Insider buying last 90 days
No open-market insider purchases were filed for WAFD in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every WAFD insider filing, plotted on the chart in Gekko.Open WAFD in Gekko
NASDAQ: WAFD
WaFd (WAFD) Stock Analysis & Forecast
Oct 12 close
$29.51+0.08 (+0.3%)
Gekko Brief
AI summaryOct 12 closeWaFd faces scrutiny tied to its proposed $3.9 billion reverse merger with EverBank Financial Corp, with an investor lawsuit raising questions about fair value for shareholders. Alongside the deal news, one analyst upgraded the stock to Strong Buy with a USD 3.36 estimate, while coverage this week also flagged a negative Earnings ESP of 2.99% and an inconsistent history of estimate beats ahead of the company's "Build 2030" strategy update. The stock separately touched a 52-week low of $15.31 for its ADR listing, a figure distinct from the primary share price.
WaFd shares closed at $29.51, down and sitting below both the 50-day average of $34.18 and the 200-day average of $34.22, with the 50-day itself below the 200-day. The GekkoIndex reads 67.1, placing the stock in the Accumulation zone. Price sits 14.2% below Gekko Fair Value of $34.40, a gap wider than the 5% threshold typically watched.
WaFd reports earnings on 15 October 2026 after close, 3 days away and inside a typical 20-trading-day holding period; the prior quarter's actual EPS of $0.81 missed the $0.82 estimate, triggering a -0.7% reaction, against a history of 3 beats in the last 8 quarters and an average absolute reaction of 3.9%. Seasonality from this point in the calendar has averaged +7.5% over the next 20 trading days across 5 years, rising in 4 of them. No insider, Congress or unusual options activity appears in the current window. Consensus among 3 covering firms stands at hold, with a target of $34.50.
Written by AI from the Oct 12, 2026 close and checked automatically against the figures on this page.
WaFd price vs fair value
Close $29.51200-day averageGekko Fair Value $34.40
WaFd quick facts
- Market cap
- $2.18B
- P/E ratio
- 9.4
- Forward P/E
- 13.6
- EPS, TTM
- $3.17
- Revenue, TTM
- $761.1M
- Profit margin
- 33.7%
- Dividend yield
- 3.63%
- Beta
- 0.88
- Volume
- 636,957 avg 1.40M
- 1-year return
- +2.1%
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±5.5%
- 50-day average
- $34.18
- 200-day average
- $34.22
- Next earnings
- Oct 15 after close
- Shares outstanding
- 74.01M
WaFd swing-trade checklist
WaFd scores 3 supportive, 0 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive0 mixed2 headwinds
- Trendheadwind
Below 50 and 200-day
Close $29.51 is below the 50-day ($34.18) and 200-day ($34.22) averages, and the 50-day is below the 200-day.
See the chart - GekkoIndexsupportive
67.1, Accumulation
Reading 67.1 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
14.2% below
Price is 14.2% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 3 days
Reports on Oct 15, 2026, 3 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+7.5% on average
From this point in the calendar, the next 20 trading days averaged +7.5% over 5 years, rising in 4 of them.
See seasonality
A description of current data, not a recommendation. How this page works
WaFd stock chart and price history
WaFd closed at $29.51 on Oct 12, 2026, +2.1% over the past year, inside a 52-week range of $26.31 to $39.49.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −12.9%
- 3 months
- −22.4%
- 6 months
- −9.8%
- 1 year
- +2.1%
The full WAFD chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open WAFD in Gekko
Follow WaFd through every session
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About WaFd
WaFd provides banking and financial products built around lending, deposit accounts, and insurance, with a primary focus on individual consumers. Its retail banking work is best known as the core of what it offers to everyday customers seeking everyday financial services.
Alongside its consumer business, WaFd also works with mid-sized and large companies, and it supports owners and developers active in commercial real estate. This gives the company a customer base that spans personal banking clients as well as larger business and property interests.
WaFd was established on November 15, 1994, and is headquartered in Seattle, Washington. Its shares are listed on the NASDAQ under the ticker WAFD.
