Insider buying last 90 days
No open-market insider purchases were filed for TMP in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every TMP insider filing, plotted on the chart in Gekko.Open TMP in Gekko
NYSE Arca: TMP
Tompkins Financial (TMP) Stock Analysis & Forecast
Oct 12 close
$96.55+0.82 (+0.9%)
Gekko Brief
AI summaryOct 12 closeTompkins Financial draws attention this week mainly from analyst action, as Argus raised its target price for the stock to $103.00 in a report dated October 7, with shares trading at $95.73 at the time. Alongside this, several Form 4 filings and a 13F-HR disclosure reporting institutional holdings valued at $1.42 billion across 727 entries were filed, reflecting routine insider and holdings reporting rather than operational news.
TMP closed at $96.55, up 0.9%, sitting below its 50-day average of $98.30 but above its 200-day average of $87.29. The stock has returned 13.4% over six months and 50.1% over the past year, though it is down 2.3% over the past month. The GekkoIndex reads 61.6, placing it in the Accumulation zone, up 3.2 over five days. Price sits 4.2% below Gekko Fair Value of $100.82.
Earnings are due on 23 October, 11 days away and within a typical 20-trading-day holding period; the prior quarter saw EPS of $1.78 against an estimate of $1.53, with a 6.7% reaction, and TMP has beaten estimates in 7 of the last 8 quarters. Seasonality over the next 20 trading days has averaged 11.2% across 5 years, positive in all 5. Analyst coverage includes 1 buy and 1 hold among 2 firms, with a consensus target of $104.50 and 8.2% upside. No insider, Congress, or unusual options activity appears in the respective 90-day and 30-day windows.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Tompkins Financial price vs fair value
Close $96.55200-day averageGekko Fair Value $100.82
Tompkins Financial quick facts
- Market cap
- $1.39B
- P/E ratio
- 7.9
- Forward P/E
- 12.9
- EPS, TTM
- $12.26
- Revenue, TTM
- $446.6M
- Profit margin
- 39.3%
- Dividend yield
- 2.70%
- Beta
- 0.74
- Volume
- 73,444 avg 110,180
- 1-year return
- +50.1%
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±5.3%
- 50-day average
- $98.30
- 200-day average
- $87.29
- Next earnings
- Oct 23
- Shares outstanding
- 14.38M
Tompkins Financial swing-trade checklist
Tompkins Financial scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $96.55 sits between the 50-day ($98.30) and 200-day ($87.29) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
61.6, Accumulation
Reading 61.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuemixed
4.2% below
Price is within 5% of Gekko Fair Value (4.2% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 11 days
Reports on Oct 23, 2026, 11 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+11.2% on average
From this point in the calendar, the next 20 trading days averaged +11.2% over 5 years, rising in 5 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Tompkins Financial stock chart and price history
Tompkins Financial closed at $96.55 on Oct 12, 2026, +50.1% over the past year, inside a 52-week range of $61.88 to $102.59.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −2.3%
- 3 months
- +5.8%
- 6 months
- +13.4%
- 1 year
- +50.1%
The full TMP chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TMP in Gekko
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About Tompkins Financial
Tompkins Financial operates as a holding company that brings together everyday banking, insurance, and wealth management under one roof. On the banking side it handles checking and savings accounts, mortgages, auto and personal loans, and financing for businesses such as equipment, construction, and real estate deals. It has also built a name for combining that lending work with investment guidance, estate and trust support, and insurance coverage ranging from property and health to life and disability protection.
The business is split into three segments that each serve a different slice of customers. Everyday account holders, small business owners, corporate leaders, and wealthier clients all draw on its mix of deposit products, consumer and commercial loans, and credit facilities. Its wealth management segment takes care of portfolio oversight, tax planning, and estate matters, while the insurance segment arranges policies for individuals and companies along with employee benefit guidance. Customers reach these services through 63 branch locations, split between 43 in New York and 20 in Pennsylvania.
Dating back to 1836, the company is based in Ithaca, New York, and trades on NYSE Arca under the ticker TMP.
- Listed
- NYSE Arca
- Sector
- Finance
- Industry
- Regional banks
- Website
- tompkinsfinancial.com
Tompkins Financial GekkoIndex: the smart money zone
Tompkins Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 61.6, in the Accumulation zone, up 3.2 points over five sessions.
61.6Accumulation
Up 3.2 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 15 | +1.6% | −0.4% | ||
| Accumulation (current zone) | 196 | +0.6% | +3.7% | ||
| Neutral | 426 | +0.6% | +2.3% | ||
| Distribution | 41 | −0.8% | −2.9% | ||
| Selling | 4 | Too few readings yet | |||
Average TMP share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the TMP price, zone by zone.Track TMP in Gekko
Is Tompkins Financial stock overvalued? Gekko Fair Value
Tompkins Financial trades 4.2% below Gekko Fair Value of $100.82, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Tompkins Financial shares are worth, recalculated every trading day.
$100.82
Gekko Fair Value, Oct 10, 2026
4.2% below fair value · About fair value
At the end of Aug 2026 the price was 4.5% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open TMP in Gekko
Tompkins Financial insider and Congress trading
No open-market insider purchases were filed for Tompkins Financial, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TMP were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TMP, plotted on the chart in Gekko.Open TMP in Gekko
Buybacks
Tompkins Financial has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $964K
- As a share of market cap
- 0.07%
From company filings.
