Insider buying last 90 days
No open-market insider purchases were filed for C in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every C insider filing, plotted on the chart in Gekko.Open C in Gekko
NYSE: C
Citigroup (C) Stock Analysis & Forecast
$131.77−0.93 (−0.7%)
Close on Sep 18, 2026. Page updated Sep 19, 9:14 pm ET.
Gekko Brief
AI summaryCitigroup trades at $131.77, down 0.7%, sitting between its 50-day average of $134.40 and 200-day average of $124.77. The GekkoIndex reads 65.6, placing the stock in the Accumulation zone, up 13.3 over the last five readings. Price stands 7.7% below the Gekko Fair Value estimate of $142.82. Over the past year the stock has returned 29.5%, though the three-month return is -7.9% and the six-month return is 20%, with the 52-week range spanning $93.66 to $147.96.
This week's coverage centers on Citigroup's stake disclosures and personnel moves rather than the bank's own results. Regulatory filings show Citigroup crossed a reporting threshold in PureTech Health PLC and in Solvay S.A., both transparency notifications on holdings. Separately, Nykredit A/S disclosed a purchase of 2.48 million Citigroup shares worth approximately $347.1 million. On the corporate side, Citi appointed Yik Ping Chong as Head for Commercial Banking in Malaysia and launched Mastercard's Smart Subscriptions tool in the UAE. A retrospective piece also noted Jamie Dimon's departure from Citigroup decades ago.
Citigroup's next earnings date is 13 October 2026, 23 days away, falling inside a typical 20-trading-day holding window; the prior quarter beat estimates with EPS of $3.15 against a $2.72 estimate, though shares reacted -4.1%. Seasonality over the past 5 years shows a -1% average return across the next 20 trading days, rising in 2 of those years. Analyst coverage stands at 11 buy and 3 hold ratings among 14 firms, with a consensus target of $155.20.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $131.77200-day averageGekko Fair Value $142.82
Key stats
- Market cap
- $226.0B
- P/E ratio
- 14.7
- Forward P/E
- 10.5
- EPS, TTM
- $9.07
- Revenue, TTM
- $81.71B
- Profit margin
- 21.8%
- Dividend yield
- 1.76%
- Beta
- 1.10
- Volume
- 20.21M avg 9.18M
- 1-year return
- +29.5%
- Typical daily move
- ±2.9%
- Typical 20-day move
- ±5.7%
- 50-day average
- $134.40
- 200-day average
- $124.77
- Next earnings
- Oct 13
- Shares outstanding
- 1.68B
Citigroup swing-trade checklist
Citigroup scores 2 supportive, 1 mixed and 2 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
2 supportive1 mixed2 headwinds
- Trendmixed
Averages disagree
Close $131.77 sits between the 50-day ($134.40) and 200-day ($124.77) averages, or the averages disagree.
See the chart - GekkoIndexsupportive
65.6, Accumulation
Reading 65.6 is in the Accumulation zone.
See the GekkoIndex - Fair valuesupportive
7.7% below
Price is 7.7% below Gekko Fair Value (more than 5% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings riskheadwind
Reports in 23 days
Reports on Oct 13, 2026, 23 days away — inside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−1.0% on average
From this point in the calendar, the next 20 trading days averaged −1% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Citigroup stock chart and price history
Citigroup closed at $131.77 on Sep 18, 2026, +29.5% over the past year, inside a 52-week range of $93.66 to $147.96.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −0.8%
- 3 months
- −7.9%
- 6 months
- +20.0%
- 1 year
- +29.5%
The full C chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open C in Gekko
Follow Citigroup through every session
Put C on a Gekko watchlist and see its GekkoIndex, Gekko Fair Value and smart money signals update on the chart as they change.
Track C in GekkoFree for 7 days. No credit card required.
About Citigroup
Citigroup operates as a holding company delivering banking and financial services to businesses, governments and individual customers across the globe. It has built a reputation around helping large multinational firms manage cash, trade flows and working capital, alongside offering cross-border securities support backed by local market knowledge and post-trade technology.
The firm is structured into several operating areas. One handles treasury, trade and securities work for corporate and institutional clients, another covers trading and sales in equities, currencies, interest rates and commodities, and a third focuses on investment banking and corporate lending. A wealth-focused division serves private banking and higher-tier retail clients through lending, mortgages, investment and trust services, while a separate consumer banking arm manages branded and co-branded credit card programs along with retail card partnerships. Costs and results that do not fit these groups are gathered under a general corporate category.
Citigroup dates back to 1812 and keeps its headquarters in New York, NY. Its stock trades on the NYSE under the ticker C.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- citigroup.com
Citigroup GekkoIndex: the smart money zone
Citigroup’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 65.6, in the Accumulation zone, up 13.3 points over five sessions.