- Listed
- NASDAQ
- Sector
- Finance
- Industry
- Major banks
- Website
- wafdbank.com
WaFd GekkoIndex: the smart money zone
WaFd’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.1, in the Accumulation zone, down 0.8 points over five sessions.
67.1Accumulation
Down 0.8 points over five sessions.
Reading for Oct 12, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 61 | −0.1% | −1.2% | ||
| Accumulation (current zone) | 213 | −0.1% | +1.2% | ||
| Neutral | 385 | +0.2% | +0.3% | ||
| Distribution | 20 | −0.1% | −0.1% | ||
| Selling | 3 | Too few readings yet | |||
Average WAFD share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.2% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the WAFD price, zone by zone.Track WAFD in Gekko
Is WaFd stock overvalued? Gekko Fair Value
WaFd trades 14.2% below Gekko Fair Value of $34.40, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what WaFd shares are worth, recalculated every trading day.
$34.40
Gekko Fair Value, Oct 10, 2026
14.2% Undervalued
At the end of Aug 2026 the price was 6.9% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open WAFD in Gekko
WaFd insider and Congress trading
No open-market insider purchases were filed for WaFd, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in WAFD were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for WAFD, plotted on the chart in Gekko.Open WAFD in Gekko
Buybacks
WaFd has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $319K
- As a share of market cap
- 0.01%
- Trailing four quarters
- $174.4M
From company filings.
WaFd earnings: next date and track record
WaFd reports on Oct 15, 2026, after the close (3 days away), and beat the EPS estimate in 3 of its last 8 reports.
Next earnings report
Oct 15, 2026
Expected after the close, 3 days away
- EPS estimate
- $0.84
- Revenue estimate
- $203.7M
3 of 8reports beat the EPS estimate
±3.9%average move across the report
3 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 16, 2026 AI summary
- What they said
- WaFd reported Q3 FY2026 net income of $62.5 million or $0.84 per diluted share, up from $0.73 in Q3 FY2025 and $0.82 in Q2 FY2026. Loan originations reached $1.5 billion with active loan types growing $315 million. Core deposits improved to 80.6% of total deposits. CET1 ratio stands at 11.4% with total risk-based capital at 14.4%.
- Guidance
- Basel III endgame reproposal could reduce risk-weighted assets by ~12.5%, providing ~$300 million in capital relief, potentially implemented by end of 2026. Management is shifting strategy from MBS to higher-yielding loan originations to improve net interest income.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 16, 2026 | $0.81 est $0.82 | $205.5M est $199.6M | −0.7% |
| Apr 16, 2026 | $0.82 est $0.75 | $197.4M est $190.3M | +8.5% |
| Jan 15, 2026 | $0.75 est $0.76 | $191.4M est $192.8M | −2.0% |
| Oct 16, 2025 | $0.72 est $0.77 | $187.6M est $190.6M | −2.8% |
| Jul 17, 2025 | $0.73 est $0.67 | $186.3M est $184.2M | +1.0% |
| Apr 11, 2025 | $0.65 est $0.58 | $179.5M est $173.6M | +9.2% |
| Jan 16, 2025 | $0.62 est $0.63 | $171.6M est $174.0M | −5.7% |
| Oct 17, 2024 | $0.69 est $0.69 | $188.5M est $193.8M | −1.6% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
WaFd stock forecast and analyst price targets
Analysts’ average 12-month price target for WaFd is $34.50, +16.9% from the last close, from 3 firms rating the stock in the last 90 days.
