NYSE: ABCB

Ameris Bancorp (ABCB) Stock Analysis & Forecast

Sep 28 close

$81.44−0.85 (−1.0%)

Gekko Brief

AI summary

This week's news mixes an analyst move and dividend updates around Ameris Bancorp. Argus lowered its target price for ABCB to $79.00, while the company's quarterly dividend of $0.20 per share, payable October 5, 2026, continues to be highlighted alongside a fair value estimate suggesting the stock is undervalued. Separate listings tracking the shares in euros on European exchanges also noted the same dividend and an ex-date of September 30, 2026.

ABCB closed at $81.44, down 1%, sitting between its 50-day average of $86.22 and 200-day average of $83.34, reflecting a mixed trend. The stock has fallen 4.6% over one month and 9.9% over three months, though it remains up 8.9% over the past year. The GekkoIndex reads 68.9, placing it in the Accumulation zone, while the gap to Gekko Fair Value stands at -8.9%, with fair value estimated at $89.40.

Ameris Bancorp's next earnings date falls on 26 October 2026, 27 days away, within the typical 20-trading-day holding window. Its last report showed an EPS miss against estimate, with a -2.4% reaction, and the company has beaten estimates in 6 of the past 8 quarters. Over the last 90 days, Congress recorded 1 buy and 0 sells. Seasonality over 5 years shows a 1.3% average 20-day return from this point, rising in 2 of those years, and analyst consensus targets $94.17.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

Ameris Bancorp price vs fair value

$89.40$81.44Sep ’25Mar ’26Sep ’26
Close $81.44200-day averageGekko Fair Value $89.40

Ameris Bancorp quick facts

Market cap
$5.48B
P/E ratio
14.9
Forward P/E
13
EPS, TTM
$5.53
Revenue, TTM
$1.18B
Profit margin
31.8%
Dividend yield
0.98%
Beta
0.92
Volume
447,797 avg 469,370
1-year return
+8.9%
Typical daily move
±1.7%
Typical 20-day move
±5.3%
50-day average
$86.22
200-day average
$83.34
Next earnings
Oct 26
Shares outstanding
67.11M
52-week range
$68.80$93.22

Ameris Bancorp swing-trade checklist

Ameris Bancorp scores 3 supportive, 2 mixed and 1 headwind across the 6 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $81.44 sits between the 50-day ($86.22) and 200-day ($83.34) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    68.9, Accumulation

    Reading 68.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    8.9% below

    Price is 8.9% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneysupportive

    Leans bullish

    Last 90 days: Congress 1 buy / 0 sales.

    See smart money
  • Earnings riskheadwind

    Reports in 27 days

    Reports on Oct 26, 2026, 27 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +1.3% on average

    From this point in the calendar, the next 20 trading days averaged +1.3% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Ameris Bancorp stock chart and price history

Ameris Bancorp closed at $81.44 on Sep 28, 2026, +8.9% over the past year, inside a 52-week range of $68.80 to $93.22.

Close50-day average200-day averageVolume
Ameris Bancorp share price, past year, with 50-day and 200-day moving averages and volume$70$90NovDecJan 2026FebMarAprMayJunJulAugSep81.44

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.6%
3 months
−9.9%
6 months
+7.3%
1 year
+8.9%
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About Ameris Bancorp

Ameris Bancorp serves as the parent holding company for Ameris Bank, which delivers a range of banking services to both individual and business clients. It is perhaps most recognized for its broad deposit and lending offerings, including checking and savings accounts, money market products, retirement accounts, and certificates of deposit, alongside mortgage, agricultural, and commercial lending.

The bank organizes its work across four divisions covering general banking, retail mortgages, warehouse lending, and premium finance. Its customer base spans consumers and businesses seeking loans such as home equity and home improvement financing, commercial real estate and industrial loans, equipment finance, insurance premium loans, and small business administration loans. Ameris Bank also runs mortgage and loan production offices in addition to its standard branch network, supporting origination and servicing of these various loan types.

