Insider buying last 90 days
No open-market insider purchases were filed for PNC in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every PNC insider filing, plotted on the chart in Gekko.Open PNC in Gekko
NYSE: PNC
PNC Financial Services (PNC) Stock Analysis & Forecast
Nov 4 close
$233.45+4.04 (+1.8%)
Gekko Brief
AI summaryNov 4 closePNC's week was shaped by third-quarter results and continued expansion in Texas. A 10-Q summary showed revenue rising 10.9% year-over-year to $6.56 billion and diluted EPS increasing 14.3% to $4.97, with net income attributable to common shareholders up 15.6% to $2.01 billion. The company also named a Fort Worth banker, Brian Rudd, as Texas regional executive for commercial banking, underscoring PNC's push into the DFW market. Separately, UBS Group cut its price target on PNC to $278.00 from $286.00 while maintaining a "Buy" rating, implying upside of nearly 20%.
PNC closed at $233.45, up 1.8%, sitting above both its 50-day average of $229.34 and 200-day average of $229.14. The stock has returned 6% over one month and 27.7% over the past year, though it remains 7.6% lower over three months. The GekkoIndex reads 53.3, placing PNC in the Neutral zone, and the price sits 4% below Gekko Fair Value of $243.16.
Looking ahead, PNC's next earnings date is 15 January 2027, 71 days out, placing it outside a typical 20-trading-day holding window. No insider, Congress, or unusual options activity appears in the current windows. Analyst sentiment leans favorable, with 11 of 17 firms rating PNC a buy and a consensus target of $263.57, implying 12.9% upside. Seasonally, the next 20 trading days have averaged a 5.6% return over five years, rising in three of those years, a pattern worth noting alongside the stock's proximity to fair value.
Written by AI from the Nov 4, 2026 close and checked automatically against the figures on this page.
PNC Financial Services price vs fair value
Close $233.45200-day averageGekko Fair Value $243.16
PNC Financial Services quick facts
- Market cap
- $92.74B
- P/E ratio
- 12.1
- Forward P/E
- 10.6
- EPS, TTM
- $19.09
- Revenue, TTM
- $24.94B
- Profit margin
- 31.7%
- Dividend yield
- 3.12%
- Beta
- 0.91
- Volume
- 1.95M avg 1.98M
- 1-year return
- +27.7%
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.2%
- 50-day average
- $229.34
- 200-day average
- $229.14
- Next earnings
- Jan 15
- Shares outstanding
- 397.2M
PNC Financial Services swing-trade checklist
PNC Financial Services scores 3 supportive, 2 mixed and 0 headwinds across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
3 supportive2 mixed0 headwinds
- Trendsupportive
Above 50 and 200-day
Close $233.45 is above the 50-day ($229.34) and 200-day ($229.14) averages, and the 50-day is above the 200-day.
See the chart - GekkoIndexmixed
53.3, Neutral
Reading 53.3 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
4.0% below
Price is within 5% of Gekko Fair Value (4% below).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 71 days
Next report Jan 15, 2027, 71 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalitysupportive
+5.6% on average
From this point in the calendar, the next 20 trading days averaged +5.6% over 5 years, rising in 3 of them.
See seasonality
A description of current data, not a recommendation. How this page works
PNC Financial Services stock chart and price history
PNC Financial Services closed at $233.45 on Nov 4, 2026, +27.7% over the past year, inside a 52-week range of $177.08 to $258.96.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- +6.0%
- 3 months
- −7.6%
- 6 months
- +5.0%
- 1 year
- +27.7%
The full PNC chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open PNC in Gekko
Follow PNC Financial Services through every session
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About PNC Financial Services
PNC Financial Services operates as a broad-based bank serving individuals, small businesses, and larger institutions across the country. Its consumer-facing arm offers everyday banking staples such as checking, savings, and certificate of deposit accounts, along with mortgages, home equity products, auto loans, credit cards, and financing for education and small business needs, supported by brokerage, insurance, and cash management options.
Beyond retail customers, the company works with mid-sized and large corporations, government bodies, and not-for-profit groups, providing commercial loans, credit facilities, equipment leasing, and treasury functions like receivables handling and international payments. This side of the business also covers advisory work in foreign exchange, derivatives, fixed income, underwriting, and mergers, plus loan syndication and technology support. A separate wealth management arm serves high net worth and institutional clients with investment oversight, trust administration, family planning services, custody, and retirement advisory work.
