Insider buying last 90 days
No open-market insider purchases were filed for BMO in the last 90 days.
From Form 4 filings, dated to when each was filed.
Every BMO insider filing, plotted on the chart in Gekko.Open BMO in Gekko
NYSE: BMO
Bank Of Montreal (BMO) Stock Analysis & Forecast
$174.49+0.70 (+0.4%)
Close on Sep 18, 2026. Page updated Sep 19, 9:16 pm ET.
Gekko Brief
AI summaryBank Of Montreal closes at $174.49, up 0.4%, sitting between its 50-day average of $177.43 and 200-day average of $154.33, reflecting a mixed trend picture. The GekkoIndex reads 58, placing BMO in the Neutral zone, down 1.3 over the past five readings. Price is essentially in line with Gekko Fair Value of $174.15, a gap of just 0.2%.
Coverage this week centers on analyst attention and business activity rather than a single catalyst. A rating upgrade to Buy was reported on 17 September, while BMO Capital's own analyst Harsh Kumar issued a bullish note on MACOM Technology, drawing BMO's research desk into the headlines. Separately, BMO Equipment Finance signed on to use NETSOL's Transcend Finance platform, and BMO presented at the Barclays 24th Annual Global Financial Services Conference on 15 September. On the deal front, BMO and Sun Life pledged large private capital commitments toward Canadian infrastructure, with BMO citing plans to mobilize up to C$70 billion over the next decade.
Looking ahead, BMO's next earnings report is scheduled for 2 December, 73 days out, placing it outside a typical 20-trading-day holding window. The prior quarter showed adjusted EPS of $3.67 against an estimate of $3.45, with a reaction of 0%; historically, moves have averaged 4.2% in absolute terms. Seasonality over the next 20 trading days has averaged -0.1% across 5 years, rising in 2 of them. Analyst consensus target sits at $172.17, implying -1.3% versus current price.
Written by AI and checked automatically against the figures on this page. Generated Sep 20, 2026 from the data above.
Price vs fair value
Close $174.49200-day averageGekko Fair Value $174.15
Key stats
- Market cap
- $122.2B
- P/E ratio
- 19.5
- Forward P/E
- 14.1
- EPS, TTM
- $9.06
- Revenue, TTM
- $35.67B
- Profit margin
- 25.7%
- Dividend yield
- 3.87%
- Beta
- 1.15
- Volume
- 357,709 avg 639,545
- 1-year return
- +34.5%
- Typical daily move
- ±1.7%
- Typical 20-day move
- ±4.4%
- 50-day average
- $177.43
- 200-day average
- $154.33
- Next earnings
- Dec 2 before open
- Shares outstanding
- 695.1M
Bank Of Montreal swing-trade checklist
Bank Of Montreal scores 1 supportive, 3 mixed and 1 headwind across the 5 checklist items with data.
Six things swing traders check before a 20-day hold, read from the latest data.
1 supportive3 mixed1 headwind
- Trendmixed
Averages disagree
Close $174.49 sits between the 50-day ($177.43) and 200-day ($154.33) averages, or the averages disagree.
See the chart - GekkoIndexmixed
58, Neutral
Reading 58 is in the Neutral zone.
See the GekkoIndex - Fair valuemixed
0.2% above
Price is within 5% of Gekko Fair Value (0.2% above).
See fair value - Smart moneyno data
No data
No insider, Congress or unusual options activity in the window.
See smart money - Earnings risksupportive
Reports in 73 days
Next report Dec 2, 2026, 73 days away — outside a typical 20-trading-day hold.
See earnings - Seasonalityheadwind
−0.1% on average
From this point in the calendar, the next 20 trading days averaged −0.1% over 5 years, rising in 2 of them.
See seasonality
A description of current data, not a recommendation. How this page works
Bank Of Montreal stock chart and price history
Bank Of Montreal closed at $174.49 on Sep 18, 2026, +34.5% over the past year, inside a 52-week range of $119.84 to $187.22.
Close50-day average200-day averageVolume
Use the left and right arrow keys to read daily values.
