Insider buying last 90 days
No open-market insider purchases were filed for TOWN in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every TOWN insider filing, plotted on the chart in Gekko.Open TOWN in Gekko
NASDAQ: TOWN
Towne Bank (TOWN) Stock Analysis & Forecast
Oct 12 close
$35.00+0.04 (+0.1%)
Gekko Brief
AI summaryOct 12 closeTowne Bank trades at $35.00, up 0.1% on the day, with the close sitting between its 50-day average of $36.94 and its 200-day average of $35.53, a pattern that points to a mixed trend. The GekkoIndex reads 68.5, placing the stock in the Accumulation zone, and the price sits 8.4% below Gekko Fair Value of $38.20, a gap over the past week that has moved from 2.4 to its current level.
The next earnings report is due on 21 October 2026, eight days away and within a typical 20-trading-day holding window, a date that sits close enough to the near term to be worth noting. No insider, Congress or unusual options activity appears in their respective windows. Seasonality over the past 5 years shows the next 20 trading days from this point averaging a 9.1% move, with gains recorded in 5 of those 5 years. Coverage from 2 firms currently stands at hold, with a consensus price target of $40.00, implying 14.3% upside from current levels. Between the earnings date and the seasonal pattern, the next stretch carries more than the usual amount to watch for a stock whose trend measures are currently mixed.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
Towne Bank price vs fair value
Close $35.00200-day averageGekko Fair Value $38.20
Towne Bank quick facts
- Market cap
- $3.23B
- P/E ratio
- 17.7
- Forward P/E
- 12.6
- EPS, TTM
- $1.99
- Revenue, TTM
- $1.12B
- Profit margin
- 28.6%
- Dividend yield
- 3.12%
- Beta
- 0.73
- Volume
- 532,716 avg 568,125
- 1-year return
- +3.9%
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±4.4%
- 50-day average
- $36.94
- 200-day average
- $35.53
- Next earnings
- Oct 21
- Shares outstanding
- 92.44M
Towne Bank swing-trade checklist
Towne Bank scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive1 mixed1 headwind
- Trendmixed
Averages disagree
Close $35.00 sits between the 50-day ($36.94) and 200-day ($35.53) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
68.5, Accumulation
Reading 68.5 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
8.4% below
Price is 8.4% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 9 days
Reports on Oct 21, 2026, 9 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+9.1% on average
From this point in the calendar, the next 20 trading days averaged +9.1% over 5 years, rising in 5 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Towne Bank stock chart and price history
Towne Bank closed at $35.00 on Oct 12, 2026, +3.9% over the past year, inside a 52-week range of $31.91 to $39.03.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −5.4%
- 3 months
- −2.1%
- 6 months
- −2.0%
- 1 year
- +3.9%
The full TOWN chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open TOWN in Gekko
Follow Towne Bank through every session
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About Towne Bank
Towne Bank operates as a full-service bank offering checking, savings, high-yield savings, certificates of deposit, and retirement accounts to households, companies, and professionals. It lends for personal needs like vehicles, home upgrades, schooling, and investments, and finances business needs such as working capital, growth, and equipment purchases. Home financing spans standard mortgages as well as loans for buying, developing, and building property. Everyday banking tools include safe deposit boxes, treasury management, payroll and benefit deposits, automatic transfers, and digital access through online, mobile, and phone channels.
The bank runs through three branches of operation covering banking, realty, and insurance. On the financial side it offers wealth and asset management, brokerage for commercial mortgages, and planning around retirement and estates, along with access to annuities, margin accounts, convertible bonds, and profit-sharing arrangements. Its realty unit assists with home sales, relocation, property oversight, vacation stays, and closing and title work, plus residential loan origination. The insurance unit sells life, property, casualty, and auto policies and manages benefit programs such as health, dental, vision, and disability coverage.
Towne Bank's footprint runs through Richmond, Hampton Roads, northeastern North Carolina, and cities including Raleigh, Charlotte, Greensboro, and Greenville. Established in 1998, it is based in Portsmouth, Virginia, and its stock trades on the NASDAQ under the ticker TOWN.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- townebank.com
Towne Bank GekkoIndex: the smart money zone
Towne Bank’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 68.5, in the Accumulation zone, up 2.4 points over five sessions.
