Insider buying last 90 days
No open-market insider purchases were filed for FHN in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every FHN insider filing, plotted on the chart in Gekko.Open FHN in Gekko
NYSE: FHN
First Horizon (FHN) Stock Analysis & Forecast
Sep 28 close
$23.19−0.27 (−1.2%)
Gekko Brief
AI summaryThis week's attention on First Horizon centers on unusually high call-option activity, with volume surging 207% above typical daily levels, alongside continued discussion of the stock's valuation after its multi-year run. The company has also confirmed its third-quarter results will be announced on 15 October 2026, with a conference call and webcast to follow.
First Horizon closed at $23.19, down 1.2%, sitting between its 50-day average of $24.89 and 200-day average of $24.42. The GekkoIndex reads 68.1, placing the stock in the Accumulation zone. Price stands 11.3% below Gekko Fair Value of $26.13. Over the past month the stock is down 5%, though it remains up 2.3% over the past year.
The next earnings date falls on 15 October 2026, 16 days away and within a typical 20-trading-day holding window; the prior quarter saw EPS of $0.52 against an estimate of $0.46, with a 0.3% reaction. Insider, Congress and unusual options data show no recorded activity in their respective windows, though the surge in call volume noted in recent coverage is worth noting separately. Seasonality over the past 5 years shows an average 20-day return of 0.8% from this point in the calendar, positive in 3 of those years. Analyst consensus stands at 5 buy and 9 hold ratings among 14 firms, with a consensus target of $27.98.
Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.
First Horizon price vs fair value
Close $23.19200-day averageGekko Fair Value $26.13
First Horizon quick facts
- Market cap
- $11.02B
- P/E ratio
- 11.3
- Forward P/E
- 10
- EPS, TTM
- $2.08
- Revenue, TTM
- $3.50B
- Profit margin
- 30.2%
- Dividend yield
- 2.76%
- Beta
- 0.61
- Volume
- 6.83M avg 4.93M
- 1-year return
- +2.3%
- Typical daily move
- ±2%
- Typical 20-day move
- ±5%
- 50-day average
- $24.89
- 200-day average
- $24.42
- Next earnings
- Oct 15
- Shares outstanding
- 473.8M
First Horizon swing-trade checklist
First Horizon scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $23.19 sits between the 50-day ($24.89) and 200-day ($24.42) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
68.1, Accumulation
Reading 68.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
11.3% below
Price is 11.3% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 16 days
Reports on Oct 15, 2026, 16 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+0.8% on average
From this point in the calendar, the next 20 trading days averaged +0.8% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
First Horizon stock chart and price history
First Horizon closed at $23.19 on Sep 28, 2026, +2.3% over the past year, inside a 52-week range of $19.80 to $26.56.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.0%
- 3 months
- −9.3%
- 6 months
- +4.8%
- 1 year
- +2.3%
The full FHN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FHN in Gekko
Follow First Horizon through every session
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About First Horizon
First Horizon operates as the holding company behind First Horizon Bank, delivering a wide array of financial services to individuals, companies, other financial institutions, and government entities. It is recognized for combining everyday banking with more specialized offerings such as underwriting fixed-income securities, trading loans and derivatives, and providing advisory support to clients.
The company runs through three main divisions: Regional Banking, Specialty Banking, and Corporate. Its services extend well beyond deposits and loans to include mortgage banking, title insurance and closing services, brokerage, correspondent banking, nationwide check clearing, trust administration, equipment financing, and investment advice. First Horizon also distributes mutual funds, insurance products, and credit cards, serving customers through roughly 500 First Horizon Bank branches spread across 22 states and around 400 FHN Financial centers located in 12 states.
The company traces its founding to 1864 and is headquartered in Memphis, Tennessee. It previously operated under the name First Horizon National Corporation before adopting its current name in November 2020. First Horizon is listed on the NYSE under the ticker FHN.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Regional banks
- Website
- firsthorizon.com
First Horizon GekkoIndex: the smart money zone
First Horizon’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 68.1, in the Accumulation zone, up 1.4 points over five sessions.
68.1Accumulation
Up 1.4 points over five sessions.