65.6Accumulation
Up 13.3 points over five sessions, from the Neutral zone.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 17 | +3.7% | +2.2% | ||
| Accumulation (current zone) | 124 | +1.2% | +6.8% | ||
| Neutral | 438 | +0.7% | +2.8% | ||
| Distribution | 82 | +0.5% | +0.4% | ||
| Selling | 1 | Too few readings yet | |||
Average C share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Accumulation readings averaged +2.3% over 20 days. Past behaviour doesn’t guarantee future results.
Accumulation zone: Institutional interest building. About the five zones →
See every daily GekkoIndex reading plotted over the C price, zone by zone.Track C in Gekko
Is Citigroup stock overvalued? Gekko Fair Value
Citigroup trades 7.7% below Gekko Fair Value of $142.82, so the shares are undervalued on Gekko’s estimate.
Gekko’s own estimate of what Citigroup shares are worth, recalculated every trading day.
$142.82
Gekko Fair Value, Sep 18, 2026
7.7% Undervalued
Gekko Fair Value on every chart, with the gap to price updating daily.Open C in Gekko
Citigroup insider and Congress trading
No open-market insider purchases were filed for Citigroup, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in C were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for C, plotted on the chart in Gekko.Open C in Gekko
Buybacks
Citigroup has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $4.15B
- As a share of market cap
- 1.84%
- Trailing four quarters
- $21.30B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds C.
0added0opened1trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko
Citigroup earnings: next date and track record
Citigroup reports on Oct 13, 2026 (23 days away), and beat the EPS estimate in 7 of its last 8 reports.
Next earnings report
Oct 13, 2026
23 days away
- EPS estimate
- $2.68
- Revenue estimate
- $23.74B
7 of 8reports beat the EPS estimate
±3.3%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Jul 14, 2026 AI summary
- What they said
- Citi reported a strong Q2 2026: net income of $5.8B, EPS $3.15, ROTCE 13% and its best quarterly revenue in a decade driven by double-digit revenue growth across most businesses. Management highlighted particularly strong performance in Services (record revenue, >30% ROTCE), Markets (revenues up 17%, equities +40%), Banking (revenues +34%), and improved returns in Wealth and Cards. The firm is generating positive operating leverage, growing NII ex-markets (guidance 5–6% for the year), and making progress on remediation work with portions validated by audit. Citi plans to accelerate selective, organic investments across businesses if market conditions remain constructive, while maintaining expense discipline and an overall efficiency target around 60% for the year. Management reiterated capital strength (CET1 12.8%), options to free ~$5B of capital from Banamex deconsolidation (expected early 2027), and continued focus on structural efficiencies, automation, and productivity initiatives. During Q&A, analysts probed the implications of pulling forward investments on near-term returns, severance timing and magnitude, seasonality in markets, remediation/consent order timing, DTA utilization, deposit costs, and cards marketing spend.
- Guidance
- NII ex-markets revenue growth guidance: 5%–6% for full year. Efficiency ratio target: ~60% for the year. Near-term ROTCE target discussion centered on 10%–11% (management comfortable) and medium-term targets reiterated from Investor Day (11%–13%/14%–15% medium term discussed at Investor Day). Net credit loss/guidance referenced a 4%–4.5% range for the year (context: credit expectations). Banamex deconsolidation expected early 2027; capital relief ~ $5 billion and ~ $40+ billion RWA release. Severance year-to-date: ~$800 million; management expects similar or slightly below prior-year levels but remains open to additional severance if accelerating efficiencies.
- Risks flagged
- Market seasonality (notably in Markets revenues) and macro uncertainty could reduce second-half performance; regulatory timing and remaining consent order work (data governance/regulatory reporting) — removal timing is at regulators' discretion; geopolitics and midterm elections could affect deal pipelines; normalization of deposit growth and rate changes could impact NII; potential consumer headwinds (inflation, unemployment) could affect card delinquencies; uncertainty in final Basel/GSIB and stress-test rule changes affecting SCB and capital requirements.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Jul 14, 2026 | $3.15 est $2.72 | $24.77B est $23.74B | −4.1% |
| Apr 14, 2026 | $3.06 est $2.60 | $24.63B est $23.60B | +4.3% |
| Jan 21, 2026 | $1.24 est $1.62 | $19.87B est $20.95B | +2.5% |
| Nov 6, 2025 | $2.26 est $1.93 | $22.09B est $21.09B | −0.9% |
| Jul 15, 2025 | $1.96 est $1.66 | $21.67B est $21.00B | +2.9% |
| Apr 15, 2025 | $1.96 est $1.85 | $21.60B est $21.26B | −1.8% |
| Jan 15, 2025 | $1.35 est $1.24 | $19.59B est $19.51B | +6.8% |
| Oct 15, 2024 | $1.52 est $1.32 | $20.27B est $19.86B | −2.7% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Citigroup stock forecast and analyst price targets
Analysts’ average 12-month price target for Citigroup is $155.20, +17.8% from the last close, from 14 firms rating the stock in the last 90 days.