Performance Breakdown
- 1 month
- −0.7%
- 3 months
- +2.1%
- 6 months
- +27.7%
- 1 year
- +34.5%
The full BMO chart adds GekkoIndex, insider, options, Congress and hedge fund markers, plus TrendCandles™.Open BMO in Gekko
Follow Bank Of Montreal through every session
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About Bank Of Montreal
Bank of Montreal offers a wide mix of banking, lending, and financial planning services to households, small businesses, and larger institutions, mostly within North America. Customers can access everyday accounts, mortgages, personal credit lines, cards, and business loans, along with guidance on savings, investing, and protecting income through life, illness, and annuity coverage.
The company is structured around four main areas: personal and commercial banking in Canada, similar banking in the United States, a wealth management arm, and a capital markets division. Through these units it works with retail customers, corporations, pension funds, and wealthy individuals, helping them raise funds, manage cash and currency exposure, trade securities, and plan for mergers or major financial restructuring, while also supporting insurance and retirement-related needs.
Bank of Montreal traces its origins to 1817 and runs its main operations from Montreal, Canada. Its stock trades on the NYSE under the ticker BMO.
- Listed
- NYSE
- Sector
- Finance
- Industry
- Major banks
- Website
- bmo.com
Bank Of Montreal GekkoIndex: the smart money zone
Bank Of Montreal’s GekkoIndex — Gekko’s 0 to 100 smart money score — reads 58, in the Neutral zone, down 1.3 points over five sessions.
58Neutral
Down 1.3 points over five sessions.
Reading for Sep 18, 2026
What followed past readings in each zone
| Zone | Readings | 5 days | 20 days | ||
|---|---|---|---|---|---|
| Buying | 22 | +2.5% | +4.4% | ||
| Accumulation | 138 | +0.2% | +2.5% | ||
| Neutral (current zone) | 439 | +0.5% | +1.9% | ||
| Distribution | 61 | +0.7% | +2.0% | ||
| Selling | 2 | Too few readings yet | |||
Average BMO share-price change over the trading days after each daily reading in its GekkoIndex history. Across every stock Gekko tracks, Neutral readings averaged +1.2% over 20 days. Past behaviour doesn’t guarantee future results.
Neutral zone: No clear directional signal. About the five zones →
See every daily GekkoIndex reading plotted over the BMO price, zone by zone.Track BMO in Gekko
Is Bank Of Montreal stock overvalued? Gekko Fair Value
Bank Of Montreal trades 0.2% above Gekko Fair Value of $174.15, so the shares are about fair value on Gekko’s estimate.
Gekko’s own estimate of what Bank Of Montreal shares are worth, recalculated every trading day.
$174.15
Gekko Fair Value, Sep 5, 2026
0.2% above fair value · About fair value
Gekko Fair Value on every chart, with the gap to price updating daily.Open BMO in Gekko
Bank Of Montreal insider and Congress trading
No open-market insider purchases were filed for Bank Of Montreal, and no Congress trades were disclosed, in the last 90 days.
Plus buybacks, unusual options and fund positions, each dated to when it became public.
Congress trades last 90 days
No trades in BMO were disclosed by members of Congress in the last 90 days.
From congressional disclosures, which report amounts as ranges.
Congress disclosures for BMO, plotted on the chart in Gekko.Open BMO in Gekko
Bank Of Montreal earnings: next date and track record
Bank Of Montreal reports on Dec 2, 2026, before the open (73 days away), and beat the EPS estimate in 5 of its last 8 reports.
Next earnings report
Dec 2, 2026
Expected before the open, 73 days away
- EPS estimate
- $2.67
- Revenue estimate
- $7.11B
5 of 8reports beat the EPS estimate
±4.2%average move across the report
6 of 8reports followed by a gain
Share-price move across each report
Last earnings call, May 27, 2026 AI summary
- What they said
- BMO Financial Group Q2 2026 earnings call: Management highlighted strong quarter with 40% adjusted EPS growth to $3.67, record net income $2.7B, PPPT $4.4B (up 16%), ROE improvement to 13.5%, ROTCE 17.6%, operating leverage 4.1%, strong fee revenue in Capital Markets, Wealth Management and TPS. CET1 ratio 13%, reserves strong with performing loan coverage 69 bps. Buybacks of 6M shares and 5% dividend increase. Revenue up 10% (12% constant currency), expenses up 6%, PCL decreased to $739M. Loan growth modest, commercial loans up, consumer lending down in Canada reflecting softer housing and cards. Management emphasized optimization of U.S. portfolio nearing completion, focus on selective, higher-return growth (>=15% ROE hurdle). Capital markets pipeline strong but subject to market conditions. Credit: unsecured card losses elevated, but secured mortgages show low LTV (~60%) and high FICOs; performing allowance strong. Liquidity cautious with higher corporate low-yielding liquid assets due to pending dispositions and debt maturities; expect NIM relatively stable. U.S. banking showing mid-single-digit loan growth guidance; expansion in California and branch openings planned. Risks include macro uncertainty, Middle East conflict, higher oil/inflation, elevated insolvencies in Canada, weaker housing activity. Overall tone optimistic on execution and momentum, cautious on macro and credit pockets.