Reading for Sep 28, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 24 | +2.9% | +7.2% | ||
| Accumulation (current zone) | 147 | +0.4% | +4.3% | ||
| Neutral | 456 | +0.5% | +1.2% | ||
| Distribution | 40 | −0.7% | −0.4% | ||
| Selling | 5 | Too few readings yet | |||
Average FHN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the FHN price, zone by zone.Track FHN in Gekko
Is First Horizon stock overvalued? Gekko Fair Value
First Horizon trades 11.3% below Gekko Fair Value of $26.13, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what First Horizon shares are worth, recalculated every trading day.
$26.13
Gekko Fair Value, Sep 29, 2026
11.3% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open FHN in Gekko
First Horizon insider and Congress trading
No open-market insider purchases were filed for First Horizon, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in FHN were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for FHN, plotted on the chart in Gekko.Open FHN in Gekko
Buybacks
First Horizon has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $121.0M
- As a share of market cap
- 1.10%
- Trailing four quarters
- $961.0M
From company filings.
Hedge funds and billionaires quarter ended Mar 31
0of the funds Gekko tracks hold FHN.
0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko
First Horizon earnings: next date and track record
First Horizon reports on Oct 15, 2026 (16 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 15, 2026
16 days away
- EPS estimate
- $0.52
- Revenue estimate
- $890.9M
7 of 8reports beat the EPS estimate
±4.5%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jan 15, 2026 AI summary
- What they said
- First Horizon Q4 2025 earnings call: Management (CEO Bryan Jordan, CFO Hope Dmuchowski, Chief Credit Officer Tom Hung) presented results: EPS $0.52, NIM 3.512%, loan growth, deposit improvement, and return on tangible common equity (ROTCE) reached 15% for 2025. NII grew ~ $2M drivers included deposit pricing and mortgage warehouse growth; NIM compressed 4 bps but expanded 2 bps excluding specific accretion. Management highlighted $100M+ PPNR opportunity over 2026-27, capital returns (~$900M buybacks and $300M dividends in 2025) and potential for more repurchases with $1B authorization. Guidance: revenue growth outlook 3%-7%, mid-single-digit loan growth, flattish expenses in 2026, NIM mid-340s, CET1 target operating around 10%-10.5% long-term, sustainable ROTCE 15%+. Credit: reserve releases ($30M) and zero provision in quarter due to improved criticized/classified trends; net charge-offs expected 15-25 bps; CECL reserves judged conservative. Mortgage warehouse (NDFI) growth and controls emphasized; CRE stabilization expected with pipeline pickup. Management confident in capital deployment discipline and growth opportunities; plan to invest in technology and hire bankers; cautious on deposit betas depending on Fed balance sheet. Q&A covered revenue drivers, expense leverage, loan/deposit growth, CRE, mortgage warehouse, NDFI, capital/buybacks, CECL reserves, PPNR realization timeline (build in 2026/27).
- Guidance
- Revenue growth 3%-7% for 2026; mid-single-digit loan growth; flat (flattish) expenses for 2026; NIM mid-340s (approx. 3.40% range); sustain ROTCE 15%+; net charge-offs expected 15-25 bps; CET1 operating target 10%-10.5% long term. Also guidance that $100M+ PPNR improvement to be realized across 2026-2027.
- Risks flagged
- Risks mentioned include uncertainty in interest rate path affecting deposit betas and NII, Fed balance sheet (liquidity) impacts on deposit pricing, macroeconomic uncertainties, regulatory environment changes, potential variability in ADR and mortgage refinance activity, and exposure to NDFI (non-depository financial institutions) though management emphasized controls. Also CECL model subjectivity and scenario assumptions could affect reserves.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 15, 2026 | $0.52 est $0.46 | $891.0M est $861.5M | +0.3% |
| Oct 15, 2025 | $0.51 est $0.45 | $865.0M est $847.3M | −13.4% |
| Jul 16, 2025 | $0.45 est $0.42 | $807.0M est $831.7M | +4.7% |
| Apr 16, 2025 | $0.42 est $0.40 | $789.0M est $823.6M | −2.6% |
| Jan 16, 2025 | $0.43 est $0.39 | — | +0.8% |
| Oct 16, 2024 | $0.42 est $0.38 | $802.0M est $821.6M | +4.4% |
| Jul 17, 2024 | $0.36 est $0.37 | $792.0M est $822.1M | −7.2% |
| Apr 17, 2024 | $0.35 est $0.34 | $798.0M est $809.5M | +2.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
First Horizon stock forecast and analyst price targets
Analysts’ average 12-month price target for First Horizon is $27.98, +20.7% from the last close, from 14 firms rating the stock in the last 90 days.