The company traces back to 1852 and is headquartered in Pittsburgh, Pennsylvania. Its shares are listed on the NYSE under the ticker PNC.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- pnc.com
PNC Financial Services GekkoIndex: the smart money zone
PNC Financial Services’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 53.3, in the Neutral zone, down 2.2 points over five sessions.
53.3Neutral
Down 2.2 points over five sessions.
Reading for Nov 4, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 48 | −0.3% | +0.1% | ||
| Accumulation | 185 | 0.0% | +2.4% | ||
| Neutral (current zone) | 403 | +0.7% | +1.3% | ||
| Distribution | 59 | 0.0% | +0.3% | ||
| Selling | 2 | Too few readings yet | |||
Average PNC share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.0% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the PNC price, zone by zone.Track PNC in Gekko
Is PNC Financial Services stock overvalued? Gekko Fair Value
PNC Financial Services trades 4.0% below Gekko Fair Value of $243.16, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what PNC Financial Services shares are worth, recalculated every trading day.
$243.16
Gekko Fair Value, Nov 4, 2026
4.0% below fair value · About fair value
At the end of Aug 2026 the price was 10.5% below the estimate.
Gekko Fair ValueShare price, month end
Gekko Fair Value on every chart, with the gap to price updating daily.Open PNC in Gekko
PNC Financial Services insider and Congress trading
No open-market insider purchases were filed for PNC Financial Services, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in PNC were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for PNC, plotted on the chart in Gekko.Open PNC in Gekko
Buybacks
PNC Financial Services has been buying back its own shares.
- Bought back, quarter ended Jun 30, 2026
- $622.0M
- As a share of market cap
- 0.67%
- Trailing four quarters
- $2.16B
From company filings.
Hedge funds and billionaires quarter ended Jun 30
1of the funds Gekko tracks holds PNC.
0added0opened1trimmed2sold out
Which funds are on each side, name by name.Unlock in Gekko
PNC Financial Services earnings: next date and track record
PNC Financial Services reports on Jan 15, 2027 (71 days away), and beat the EPS estimate in 8 of its last 8 reports.
Next earnings report
Jan 15, 2027
71 days away
- EPS estimate
- $5.03
- Revenue estimate
- $6.85B
8 of 8reports beat the EPS estimate
±2.1%average move across the report
4 of 8reports followed by a gain
Share-price move across each report
Last earnings call, Oct 15, 2026 AI summary
- What they said
- PNC reported Q3 2026 net income of $2.1 billion or $5.09 diluted EPS with 18%+ return on tangible common equity. Average loans grew 2% linked quarter to $372 billion, led by 4% C&I growth. Capital markets fees rose 40% YTD, retail added 215K net new checking accounts, and AUM reached $500 billion. CET1 ratio stood at 9.8% with $1.4 billion returned to shareholders.
- Guidance
- PNC expects Q4 share repurchases to approximate Q3's $560 million level. Management noted full-year loan and deposit growth substantially exceeded initial 2026 expectations, signaling continued momentum entering Q4.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| Oct 15, 2026 | $5.09 est $4.91 | $6.56B est $6.61B | +0.7% |
| Jul 15, 2026 | $4.85 est $4.51 | $6.88B est $6.51B | +1.3% |
| Apr 15, 2026 | $4.13 est $3.95 | $6.17B est $6.24B | −0.5% |
| Jan 16, 2026 | $4.88 est $4.23 | $6.07B est $5.96B | +2.8% |
| Oct 15, 2025 | $4.35 est $4.05 | $5.92B est $5.83B | −6.0% |
| Jul 16, 2025 | $3.85 est $3.55 | $5.66B est $5.61B | +2.0% |
| Apr 15, 2025 | $3.51 est $3.38 | $5.45B est $5.48B | −2.4% |
| Jan 16, 2025 | $3.77 est $3.26 | $5.56B est $5.51B | −0.9% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
PNC Financial Services stock forecast and analyst price targets
Analysts’ average 12-month price target for PNC Financial Services is $263.57, +12.9% from the last close, from 17 firms rating the stock in the last 90 days.
$263.57consensus 12-month target, +12.9% from the last close
Now $233.45Avg $263.57
Low $238High $285
Each firm’s latest rating in the last 90 days: 17 firms.
