NYSE: WFC

Wells Fargo (WFC) Stock Analysis & Forecast

Wells Fargo & Company. Finance sector, major banks industry. Market cap $260.4B.

$86.12−0.77 (−0.9%)

Close on Sep 18, 2026. Page updated Sep 19, 9:18 pm ET.

Gekko Brief

AI summary

Wells Fargo closes at $86.12, down 0.9%, sitting between its 50-day average of $87.19 and 200-day average of $85.17, a mixed trend picture. The GekkoIndex reads 64.1, placing the stock in the Accumulation zone. Price stands 6.9% below Gekko Fair Value of $92.50, a gap that bears watching.

Most of this week's coverage centers on Wells Fargo's own analyst actions on other names rather than developments at the bank itself. The firm downgraded Netflix to underweight, citing an 8% drop in viewership time per subscriber and a weaker content slate, a call that has weighed on Netflix shares through the week. Separately, Wells Fargo upgraded Savers Value Village to Hold and initiated coverage with an Equalweight rating. Also noted is a report that Allspring Global Investments, a former Wells Fargo asset manager, is weighing a $4 billion sale, and a disclosure that Nykredit A/S opened a new $191.09 million position in WFC shares during the second quarter.

Wells Fargo next reports earnings on 13 October 2026, 23 days out, within a typical 20-trading-day holding window; the prior quarter showed diluted EPS of $2.00 against expectations, with a modest -0.2% reaction, following six beats in the last eight quarters and an average absolute move of 5.1%. Seasonality over this stretch has averaged a 4.1% gain across five years but rose in only two of them. Analyst coverage stands at 9 buys and 6 holds among 15 firms, with a consensus target of $100.46.

Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.

Price vs fair value

Close $86.12200-day averageGekko Fair Value $92.50

Key stats

Market cap
$260.4B
P/E ratio
12.7
Forward P/E
10.9
EPS, TTM
$6.86
Revenue, TTM
$83.03B
Profit margin
27.2%
Dividend yield
2.07%
Beta
0.92
Volume
23.61M avg 13.41M
1-year return
+4.4%
Typical daily move
±2.6%
Typical 20-day move
±5.9%
50-day average
$87.19
200-day average
$85.17
Next earnings
Oct 13
Shares outstanding
3.02B
52-week range
$72.78$97.76

Wells Fargo swing-trade checklist

Wells Fargo scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $86.12 sits between the 50-day ($87.19) and 200-day ($85.17) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    64.1, Accumulation

    Reading 64.1 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    6.9% below

    Price is 6.9% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 23 days

    Reports on Oct 13, 2026, 23 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +4.1% on average

    From this point in the calendar, the next 20 trading days averaged +4.1% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

Wells Fargo stock chart and price history

Wells Fargo closed at $86.12 on Sep 18, 2026, +4.4% over the past year, inside a 52-week range of $72.78 to $97.76.

Close50-day average200-day averageVolume

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
+0.2%
3 months
+4.8%
6 months
+12.7%
1 year
+4.4%
The full WFC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open WFC in Gekko

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About Wells Fargo

Wells Fargo offers a broad range of banking and financial services, covering everyday checking and savings accounts, credit and debit cards, and lending for homes, autos, personal needs and small businesses. It serves customers both within the United States and abroad, combining everyday consumer banking with more specialized financial offerings.

The company operates across four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Through these divisions it supports individuals seeking wealth management, brokerage and trust services, as well as private, family-owned and public companies that rely on it for credit products, leasing, treasury management and industry-specific banking. It also works with corporate, institutional and government clients, providing capital markets access, investment banking, commercial real estate financing, and trading and research capabilities.

Wells Fargo traces its founding back to 1852 and operates out of San Francisco, California. Its shares are listed on the NYSE under the ticker WFC.

Listed
NYSE
Sector
Finance
Industry
Major banks
Website
wellsfargo.com

Wells Fargo GekkoIndex: the smart money zone

Wells Fargo’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 64.1, in the Accumulation zone, up 10.6 points over five sessions.

010064.1Accumulation

Up 10.6 points over five sessions, from the Neutral zone.

