NYSE: FNB

F.N.B. (FNB) Stock Analysis & Forecast

Sep 28 close

$17.43−0.21 (−1.2%)

Gekko Brief

AI summary

F.N.B. draws attention this week mainly through a general profile piece covering the regional bank's stock performance, financial metrics and analyst ratings, without any new results, guidance, deal or regulatory news attached to it.

The shares close at $17.43, down 1.2%, sitting between the 50-day average of $18.56 and the 200-day average of $17.88. Over the past month the stock is down 5.7%, and down 9.1% over three months, though it holds a 7.7% gain over six months and 8.3% over one year. The GekkoIndex reads 67.9, placing FNB in the Accumulation zone. Against Gekko Fair Value of $19.51, the price sits 10.7% below, a gap worth watching.

The next earnings date falls on 15 October, 16 days out, landing inside a typical 20-trading-day holding window. No insider, Congress or unusual options activity appears in the current window. Seasonally, the next 20 trading days from this point in the calendar have averaged a 3.1% return over five years, though only 2 of those 5 years were positive. Analyst coverage from 6 firms shows 4 buy and 2 hold ratings, with a consensus target of $20.94 implying 20.1% upside.

Written by AI and checked automatically against the figures on this page. Generated Sep 29, 2026 from the data above.

F.N.B. price vs fair value

$19.51$17.43Sep ’25Mar ’26Sep ’26
Close $17.43200-day averageGekko Fair Value $19.51

F.N.B. quick facts

Market cap
$6.20B
P/E ratio
10.4
Forward P/E
9.7
EPS, TTM
$1.69
Revenue, TTM
$1.74B
Profit margin
34.6%
Dividend yield
2.81%
Beta
0.86
Volume
5.28M avg 4.04M
1-year return
+8.3%
Typical daily move
±1.8%
Typical 20-day move
±5.2%
50-day average
$18.56
200-day average
$17.88
Next earnings
Oct 15
Shares outstanding
356.0M
52-week range
$14.46$19.59

F.N.B. swing-trade checklist

F.N.B. scores 2 supportive, 2 mixed and 1 headwind across the 5 checklist items with data.

Six things swing traders check before a 20-day hold, read from the latest data.

2 supportive2 mixed1 headwind

  • Trendmixed

    Averages disagree

    Close $17.43 sits between the 50-day ($18.56) and 200-day ($17.88) averages, or the averages disagree.

    See the chart
  • GekkoIndexsupportive

    67.9, Accumulation

    Reading 67.9 is in the Accumulation zone.

    See the GekkoIndex
  • Fair valuesupportive

    10.7% below

    Price is 10.7% below Gekko Fair Value (more than 5% below).

    See fair value
  • Smart moneyno data

    No data

    No insider, Congress or unusual options activity in the window.

    See smart money
  • Earnings riskheadwind

    Reports in 16 days

    Reports on Oct 15, 2026, 16 days away — inside a typical 20-trading-day hold.

    See earnings
  • Seasonalitymixed

    +3.1% on average

    From this point in the calendar, the next 20 trading days averaged +3.1% over 5 years, rising in 2 of them.

    See seasonality

A description of current data, not a recommendation. How this page works

F.N.B. stock chart and price history

F.N.B. closed at $17.43 on Sep 28, 2026, +8.3% over the past year, inside a 52-week range of $14.46 to $19.59.

Close50-day average200-day averageVolume
F.N.B. share price, past year, with 50-day and 200-day moving averages and volume$15$16$17$18$19NovDecJan 2026FebMarAprMayJunJulAugSep17.43

Use the left and right arrow keys to read daily values.

Performance Breakdown

1 month
−5.7%
3 months
−9.1%
6 months
+7.7%
1 year
+8.3%
The full FNB chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open FNB in Gekko

Follow F.N.B. through every session

Put FNB on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.

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About F.N.B.