68.5Accumulation
Up 2.4 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 18 | +2.2% | +7.7% | ||
| Accumulation (current zone) | 217 | +0.6% | +2.9% | ||
| Neutral | 414 | 0.0% | −0.2% | ||
| Distribution | 32 | −0.6% | −0.5% | ||
| Selling | 1 | Too few readings yet | |||
Average TOWN share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the TOWN price, zone by zone.Track TOWN in Gekko
Is Towne Bank stock overvalued? Gekko Fair Value
Towne Bank trades 8.4% below Gekko Fair Value of $38.20, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Towne Bank shares are worth, recalculated every trading day.
$38.20
Gekko Fair Value, Oct 10, 2026
8.4% Undervalued
At the end of Aug 2026 the price was 4.9% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open TOWN in Gekko
Towne Bank insider and Congress trading
No open-market insider purchases were filed for Towne Bank, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in TOWN were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for TOWN, plotted on the chart in Gekko.Open TOWN in Gekko
Towne Bank earnings: next date and track record
Towne Bank reports on Oct 21, 2026 (9 days away).
Next earnings report
Oct 21, 2026
9 days away
- EPS estimate
- $0.82
- Revenue estimate
- $250.7M
Towne Bank stock forecast and analyst price targets
Analysts’ average 12-month price target for Towne Bank is $40.00, +14.3% from the last close, from 2 firms rating the stock in the last 90 days.
$40.00consensus 12-month target, +14.3% from the last close
Now $35.00Avg $40.00
Low $38High $40
Each firm’s latest rating in the last 90 days: 2 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Jul 31 | KBW | $38 | +8.6% |
| Jul 27 | Stephens | $40 | +14.3% |
+2.9%average 20-day move after past Accumulation readings
+9.1%average move over the next 20 trading days in the last 5 years
±1.6%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Towne Bank seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, Towne Bank averaged +9.1% across the last 5 years, rising in 5 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.4% | 5 of 5 |
| Next 10 trading days | +2.3% | 4 of 5 |
| Next 15 trading days | +5.6% | 4 of 5 |
| Next 20 trading days | +9.1% | 5 of 5 |
| Next 30 trading days | +9.7% | 5 of 5 |
For scale, TOWN’s typical 20-trading-day move in either direction is about 4.4%.
Towne Bank market cap and key statistics
Towne Bank’s market cap is $3.23B, with a P/E ratio of 17.7 and revenue of $1.12B over the last twelve months.
Valuation
- Market cap
- $3.23B
- P/E ratio
- 17.7
- Forward P/E
- 12.6
- EPS, TTM
- $1.99
- Gekko Fair Value
- $38.20
Trading
- Volume
- 532,716
- Avg volume, 20 days
- 568,125
- 52-week high
- $39.03
- 52-week low
- $31.91
- Shares outstanding
- 92.44M
Financials
- Revenue, TTM
- $1.12B
- Profit margin
- 28.6%
- Return on equity
- 12.2%
- Quarterly earnings growth, YoY
- +285.7%
Risk and income
- Beta
- 0.73
- Typical daily move
- ±1.6%
- Typical 20-day move
- ±4.4%
- Dividend yield
- 3.12%
Towne Bank peers
Towne Bank’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
Towne Bank stock FAQ
What is Towne Bank’s market cap?
Towne Bank’s market cap is $3.23B at the Oct 12, 2026 close of $35.00, with 92.44M shares outstanding. The shares trade on a P/E ratio of 17.7.
What is the Towne Bank stock forecast?
The consensus analyst 12-month price target for Towne Bank is $40.00, +14.3% from the last close. Of the 2 firms that rated the stock in the last 90 days, 0 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Towne Bank stock overvalued or undervalued?
On Gekko’s estimate Towne Bank is undervalued: the Oct 12, 2026 close of $35.00 is 8.4% below Gekko Fair Value of $38.20. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Towne Bank report earnings next?
Towne Bank is expected to report on Oct 21, 2026 (9 days away). Analysts expect earnings of $0.82 per share on revenue of $250.7M.
What is Towne Bank’s 52-week high and low?
Towne Bank’s 52-week high is $39.03 and its 52-week low is $31.91; it closed at $35.00 on Oct 12, 2026, +3.9% over the past year.
Is Towne Bank stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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