Reading for Sep 18, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying22+3.4%+6.6%+5.4%+14.7%
Accumulation (current zone)162+0.8%+1.8%+3.4%+7.1%
Neutral424+0.3%+0.5%+1.3%+3.6%
Distribution49+0.8%+1.6%+3.4%+1.6%
Selling5Too few readings yet

Average WFC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the WFC price, zone by zone.Track WFC in Gekko

Is Wells Fargo stock overvalued? Gekko Fair Value

Wells Fargo trades 6.9% below Gekko Fair Value of $92.50, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what Wells Fargo shares are worth, recalculated every trading day.

$92.50

Gekko Fair Value, Sep 19, 2026

6.9% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open WFC in Gekko

Wells Fargo insider and Congress trading

No open-market insider purchases were filed for Wells Fargo, and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for WFC in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every WFC insider filing, plotted on the chart in Gekko.Open WFC in Gekko

Congress trades last 90 days

No trades in WFC were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for WFC, plotted on the chart in Gekko.Open WFC in Gekko

Buybacks

Wells Fargo has been buying back its own shares.

Bought back, quarter ended Mar 31, 2026
$4.00B
As a share of market cap
1.54%
Trailing four quarters
$20.02B

From company filings.

Hedge funds and billionaires quarter ended Jun 30

1of the funds Gekko tracks holds WFC.

0added0opened1trimmed1sold out
Which funds are on each side, name by name.Unlock in Gekko

Wells Fargo earnings: next date and track record

Wells Fargo reports on Oct 13, 2026 (23 days away), and beat the EPS estimate in 6 of its last 8 reports.

6 of 8reports beat the EPS estimate
±5.1%average move across the report
3 of 8reports followed by a gain

Share-price move across each report

+7.6%Oct ’24+6.7%Jan ’250.0%Apr ’25−4.2%Jul ’25+9.6%Oct ’25−4.9%Jan ’26−7.3%Apr ’26−0.2%Jul ’26

Last earnings call, Jul 14, 2026 AI summary

What they said
Wells Fargo reported a strong second quarter with broad-based revenue growth and improved profitability. Diluted EPS rose to $2.00 (up 25% YoY) and net earnings increased to $4.1 billion (up 17% YoY). Revenue grew 9% YoY (net interest income +5%, noninterest income +13%). Management highlighted efficiency gains (headcount down for 24 consecutive quarters), continued investments across growth areas (branches, advisors, markets, AI, cyber), stable credit performance with lower net loan charge-offs, and momentum in markets and transaction businesses. Management reiterated strategic priorities: grow fee-based revenues, balance NII and non-interest income, continue expense discipline, and deploy capital prudently (buybacks within capital targets). During Q&A they addressed NIM dynamics (expect modest Q3 compression then stabilization), deposit cost pressures (interest-bearing deposit growth), loan growth drivers (consumer auto, commercial new business), capital deployment (CET1 target ~10–10.5%, buybacks ongoing), and credit quality (healthy consumer and commercial portfolios).
Guidance
Management reiterated prior NII target of ~$50 billion (stated as $50 billion "plus or minus" consistent with earlier communications). They expect a modest NIM decline in Q3 with stabilization thereafter (potential stabilization in Q4). Deposit costs expected to inch up modestly in H2 due to growth in interest-bearing commercial and CIB deposits. Management expects RWAs to decline roughly ~7% under the proposed capital rule changes (pending finalization). CET1 target range ~10%–10.5%; buybacks to continue subject to capital, business, and market conditions.
Risks flagged
NIM compression from growth in lower-spread interest-bearing deposits and markets financing balances; potential volatility in short-term rates and macro conditions; competitive pressures in wholesale lending and non-bank capital deploying into higher-risk assets; uncertainty until finalization of proposed capital rules (affects capital deployment plans); potential second-order exposures from AI/data-center related lending and supply-chain financing.
ReportedEPSSurpriseRevenueSurpriseMove
Jul 14, 2026$1.96
est $1.73
+13.3%$22.62B
est $21.86B
+3.5%−0.2%
Apr 14, 2026$1.60
est $1.60
0.0%$21.45B
est $21.79B
−1.6%−7.3%
Jan 14, 2026$1.62
est $1.67
−3.0%$21.29B
est $21.65B
−1.7%−4.9%
Oct 14, 2025$1.73
est $1.55
+11.6%$21.44B
est $21.15B
+1.4%+9.6%
Jul 15, 2025$1.54
est $1.41
+9.2%$20.82B
est $20.76B
+0.3%−4.2%
Apr 11, 2025$1.27
est $1.23
+3.3%$20.15B
est $20.72B
−2.8%0.0%
Jan 15, 2025$1.42
est $1.32
+7.6%$20.38B
est $20.59B
−1.0%+6.7%
Oct 11, 2024$1.52
est $1.28
+18.8%$20.37B
est $20.40B
−0.2%+7.6%

“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.