$34.50consensus 12-month target, +16.9% from the last close
Now $29.51Avg $34.50
Low $32High $40
Each firm’s latest rating in the last 90 days: 3 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Oct 1 | Piper Sandler | $32 | +8.4% |
| Sep 9 | D.A. Davidson | $37 | +25.4% |
| Jul 20 | D.A. Davidson | $40 | +35.5% |
| Jul 20 | KBW | $40 | +35.5% |
| Jul 20 | Piper Sandler | $36 | +22.0% |
+1.2%average 20-day move after past Accumulation readings
+7.5%average move over the next 20 trading days in the last 5 years
±2.4%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
WaFd seasonality: the next 20 trading days
Over the next 20 trading days from Oct 10, WaFd averaged +7.5% across the last 5 years, rising in 4 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +4.3% | 3 of 5 |
| Next 10 trading days | +3.0% | 3 of 5 |
| Next 15 trading days | +3.9% | 3 of 5 |
| Next 20 trading days | +7.5% | 4 of 5 |
| Next 30 trading days | +5.5% | 5 of 5 |
For scale, WAFD’s typical 20-trading-day move in either direction is about 5.5%.
WaFd market cap and key statistics
WaFd’s market cap is $2.18B, with a P/E ratio of 9.4 and revenue of $761.1M over the last twelve months.
Valuation
- Market cap
- $2.18B
- P/E ratio
- 9.4
- Forward P/E
- 13.6
- EPS, TTM
- $3.17
- Gekko Fair Value
- $34.40
Trading
- Volume
- 636,957
- Avg volume, 20 days
- 1.40M
- 52-week high
- $39.49
- 52-week low
- $26.31
- Shares outstanding
- 74.01M
Financials
- Revenue, TTM
- $761.1M
- Profit margin
- 33.7%
- Return on equity
- 8.5%
- Quarterly earnings growth, YoY
- +15.1%
Risk and income
- Beta
- 0.88
- Typical daily move
- ±2.4%
- Typical 20-day move
- ±5.5%
- Dividend yield
- 3.63%
WaFd stock news this week
Coverage of WaFd this week reads positive: 5 positive, 5 neutral and 1 negative headlines.
- Did Earnings Uncertainty Just Shift WaFd (WAFD) Stock's Investment Narrative?Simply Wall Street, Oct 10
- WaFd (WAFD) Faces Merger Scrutiny, Is The Stock Still Cheap?Simply Wall Street, Oct 8
- Zacks upgrades WaFd stock to Strong Buy with USD 3.36 estimateAD HOC NEWS, Oct 8
- WaFd (WAFD) Earnings Expected to Grow: Should You Buy?Zacks Investment Research, Oct 8
- WAFD Q4'26 Earnings: revenue estimate is 203.66M USDTradingView, Oct 8
- Congress Asset Management Co. Grows Holdings in WaFd, Inc. $WAFDMarketBeat, Oct 8
WaFd peers
WaFd’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 6.9% below |
| BACBank of America | Accumulation | 13.1% below |
| RYRoyal Bank Of Canada | Accumulation | 6.5% below |
| WFCWells Fargo | Neutral | 8.5% below |
| CCitigroup | Neutral | 6.6% below |
| TDToronto Dominion Bank | Accumulation | 2.9% below |
A peer links to its own page where one exists.
WaFd stock FAQ
What is WaFd’s market cap?
WaFd’s market cap is $2.18B at the Oct 12, 2026 close of $29.51, with 74.01M shares outstanding. The shares trade on a P/E ratio of 9.4.
What is the WaFd stock forecast?
The consensus analyst 12-month price target for WaFd is $34.50, +16.9% from the last close. Of the 3 firms that rated the stock in the last 90 days, 0 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is WaFd stock overvalued or undervalued?
On Gekko’s estimate WaFd is undervalued: the Oct 12, 2026 close of $29.51 is 14.2% below Gekko Fair Value of $34.40. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does WaFd report earnings next?
WaFd is expected to report on Oct 15, 2026, after the market closes (3 days away). Analysts expect earnings of $0.84 per share on revenue of $203.7M. WaFd beat the earnings estimate in 3 of its last 8 reports, moving 3.9% on average across the report.
What is WaFd’s 52-week high and low?
WaFd’s 52-week high is $39.49 and its 52-week low is $26.31; it closed at $29.51 on Oct 12, 2026, +2.1% over the past year.
Is WaFd stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (gekkoindex, fair value and seasonality) and 2 as headwinds (trend and earnings risk). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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