Founded in 1971, Ameris Bancorp is headquartered in Atlanta, Georgia. Its shares are listed on the NYSE under the ticker ABCB.

Listed
NYSE
Sector
Finance
Industry
Regional banks
Website
amerisbank.com

Ameris Bancorp GekkoIndex: the smart money zone

Ameris Bancorp’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 68.9, in the Accumulation zone, down 1.2 points over five sessions.

010068.9Accumulation

Down 1.2 points over five sessions, from the Buying zone.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying29+0.9%+0.9%+1.0%+5.5%
Accumulation (current zone)162+0.3%+1.0%+3.9%+7.4%
Neutral437+0.6%+1.1%+1.7%+4.9%
Distribution43−0.7%−2.0%−2.8%+2.1%
Selling1Too few readings yet

Average ABCB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the ABCB price, zone by zone.Track ABCB in Gekko

Is Ameris Bancorp stock overvalued? Gekko Fair Value

Ameris Bancorp trades 8.9% below Gekko Fair Value of $89.40, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Ameris Bancorp shares are worth, recalculated every trading day.

$89.40

Gekko Fair Value, Sep 29, 2026

8.9% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open ABCB in Gekko

Ameris Bancorp insider and Congress trading

No open-market insider purchases were filed for Ameris Bancorp, and members of Congress disclosed 1 purchase and 0 sales, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for ABCB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every ABCB insider filing, plotted on the chart in Gekko.Open ABCB in Gekko

Congress trades last 90 days

1trade disclosed: 1 purchase and 0 sales.

MemberTypeAmountDisclosed
Gilbert Ray Cisneros
House, CA, purchase
Purchase$1,001 - $15,000Sep 7
traded Jul 10

From congressional disclosures, which report amounts as ranges.

Buybacks

Ameris Bancorp has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$19.65M
As a share of market cap
0.36%
Trailing four quarters
$152.5M

From company filings.

Hedge funds and billionaires quarter ended Mar 31

0of the funds Gekko tracks hold ABCB.

0added0opened0trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Ameris Bancorp earnings: next date and track record

Ameris Bancorp reports on Oct 26, 2026 (27 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±2.5%average move across the report
5 of 8reports followed by a gain

Share-price move across each report

−2.3%Oct ’24+0.7%Jan ’25+5.3%Apr ’25+5.3%Jul ’25−1.4%Oct ’25+1.2%Jan ’26+1.2%Apr ’26−2.4%Jul ’26

Last earnings call, Jul 23, 2026 AI summary

What they said
Ameris Bancorp reported Q2 adjusted net income of $107.3M ($1.60/share), with adjusted ROA of 1.53% and adjusted PPNR ROA of 2.24%. Loan production surged 24% YoY to $2.4B with a $2.7B pipeline. Revenue grew 6% YoY while expenses rose only 3%. An $82.5M litigation accrual impacted reported earnings ($0.77/share reported). The bank expanded into Nashville and repurchased $94M in shares YTD.
Guidance
Management expects slight NIM compression of a few basis points per quarter over the next couple of quarters due to higher deposit funding costs. Capital levels remain strong with CET1 near 13%, positioning the bank for continued Southeastern growth.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 23, 2026$1.60
est $1.66
−3.6%$317.8M
est $323.8M
−1.9%−2.4%
Apr 23, 2026$1.63
est $1.56
+4.5%$314.4M
est $309.3M
+1.6%+1.2%
Jan 29, 2026$1.59
est $1.56
+1.9%$309.9M
est $310.4M
−0.2%+1.2%
Oct 27, 2025$1.53
est $1.47
+4.1%$305.3M
est $306.3M
−0.3%−1.4%
Jul 28, 2025$1.17
est $1.35
−13.3%$300.7M
est $305.2M
−1.5%+5.3%
Apr 28, 2025$1.28
est $1.15
+11.3%$285.9M
est $276.8M
+3.3%+5.3%
Jan 30, 2025$1.38
est $1.20
+15.0%$290.8M
est $276.2M
+5.3%+0.7%
Oct 24, 2024$1.38
est $1.26
+9.5%$284.7M
est $286.9M
−0.7%−2.3%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Ameris Bancorp stock forecast and analyst price targets

Analysts’ average 12-month price target for Ameris Bancorp is $94.17, +15.6% from the last close, from 6 firms rating the stock in the last 90 days.