Wells Fargo stock forecast and analyst price targets

Analysts’ average 12-month price target for Wells Fargo is $100.46, +16.7% from the last close, from 15 firms rating the stock in the last 90 days.

$100.46consensus 12-month target, +16.7% from the last close
Low $90High $115
Buy9
Hold6
Sell0

Each firm’s latest rating in the last 90 days: 15 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 16BarclaysBuy, maintained$108+25.4%
Sep 15KBWHold, maintained$94+9.2%
Sep 15Goldman SachsBuy, maintained$107+24.2%
Sep 8Goldman SachsBuy, maintained$111+28.9%
Sep 8Morgan StanleyHold, maintained$102+18.4%
+3.4%average 20-day move after past Accumulation readings
+4.1%average move over the next 20 trading days in the last 5 years
±2.6%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

Wells Fargo seasonality: the next 20 trading days

Over the next 20 trading days from Sep 19, Wells Fargo averaged +4.1% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

+7.9%2021−0.8%2022−2.9%2023+15.4%2024−1.6%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days−2.5%2 of 5
Next 10 trading days−3.4%2 of 5
Next 15 trading days−2.7%2 of 5
Next 20 trading days+4.1%2 of 5
Next 30 trading days+6.4%4 of 5

For scale, WFC’s typical 20-trading-day move in either direction is about 5.9%.

Wells Fargo market cap and key statistics

Wells Fargo’s market cap is $260.4B, with a P/E ratio of 12.7 and revenue of $83.03B over the last twelve months.

Valuation

Market cap
$260.4B
P/E ratio
12.7
Forward P/E
10.9
EPS, TTM
$6.86
Gekko Fair Value
$92.50

Trading

Volume
23.61M
Avg volume, 20 days
13.41M
52-week high
$97.76
52-week low
$72.78
Shares outstanding
3.02B

Financials

Revenue, TTM
$83.03B
Profit margin
27.2%
Return on equity
12.6%
Quarterly earnings growth, YoY
+25.0%

Risk and income

Beta
0.92
Typical daily move
±2.6%
Typical 20-day move
±5.9%
Dividend yield
2.07%

Wells Fargo peers

Wells Fargo’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase+0.5%Accumulation3.4% below
BACBank of America+0.4%Buying10.9% below
RYRoyal Bank Of Canada+0.4%Accumulation3.0% below
CCitigroup−0.4%Accumulation7.7% below
TDToronto Dominion Bank+0.7%Neutral1.0% above
BMOBank Of Montreal+1.0%Neutral0.2% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

Wells Fargo stock FAQ

What is Wells Fargo’s market cap?

Wells Fargo’s market cap is $260.4B at the Sep 18, 2026 close of $86.12, with 3.02B shares outstanding. The shares trade on a P/E ratio of 12.7.

What is the Wells Fargo stock forecast?

The consensus analyst 12-month price target for Wells Fargo is $100.46, +16.7% from the last close. Of the 15 firms that rated the stock in the last 90 days, 9 rate it a buy, 6 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is Wells Fargo stock overvalued or undervalued?

On Gekko’s estimate Wells Fargo is undervalued: the Sep 18, 2026 close of $86.12 is 6.9% below Gekko Fair Value of $92.50. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does Wells Fargo report earnings next?

Wells Fargo is expected to report on Oct 13, 2026 (23 days away). Analysts expect earnings of $1.85 per share on revenue of $22.37B. Wells Fargo beat the earnings estimate in 6 of its last 8 reports, moving 5.1% on average across the report.

What is Wells Fargo’s 52-week high and low?

Wells Fargo’s 52-week high is $97.76 and its 52-week low is $72.78; it closed at $86.12 on Sep 18, 2026, +4.4% over the past year.

Is Wells Fargo stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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