NASDAQ: UVSP

Univest Financial (UVSP) Stock Analysis & Forecast

Oct 12 close

$40.93+0.03 (+0.1%)

Gekko Brief

AI summaryOct 12 close

This week's attention for Univest Financial centers on scheduling for third-quarter 2026 results, with the earnings call confirmed for October 29 following the release after market close on October 28. Coverage also includes a comparison piece weighing Univest Corporation of Pennsylvania against a peer on risk, valuation and institutional ownership, along with a dividend-focused note and commentary on the stock's move above its 200-day moving average.

UVSP closed at $40.93, little changed on the day, sitting between its 50-day average of $42.16 and its 200-day average of $38.68. Over the past month the stock is down 4.1%, and over three months down 5.9%, while the six-month return stands at 10.2% and the one-year return at 38.5%. The GekkoIndex reads 63.9, placing the stock in the Accumulation zone, up 3.5 over five sessions. Gekko Fair Value is set at $43.54, putting the current price 6% below that level.

Univest reports third-quarter earnings on 28 October, 16 days away and within a typical 20-trading-day holding window, with the call following on October 29. No insider, Congress or unusual options activity appears in the respective 90-day and 30-day windows. Seasonality data covering five years shows an average 20-trading-day return of 9.1% from this point in the calendar, with gains in 5 of those years. The consensus analyst target stands at $45.5, implying 11.2% upside from current levels.

Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.

Univest Financial price vs fair value

$43.54$40.93Oct ’25Apr ’26Oct ’26
Close $40.93200-day averageGekko Fair Value $43.54

Univest Financial quick facts

Market cap
$1.13B
P/E ratio
11.9
Forward P/E
13
EPS, TTM
$3.46
Revenue, TTM
$329.9M
Profit margin
29.8%
Dividend yield
2.20%
Beta
0.66
Volume
171,066 avg 227,799
1-year return
+38.5%
Typical daily move
±1.7%
Typical 20-day move
±5.3%
50-day average
$42.16
200-day average
$38.68
Next earnings
Oct 28
Shares outstanding
27.58M
52-week range
$28.04$45.46

Univest Financial swing-trade checklist

Univest Financial scores 3 supportive, 1 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

3 supportive1 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $40.93 sits between the 50-day ($42.16) and 200-day ($38.68) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    63.9, Accumulation

    Reading 63.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.0% below

    Price is 6% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 16 days

    Reports on Oct 28, 2026, 16 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitysupportive

    +9.1% on average

    From this point in the calendar, the next 20 trading days averaged +9.1% over 5 years, rising in 5 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Univest Financial stock chart and price history

Univest Financial closed at $40.93 on Oct 12, 2026, +38.5% over the past year, inside a 52-week range of $28.04 to $45.46.

Close50-day average200-day averageVolume
Univest Financial share price, past year, with 50-day and 200-day moving averages and volume$30$35$45NovDecJan 2026FebMarAprMayJunJulAugSepOct40.93

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−4.1%
3 months
−5.9%
6 months
+10.2%
1 year
+38.5%
The full UVSP chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open UVSP in Gekko

Follow Univest Financial through every session

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About Univest Financial

Univest Financial is the holding company behind Univest Bank and Trust Co., offering banking services to households and businesses mainly across Pennsylvania. Its work spans everyday deposit and lending products, mortgage services, and equipment lease financing, serving individuals, companies, municipalities and non-profit organizations alike.

The business is divided into three segments. Banking covers the core deposit and loan activity described above, while Wealth Management handles investment advice, financial planning, trust administration and brokerage work for clients ranging from individual families to municipal pension funds, retirement plans, and trusts. A third segment, Insurance, provides commercial property and casualty coverage, employee benefits programs, personal insurance, and human resources consulting. Through 37 banking offices, the company reaches customers in a dozen Pennsylvania counties and three counties in southern New Jersey.

Univest traces its roots to 1876 and was known as Univest Corporation of Pennsylvania before adopting its current name in January 2019. The company is headquartered in Souderton, Pennsylvania, and its shares trade on the NASDAQ under the ticker UVSP.

Listed
NASDAQ
Sector
Finance
Industry
Regional banks
Website
univest.net

Univest Financial GekkoIndex: the smart money zone

Univest Financial’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 63.9, in the Accumulation zone, up 3.5 points over five sessions.

010063.9Accumulation

Up 3.5 points over five sessions.