- Guidance
- - Expect NIM relatively stable in near term; may ‘bump around’ quarter-to-quarter. - U.S. banking: targeting mid-single-digit loan growth for the rest of the year. - Continue to target 15% ROE; progress toward that goal with ROE of 13.5% this quarter and ROTCE 17.6%; aim to get performing PCL to mid-30s (basis points?) by end of 2027 (management referenced mid-30s, likely PCL or performing allowance). - Branch openings: ~27-29 new centers next year, 150 over multiyear plan. - CET1 ratio expected to benefit ~28 bps from sale of Transportation and vendor finance businesses. - Capital returned: share buybacks (6M this quarter) and 5% dividend increase to $1.71.
- Risks flagged
- - Macroeconomic uncertainty: global risks from Middle East conflict, higher oil prices and inflation. - Canadian consumer pressure: elevated insolvencies, rising unemployment in certain regions (e.g., parts of GTA), higher delinquency in unsecured portfolios. - Credit card PCL spike and unsecured portfolio pressure. - Liquidity/coverage: higher low-yield corporate liquid assets due to dispositions and upcoming debt maturities. - Market sensitivity for Capital Markets activity.
| Reported | EPS | Revenue | Move |
|---|---|---|---|
| May 27, 2026 | $3.67 est $3.45 | $7.04B est $6.98B | 0.0% |
| Feb 25, 2026 | $3.48 est $3.21 | $7.21B est $6.98B | +4.6% |
| Dec 4, 2025 | $2.36 est $2.16 | $9.26B est $6.72B | +1.6% |
| Aug 26, 2025 | $2.33 est $2.12 | $8.94B est $6.54B | +4.7% |
| May 28, 2025 | $1.84 est $1.84 | $8.68B est $6.44B | +2.1% |
| Feb 25, 2025 | $3.04 est $2.40 | $9.22B est $5.95B | +4.2% |
| Dec 5, 2024 | $1.90 est $2.39 | $8.32B est $6.01B | +8.5% |
| Aug 27, 2024 | $2.64 est $2.76 | $8.15B est $4.58B | −7.8% |
“Move” is the close of the first session after the report compared with the close of the last session before it, so it reads the same whether the company reported before the open or after the close.
Bank Of Montreal stock forecast and analyst price targets
Analysts’ average 12-month price target for Bank Of Montreal is $172.17, −1.3% from the last close.
$172.17consensus 12-month target, −1.3% from the last close
+1.9%average 20-day move after past Neutral readings
−0.1%average move over the next 20 trading days in the last 5 years
±1.7%typical daily move, from the 14-day average range
Gekko doesn’t publish price predictions. These are analyst targets and historical base rates, which don’t guarantee future results.
Bank Of Montreal seasonality: the next 20 trading days
Over the next 20 trading days from Sep 19, Bank Of Montreal averaged −0.1% across the last 5 years, rising in 2 of them.
Next 20 trading days, by year
Average move and hit rate
| Window | Average | Years higher |
|---|---|---|
| Next 5 trading days | −0.5% | 3 of 5 |
| Next 10 trading days | −1.5% | 2 of 5 |
| Next 15 trading days | −2.3% | 2 of 5 |
| Next 20 trading days | −0.1% | 2 of 5 |
| Next 30 trading days | −1.0% | 2 of 5 |
For scale, BMO’s typical 20-trading-day move in either direction is about 4.4%.
Bank Of Montreal market cap and key statistics
Bank Of Montreal’s market cap is $122.2B, with a P/E ratio of 19.5 and revenue of $35.67B over the last twelve months.
