NASDAQ: FFBC

First Financial Bancorp. (FFBC) Stock Analysis & Forecast

Oct 12 close

$31.11+0.21 (+0.7%)

Gekko Brief

AI summaryOct 12 close

This week, First Financial Bancorp. (FFBC) appears in stock forecast coverage referencing an Argus report dated September 30, 2026, which included a rating and price target for the regional bank holding company. Beyond this, the current commentary centers on valuation perspectives for the mid-sized bank rather than any new results, guidance or deal activity.

FFBC closes at $31.11, up 0.7%, sitting between its 50-day average of $32.59 and 200-day average of $30.54. The stock has returned -4.3% over one month, -9.1% over three months, 5.5% over six months, and 22% over one year, with a 52-week range of $23.06 to $36.24. The GekkoIndex reads 63.4, placing FFBC in the Accumulation zone. Gekko Fair Value stands at $34.79, with price currently 10.6% below that level.

Earnings are set for 27 October 2026, 15 days away, falling inside a typical 20-trading-day holding window. Seasonality data shows the next 20 trading days have averaged an 8.6% return over 5 years, with gains in 3 of those years. No insider, Congress or unusual options activity appears in the respective 90-day and 30-day windows. Among covering analysts, 3 firms show 1 buy and 2 hold ratings, with a consensus target of $38 implying 22.1% upside. The gap to Gekko Fair Value and the approaching earnings date both bear watching over the coming weeks.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

First Financial Bancorp. price vs fair value

$34.79$31.11Oct ’25Apr ’26Oct ’26
Close $31.11200-day averageGekko Fair Value $34.79

First Financial Bancorp. quick facts

Market cap
$3.27B
P/E ratio
11
Forward P/E
8.9
EPS, TTM
$2.83
Revenue, TTM
$952.9M
Profit margin
29.9%
Dividend yield
3.24%
Beta
0.95
Volume
590,516 avg 958,401
1-year return
+22.0%
Typical daily move
±2%
Typical 20-day move
±5.6%
50-day average
$32.59
200-day average
$30.54
Next earnings
Oct 27
Shares outstanding
105.2M
52-week range
$23.06$36.24

First Financial Bancorp. swing-trade checklist

First Financial Bancorp. scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $31.11 sits between the 50-day ($32.59) and 200-day ($30.54) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    63.4, Accumulation

    Reading 63.4 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    10.6% below

    Price is 10.6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 15 days

    Reports on Oct 27, 2026, 15 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +8.6% on average

    From this point in the calendar, the next 20 trading days averaged +8.6% over 5 years, rising in 3 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

First Financial Bancorp. stock chart and price history

First Financial Bancorp. closed at $31.11 on Oct 12, 2026, +22.0% over the past year, inside a 52-week range of $23.06 to $36.24.

Close50-day average200-day averageVolume
First Financial Bancorp. share price, past year, with 50-day and 200-day moving averages and volume$25$30$35NovDecJan 2026FebMarAprMayJunJulAugSepOct31.11

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.3%
3 months
−9.1%
6 months
+5.5%
1 year
+22.0%
The full FFBC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FFBC in Gekko

Follow First Financial Bancorp. through every session

Put FFBC on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About First Financial Bancorp.

First Financial Bancorp. stands as the parent organization of First Financial Bank, which handles everyday banking needs for households and companies spread across Ohio, Indiana, Kentucky, and Illinois. Customers can turn to it for familiar essentials like checking and savings accounts, plus deposit options ranging from interest-bearing accounts to time deposits and cash-management support tailored to both personal and business banking relationships.

Its lending reach extends into residential mortgages and financing for commercial properties, covering housing units as well as income-generating spaces like apartment complexes, retail centers, and offices. The bank also funds industrial and commercial ventures, backs equipment and leasehold upgrades for franchise operators, and extends consumer credit such as auto loans, second mortgages, unsecured personal loans, and home equity credit lines. On top of this, it delivers tailored financing to niche clients including insurance firms, accounting practices, investment advisory shops, auto lenders, and restaurant franchise owners, alongside trust services, wealth planning, leasing arrangements, and hedging solutions covering currencies and commodities.

Dating back to 1863, First Financial Bancorp. makes its home in Cincinnati, Ohio, and trades its shares on the NASDAQ under the ticker FFBC.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
bankatfirst.com

First Financial Bancorp. GekkoIndex: the smart money zone

First Financial Bancorp.’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 63.4, in the Accumulation zone, down 0.1 points over five sessions.