$94.17consensus 12-month target, +15.6% from the last close
Low $88High $100
Buy2
Hold4
Sell0

Each firm’s latest rating in the last 90 days: 6 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 27StephensHold, maintained$88+8.1%
Jul 27Truist FinancialHold, maintained——
Jul 27D.A. DavidsonBuy, maintained$100+22.8%
Jul 27KBWBuy, maintained$95+16.7%
Jul 27Piper SandlerHold, reiterated$92+13.0%
+3.9%average 20-day move after past Accumulation readings
+1.3%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Ameris Bancorp seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, Ameris Bancorp averaged +1.3% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−1.3%2021+14.2%2022−6.4%2023+1.3%2024+0.1%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.6%3 of 5
Next 10 trading days+1.3%2 of 5
Next 15 trading days+1.0%3 of 5
Next 20 trading days+1.3%2 of 5
Next 30 trading days+7.7%4 of 5

For scale, ABCB’s typical 20-trading-day move in either direction is about 5.3%.

Ameris Bancorp market cap and key statistics

Ameris Bancorp’s market cap is $5.48B, with a P/E ratio of 14.9 and revenue of $1.18B over the last twelve months.

Valuation

Market cap
$5.48B
P/E ratio
14.9
Forward P/E
13
EPS, TTM
$5.53
Gekko Fair Value
$89.40

Trading

Volume
447,797
Avg volume, 20 days
469,370
52-week high
$93.22
52-week low
$68.80
Shares outstanding
67.11M

Financials

Revenue, TTM
$1.18B
Profit margin
31.8%
Return on equity
9.4%
Quarterly earnings growth, YoY
−51.9%

Risk and income

Beta
0.92
Typical daily move
±1.7%
Typical 20-day move
±5.3%
Dividend yield
0.98%

Ameris Bancorp stock news this week

Coverage of Ameris Bancorp this week reads neutral: 1 positive, 2 neutral and 1 negative headlines.

News sentiment neutral

Ameris Bancorp peers

Ameris Bancorp’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce−0.2%Accumulation4.8% below
USBU.S. Bancorp−0.6%Accumulation10.6% below
NUNu−2.4%Buying24.1% below
TFCTruist Financial−1.0%Buying10.3% below
FITBFifth Third Bancorp−0.5%Accumulation11.5% below
MTBM&T Bank−0.3%Accumulation11.2% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Ameris Bancorp stock FAQ

What is Ameris Bancorp’s market cap?

Ameris Bancorp’s market cap is $5.48B at the Sep 28, 2026 close of $81.44, with 67.11M shares outstanding. The shares trade on a P/E ratio of 14.9.

What is the Ameris Bancorp stock forecast?

The consensus analyst 12-month price target for Ameris Bancorp is $94.17, +15.6% from the last close. Of the 6 firms that rated the stock in the last 90 days, 2 rate it a buy, 4 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Ameris Bancorp stock overvalued or undervalued?

On Gekko’s estimate Ameris Bancorp is undervalued: the Sep 28, 2026 close of $81.44 is 8.9% below Gekko Fair Value of $89.40. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Ameris Bancorp report earnings next?

Ameris Bancorp is expected to report on Oct 26, 2026 (27 days away). Analysts expect earnings of $1.68 per share on revenue of $326.8M. Ameris Bancorp beat the earnings estimate in 6 of its last 8 reports, moving 2.5% on average across the report.

What is Ameris Bancorp’s 52-week high and low?

Ameris Bancorp’s 52-week high is $93.22 and its 52-week low is $68.80; it closed at $81.44 on Sep 28, 2026, +8.9% over the past year.

Is Ameris Bancorp stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 6 items with data read as supportive (gekkoindex, fair value and smart money), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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