F.N.B. runs as a bank holding company that packages a wide mix of financial services for everyday customers, companies, government clients, and smaller enterprises. It has built a reputation for pairing standard checking and savings products with commercial lending, investment guidance, and insurance, so a single customer can bank, borrow, and invest through the same organization.

Its business is grouped into community banking, wealth management, and insurance divisions. On the commercial side, F.N.B. arranges business checking, loans for investment property, revolving credit, capital markets support, and equipment leases, while consumers can open deposit accounts, take out mortgages or personal loans, and manage money through mobile and online tools. The wealth management arm handles trust and estate work, brokerage accounts, financial planning, and products like mutual funds and annuities, and the insurance side sells commercial and personal coverage, reinsurance, and mezzanine funding aimed at small and mid-sized firms. Branches operate across Pennsylvania, Ohio, Maryland, West Virginia, North and South Carolina, Virginia, and Washington, D.C.

The company dates back to 1864 and runs its headquarters out of Pittsburgh, Pennsylvania. Its stock trades on the NYSE under the ticker FNB.

Listed
NYSE
Sector
Finance
Industry
Major banks
Website
fnb-online.com

F.N.B. GekkoIndex: the smart money zone

F.N.B.’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 67.9, in the Accumulation zone, down 0.5 points over five sessions.

010067.9Accumulation

Down 0.5 points over five sessions.

Reading for Sep 28, 2026

What followed past readings in each zone

ZoneReadings5 days10 days20 days50 days
Buying20+1.4%+4.5%+3.5%+7.6%
Accumulation (current zone)197+0.7%+1.5%+4.2%+6.6%
Neutral411+0.1%+0.1%+0.2%+1.7%
Distribution42−0.6%−0.6%−3.1%−1.3%
Selling2Too few readings yet

Average FNB share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.

Accumulation zone: Institutional interest building. About the five zones →

See every daily GekkoIndex reading plotted over the FNB price, zone by zone.Track FNB in Gekko

Is F.N.B. stock overvalued? Gekko Fair Value

F.N.B. trades 10.7% below Gekko Fair Value of $19.51, so the shares are undervalued on Gekko’s estimate.

Gekko’s own estimate of what F.N.B. shares are worth, recalculated every trading day.

$19.51

Gekko Fair Value, Sep 29, 2026

10.7% Undervalued

How Gekko Fair Value works →

Gekko Fair Value on every chart, with the gap to price updating daily.Open FNB in Gekko

F.N.B. insider and Congress trading

No open-market insider purchases were filed for F.N.B., and no Congress trades were disclosed, in the last 90 days.

Plus buybacks, unusual options and fund positions, each dated to when it became public.

Insider buying last 90 days

No open-market insider purchases were filed for FNB in the last 90 days.

From Form 4 filings, dated to when each was filed.

Every FNB insider filing, plotted on the chart in Gekko.Open FNB in Gekko

Congress trades last 90 days

No trades in FNB were disclosed by members of Congress in the last 90 days.

From congressional disclosures, which report amounts as ranges.

Congress disclosures for FNB, plotted on the chart in Gekko.Open FNB in Gekko

Buybacks

F.N.B. has been buying back its own shares.

Latest authorization
$250.0M, Apr 14, 2026
Bought back, quarter ended Jun 30, 2026
$47.00M
As a share of market cap
0.76%
Trailing four quarters
$112.0M

From company filings.

F.N.B. earnings: next date and track record

F.N.B. reports on Oct 15, 2026 (16 days away).

F.N.B. stock forecast and analyst price targets

Analysts’ average 12-month price target for F.N.B. is $20.94, +20.1% from the last close, from 6 firms rating the stock in the last 90 days.

$20.94consensus 12-month target, +20.1% from the last close
Low $19High $22
Buy4
Hold2
Sell0

Each firm’s latest rating in the last 90 days: 6 firms.