$155.20consensus 12-month target, +17.8% from the last close
Now $131.77Avg $155.20
Low $142High $176
Each firm’s latest rating in the last 90 days: 14 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Sep 15 | Barclays | $154 | +16.9% |
| Sep 15 | Goldman Sachs | $169 | +28.3% |
| Sep 8 | Goldman Sachs | $175 | +32.8% |
| Sep 8 | Morgan Stanley | $164 | +24.5% |
| Aug 10 | Barclays | $154 | +16.9% |
+6.8%average 20-day move after past Accumulation readings
−1.0%average move over the next 20 trading days in the last 5 years
±2.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Citigroup seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Citigroup averaged −1.0% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −1.5% | 3 of 5 |
| Next 10 trading days | −2.7% | 2 of 5 |
| Next 15 trading days | −2.3% | 2 of 5 |
| Next 20 trading days | −1.0% | 2 of 5 |
| Next 30 trading days | −0.5% | 2 of 5 |
For scale, C’s typical 20-trading-day move in either direction is about 5.7%.
Citigroup market cap and key statistics
Citigroup’s market cap is $226.0B, with a P/E ratio of 14.7 and revenue of $81.71B over the last twelve months.
Valuation
- Market cap
- $226.0B
- P/E ratio
- 14.7
- Forward P/E
- 10.5
- EPS, TTM
- $9.07
- Gekko Fair Value
- $142.82
Trading
- Volume
- 20.21M
- Avg volume, 20 days
- 9.18M
- 52-week high
- $147.96
- 52-week low
- $93.66
- Shares outstanding
- 1.68B
Financials
- Revenue, TTM
- $81.71B
- Profit margin
- 21.8%
- Return on equity
- 8.5%
- Quarterly earnings growth, YoY
- +61.0%
Risk and income
- Beta
- 1.10
- Typical daily move
- ±2.9%
- Typical 20-day move
- ±5.7%
- Dividend yield
- 1.76%
Citigroup stock news this week
Coverage of Citigroup this week reads neutral: 4 positive, 6 neutral and 3 negative headlines.
- REG - PureTech Health PLC Citigroup Inc - Holding(s) in CompanyTradingView, Sep 19
- StubHub shares tick higher for third day in a row after Citi upgradeCNBC, Sep 18
- Participation notifications by Citigroup Inc.Yahoo Finance UK, Sep 18
- Jamie Dimon was fired from Citigroup at 42 — he turned a $20 billion bank into America's most profitableYahoo Finance, Sep 18
- 2,479,813 Shares in Citigroup Inc. $C Bought by Nykredit A SMarketBeat, Sep 18
- Citi Launches Mastercard Subscription Management Tool in UAEPYMNTS, Sep 17
Citigroup peers
Citigroup’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 3.4% below |
| BACBank of America | Buying | 10.9% below |
| RYRoyal Bank Of Canada | Accumulation | 3.0% below |
| WFCWells Fargo | Accumulation | 6.9% below |
| TDToronto Dominion Bank | Neutral | 1.0% above |
| BMOBank Of Montreal | Neutral | 0.2% above |
A peer links to its own page where one exists.
Citigroup stock FAQ
What is Citigroup’s market cap?
Citigroup’s market cap is $226.0B at the Sep 18, 2026 close of $131.77, with 1.68B shares outstanding. The shares trade on a P/E ratio of 14.7.
What is the Citigroup stock forecast?
The consensus analyst 12-month price target for Citigroup is $155.20, +17.8% from the last close. Of the 14 firms that rated the stock in the last 90 days, 11 rate it a buy, 3 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is Citigroup stock overvalued or undervalued?
On Gekko’s estimate Citigroup is undervalued: the Sep 18, 2026 close of $131.77 is 7.7% below Gekko Fair Value of $142.82. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Citigroup report earnings next?
Citigroup is expected to report on Oct 13, 2026 (23 days away). Analysts expect earnings of $2.68 per share on revenue of $23.74B. Citigroup beat the earnings estimate in 7 of its last 8 reports, moving 3.3% on average across the report.
What is Citigroup’s 52-week high and low?
Citigroup’s 52-week high is $147.96 and its 52-week low is $93.66; it closed at $131.77 on Sep 18, 2026, +29.5% over the past year.
Is Citigroup stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 2 of the 5 items with data read as supportive (gekkoindex and fair value), 1 as mixed (trend) and 2 as headwinds (earnings risk and seasonality). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
See Citigroup the way Gekko members do
Every GekkoIndex reading, insider trade, options bet and Congress disclosure plotted on the chart, plus the 5,800-name screener and trade planning tools.
Join 1,349 other traders using Gekko
Start Your FREE 7 Day Trial → Every feature unlocked. No credit card required.