Latest analyst actions
| Date | Firm | Target | vs price |
|---|---|---|---|
| Nov 4 | Barclays | $284 | +21.7% |
| Nov 2 | UBS | $278 | +19.1% |
| Oct 30 | J.P. Morgan | $259 | +10.9% |
| Oct 26 | Wolfe Research | — | — |
| Oct 19 | Citi | $270 | +15.7% |
+1.3%average 20-day move after past Neutral readings
+5.6%average move over the next 20 trading days in the last 5 years
±1.9%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
PNC Financial Services seasonality: the next 20 trading days
Over the next 20 trading days from Nov 4, PNC Financial Services averaged +5.6% across the last 5 years, rising in 3 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | +3.3% | 3 of 5 |
| Next 10 trading days | +3.0% | 3 of 5 |
| Next 15 trading days | +4.9% | 4 of 5 |
| Next 20 trading days | +5.6% | 3 of 5 |
| Next 30 trading days | +7.1% | 3 of 5 |
For scale, PNC’s typical 20-trading-day move in either direction is about 5.2%.
PNC Financial Services market cap and key statistics
PNC Financial Services’s market cap is $92.74B, with a P/E ratio of 12.1 and revenue of $24.94B over the last twelve months.
Valuation
- Market cap
- $92.74B
- P/E ratio
- 12.1
- Forward P/E
- 10.6
- EPS, TTM
- $19.09
- Gekko Fair Value
- $243.16
Trading
- Volume
- 1.95M
- Avg volume, 20 days
- 1.98M
- 52-week high
- $258.96
- 52-week low
- $177.08
- Shares outstanding
- 397.2M
Financials
- Revenue, TTM
- $24.94B
- Profit margin
- 31.7%
- Return on equity
- 13.1%
- Quarterly earnings growth, YoY
- +14.3%
Risk and income
- Beta
- 0.91
- Typical daily move
- ±1.9%
- Typical 20-day move
- ±5.2%
- Dividend yield
- 3.12%
PNC Financial Services stock news this week
Coverage of PNC Financial Services this week reads positive: 11 positive, 9 neutral and 0 negative headlines.
- The PNC Financial Services Group, Inc $PNC Shares Newly Acquired by Factory Mutual Insurance Co.MarketBeat, Nov 4
- PNC Financial Services Group Inc (PNP.SG) Seasonal returns chart - Yahoo FinanceYahoo Finance Singapore, Nov 4
- PNC Financial Services Group Inc (PNP.DU) Seasonal returns chartYahoo Finance Australia, Nov 4
- PNC Financial Services 3Q 2026: Revenue $6.56B, EPS $4.97— 10-Q SummaryTradingView, Nov 3
- PNC taps Fort Worth banker to lead commercial banking in TexasThe Business Journals, Nov 3
- PNC Financial Services Group (PNC) Q3 2026 Earnings Call TranscriptFortune, Nov 3
PNC Financial Services peers
PNC Financial Services’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Neutral | 0.8% below |
| BACBank of America | Accumulation | 12.3% below |
| RYRoyal Bank Of Canada | Neutral | 1.7% above |
| WFCWells Fargo | Neutral | 2.4% below |
| TDToronto Dominion Bank | Neutral | 5.8% above |
| CCitigroup | Accumulation | 9.8% below |
A peer links to its own page where one exists.
PNC Financial Services stock FAQ
What is PNC Financial Services’s market cap?
PNC Financial Services’s market cap is $92.74B at the Nov 4, 2026 close of $233.45, with 397.2M shares outstanding. The shares trade on a P/E ratio of 12.1.
What is the PNC Financial Services stock forecast?
The consensus analyst 12-month price target for PNC Financial Services is $263.57, +12.9% from the last close. Of the 17 firms that rated the stock in the last 90 days, 11 rate it a buy, 6 a hold and 0 a sell. Gekko doesn’t publish price predictions of its own.
Is PNC Financial Services stock overvalued or undervalued?
On Gekko’s estimate PNC Financial Services is about fair value: the Nov 4, 2026 close of $233.45 is 4.0% below Gekko Fair Value of $243.16. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does PNC Financial Services report earnings next?
PNC Financial Services is expected to report on Jan 15, 2027 (71 days away). Analysts expect earnings of $5.03 per share on revenue of $6.85B. PNC Financial Services beat the earnings estimate in 8 of its last 8 reports, moving 2.1% on average across the report.
What is PNC Financial Services’s 52-week high and low?
PNC Financial Services’s 52-week high is $258.96 and its 52-week low is $177.08; it closed at $233.45 on Nov 4, 2026, +27.7% over the past year.
Is PNC Financial Services stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 3 of the 5 items with data read as supportive (trend, earnings risk and seasonality), 2 as mixed (gekkoindex and fair value). The checklist is a description of current data, not a recommendation.
How this page works
During US trading hours the price at the top of the page is a delayed quote, refreshed every 15 minutes; everything else is rebuilt after each US market close. The GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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