Insider buying last 90 days
No open-market insider purchases were filed for MCBS in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every MCBS insider filing, plotted on the chart in Gekko.Open MCBS in Gekko
NASDAQ: MCBS
MetroCity Bankshares (MCBS) Stock Analysis & Forecast
Oct 12 close
$34.74+0.54 (+1.6%)
Gekko Brief
AI summaryOct 12 closeMetroCity Bankshares heads into its Q3 2026 earnings release, scheduled for 16 October, with analysts forecasting $0.84 per share on $51.30 million in revenue. The prior quarter saw the bank miss expectations, reporting $0.76 EPS against an $0.81 consensus, a point of reference as the market weighs this week's upcoming report.
MCBS closed at $34.74, up 1.6%, sitting between its 50-day average of $35.26 and 200-day average of $32.14, reflecting a mixed trend picture. The GekkoIndex reads 60.1, placing the stock in the Accumulation zone. Shares trade 4.5% below Gekko Fair Value of $36.36, within the range Gekko considers close to fair value. The stock's 52-week range spans $24.53 to $37.46, with a one-year return of 31.4% against a flatter three-month return of -1.8%.
Earnings on 16 October fall just 4 days away, placing the report inside a typical 20-trading-day holding window and adding event risk ahead of the next stretch. Over the past eight quarters, MCBS has beaten EPS estimates each time, with its last reaction producing a 6.7% move and an average absolute reaction of 4.6%. Seasonality from this point in the calendar has historically been supportive, averaging an 11% gain over the next 20 trading days across 5 years, rising in 4 of them. No insider, Congress, or unusual options activity appears in the current window. The consensus analyst target stands at $38, implying 9.4% upside from current levels.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
MetroCity Bankshares price vs fair value
Close $34.74200-day averageGekko Fair Value $36.36
MetroCity Bankshares quick facts
- Market cap
- $995.6M
- P/E ratio
- 11.9
- Forward P/E
- —
- EPS, TTM
- $2.88
- Revenue, TTM
- $184.5M
- Profit margin
- 43.3%
- Dividend yield
- 3.00%
- Beta
- 0.71
- Volume
- 68,696 avg 88,883
- 1-year return
- +31.4%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±4.5%
- 50-day average
- $35.26
- 200-day average
- $32.14
- Next earnings
- Oct 16
- Shares outstanding
- 28.66M
MetroCity Bankshares swing-trade checklist
MetroCity Bankshares scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive2 mixed1 headwind
- Trendmixed
Averages disagree
Close $34.74 sits between the 50-day ($35.26) and 200-day ($32.14) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
60.1, Accumulation
Reading 60.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuemixed
4.5% below
Price is within 5% of Gekko Fair Value (4.5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 4 days
Reports on Oct 16, 2026, 4 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+11.0% on average
From this point in the calendar, the next 20 trading days averaged +11% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
MetroCity Bankshares stock chart and price history
MetroCity Bankshares closed at $34.74 on Oct 12, 2026, +31.4% over the past year, inside a 52-week range of $24.53 to $37.46.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −2.1%
- 3 months
- −1.8%
- 6 months
- +11.8%
- 1 year
- +31.4%
The full MCBS chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open MCBS in Gekko
Follow MetroCity Bankshares through every session
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About MetroCity Bankshares
MetroCity Bankshares serves as the parent organization of Metro City Bank, a bank offering a wide range of financial products to customers nationwide. Its client base spans everyday individuals, smaller and mid-sized companies, larger corporate clients, and municipal or government bodies, and the bank is recognized for the breadth of deposit and loan options it makes available through its branches.
On the deposit side, customers can open checking and savings accounts for personal or business use, along with certificates of deposit and money transfer services. The lending side covers financing for construction and property development, loans tied to commercial real estate, credit for industrial and general business purposes, mortgages for single-family homes, SBA-backed loans, and various consumer lending options. Additional tools such as digital banking access, treasury and cash management services, wire transfers, and ACH processing round out what the bank offers its customers.
The company traces its founding back to 2006 and keeps its main offices in Doraville, Georgia. It runs 19 branches spread across seven states, including Georgia, Florida, Alabama, Texas, Virginia, and both New York and New Jersey. Shares of MetroCity Bankshares trade on the NASDAQ under the ticker MCBS.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Regional banks
- Website
- metrocitybank.bank
MetroCity Bankshares GekkoIndex: the smart money zone
MetroCity Bankshares’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 60.1, in the Accumulation zone, up 2.3 points over five sessions.
60.1Accumulation
Up 2.3 points over five sessions, from the Neutral zone.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days |
|---|---|---|---|
| Buying | 21 | +0.6% | +0.6% |
| Accumulation (current zone) | 197 | +0.9% | +3.8% |
| Neutral | 417 | +0.3% | +0.8% |
| Distribution | 37 | −1.9% | −3.2% |
| Selling | 10 | +1.6% | −2.2% |
Average MCBS share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the MCBS price, zone by zone.Track MCBS in Gekko
Is MetroCity Bankshares stock overvalued? Gekko Fair Value
MetroCity Bankshares trades 4.5% below Gekko Fair Value of $36.36, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what MetroCity Bankshares shares are worth, recalculated every trading day.