Tompkins Financial earnings: next date and track record
Tompkins Financial reports on Oct 23, 2026 (11 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 23, 2026
11 days away
- EPS estimate
- $1.95
- Revenue estimate
- $89.65M
7 of 8reports beat the EPS estimate
±4%average move across the report
5 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 29, 2026 | $1.78 est $1.53 | $194.8M est $136.2M | +6.7% |
| Oct 24, 2025 | $1.65 est $1.70 | $87.44M est $86.70M | +3.0% |
| Jul 25, 2025 | $1.50 est $1.43 | $82.64M est $85.50M | +8.6% |
| Apr 25, 2025 | $1.37 est $1.31 | $81.69M est $79.99M | −0.3% |
| Jan 31, 2025 | $1.37 est $1.16 | $76.16M est $77.74M | +3.0% |
| Oct 25, 2024 | $1.30 est $1.21 | $75.57M est $75.60M | +7.9% |
| Jul 26, 2024 | $1.10 est $0.90 | $72.73M est $71.30M | −0.2% |
| Apr 26, 2024 | $1.18 est $1.15 | $72.81M est $74.15M | −2.3% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Tompkins Financial stock forecast and analyst price targets
Analysts’ average 12-month price target for Tompkins Financial is $104.50, +8.2% from the last close, from 2 firms rating the stock in the last 90 days.
$104.50consensus 12-month target, +8.2% from the last close
Now $96.55Avg $104.50
Low $104High $105
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Aug 3 | Piper Sandler | $104 | +7.7% |
| Jul 27 | Piper Sandler | $87 | −9.9% |
| Jul 27 | KBW | $105 | +8.8% |
+3.7%average 20-day move after past Accumulation readings
+11.2%average move over the next 20 trading days in the last 5 years
±2.2%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Tompkins Financial seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Tompkins Financial averaged +11.2% across the last 5 years, rising in 5 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.6% | 5 of 5 |
| Next 10 trading days | +2.8% | 4 of 5 |
| Next 15 trading days | +4.8% | 4 of 5 |
| Next 20 trading days | +11.2% | 5 of 5 |
| Next 30 trading days | +10.5% | 5 of 5 |
For scale, TMP’s typical 20-trading-day move in either direction is about 5.3%.
Tompkins Financial market cap and key statistics
Tompkins Financial’s market cap is $1.39B, with a P/E ratio of 7.9 and revenue of $446.6M over the last twelve months.
Valuation
- Market cap
- $1.39B
- P/E ratio
- 7.9
- Forward P/E
- 12.9
- EPS, TTM
- $12.26
- Gekko Fair Value
- $100.82
Trading
- Volume
- 73,444
- Avg volume, 20 days
- 110,180
- 52-week high
- $102.59
- 52-week low
- $61.88
- Shares outstanding
- 14.38M
Financials
- Revenue, TTM
- $446.6M
- Profit margin
- 39.3%
- Return on equity
- 20.4%
- Quarterly earnings growth, YoY
- +36.0%
Risk and income
- Beta
- 0.74
- Typical daily move
- ±2.2%
- Typical 20-day move
- ±5.3%
- Dividend yield
- 2.70%
Tompkins Financial stock news this week
Coverage of Tompkins Financial this week reads neutral: 2 positive, 7 neutral and 0 negative headlines.
- Tompkins Financial Corporation (TMP) Stock ForecastsYahoo! Finance Canada, Oct 11
- Form 4 Tompkins Financial Corp For: 6 October By Investing.comInvesting.com UK, Oct 7
- TMP|Tompkins Financial Corp|Price:73.980|Chg%:-0.38TradingKey, Oct 6
- Tompkins Financial Director Nancy E. Catarisano Reports Multiple Phantom Stock Acquisitions in 2026Kalkine Media, Oct 5
- Tompkins Financial Corp Decreases Stock Position in TE Connectivity Ltd. $TELMarketBeat, Oct 5
- Intercontinental Exchange Inc. $ICE Position Trimmed by Tompkins Financial CorpMarketBeat, Oct 5
Tompkins Financial peers
Tompkins Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Tompkins Financial stock FAQ
What is Tompkins Financial’s market cap?
Tompkins Financial’s market cap is $1.39B at the Oct 12, 2026 close of $96.55, with 14.38M shares outstanding. The shares trade on a P/E ratio of 7.9.
What is the Tompkins Financial stock forecast?
The consensus analyst 12-month price target for Tompkins Financial is $104.50, +8.2% from the last close. Of the 2 firms that rated the stock in the last 90 days, 1 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Tompkins Financial stock overvalued or undervalued?
On Gekko’s estimate Tompkins Financial is about fair value: the Oct 12, 2026 close of $96.55 is 4.2% below Gekko Fair Value of $100.82. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Tompkins Financial report earnings next?
Tompkins Financial is expected to report on Oct 23, 2026 (11 days away). Analysts expect earnings of $1.95 per share on revenue of $89.65M. Tompkins Financial beat the earnings estimate in 7 of its last 8 reports, moving 4% on average across the report.
What is Tompkins Financial’s 52-week high and low?
Tompkins Financial’s 52-week high is $102.59 and its 52-week low is $61.88; it closed at $96.55 on Oct 12, 2026, +50.1% over the past year.
Is Tompkins Financial stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 2 as mixed (trend and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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