Latest analyst actions

DateFirmRatingTargetvs price
Sep 14UBSHold, initiated$20+14.7%
Aug 10Wells FargoBuy, reiterated$22+26.2%
Jul 21Truist FinancialBuy, maintained$20.50+17.6%
Jul 20KBWBuy, maintained$22+26.2%
Jul 20Bank of America SecuritiesHold, downgraded$19+9.0%
+4.2%average 20-day move after past Accumulation readings
+3.1%average move over the next 20 trading days in the last 5 years
±1.8%typical daily move, from the 14-day average range

Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.

F.N.B. seasonality: the next 20 trading days

Over the next 20 trading days from Sep 29, F.N.B. averaged +3.1% across the last 5 years, rising in 2 of them.

Next 20 trading days, by year

−2.8%2021+21.3%2022−3.0%2023+3.3%2024−2.3%2025

Average move and hit rate

WindowAverageYears higher
Next 5 trading days+1.9%3 of 5
Next 10 trading days+1.8%2 of 5
Next 15 trading days+3.8%3 of 5
Next 20 trading days+3.1%2 of 5
Next 30 trading days+10.1%5 of 5

For scale, FNB’s typical 20-trading-day move in either direction is about 5.2%.

F.N.B. market cap and key statistics

F.N.B.’s market cap is $6.20B, with a P/E ratio of 10.4 and revenue of $1.74B over the last twelve months.

Valuation

Market cap
$6.20B
P/E ratio
10.4
Forward P/E
9.7
EPS, TTM
$1.69
Gekko Fair Value
$19.51

Trading

Volume
5.28M
Avg volume, 20 days
4.04M
52-week high
$19.59
52-week low
$14.46
Shares outstanding
356.0M

Financials

Revenue, TTM
$1.74B
Profit margin
34.6%
Return on equity
9%
Quarterly earnings growth, YoY
+16.2%

Risk and income

Beta
0.86
Typical daily move
±1.8%
Typical 20-day move
±5.2%
Dividend yield
2.81%

F.N.B. stock news this week

1 headline about F.N.B. from the past week, newest first, each linking to the publisher.

F.N.B. peers

F.N.B.’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.

StockTodayGekkoIndex zonevs Fair Value
JPMJP Morgan Chase−1.5%Accumulation6.9% below
BACBank of America−1.7%Buying13.8% below
RYRoyal Bank Of Canada−0.3%Accumulation3.6% below
WFCWells Fargo−2.3%Accumulation12.4% below
CCitigroup−1.7%Neutral7.8% below
TDToronto Dominion Bank−0.8%Accumulation0.8% above

A peer links to its own page where one exists.

In the Buying zone today

Reporting earnings this week

Popular on Gekko

F.N.B. stock FAQ

What is F.N.B.’s market cap?

F.N.B.’s market cap is $6.20B at the Sep 28, 2026 close of $17.43, with 356.0M shares outstanding. The shares trade on a P/E ratio of 10.4.

What is the F.N.B. stock forecast?

The consensus analyst 12-month price target for F.N.B. is $20.94, +20.1% from the last close. Of the 6 firms that rated the stock in the last 90 days, 4 rate it a buy, 2 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.

Is F.N.B. stock overvalued or undervalued?

On Gekko’s estimate F.N.B. is undervalued: the Sep 28, 2026 close of $17.43 is 10.7% below Gekko Fair Value of $19.51. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.

When does F.N.B. report earnings next?

F.N.B. is expected to report on Oct 15, 2026 (16 days away). Analysts expect earnings of $0.43 per share on revenue of $475.7M.

What is F.N.B.’s 52-week high and low?

F.N.B.’s 52-week high is $19.59 and its 52-week low is $14.46; it closed at $17.43 on Sep 28, 2026, +8.3% over the past year.

Is F.N.B. stock a buy right now?

Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 2 as mixed (trend and seasonality) and 1 as a headwind (earnings risk). The checklist is a description of current data, not a recommendation.

How this page works

During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →

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