$36.36
Gekko Fair Value, Oct 10, 2026
4.5% below fair value · About fair value
At the end of Aug 2026 the price was 6.4% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open MCBS in Gekko
MetroCity Bankshares insider and Congress trading
No open-market insider purchases were filed for MetroCity Bankshares, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in MCBS were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for MCBS, plotted on the chart in Gekko.Open MCBS in Gekko
Buybacks
MetroCity Bankshares has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $4.44M
- As a share of market cap
- 0.45%
From company filings.
MetroCity Bankshares earnings: next date and track record
MetroCity Bankshares reports on Oct 16, 2026 (4 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Oct 16, 2026
4 days away
- EPS estimate
- $0.84
- Revenue estimate
- $51.30M
8 of 8reports beat the EPS estimate
±4.6%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jan 30, 2026 | $0.78 est $0.73 | $43.74M est $44.50M | +6.7% |
| Oct 17, 2025 | $0.68 est $0.67 | $37.97M est $40.20M | +1.5% |
| Jul 18, 2025 | $0.65 est $0.63 | $37.91M est $36.10M | +4.1% |
| Apr 18, 2025 | $0.63 est $0.61 | $36.01M est $36.20M | +1.9% |
| Jan 21, 2025 | $0.63 est $0.61 | — | −0.7% |
| Oct 18, 2024 | $0.65 est $0.64 | $36.90M est $36.40M | −7.0% |
| Jul 19, 2024 | $0.66 est $0.59 | $36.27M est $34.80M | +8.0% |
| Apr 19, 2024 | $0.57 est $0.53 | $32.61M est $31.40M | +7.2% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
MetroCity Bankshares stock forecast and analyst price targets
Analysts’ average 12-month price target for MetroCity Bankshares is $38.00, +9.4% from the last close.
$38.00consensus 12-month target, +9.4% from the last close
+3.8%average 20-day move after past Accumulation readings
+11.0%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
MetroCity Bankshares seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, MetroCity Bankshares averaged +11.0% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.7% | 5 of 5 |
| Next 10 trading days | +3.7% | 4 of 5 |
| Next 15 trading days | +4.6% | 4 of 5 |
| Next 20 trading days | +11.0% | 4 of 5 |
| Next 30 trading days | +12.7% | 4 of 5 |
For scale, MCBS’s typical 20-trading-day move in either direction is about 4.5%.
MetroCity Bankshares market cap and key statistics
MetroCity Bankshares’s market cap is $995.6M, with a P/E ratio of 11.9 and revenue of $184.5M over the last twelve months.
Valuation
- Market cap
- $995.6M
- P/E ratio
- 11.9
- EPS, TTM
- $2.88
- Gekko Fair Value
- $36.36
Trading
- Volume
- 68,696
- Avg volume, 20 days
- 88,883
- 52-week high
- $37.46
- 52-week low
- $24.53
- Shares outstanding
- 28.66M
Financials
- Revenue, TTM
- $184.5M
- Profit margin
- 43.3%
- Return on equity
- 15.9%
- Quarterly earnings growth, YoY
- +16.9%
Risk and income
- Beta
- 0.71
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±4.5%
- Dividend yield
- 3.00%
MetroCity Bankshares stock news this week
2 headlines about MetroCity Bankshares from the past week, newest first, each linking to the publisher.
- MCBS Q3'26 Earnings: revenue estimate is 51.30M USDTradingView, Oct 9
- MetroCity Bankshares (MCBS) Projected to Release Earnings on FridayMarketBeat, Oct 9
MetroCity Bankshares peers
MetroCity Bankshares’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| CMCanadian Imperial Bank of Commerce | Accumulation | 5.7% below |
| USBU.S. Bancorp | Accumulation | 11.0% below |
| NUNu | Neutral | 0.7% below |
| TFCTruist Financial | Accumulation | 9.6% below |
| FITBFifth Third Bancorp | Accumulation | 11.2% below |
| MTBM&T Bank | Accumulation | 9.1% below |
A peer links to its own page where one exists.
MetroCity Bankshares stock FAQ
What is MetroCity Bankshares’s market cap?
MetroCity Bankshares’s market cap is $995.6M at the Oct 12, 2026 close of $34.74, with 28.66M shares outstanding. The shares trade on a P/E ratio of 11.9.
What is the MetroCity Bankshares stock forecast?
The consensus analyst 12-month price target for MetroCity Bankshares is $38.00, +9.4% from the last close. Gekko doesn’t publish price predictions of its own.
Is MetroCity Bankshares stock overvalued or undervalued?
On Gekko’s estimate MetroCity Bankshares is about fair value: the Oct 12, 2026 close of $34.74 is 4.5% below Gekko Fair Value of $36.36. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does MetroCity Bankshares report earnings next?
MetroCity Bankshares is expected to report on Oct 16, 2026 (4 days away). Analysts expect earnings of $0.84 per share on revenue of $51.30M. MetroCity Bankshares beat the earnings estimate in 8 of its last 8 reports, moving 4.6% on average across the report.
What is MetroCity Bankshares’s 52-week high and low?
MetroCity Bankshares’s 52-week high is $37.46 and its 52-week low is $24.53; it closed at $34.74 on Oct 12, 2026, +31.4% over the past year.
Is MetroCity Bankshares stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and seasonality), 2 as mixed (trend and fair value) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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