Reading for Oct 12, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying8Too few readings yet
Accumulation (current zone)180+0.9%+2.1%+5.2%+9.8%
Neutral430+0.5%+1.1%+1.9%+5.5%
Distribution56+0.2%−0.7%−1.5%+5.7%
Selling8Too few readings yet

Average UVSP share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the UVSP price, zone by zone.Track UVSP in Gekko

Is Univest Financial stock overvalued? Gekko Fair Value

Univest Financial trades 6.0% below Gekko Fair Value of $43.54, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Univest Financial shares are worth, recalculated every trading day.

$43.54

Gekko Fair Value, Oct 10, 2026

6.0% Undervalued

At the end of Aug 2026 the price was 7.3% below the estimate.

Gekko Fair ValueShare price, month end
$44$41Aug 2026SepOct 2026

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open UVSP in Gekko

Univest Financial insider and Congress trading

No open-market insider purchases were filed for Univest Financial, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for UVSP in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every UVSP insider filing, plotted on the chart in Gekko.Open UVSP in Gekko

Congress trades last 90 days

No trades in UVSP were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for UVSP, plotted on the chart in Gekko.Open UVSP in Gekko

Buybacks

Univest Financial has been buying back its own shares.

Bought back, quarter ended Jun 30, 2026
$14.76M
As a share of market cap
1.31%
Trailing four quarters
$51.73M

From company filings.

Univest Financial earnings: next date and track record

Univest Financial reports on Oct 28, 2026 (16 days away).

Univest Financial stock forecast and analyst price targets

Analysts’ average 12-month price target for Univest Financial is $45.50, +11.2% from the last close, from 1 firm rating the stock in the last 90 days.

$45.50consensus 12-month target, +11.2% from the last close
Buy0
Hold1
Sell0

Each firm’s latest rating in the last 90 days: 1 firm.

Latest analyst actions

DateFirmRatingTargetvs price
Jul 24KBWHold, reiterated$47+14.8%
+5.2%average 20-day move after past Accumulation readings
+9.1%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Univest Financial seasonality: the next 20 trading days

Over the next 20 trading days from Oct 10, Univest Financial averaged +9.1% across the last 5 years, rising in 5 of them.

Next 20 trading days, by year

+7.4%2021+13.9%2022+2.4%2023+12.9%2024+3.5%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+2.5%4 of 5
Next 10 trading days+3.1%4 of 5
Next 15 trading days+4.5%4 of 5
Next 20 trading days+9.1%5 of 5
Next 30 trading days+9.6%5 of 5

For scale, UVSP’s typical 20-trading-day move in either direction is about 5.3%.

Univest Financial market cap and key statistics

Univest Financial’s market cap is $1.13B, with a P/E ratio of 11.9 and revenue of $329.9M over the last twelve months.

Valuation

Market cap
$1.13B
P/E ratio
11.9
Forward P/E
13
EPS, TTM
$3.46
Gekko Fair Value
$43.54

Trading

Volume
171,066
Avg volume, 20 days
227,799
52-week high
$45.46
52-week low
$28.04
Shares outstanding
27.58M

Financials

Revenue, TTM
$329.9M
Profit margin
29.8%
Return on equity
10.5%
Quarterly earnings growth, YoY
+18.8%

Risk and income

Beta
0.66
Typical daily move
±1.7%
Typical 20-day move
±5.3%
Dividend yield
2.20%

Univest Financial peers

Univest Financial’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
CMCanadian Imperial Bank of Commerce+0.4%Accumulation5.7% below
USBU.S. Bancorp+0.4%Accumulation11.0% below
NUNu−0.6%Neutral0.7% below
TFCTruist Financial+0.9%Accumulation9.6% below
FITBFifth Third Bancorp+0.1%Accumulation11.2% below
MTBM&T Bank+0.9%Accumulation9.1% below

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Univest Financial stock FAQ

What is Univest Financial’s market cap?

Univest Financial’s market cap is $1.13B at the Oct 12, 2026 close of $40.93, with 27.58M shares outstanding. The shares trade on a P/E ratio of 11.9.

What is the Univest Financial stock forecast?

The consensus analyst 12-month price target for Univest Financial is $45.50, +11.2% from the last close. Of the 1 firm that rated the stock in the last 90 days, 0 rate it a buy, 1 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Univest Financial stock overvalued or undervalued?

On Gekko’s estimate Univest Financial is undervalued: the Oct 12, 2026 close of $40.93 is 6.0% below Gekko Fair Value of $43.54. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Univest Financial report earnings next?

Univest Financial is expected to report on Oct 28, 2026 (16 days away). Analysts expect earnings of $0.98 per share on revenue of $90.55M.

What is Univest Financial’s 52-week high and low?

Univest Financial’s 52-week high is $45.46 and its 52-week low is $28.04; it closed at $40.93 on Oct 12, 2026, +38.5% over the past year.

Is Univest Financial stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality), 1 as mixed (trend) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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