cautious Optimism Heading Into Q3 Earnings For U.S. BancorpSeeking Alpha, Oct 10
- Did Earnings Beat Just Shift Bancorp's (TBBK) Investment Narrative?Simply Wall Street, Oct 9
Bancorp peers
Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Bancorp stock FAQ
What is Bancorp’s market cap?
Bancorp’s market cap is $2.05B at the Oct 12, 2026 close of $49.13, with 40.79M shares outstanding. The shares trade on a P/E ratio of 9.3.
What is the Bancorp stock forecast?
The consensus analyst 12-month price target for Bancorp is $76.00, +54.7% from the last close. Of the 3 firms that rated the stock in the last 90 days, 3 rate it a buy, 0 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Bancorp stock overvalued or undervalued?
On Gekko’s estimate Bancorp is undervalued: the Oct 12, 2026 close of $49.13 is 25.6% below Gekko Fair Value of $66.01. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Bancorp report earnings next?
Bancorp is expected to report on Oct 29, 2026 (17 days away). Analysts expect earnings of $1.47 per share on revenue of $154.9M. Bancorp beat the earnings estimate in 3 of its last 8 reports, moving 6.9% on average across the report.
What is Bancorp’s 52-week high and low?
Bancorp’s 52-week high is $81.65 and its 52-week low is $47.01; it closed at $49.13 on Oct 12, 2026, −36.1% over the past year.
Is Bancorp stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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