010063.4Accumulation

Down 0.1 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying26+1.2%+3.1%+3.1%+6.2%
Accumulation (current zone)228+0.4%+0.9%+3.9%+6.4%
Neutral382+0.1%+0.5%+0.4%+2.6%
Distribution40+0.5%−1.4%−4.2%−2.8%
Selling6Too few readings yet

Average FFBC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the FFBC price, zone by zone.Track FFBC in Gekko

Is First Financial Bancorp. stock overvalued? Gekko Fair Value

First Financial Bancorp. trades 10.6% below Gekko Fair Value of $34.79, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what First Financial Bancorp. shares are worth, recalculated every trading day.

$34.79

Gekko Fair Value, Oct 10, 2026

10.6% Undervalued

At the end of Aug 2026 the price was 10.1% below the estimate.

Gekko Fair ValueShare price, month end
$35$31Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FFBC in Gekko

First Financial Bancorp. insider and Congress trading

No open-market insider purchases were filed for First Financial Bancorp., and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FFBC in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FFBC insider filing, plotted on the chart in Gekko.Open FFBC in Gekko

Congress trades last 90 days

No trades in FFBC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FFBC, plotted on the chart in Gekko.Open FFBC in Gekko

Buybacks

First Financial Bancorp. has been buying back its own shares.

Bought back, quarter ended Sep 30, 2021
$57.23M
As a share of market cap
1.75%

From company filings.

First Financial Bancorp. earnings: next date and track record

First Financial Bancorp. reports on Oct 27, 2026 (15 days away).

First Financial Bancorp. stock forecast and analyst price targets

Analysts’ average 12-month price target for First Financial Bancorp. is $38.00, +22.1% from the last close, from 3 firms rating the stock in the last 90 days.

$38.00consensus 12-month target, +22.1% from the last close
Low $36High $38
Buy1
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 3 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 24Truist FinancialBuy, upgraded$37+18.9%
Jul 27KBWHold, maintained$38+22.1%
Jul 23Truist FinancialHold, maintained——
Jul 22RBC CapitalHold, maintained$36+15.7%
+3.9%average 20-day move after past Accumulation readings
+8.6%average move over the next 20 trading days in the last 5 years
±2%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

First Financial Bancorp. seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, First Financial Bancorp. averaged +8.6% across the last 5 years, rising in 3 of them.

Next 20 trading days, by year

+8.0%2021+17.3%2022−0.3%2023+15.0%2024−1.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.7%3 of 5
Next 10 trading days+2.3%3 of 5
Next 15 trading days+3.5%3 of 5
Next 20 trading days+8.6%3 of 5
Next 30 trading days+8.4%5 of 5

For scale, FFBC’s typical 20-trading-day move in either direction is about 5.6%.

First Financial Bancorp. market cap and key statistics

First Financial Bancorp.’s market cap is $3.27B, with a P/E ratio of 11 and revenue of $952.9M over the last twelve months.

Valuation

Market cap
$3.27B
P/E ratio
11
Forward P/E
8.9
EPS, TTM
$2.83
Gekko Fair Value
$34.79

Trading

Volume
590,516
Avg volume, 20 days
958,401
52-week high
$36.24
52-week low
$23.06
Shares outstanding
105.2M

Financials

Revenue, TTM
$952.9M
Profit margin
29.9%
Return on equity
10.3%
Quarterly earnings growth, YoY
0.0%

Risk and income

Beta
0.95
Typical daily move
±2%
Typical 20-day move
±5.6%
Dividend yield
3.24%

First Financial Bancorp. stock news this week

1 headline about First Financial Bancorp. from the past week, newest first, each linking to the publisher.

First Financial Bancorp. peers

First Financial Bancorp.’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

First Financial Bancorp. stock FAQ

What is First Financial Bancorp.’s market cap?

First Financial Bancorp.’s market cap is $3.27B at the Oct 12, 2026 close of $31.11, with 105.2M shares outstanding. The shares trade on a P/E ratio of 11.

What is the First Financial Bancorp. stock forecast?

The consensus analyst 12-month price target for First Financial Bancorp. is $38.00, +22.1% from the last close. Of the 3 firms that rated the stock in the last 90 days, 1 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is First Financial Bancorp. stock overvalued or undervalued?

On Gekko’s estimate First Financial Bancorp. is undervalued: the Oct 12, 2026 close of $31.11 is 10.6% below Gekko Fair Value of $34.79. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does First Financial Bancorp. report earnings next?

First Financial Bancorp. is expected to report on Oct 27, 2026 (15 days away). Analysts expect earnings of $0.82 per share on revenue of $271.0M.

What is First Financial Bancorp.’s 52-week high and low?

First Financial Bancorp.’s 52-week high is $36.24 and its 52-week low is $23.06; it closed at $31.11 on Oct 12, 2026, +22.0% over the past year.

Is First Financial Bancorp. stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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