Valuation
- Market cap
- $122.2B
- P/E ratio
- 19.5
- Forward P/E
- 14.1
- EPS, TTM
- $9.06
- Gekko Fair Value
- $174.15
Trading
- Volume
- 357,709
- Avg volume, 20 days
- 639,545
- 52-week high
- $187.22
- 52-week low
- $119.84
- Shares outstanding
- 695.1M
Financials
- Revenue, TTM
- $35.67B
- Profit margin
- 25.7%
- Return on equity
- 10.6%
- Quarterly earnings growth, YoY
- −24.2%
Risk and income
- Beta
- 1.15
- Typical daily move
- ±1.7%
- Typical 20-day move
- ±4.4%
- Dividend yield
- 3.87%
Bank Of Montreal stock news this week
6 headlines about Bank Of Montreal from the past week, newest first, each linking to the publisher.
- BMO recommends betting on a recovery in this semiconductor stockInvezz, Sep 18
- Financial Review: Bank Of Montreal (NYSE:BMO) and Northeast Community Bancorp (NASDAQ:NECB)Defense World, Sep 18
- Head-To-Head Analysis: BV Financial (NASDAQ:BVFL) & Bank Of Montreal (NYSE:BMO)Defense World, Sep 18
- All You Need to Know About Bank of Montreal (BMO) Rating Upgrade to BuyZacks Investment Research, Sep 17
- Bank of Montreal (BMO:CA) Presents at Barclays 24th Annual Global Financial Services Conference TranscriptSeeking Alpha, Sep 15
- BMO Equipment Finance Selects NETSOL's Transcend Finance PlatformGlobeNewsWire, Sep 15
Bank Of Montreal peers
Bank Of Montreal’s 6 largest industry peers by market value, with today’s move, GekkoIndex zone and gap to Gekko Fair Value.
| Stock | GekkoIndex zone | vs Fair Value |
|---|---|---|
| JPMJP Morgan Chase | Accumulation | 3.4% below |
| BACBank of America | Buying | 10.9% below |
| RYRoyal Bank Of Canada | Accumulation | 3.0% below |
| WFCWells Fargo | Accumulation | 6.9% below |
| CCitigroup | Accumulation | 7.7% below |
| TDToronto Dominion Bank | Neutral | 1.0% above |
A peer links to its own page where one exists.
Bank Of Montreal stock FAQ
What is Bank Of Montreal’s market cap?
Bank Of Montreal’s market cap is $122.2B at the Sep 18, 2026 close of $174.49, with 695.1M shares outstanding. The shares trade on a P/E ratio of 19.5.
What is the Bank Of Montreal stock forecast?
The consensus analyst 12-month price target for Bank Of Montreal is $172.17, −1.3% from the last close. Gekko doesn’t publish price predictions of its own.
Is Bank Of Montreal stock overvalued or undervalued?
On Gekko’s estimate Bank Of Montreal is about fair value: the Sep 18, 2026 close of $174.49 is 0.2% above Gekko Fair Value of $174.15. Gekko Fair Value is recalculated every trading day, and a gap inside 5% either way counts as about fair value.
When does Bank Of Montreal report earnings next?
Bank Of Montreal is expected to report on Dec 2, 2026, before the market opens (73 days away). Analysts expect earnings of $2.67 per share on revenue of $7.11B. Bank Of Montreal beat the earnings estimate in 5 of its last 8 reports, moving 4.2% on average across the report.
What is Bank Of Montreal’s 52-week high and low?
Bank Of Montreal’s 52-week high is $187.22 and its 52-week low is $119.84; it closed at $174.49 on Sep 18, 2026, +34.5% over the past year.
Is Bank Of Montreal stock a buy right now?
Gekko describes the data; it does not make buy or sell recommendations. On the swing-trade checklist, 1 of the 5 items with data read as supportive (earnings risk), 3 as mixed (trend, gekkoindex and fair value) and 1 as a headwind (seasonality). The checklist is a description of current data, not a recommendation.
How this page works
Prices and signals update after every US market close; the GekkoIndex, Gekko Fair Value and the checklist are Gekko’s own, and the Gekko Brief is written by AI from this page’s data and checked against it before it is published. How Gekko’s data works →
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