$27.98consensus 12-month target, +20.7% from the last close
Now $23.19Avg $27.98
Low $25High $30
Each firm’s latest rating in the last 90 days: 14 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 28 | Morgan Stanley | $30 | +29.4% |
| Sep 22 | Citi | $28 | +20.7% |
| Sep 22 | Goldman Sachs | $29 | +25.1% |
| Sep 17 | Hovde Group | $25 | +7.8% |
| Sep 16 | Barclays | $29 | +25.1% |
+4.3%average 20-day move after past Accumulation readings
+0.8%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
First Horizon seasonality: the next 20 trading days
Over the next 20 trading days from Sep 29, First Horizon averaged +0.8% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −1.3% | 2 of 5 |
| Next 10 trading days | −0.1% | 2 of 5 |
| Next 15 trading days | +1.4% | 3 of 5 |
| Next 20 trading days | +0.8% | 3 of 5 |
| Next 30 trading days | +7.1% | 4 of 5 |
For scale, FHN’s typical 20-trading-day move in either direction is about 5%.
First Horizon market cap and key statistics
First Horizon’s market cap is $11.02B, with a P/E ratio of 11.3 and revenue of $3.50B over the last twelve months.
Valuation
- Market cap
- $11.02B
- P/E ratio
- 11.3
- Forward P/E
- 10
- EPS, TTM
- $2.08
- Gekko Fair Value
- $26.13
Trading
- Volume
- 6.83M
- Avg volume, 20 days
- 4.93M
- 52-week high
- $26.56
- 52-week low
- $19.80
- Shares outstanding
- 473.8M
Financials
- Revenue, TTM
- $3.50B
- Profit margin
- 30.2%
- Return on equity
- 11.5%
- Quarterly earnings growth, YoY
- +20.0%
Risk and income
- Beta
- 0.61
- Typical daily move
- ±2%
- Typical 20-day move
- ±5%
- Dividend yield
- 2.76%
First Horizon stock news this week
Coverage of First Horizon this week reads neutral: 2 positive, 3 neutral and 0 negative headlines.
- Investors Purchase High Volume of Call Options on First Horizon (NYSE:FHN)MarketBeat, Sep 28
- First Horizon (FHN) Stock Still Looks Reasonable Despite Its 135% RunSimply Wall Street, Sep 27
- First Horizon's Chief Human Resources Officer Tanya Hart Honored by Leadership MemphisPR Newswire, Sep 25
- First Horizon Corporation to Announce Third Quarter Financial Results on October 15, 2026TradingView, Sep 23
- First Horizon has set Oct. 15 for its third-quarter results. A live webcast follows.Stock Titan, Sep 22
First Horizon peers
First Horizon’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 4.8% below |
| USBU.S. Bancorp | Accumulation | 10.6% below |
| NUNu | Buying | 24.1% below |
| TFCTruist Financial | Buying | 10.3% below |
| FITBFifth Third Bancorp | Accumulation | 11.5% below |
| MTBM&T Bank | Accumulation | 11.2% below |
A peer links to its own page where one exists.
First Horizon stock FAQ
What is First Horizon’s market cap?
First Horizon’s market cap is $11.02B at the Sep 28, 2026 close of $23.19, with 473.8M shares outstanding. The shares trade on a P/E ratio of 11.3.
What is the First Horizon stock forecast?
The consensus analyst 12-month price target for First Horizon is $27.98, +20.7% from the last close. Of the 14 firms that rated the stock in the last 90 days, 5 rate it a buy, 9 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is First Horizon stock overvalued or undervalued?
On Gekko’s estimate First Horizon is undervalued: the Sep 28, 2026 close of $23.19 is 11.3% below Gekko Fair Value of $26.13. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does First Horizon report earnings next?
First Horizon is expected to report on Oct 15, 2026 (16 days away). Analysts expect earnings of $0.52 per share on revenue of $890.9M. First Horizon beat the earnings estimate in 7 of its last 8 reports, moving 4.5% on average across the report.
What is First Horizon’s 52-week high and low?
First Horizon’s 52-week high is $26.56 and its 52-week low is $19.80; it closed at $23.19 on Sep 28, 2026, +2.3% over the past year.
Is First Horizon stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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